# Paymentus > Paymentus is a leading provider of cloud-based bill payment solutions, delivering a next-generation product suite through a modern, scalable technology stack. Trusted by over 2,200 billers across North America, our omni-channel platform empowers consumers with secure, flexible, and user-friendly electronic bill payment experiences across their preferred channels and payment methods. We serve a wide range of industry verticals, including utilities, financial services, government and public sector, healthcare, banking and fintech, telecom, and more, enabling organizations to modernize their payment infrastructure and enhance customer engagement. ## Industries Served by Paymentus - [Utilities](https://www.paymentus.com/utility/): Simplify utility bill payments with a flexible, customer-first platform. - [Healthcare](https://www.paymentus.com/healthcare/): Empower patients to pay medical bills easily through any channel. - [Telecom](https://www.paymentus.com/telecom/): Offer customers easy, seamless phone and internet bill payments. - [Insurance](https://www.paymentus.com/insurance/): Simplify premium and claims payments with flexible options. - [Public Sector & Government](https://www.paymentus.com/public-sector/): Collect taxes, fees, and fines through a secure online portal. - [Banking & Fintech](https://www.paymentus.com/banking-fintech/): Offer bill pay and money movement that fits every customer’s preference. - [Mortgage](https://www.paymentus.com/mortgage/): Allow borrowers to make mortgage payments online. - [Taxes](https://www.paymentus.com/taxes/): Enable easy, secure tax payments with a modern payment experience. - [Auto Consumer & Finance](https://www.paymentus.com/consumer-finance/): Let borrowers pay auto loans their way online, mobile, or in person. - [Nonprofit & Donations](https://www.paymentus.com/churches-nonprofit/): Boost giving with flexible donation options for every supporter. - [Property Management](https://www.paymentus.com/property-management/): Simplify rent and fee collection with flexible payment options for tenants. - [B2B](https://www.paymentus.com/b2b/): Streamline business-to-business payments with a secure, scalable platform. - [Higher Education](https://www.paymentus.com/education/): Make tuition and campus payments easy for students and families. - [Accounting](https://www.paymentus.com/accounting/): Automate client billing and collections with a modern payment experience. - [Subscriptions & Business](https://www.paymentus.com/subscriptions-business-solutions/): Manage recurring payments and invoicing with a flexible billing platform. ## Payment Platform Features - [Autopay](https://www.paymentus.com/autopay/): Reduce late payments with flexible, customer-controlled autopay options. - [Secure Service](https://www.paymentus.com/secure-service/): Protect phone payments with PCI-compliant, agent-free security. - [Chatbot](https://www.paymentus.com/chatbot/): Explore how chatbots enhance customer retention and service efficiency. - [Pay-by-Email](https://www.paymentus.com/pay-by-email/): Let customers pay bills directly from their inbox, securely and easily. - [Pay-by-Text](https://www.paymentus.com/pay-by-text/): Enable fast, mobile bill payments with one-word text replies. - [Disbursements](https://www.paymentus.com/disbursements/): Send refunds, claims, and payouts instantly with digital disbursements - [IVR](https://www.paymentus.com/phone-payments-ivr/): Automate phone payments with real-time Interactive Voice Response (IVR) and reduce call volume. - [Self-Service Portal](https://www.paymentus.com/self-service-portal/): Empower customers to manage bills & payments anytime, anywhere. ## Thought Leadership - [Bill Better®](https://www.paymentus.com/billbetter/): Billing and payment industry stats, trends, and insights. - [Industry Insights](https://www.paymentus.com/industry-insights/): Read the latest white papers, watch video content and catch up on all things billing, payments and money movement. ## About Paymentus - [Paymentus Payment Solutions](https://www.paymentus.com/): Innovative platform for bill payments and money movement solutions. - [IPN: Instant Payment Network](https://www.paymentus.com/instant-payment-network/): Proprietary tech that delivers real-time payment and communication capabilities through a network of billers, banks, and brand partners. - [Frequently Asked Questions](https://www.paymentus.com/frequently-asked-questions/): Answers to commonly asked queries related to Paymentus and the billing and payments industry. - [Innovative Billing Solutions](https://www.paymentus.com/about/): Paymentus offers business a best-in-class electronic billing and payment solution. - [Careers at Paymentus](https://www.paymentus.com/careers/): Join Paymentus for a fulfilling career.