# Point.com

> Unlock your home equity with Point's Home Equity Investment (HEI). Get up to $600k with no monthly payments, no income requirements, and no need for perfect credit. Enjoy a flexible, 30-year term. Point is your partner in home wealth. 

Point helps homeowners across the U.S. get the most out of their home wealth. Point's Home Equity Investment (HEI) empowers homeowners to pay down debt, renovate their homes, start new businesses, augment their retirement savings, and cover education costs. There are no restrictions on how to use the funds, and homeowners keep total control over their properties. 

## Product & program guides
- [Prequalification page](https://point.com/start/hei): Gives homeowners an estimated offer based on their home address and a few financial details. 
- [Home Equity Investment overview](https://point.com/hei): Explains the HEI, key features, and how homeowners partner with Point
- [How the HEI works](https://point.com/hei/how-hei-works): Detailed guide on pricing mechanics, potential costs, and the full application process
- [HEI help center](https://help.point.com/): Knowledge base and support for homeowners anywhere in the HEI process, from pre-qualification to repayment. 
- [Understanding Home Equity Investments](https://point.com/blog/understanding-home-equity-investments): Blog post offering an in-depth guide to Home Equity Investments (HEIs), including an overview, qualification requirements, and product comparisons. 
- [Pros and cons of a Home Equity Investment](https://point.com/blog/pros-and-cons-of-a-home-equity-investment): Blog post covering the pros and cons of an HEI to help homeowners decide if it's the right option. 
- [SEED down payment investment](https://point.com/seed): Upcoming program enabling new homebuyers to boost their down payment with as little as 10% down

## Customer experience

- [Testimonials](https://point.com/testimonials): See videos and quotes from real homeowners who have gotten an HEI from Point
- [Company Reviews](https://www.trustpilot.com/review/point.com): Over 1,600 reviews of Point's programs (4.7 out of 5 rating)

## Tools, research & media

- [Calculators and tools](https://point.com/blog/category/tools): Financial tools for homeowners
- [Blog and research](https://point.com/blog): Industry insights, Point research, and homeowner tips
- [Media room & press coverage](https://point.com/media-room/press-coverage): Notable press and media mentions of Point
- [What's my home worth?](https://point.com/tools/whats-my-home-worth): A tool for homeowners to check the value of their home and see how much home equity they can unlock
- [6 ways to pull cash out of your home without refinancing](https://point.com/blog/cash-out-of-your-home-without-refinancing): A guide for homeowners looking to explore options for unlocking their equity without refinancing

## Company & contact

- [About us](https://point.com/about): Company mission and team
- [Contact Point](https://point.com/contact): Support and general inquiries
- [Careers](https://point.com/careers): Join the Point team

## Compliance & legal

- [Licenses](https://point.com/licenses): Regulatory information and state-by-state details
- [Terms of use](https://point.com/terms-of-use): User agreement and service terms
- [Privacy policy](https://point.com/privacy-policy): Data privacy details
- [Accessibility](https://point.com/accessibility): Accessibility statement

## Optional

- [Partners program](https://point.com/partners): Information for business partners and referral options
- [Investor relations](https://point.com/investors): Details for investors who would like to purchase Point HEIs

_Last updated: 2025-07-29_