# Tria > Tria is a self-custodial neofinance app. Trade across 200+ chains, earn up to 15% APY on idle assets, spend at 130M+ merchants in 150+ countries with a Visa card — all from one wallet you control. Tria operates BestPath, a permissionless interoperability AVS that routes user intents across chains for the most efficient execution. The Tria Card combines a self-custodial wallet with global Visa acceptance, supporting 1,000+ tokens across chains. ## Blog - [Refer & Earn: You Get $5. Your Friend Gets $5.](https://www.tria.so/en/blogs/refer-and-earn): With Tria's Refer & Earn, you and your friend each get $5 in USDT when they join through your link, start with a free Tria card, and make 4 payments of $5 or more each within 14 days. No cap, no points, just $5 each. - [Robinhood Chain Is Now Live on Tria](https://www.tria.so/en/blogs/robinhood-chain-on-tria): Robinhood Chain support is live on Tria. You can now hold Robinhood Chain assets in a wallet you control, move them across 200+ chains with no manual bridging, and top up your Tria Card to pay in 150+ countries, all self-custodially. - [20% Off Tria Signature & Premium Memberships](https://www.tria.so/en/blogs/signature-premium-membership-discount): For a limited time, get 20% off the membership price of an eligible Tria Signature or Premium Card. The discount applies to your initial membership purchase, and every other benefit, rate, limit, and cap stays exactly the same. - [What Is Staking in Crypto? (+ How to Stake)](https://www.tria.so/en/blogs/what-is-staking-in-crypto): Staking means locking up your crypto to help secure a proof-of-stake blockchain and earning a yield (often around 3% to 7%) for doing it. Here's how it works, what you can stake, how to stake step by step, and how to keep custody while you earn. - [What Is RWA (Real-World Asset Tokenization)?](https://www.tria.so/en/blogs/what-is-rwa): Real-world asset (RWA) tokenization turns traditional assets like Treasuries, bonds, real estate, and gold into blockchain tokens that settle and earn yield on-chain, 24/7. Here's how it works, how big it's gotten, and why the stablecoin in your wallet is already the biggest RWA of all. - [What Is a Bitcoin ETF? Crypto ETFs Explained](https://www.tria.so/en/blogs/what-is-a-bitcoin-etf): A Bitcoin ETF is a fund that holds Bitcoin and trades like a stock, giving you price exposure through a brokerage account without ever holding the coin. Here's how spot and futures ETFs work, the pros and cons, and how they compare to actually owning Bitcoin. - [How to Earn Interest on Stablecoins](https://www.tria.so/en/blogs/how-to-earn-interest-on-stablecoins): You earn interest on stablecoins by supplying them to lending protocols that pay a yield, giving you a dollar-denominated return without crypto's price swings. Here's how it works, where the yield comes from, the risks, and how to earn on stablecoins self-custodially with Tria. - [TradFi vs Crypto: Trade for a Share of $25,000 USDC](https://www.tria.so/en/blogs/tradfi-vs-crypto-trading-competition): Tria's new trading competition on Decibel splits a $25,000 USDC prize pool across two arenas: TradFi (tokenized stocks, ETFs, gold, oil) and Crypto (BTC, ETH, SOL, and more). Each has its own leaderboard, plus a daily VIP raffle, and it runs 5 to 19 August. - [How to Trade on Hyperliquid](https://www.tria.so/en/blogs/how-to-trade-on-hyperliquid): Hyperliquid is the leading decentralized perps exchange, and you trade it self-custodially, from your own wallet. Here's the full walkthrough, including the simplest way to trade it on mobile inside the Tria app. - [August Summerfest: Double Spend Caps and 2X Points on Spending and Trading](https://www.tria.so/en/blogs/august-summerfest): All month, every Tria Card tier gets 2X cashback spend caps and double Tria Points on card spending, plus, new this time, 2X Points on trading through Hyperliquid and Decibel. It's automatic, and it runs August 1 to 31, 2026. - [What Is Leverage Trading? (And How to Use It)](https://www.tria.so/en/blogs/what-is-leverage-trading): Leverage trading means borrowing to control a bigger position than your own capital allows, multiplying both gains and losses. Here's how it works, how to use it step by step, the risks, and how to trade leveraged perps self-custodially. - [Long vs Short in Crypto: What's the Difference?](https://www.tria.so/en/blogs/long-vs-short-crypto): Going long means betting a price will rise; going short means betting it will fall. Here's how each works, the risks of leverage and liquidation, and how to trade both long and short from your own wallet. - [Tria Is Rewarding Over $600,000 to the Community That Helped Build It](https://www.tria.so/en/blogs/tria-ambassador-rewards): More than $600,000 is going back to the ambassadors and users who drove Tria forward: a $250,000 Season One bonus pool, plus over $350,000 in card spend commissions that now pay out every month. - [Best Self-Custodial Crypto Cards in 2026](https://www.tria.so/en/blogs/best-self-custodial-crypto-cards): The best self-custodial crypto card in 2026 is Tria, a Visa card in 150+ countries with up to 6% cashback inside a full app that also earns, swaps, and trades. We compare it with Bleap, Ether.fi Cash, Gnosis Pay, and the MetaMask Card. - [Tria vs MetaMask Card: Which Card Is Right for You?](https://www.tria.so/en/blogs/tria-vs-metamask-card): Both cards are genuinely self-custodial, but MetaMask gives you a card on a wallet, while Tria gives you a full account: a Visa card, yield, swaps, and perps, from one balance across 200+ chains. - [How to Buy and Sell Crypto From Almost Anywhere (150+ Countries)](https://www.tria.so/en/blogs/how-to-buy-and-sell-crypto): You can buy and sell crypto in almost any country through exchanges, P2P marketplaces, payment apps, or crypto ATMs. Here's how each route works, what to check on fees and custody, and why the smartest move is often not selling at all. - [Best Crypto Cards in Europe (2026 MiCA Guide)](https://www.tria.so/en/blogs/best-crypto-cards-in-europe): The best crypto card in Europe comes down to one question: do you want to keep custody of your crypto? We compare Tria, Kraken Card, Gnosis Pay, and MetaMask Card on custody, cashback, EUR support, and what MiCA means for each in 2026. - [Paper Plane Is Live: Trade for a Share of $5,000 USDC](https://www.tria.so/en/blogs/paper-plane-trading-competition): Paper Plane is Tria's first trading competition. Three simple steps put you in the running for a share of a $5,000 USDC prize pool, split across a leaderboard and a raffle. - [Best Crypto Cards for Travel in 2026](https://www.tria.so/en/blogs/best-crypto-cards-for-travel-2026): We compare the strongest crypto travel cards for 2026, Tria, Wirex, Gnosis Pay, Bleap, Crypto.com, MetaMask Card, and Coinbase Card, on FX fees, global acceptance, ATM costs, cashback, and self-custody, so you don't get quietly taxed abroad. - [Hot Wallet vs Cold Wallet: What's the Difference and Which Should You Use?](https://www.tria.so/en/blogs/hot-wallet-vs-cold-wallet): The real difference is whether your keys touch the internet, but the risk that actually costs people their crypto is a separate question entirely: whether you hold your keys at all. - [What Is Hyperliquid? How the Leading Perp DEX Works](https://www.tria.so/en/blogs/what-is-hyperliquid): Hyperliquid is a Layer 1 blockchain built for trading and the leading decentralized perp exchange, running about 70% of all on-chain perpetual futures volume while keeping traders fully self-custodial. - [How to Trade Perpetual Futures: A Beginner's Guide](https://www.tria.so/en/blogs/how-to-trade-perpetual-futures): Learn what perpetual futures are, how leverage and liquidation work, how to place your first trade step by step, and how to trade perps self-custodially from your own wallet instead of an exchange. - [July Spend Fest: Double Cashback Caps & Points](https://www.tria.so/en/blogs/july-spend-fest): For all of July, every Tria Card spend earns double Points and your cashback spend cap doubles across every tier, with no opt-in and nothing to activate. - [VIP Trading Badges Are Here: Up to 50% Off Fees and 10% Cashback](https://www.tria.so/en/blogs/vip-trading-badges): Tria's new volume-based rewards programme turns your futures trading into up to 50% off fees, up to 10% total cashback, and better travel rewards, all while you keep custody of your own assets. - [USDC vs USDT: Which Stablecoin Is Better in 2026?](https://www.tria.so/en/blogs/usdc-vs-usdt): USDC wins on transparency and regulation, USDT wins on size and liquidity, and for most holders what matters even more is where you keep it. - [Self-Custody vs Exchange: Which Is Safer for Your Crypto?](https://www.tria.so/en/blogs/self-custody-vs-exchange): Whether your crypto is safer on an exchange or in self-custody comes down to which risk you'd rather hold, and after the 2022 collapses, more people chose to hold their own keys. - [Introducing Tria Travel: Up to 6% Cashback on Travel and Experiences, with No Spend Caps](https://www.tria.so/en/blogs/tria-travel): Book hotels, flights, concerts, cruises, and VIP experiences in the Tria app and earn up to 6% cashback when you pay with your Tria Card, with no monthly cap on travel spend. - [What Is a Crypto Card and How Does It Work?](https://www.tria.so/en/blogs/what-is-a-crypto-card): A crypto card is a Visa or Mastercard funded by your crypto instead of a bank account, letting you use what you hold at roughly 130 million merchants without selling it first. - [Tria FC is Here. The World Cup Just Got More Rewarding.](https://www.tria.so/en/blogs/tria-fc-world-cup): Predict every World Cup match inside the Tria app, climb the leaderboard, and earn your share of a $15,000 prize pool, all running on top of Season 3. - [Custodial vs Self-Custodial Wallets: What's the Difference?](https://www.tria.so/en/blogs/custodial-vs-self-custodial-wallets): It all comes down to one question, who holds the keys, and in 2026 holding them yourself is finally as simple as using a bank app. - [What Is a Self-Custodial Crypto Card?](https://www.tria.so/en/blogs/what-is-a-self-custodial-crypto-card): Your crypto stays in your own wallet until the exact second you pay. The card spends it without ever holding it. - [Best Crypto Wallets for Beginners in 2026](https://www.tria.so/en/blogs/best-crypto-wallets-for-beginner-2026): Choosing your first crypto wallet in 2026 is easier than it has ever been, and the terrifying seed phrase is no longer your only safety net. - [How to Get Paid in Crypto as a Freelancer in 2026](https://www.tria.so/en/blogs/how-to-get-paid-in-crypto-as-a-freelancer-2026): Your clients are everywhere. Your money should move just as freely, in minutes, without the bank fees eating into what you earned. - [Season 3 Membership and Cashback Updates](https://www.tria.so/en/blogs/season-3-cashback-and-membership): A clear breakdown of cashback rates, monthly limits, the floor rate, and which Tria membership fits your spend. - [How Tria Points and Mystery Boxes Work in Season 3](https://www.tria.so/en/blogs/tria-points-and-mystery-boxes): A full breakdown of how you earn Tria Points, what each Mystery Box is worth, and when boxes open. - [Tria Season 3 is Live: Earn Tria Points, Unlock Mystery Boxes, Build Your Tier](https://www.tria.so/en/blogs/season-3-is-live): A new rewards layer that pays you for actually using Tria, from card spend and trading to referrals. - [How Season 3 Referral Tiers and Revenue Share Work](https://www.tria.so/en/blogs/season-3-referral-tiers): A full breakdown of active referrals, the Bronze to Gold tiers, commission rates, and how to claim what you earn. - [What Is a Self-Custodial Crypto Wallet? A 2026 Guide](https://www.tria.so/en/blogs/what-is-a-self-custodial-crypto-wallet): What self-custody really means in 2026, and why the seed phrase is finally optional. - [What Is Wrapped Bitcoin (wBTC) and Why It Exists](https://www.tria.so/en/blogs/what-is-wrapped-bitcoin-wbtc-and-why-it-exists): Bitcoin, but on Ethereum. - [Apple Card vs Crypto Cashback Card: Which Rewards Are Actually Worth More?](https://www.tria.so/en/blogs/apple-card-vs-crypto-cashback-card): The honest math on rewards not headline rates, but what you'd actually keep after 12 months of real spending. - [Winning Strategies in Perps Trading: What Pro Traders Actually Do (2026)](https://www.tria.so/en/blogs/winning-strategies-in-perps-trading-what-pro-traders-actually-do-2026): Inside Tria’s X Space with the Decibel Foundation and Aptos: the rule sets, funding-rate reads, and discipline habits that separate pro perps traders from gamblers. - [How to Pay for Streaming Subscriptions With a Crypto Card in 2026](https://www.tria.so/en/blogs/how-to-pay-for-streaming-subscriptions-with-a-crypto-card-in-2026): Fund a crypto card with stablecoins, add it to Netflix, Spotify or ChatGPT like any Visa, and stop getting declined — plus why a self-custodial card is the safer setup for recurring billing. - [Tria Season 2 Rewards, $2.25M Cashback, and What Comes Next](https://www.tria.so/en/blogs/season-2-rewards-cashback-and-whats-next): $2.25M USDT cashback distribution starts May 12, 2026. Season 2 rewards close on May 5. Here's how rewards worked, how they're being paid, and what Season 3 brings. - [#MyTriaCashback Contest: Share Your Cashback, Win $300](https://www.tria.so/en/blogs/mytriacashback-contest-share-your-cashback-win-300): Tria's first cashback distribution is live. Share your claim on X with #MyTriaCashback for a chance at one of three $300 USDT prizes. - [Best Crypto Cards with Cashback in 2026](https://www.tria.so/en/blogs/best-crypto-cards-with-cashback-in-2026): Real cashback on Tria, Crypto.com, MetaMask, Wirex, Gnosis Pay, and Coinbase — including the math on what you actually earn at $2K and $5K monthly spend. - [Self-Custodial Perpetual Futures: Why Your Keys Should Stay Yours When You Trade](https://www.tria.so/en/blogs/self-custodial-perpetual-futures): Trade perps with leverage from your own wallet — no exchange custody, no withdrawal freezes, just on-chain margin inside Tria's neofinance app. - [How to Spend Crypto Anywhere](https://www.tria.so/en/blogs/how-to-spend-crypto-anywhere): Tap your phone at any merchant. Watch your crypto balance drop. The barista won't even know. A 5-minute tour of how crypto cards actually work in 2026 — and which one to pick. - [Best Crypto Cards in 2026](https://www.tria.so/en/blogs/best-crypto-card-2026) - [What Is a Self-Custody Neofinance App and Why It Matters for Your Crypto](https://www.tria.so/en/blogs/what-is-self-custody-neofinance-app) - [Futures trading, inside Tria. Powered by Decibel.](https://www.tria.so/en/blogs/futures-trading-inside-tria-decibel) - [Your Tria Card Does More Than You Think](https://www.tria.so/en/blogs/your-tria-card-does-more-than-you-think) - [Tria x Aptos Is Here: The Integration That Changes Everything](https://www.tria.so/en/blogs/tria-aptos-integration): The fastest-growing self-custodial neobank meets the global trading engine - [Unchained Intelligence: Tria Revolutionizes AI-Enabled Abstraction Across Blockchain Ecosystems](https://www.tria.so/en/blogs/unchained-intelligence-ai-abstraction): How Tria enables AI agents to operate across every major blockchain VM - [Unlocking the Value of TRIA](https://www.tria.so/en/blogs/unlocking-value-of-tria): Powering the orchestration layer for digital finance - [Tria Tokenomics](https://www.tria.so/en/blogs/tria-tokenomics): Powering the orchestration layer for digital finance - [TRIA Airdrop: Allocation, Claiming, and Utility](https://www.tria.so/en/blogs/tria-airdrop): Everything you need to know about the TRIA airdrop - [AMA Recap: Next Era of Everyday Finance](https://www.tria.so/en/blogs/ama-recap-next-era): What's the next era of everyday finance? - [Making Onchain Money Easier at Tax Time](https://www.tria.so/en/blogs/onchain-money-tax-time): Simplified crypto tax reporting for everyday users - [Building With Transparency](https://www.tria.so/en/blogs/building-with-transparency): How Tria builds in public and shares progress openly - [Introducing Earn on Tria](https://www.tria.so/en/blogs/introducing-earn-on-tria): Self-custodial yield for your everyday crypto - [Introducing Tria Points: Stack the Deck in Your Favor](https://www.tria.so/en/blogs/introducing-tria-points) - [Onchain Money Starts Acting Like Money in Argentina](https://www.tria.so/en/blogs/onchain-money-argentina) - [$20M volume in Tria's first 3 months: the fastest-growing self-custodial neobank](https://www.tria.so/en/blogs/20m-volume-milestone) - [Your Bitcoin. Your Keys. Your Card: Tria Adds Support for BTC Top-Ups](https://www.tria.so/en/blogs/bitcoin-keys-card) - [Tria CoreSDK & TriAI Framework](https://www.tria.so/en/blogs/coresdk-triai-framework): Building the unified infrastructure for Web3 development - [Tria's BestPathAVS](https://www.tria.so/en/blogs/bestpath-avs): Permissionless Chain Abstraction and Intent Marketplace - [Agglayer × Tria Partnership](https://www.tria.so/en/blogs/agglayer-partnership): Powering the future of chain abstraction ## Product - [Tria homepage](https://www.tria.so/en): Overview of the Tria self-custodial neofinance app - [Tria Card](https://www.tria.so/en#cards): Visa card with 8% cashback, supports 1,000+ tokens, available in 150+ countries - [BestPath AVS](https://www.tria.so/en#bestpath): Permissionless cross-chain routing engine - [Get the Tria App](https://app.tria.so): Launch the self-custodial app ## Optional - [Sitemap](https://www.tria.so/sitemap.xml): Full site URL inventory - [Tria App on Google Play](https://play.google.com/store/apps/details?id=com.tria.v2) - [Tria App on App Store](https://apps.apple.com/us/app/tria-crypto-cards/id6745908653)