# Utorg > Utorg is a fully regulated crypto infrastructure provider and consumer platform operating across 130+ countries. We provide B2B embedded on/off-ramps, wallet architecture, and global settlement rails, alongside a B2C app featuring a self-custodial wallet and a zero-fee Visa crypto card. - Utorg operates globally, supporting 130+ countries and 30+ local payment methods. - The Utorg Visa card has 0% issuance fees and 0% monthly fees. Spend crypto at 80 million Visa merchants worldwide. - The consumer app is trusted by over 2 million users globally. - Utorg holds PCI DSS Level 2 certification and operates as a licensed European crypto service provider. - B2B infrastructure has processed over $2.4 billion for customers and powers 2,100+ integrations. ## Consumer Products - [Utorg Personal](https://utorg.com/personal): Self-custody multi-chain wallet and free Visa crypto card. - [Crypto Card](https://utorg.com/crypto-card): Virtual and physical Visa card. Up to €50,000 monthly spend limit. Zero fees on payments. Supports Google Pay and Apple Pay. Available for EEA countries. - [Buy Crypto](https://utorg.com/buy): Purchase 170+ digital assets across 12+ blockchains using Apple Pay, Google Pay, or 30+ local payment methods. ## B2B Infrastructure - [Utorg Business](https://utorg.com): Embedded on/off-ramps, enterprise-grade wallet architecture, instant cross-border settlements, and white-label crypto cards for fintechs, exchanges, dApps, and payment platforms. - [Contact Sales](https://utorg.com/contact-sales): Integration inquiries and custom infrastructure discussions. ## Company - [About Utorg](https://utorg.com/about-utorg): Company information. Backed by Dragonfly, TA Ventures, and Angels from Shift4. - [Blog](https://utorg.com/blog): Company announcements, product updates, and partnerships. - [Learn](https://utorg.com/learn): Educational content on crypto basics, wallets, and security. - [Support](https://support.utorg.com): Help center, FAQs, and 24/7 live support. - [Privacy Policy](https://utorg.com/privacy-policy) - [Terms of Use](https://utorg.com/terms-of-use)