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# Alkami Technology

Digital Banking Solutions

## Sitemaps

- [XML Sitemap](https://www.alkami.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Digital Banking Solutions to Mend a Broken Heart](https://www.alkami.com/blog/product-blog/digital-banking-solutions-to-mend-a-broken-heart/) - Protect your account holders from romance scams. Learn how digital banking solutions can safeguard hearts and wallets with Alkami’s secure banking tools.
- [Tailor and Customize Your Digital Banking Platform with Confidence](https://www.alkami.com/blog/tailor-and-customize-your-digital-banking-platform-with-confidence/) - Easily customize your digital banking platform with built-in guidance and guardrails. Gain full control over branding, UX, and compliance.
- [How to Turn Your Online Banking Platform into a Conversion Engine](https://www.alkami.com/blog/how-to-turn-your-online-banking-platform-into-a-conversion-engine/) - Turn your online banking platform into a conversion engine with personalized digital experiences, seamless self-service tools, and data-driven engagement.
- [Why Digital Banking Solutions Must Embrace Embedded Incentives for Growth](https://www.alkami.com/blog/why-digital-banking-solutions-must-embrace-embedded-incentives-for-growth/) - Discover how embedded incentives in digital banking solutions drive engagement, boost spending, and create new revenue streams for banks and credit unions.
- [Shaping the Future of Digital Banking Solutions](https://www.alkami.com/blog/shaping-the-future-of-digital-banking-solutions/) - This recap blog explores the themes financial institutions heard while attending Alkami Co:lab’s breakout sessions focused on digital banking solutions.
- [What Is a Digital Sales and Service Platform?](https://www.alkami.com/blog/what-is-a-digital-sales-and-service-platform/) - Discover how a digital sales and service platform helps banks and credit unions unify onboarding, digital banking solutions, and marketing to drive intelligent growth.
- [Inside Alkami’s Partner Ecosystem: Trust, Technology, and the Future of Banking](https://www.alkami.com/blog/inside-alkamis-partner-ecosystem-trust-technology-and-the-future-of-banking/) - This Q&A style blog discusses how Alkami’s fintech partner ecosystem approach helps financial institutions differentiate and scale their digital banking platform.
- [Turn Loan Repayment into Win-Win Opportunities with Modern Digital Banking Solutions](https://www.alkami.com/blog/turn-loan-repayment-into-win-win-opportunities-with-modern-digital-banking-solutions/) - Streamline loan payments, lower servicing costs, and generate revenue with digital banking solutions built for modern borrower needs.
- [Earning Loyalty Across Generations: How Financial Institutions Can Lead the Next Era of Digital Engagement](https://www.alkami.com/blog/earning-loyalty-across-generations-how-financial-institutions-can-lead-the-next-era-of-digital-engagement/) - Based on the research, for regional and community banks and credit unions banking primacy is paralleled with debit card usage and online and mobile banking usage
- [How to Begin a Digital Banking Evaluation](https://www.alkami.com/blog/how-to-begin-a-digital-banking-evaluation-project/) - Selecting the right digital banking platform vendor is one of the most critical decisions a financial institution can make. Whether you’re seeking a more modern experience, greater flexibility, or deeper integration capabilities, knowing where to begin can feel overwhelming. How to Begin a Digital Banking Evaluation: A Step-by-Step Guide for Financial Institution Leaders was created
- [Setting the Foundation for a Successful Digital Banking Evaluation](https://www.alkami.com/blog/setting-the-foundation-for-a-successful-digital-banking-evaluation/) - What Leading Financial Institutions Do Before RFPs and Demos Begin Before the Request for Proposal (RFP), before the demos, before the shortlists, there’s the work that is critical to the project: requirements gathering. It’s the phase where financial institutions decide not just what they need from a digital banking platform, but why they need it,
- [Business-Driven Operations that Drive Growth for Digital Banking](https://www.alkami.com/blog/business-driven-operations-that-drive-growth-for-digital-banking/) - Discover how business-driven KPIs, audits, and frameworks help run a digital banking platform like a high-performing business unit for lasting growth.
- [Why It’s Time to Rethink Homegrown Digital Banking Platforms](https://www.alkami.com/blog/why-its-time-to-rethink-homegrown-digital-banking-platforms/) - Discover why now is the time to replace your homegrown digital banking platform, and how the right partner can drive growth, innovation, and loyalty.
- [12 Ways to Enhance Account Holder Engagement](https://www.alkami.com/blog/12-ways-to-enhance-account-holder-engagement/) - Recently, Alkami and Digital Credence co-hosted an online event, Digital Transformation Series: Driving Digital Engagement featuring expertise from On Tap Credit Union, United Heritage Credit Union, SRP Federal Credit Union, and industry consultancy, Digital Credence. During the session, panelists came together to discuss creative ways to drive digital banking engagement and better serve their account
- [3 Creative Ways to Use Data for Personalized Financial Services Marketing](https://www.alkami.com/blog/3-creative-ways-to-use-data-for-personalized-financial-services-marketing/) - Use data for financial services marketing and personalized banking to bring competitive accounts back to your institution and increase share of wallet.
- [Using Artificial Intelligence in Banking to Maximize Retention & Growth](https://www.alkami.com/blog/using-artificial-intelligence-in-banking-to-maximize-retention-growth/) - Artificial intelligence in banking enables banks and credit unions to maximize retention and growth in financial services marketing.
- [Energize Engagement with Artificial Intelligence in Banking](https://www.alkami.com/blog/efficiently-grow-with-predictive-artificial-intelligence-engagement-modeling/) - Get the insights you need to improve retention rates and increase revenue from targeted cross-sell opportunities with artificial intelligence in banking.
- [How Data Analytics in Banking is Redefining Growth Strategies](https://www.alkami.com/blog/how-data-analytics-in-banking-is-redefining-growth-strategies/) - Discover key trends in data analytics in banking and learn how it is transformative, from enhancing customer service to revolutionizing marketing strategies.
- [Marketing for Financial Institutions: Navigating the Subscription Economy for Enhanced Growth and Engagement](https://www.alkami.com/blog/strategies/marketing-for-financial-institutions-navigating-the-subscription-economy-for-enhanced-growth-and-engagement/) - Leverage the thriving subscription economy to drive growth and strengthen account holder loyalty through strategic marketing for financial institutions.
- [15 Competitive Win-Back Campaign Ideas for Financial Services Marketing](https://www.alkami.com/blog/15-competitive-win-back-campaign-ideas-for-financial-services-marketing/) - Boost your institution’s growth with these 15 competitive win-back campaign ideas for financial services marketing. Use data to drive personalized campaigns.
- [The Role of Data Analytics in Banking for Life-Long Account Holder Relationships](https://www.alkami.com/blog/the-role-of-data-analytics-in-banking-for-life-long-account-holder-relationships/) - Discover how to use data analytics in banking to provide personalized banking experiences to your account holders.
- [Alkami’s Segmint Featured in Prominent Industry Martech Lineup](https://www.alkami.com/news/alkamis-segmint-featured-in-prominent-industry-martech-lineup/) - Growing ecosystem of solutions underscores importance of martech stack strategy for FIs PLANO, Texas, December 14, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced its data analytics and engagement solution, Segmint, was featured in the marketing technology (martech) industry’s foremost
- [Establish your data strategy with Transaction Data Cleansing](https://www.alkami.com/blog/establish-your-data-strategy-with-transaction-data-cleansing/) - The essentials to enhance user experience, data science & modeling, and marketing automation If you handle data for a bank or credit union, you probably already know deciphering merchant names in your account holders’ transactions can be a time-consuming task. The cryptic merchant names on transactions seem deliberately vague, don't they? Would you guess that
- [IC Credit Union Taps Alkami for Tech Stack Overhaul](https://www.alkami.com/news/ic-credit-union-taps-alkami-for-tech-stack-overhaul/) - TechFin partnership to transform credit union with state-of-the-art digital banking platform July 11, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced that Massachusetts-based IC Credit Union has selected the Alkami Digital Banking Platform to lead its
- [The 4 Steps to Build PFI Status](https://www.alkami.com/blog/the-4-steps-to-build-pfi-status/) - Stemming the tide of deposit leakage. A healthy deposit inflow is the foundation of financial institutions. It provides the funding that financial institutions need to make loans, invest in securities, and provide other financial services. Without it, financial institutions can face declining liquidity and an eroding capital base, not to mention reputational damage, which exacerbates
- [Improve Revenue Generation with Engaging Holiday Campaigns](https://www.alkami.com/blog/improve-revenue-generation-with-engaging-holiday-campaigns/) - Fintechs can drive revenue data-driven marketing campaigns that include mobile banking platforms and direct mail solutions. Explore how financial institutions have created successful holiday campaigns good enough to replicate all year round!
- [What Transaction Enrichment Reveals About Consumers’ Investment Behaviors](https://www.alkami.com/blog/what-transaction-enrichment-reveals-about-consumers-investment-behaviors/) - Transaction Enrichment reveals wealth builder spending patterns, based on the study of 2.5 million bank and credit union account holders.
- [3 Tactics to Drive Revenue with Financial Services Marketing Automation](https://www.alkami.com/blog/3-tactics-to-drive-revenue-with-financial-services-marketing-automation/) - How banks and credit unions can leverage financial services marketing automation to improve marketing engagement, drive strategic objectives and accelerate ROI.
- [An Overview of Financial Services Data Analytics & Transaction Data Cleansing for Financial Institutions](https://www.alkami.com/blog/an-overview-of-financial-services-data-analytics-transaction-data-cleansing-for-financial-institutions/) - Discover the importance of financial services data analytics and transaction data cleansing for financial institutions and how to pick the right data partner.
- [3 Tips for Using Data-Driven Technology for Marketing for Financial Institutions](https://www.alkami.com/blog/3-tips-for-using-data-driven-technology-for-marketing-for-financial-institutions/) - Learn three tips to use data intelligently for marketing for financial institutions from leaders in the industry.
- [Unlock the Power of Data: Insider Tips for Successful Financial Services Marketing Campaigns](https://www.alkami.com/blog/unlock-the-power-of-data-insider-tips-for-successful-financial-services-marketing-campaigns/) - Level up your financial services marketing efforts by activating automated campaigns and personalized offers.
- [The Importance of First-Party Data for Data Analytics in Banking](https://www.alkami.com/blog/the-importance-of-first-party-data-for-data-analytics-in-banking/) - Successful data analytics in banking requires first-party data derived from account holder transactions.
- [Leveling Up Marketing for Financial Institutions with Financial Services Data Analytics](https://www.alkami.com/blog/leveling-up-marketing-for-financial-institutions-with-financial-services-data-analytics/) - Get the highlights of the Alkami Co:lab data and marketing track where we explored marketing for financial institutions and financial services data analytics.
- [Leveraging Personalized Banking Experiences for Deposit Growth](https://www.alkami.com/blog/leveraging-personalized-banking-experiences-for-deposit-growth/) - Discover how banks and credit unions can deliver personalized banking experiences via the online banking platform that supercharge deposit growth initiatives.
- [Unlocking Growth with Financial Services Marketing through Strategic IT Partnerships](https://www.alkami.com/blog/unlocking-growth-with-financial-services-marketing-through-strategic-it-partnerships/) - Explore strategic IT and marketing partnerships that boost efficiency and growth in financial services marketing. Discover key insights and strategies your financial institution can deploy.
- [Discover Business Banking Prospects with Transaction Enrichment](https://www.alkami.com/blog/discover-business-banking-prospects-with-transaction-enrichment/) - Reveal businesses operating out of your consumer accounts with transaction enrichment, then promote your business banking solutions to this audience.
- [5 Quick Wins for Data Analytics in Banking](https://www.alkami.com/blog/5-quick-wins-for-data-analytics-in-banking/) - Data analytics in banking support financial institutions’ speed to success with their data strategy through fraud detection, cross-sell and upsell opportunities, churn prevention, and more.
- [How Can Artificial Intelligence in Banking Put a Stop to Silent Attrition?](https://www.alkami.com/blog/how-can-artificial-intelligence-in-banking-put-a-stop-to-silent-attrition/) - What Is Silent Attrition? And How Can Artificial Intelligence in Banking Put a Stop to It while also increasing the personalization in your digital banking offerings?
- [Embrace MarTech for Improved Marketing for Financial Institutions](https://www.alkami.com/blog/embrace-martech-for-improved-marketing-for-financial-institutions/) - Efficient marketing for financial institutions requires integrated MarTech that is easy to use, makes data readily available, and auto-records campaign results.
- [Harnessing Data Analytics in Banking to Empower Financial Institutions](https://www.alkami.com/blog/harnessing-data-analytics-in-banking-to-empower-financial-institutions/) - Enhance Your Strategy with Data Analytics in Banking Understanding and catering to account holders’ unique needs is crucial as expectations continue to rise for banks and credit unions to individualize touchpoints and offer tailored products and services. With the help of data analytics in banking, financial institutions can gain a comprehensive view of their account
- [Top 4 Challenges of Marketing for Financial Institutions (And How to Solve Them)](https://www.alkami.com/blog/top-4-challenges-of-marketing-for-financial-institutions-and-how-to-solve-them/) - Discover the top 4 challenges facing marketing for financial institutions and how to solve the challenges using Alkami’s Data & Marketing Solutions.
- [Boost ROI with Artificial Intelligence in Banking](https://www.alkami.com/blog/boost-roi-with-artificial-intelligence-in-banking/) - Explore the dynamic role of artificial intelligence in banking to boost marketing ROI by blending AI with human intelligence for strategic success.
- [Adoption of Alkami’s Data & Marketing Solutions Grows as Demand for Personalized Digital Banking Experiences Increases](https://www.alkami.com/news/adoption-of-alkamis-data-marketing-solutions-grows-as-demand-for-personalized-digital-banking-experiences-increases/) - Financial institutions using Alkami’s Data & Marketing Solutions attain 13X ROI on average June 5, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that the number of new contracts signed by financial institutions for Alkami’s Data & Marketing Solutions
- [Financial Services Marketing Automation vs. CRM: What's the Difference?](https://www.alkami.com/blog/financial-services-marketing-automation-vs-crm-whats-the-difference/) - Discover the difference between financial services marketing automation and CRMs and how each can impact your marketing efforts with data analytics in banking.
- [5 Ways Financial Services Marketing Supports Financial Wellness](https://www.alkami.com/blog/5-ways-marketing-financial-services-support-financial-wellness/) - Data-driven financial services marketing helps financial institutions support account holders’ financial wellness when they need it most.
- [Mastering Generative AI Part 2 – Prompting Your Way to Success](https://www.alkami.com/blog/mastering-generative-ai-part-2-prompting-your-way-to-success/) - Learn more about piloting and prompting effectively using generative artificial intelligence in your financial services marketing department
- [Artificial Intelligence in Banking: Is Your AI Model Actionable?](https://www.alkami.com/blog/artificial-intelligence-in-banking-is-your-ai-model-actionable/) - Discover how artificial intelligence in banking transforms account holder engagement, drives growth, and enhances financial institution profitability with actionable insights.
- [The Impact of Research in Financial Services Marketing: A Bank Marketer Perspective](https://www.alkami.com/blog/the-impact-of-research-in-financial-services-marketing-a-bank-marketer-perspective/) - Discover how financial services marketing teams can use research to understand their account holders’ needs to deliver best-in-class digital banking solutions and relevant offers.
- [4 Key Strategies to Activate Data for Financial Services Marketing](https://www.alkami.com/blog/4-key-strategies-to-activate-data-for-financial-services-marketing/) - Strengthening Relationships with Financial Services Marketing This blog post was originally published in March 2022 and was updated and republished July 1st, 2024 with updated research. Maintaining strong relationships with account holders has never been more important in financial services marketing. According to Alkami’s 2024 Telemetry Data Report The High Interest Rate Environment and its
- [Scale Your Cross-Sell Capabilities with Financial Services Marketing](https://www.alkami.com/blog/scale-your-cross-sell-capabilities-with-financial-services-marketing/) - With financial services marketing, banks and credit unions can cross-sell products and services to existing account holders via actionable, relevant data.
- [Grow Wallet Share Through Financial Services Marketing and Personalized Banking](https://www.alkami.com/blog/grow-wallet-share-through-financial-services-marketing-and-personalized-banking/) - Integrate financial services marketing and personalized banking to boost account holder loyalty, increase wallet share and create exceptional banking experiences.
- [Using data analytics in banking to recognize financial stress before it’s too late](https://www.alkami.com/blog/perspectives/can-your-fi-recognize-account-holder-financial-stress-before-its-too-late/) - How to use data analytics in banking to recognize account holder financial stress and help provide relief before it is too late.
- [5 Steps to Personalized Banking Success](https://www.alkami.com/blog/5-steps-to-personalized-banking-success/) - Executing campaigns when marketing for financial institutions can be challenging without the right tools. Drive results with personalized banking experiences.
- [Navigating the Regulatory Landscape of Predictive AI in Banking](https://www.alkami.com/blog/navigating-the-regulatory-landscape-of-predictive-ai-in-banking/) - Artificial intelligence in banking, including predictive AI and GenAI, are on the brink of reshaping everything. Learn the latest on the regulations.
- [What Is Artificial Intelligence in Banking?](https://www.alkami.com/blog/what-is-artificial-intelligence-in-banking/) - Artificial intelligence in banking can empower financial institutions with a wide variety of use cases from customer service to fraud mitigation.
- [How to Use Financial Services Data Analytics for Financial Services Marketing Automation](https://www.alkami.com/blog/data-analytics-in-banking-how-to-use-data-for-financial-services-marketing/) - Leveraging financial services data analytics and the insights it produces has become an effective strategy for financial services marketing automation by creating relevant engagements and personalized banking experiences for account holders. Recent research commissioned by Alkami, in partnership with The Center for Generational Kinetics found that digital banking Americans who are satisfied with a financial
- [Artificial Intelligence in Banking: The Market Mindset and Use Case Adoption](https://www.alkami.com/blog/artificial-intelligence-in-banking-the-market-mindset-and-use-case-adoption/) - The 7 Steps to AI Integration Artificial intelligence (AI) has evolved from a futuristic concept to an integral part of the financial services industry. Today, artificial intelligence in banking is a methodology that spans a wide range of use cases in operations from robotic process automation and predictive analytics to intelligent chatbots. These technologies streamline
- [Activating Artificial Intelligence in Banking: Data, Models and Predictive AI](https://www.alkami.com/blog/activating-artificial-intelligence-in-banking-data-models-and-predictive-ai/) - Explore how predictive AI is transforming banking, and learn how financial institutions use artificial intelligence in banking to enhance account holder experiences.
- [Master Cross-Selling: Using Artificial Intelligence in Banking to Unlock Growth](https://www.alkami.com/blog/master-cross-selling-using-artificial-intelligence-in-banking-to-unlock-growth/) - Discover how artificial intelligence in banking and data insights from predictive AI are enhancing cross-selling strategies for financial institutions.
- [Data-Driven Marketing for Financial Institutions: Strategies for Growth and Engagement](https://www.alkami.com/blog/data-driven-marketing-for-financial-institutions-strategies-for-growth-and-engagement/) - Discover data-driven marketing for financial institutions. Learn how predictive AI, automation and analytics can boost engagement, conversions and ROI.
- [Predictive AI in Financial Services: From Futuristic to Essential](https://www.alkami.com/blog/predictive-ai-in-financial-services-from-futuristic-to-essential/) - Discover how predictive artificial intelligence in banking is transforming financial services by enhancing engagement and personalization.
- [Banking AI That Actually Helps You and Your Account Holders](https://www.alkami.com/blog/banking-ai-that-actually-helps-you-and-your-account-holders/) - Artificial intelligence in banking is the talk of the industry, but what is truly worth the investment for financial institutions? Let’s break down banking AI.
- [Building Beyond Limits: How Predictive AI Is Shaping the Future of Digital Banking](https://www.alkami.com/blog/building-beyond-limits-how-predictive-ai-is-shaping-the-future-of-digital-banking/) - Explore how Alkami is using AI and a powerful data foundation to deliver anticipatory banking and help financial institutions build beyond limits.
- [How Predictive AI Is Shaping Artificial Intelligence in Banking](https://www.alkami.com/blog/how-predictive-ai-is-shaping-artificial-intelligence-in-banking/) - Discover how artificial intelligence in banking and predictive AI help financial institutions drive growth, improve engagement, and stay competitive.
- [Predictive AI: Clean Data Fuels Smarter Banking Decisions](https://www.alkami.com/blog/segmint-klis-are-the-ultimate-input-for-financial-institution-predictive-models/) - Learn how Predictive AI and data analytics in banking drive deposits, cut churn, and boost ROI—powered by Behavioral Data Tags from Alkami.
- [Data and Predictive AI: The Catalyst of Anticipatory Banking](https://www.alkami.com/blog/data-and-predictive-ai-the-catalyst-of-anticipatory-banking/) - See how Predictive AI and data analytics in banking help institutions anticipate needs, grow deposits, and reduce attrition with precision and speed.
- [Post-Merger Attrition: How Predictive AI and Data Insights Help Keep (and Grow) New Account Holders](https://www.alkami.com/blog/product-blog/how-predictive-ai-helps-financial-institutions-improve-retention-revenue/) - Learn how predictive AI and behavioral data strengthen retention, protect deposits, and turn mergers into measurable growth for banks and credit unions.
- [The 4 Plays of Strategic Success for Banks and Credit Unions in 2024](https://www.alkami.com/blog/the-4-plays-of-strategic-success-for-banks-and-credit-unions-in-2024/) - It seems every year the banking industry must plan to overcome “something,” and that “something” often seems like it is too daunting of a task, and much more extreme than that previous year’s “something.” What is often lost during the elusive process of trying to plan for the next big thing, is what do we
- [Data Analytics in Banking: Making Smart Decisions](https://www.alkami.com/blog/data-analytics-in-banking-making-smart-decisions/) - Learn how financial institutions can use data analytics in banking to enhance decision making, improve financial wellness programs, and stay ahead of technology trends.
- [Unlock Insights: The Role of Data Analytics in Banking](https://www.alkami.com/blog/unlock-insights-the-role-of-data-analytics-in-banking/) - Maximize Insights with Data Analytics in Banking Many financial institutions are starting to see the value of transaction data cleansing as a key part of their data strategy. This process takes raw transaction data and cleans it up to provide clear business names and appropriate business categories. By doing this, banks and credit unions can
- [Unlock Actionable Data Insights for A Competitive Edge](https://www.alkami.com/blog/strategies/unlock-actionable-data-insights-for-a-competitive-edge/) - Understanding the needs and behaviors of account holders is crucial for staying ahead of the competition. Data analytics in banking has become an essential tool for uncovering actionable insights, driving innovation, and optimizing services to meet evolving demands. By using clean, tagged data, data insights provide a comprehensive understanding of account holders, enabling personalized banking
- [Find Your Fit with Data Analytics in Banking](https://www.alkami.com/blog/find-your-fit-with-data-analytics-in-banking/) - For banks and credit unions, data analytics in banking is more than just a byproduct of transactions; it’s the fuel that drives insights, sparks innovation and powers revenue growth. Embracing a data-driven approach is essential for financial institutions to stay competitive in an increasingly digital world. A recent study of 215 banks and credit unions
- [Data Lakes, MCIF & You: Elevate Marketing for Financial Institutions](https://www.alkami.com/blog/segmint-data-lakes-mcif-and-you-time-to-find-the-next-level-3/) - This blog post was originally published in July 2020 and was updated and republished September 4th 2024 to include the top 100 most popular data tags and highlight 2023 Alkami Data & Marketing customer achievements. The Ground Floor: MCIF and Data Lakes We’ve heard from marketing experts that “financial institutions own a tremendous amount of account
- [Financial Services Marketing Automation: Blending Marketing & Data for Lending Opportunities](https://www.alkami.com/blog/financial-services-marketing-automation-blending-marketing-data-for-lending-opportunities/) - Drive Lending Growth with Full Funnel Marketing Financial institutions must constantly be on the lookout for ways to maximize profitability. One of the most effective strategies is to prioritize lending. As the Federal Reserve begins to lower interest rates, financial institutions have an opportunity to boost lending activity by offering refinancing options and rate discounts.
- [Increasing Interchange Income with Data Analytics in Banking](https://www.alkami.com/blog/increasing-interchange-income-with-data-analytics-in-banking/) - How Data Insights Can Drive Credit Card Utilization According to Alkami’s 2024 Telemetry Data Report, credit card usage is up. The average credit card payment has increased since 2020, reaching $2,376 by 2023. Meanwhile, the number of credit card payments has remained relatively flat, suggesting that consumers are paying more towards credit card bills. However,
- [Grow Deposits Here, There and Everywhere with Full Funnel Marketing](https://www.alkami.com/blog/grow-deposits-here-there-and-everywhere-with-full-funnel-marketing/) - How Financial Services Marketing Drives Deposit Growth for Banks and Credit Unions According to Alkami’s 2024 Telemetry Data Report, average consumer deposit balances in checking, savings, money market, and certificates of deposit (CDs) are higher today than they were in 2019. This may seem like good news, but since 2022, balances for checking and savings
- [Data Pros Reveal Must-Have Data Insights for Precise Personalization](https://www.alkami.com/blog/perspectives/data-pros-reveal-must-have-data-insights-for-precise-personalization/) - Data insights enable financial institutions to achieve precise account holder personalization. Learn the key data tags recommended by the product management team.
- [Fresh Data Insights for Personalized Banking Experiences](https://www.alkami.com/blog/fresh-data-insights-for-personalized-banking-experiences/) - Discover how new data insights and the Salesforce Marketing Cloud integration can help financial institutions deliver personalized banking experiences to drive engagement.
- [Full Funnel Marketing Success: 3 Cross-Sell Campaigns Fire Up Deposit Growth](https://www.alkami.com/blog/full-funnel-marketing-success-3-cross-sell-campaigns-fire-up-deposit-growth/) - Discover how full funnel marketing helps financial institutions boost deposits and revenue, leveraging financial services marketing automation and predictive AI.
- [Gain a Competitive Edge through Data Analytics in Banking](https://www.alkami.com/blog/gain-a-competitive-edge-through-data-analytics-in-banking/) - Unlock actionable data insights about account holder behaviors to give you the competitive edge in 2025.
- [The Role of Digital Banking Solutions in Financial Services Marketing Automation](https://www.alkami.com/blog/strategies/the-role-of-digital-banking-solutions-in-financial-services-marketing-automation/) - Discover how financial institutions can drive measurable results by deploying financial services marketing automation within their digital banking solutions.
- [Capital Credit Union + Data Analytics = Member Engagement Magic](https://www.alkami.com/blog/strategies/capital-credit-union-data-analytics-member-engagement-magic/) - Learn how Capital CU leverages data analytics in banking to enhance member engagement, loyalty, and marketing strategies for impactful growth.
- [Amplify Financial Services Marketing Automation with Digital Banking Solutions](https://www.alkami.com/blog/strategies/amplify-your-financial-services-marketing-with-digital-strategies/) - Enhance financial services marketing automation with digital banking solutions and other digital channels. Learn tactics to engage younger generations.
- [How Banks and Credit Unions Can Use Financial Services Data Analytics for Product Innovation](https://www.alkami.com/blog/how-banks-and-credit-unions-can-use-financial-services-data-analytics-for-product-innovation/) - Drive product innovation with financial services data analytics. Learn how institutions can use data analytics in banking to personalize products and services.
- [5 Essential Elements of Financial Services Marketing Automation](https://www.alkami.com/blog/5-essential-elements-of-financial-services-marketing-automation/) - Discover the five elements your financial services marketing automation stack must include for marketing engagement and revenue growth.
- [Alkami’s Spring Digital Banking Release](https://www.alkami.com/blog/alkamis-spring-digital-banking-release/) - Explore new integrations, features, and enhancements for Alkami digital banking solutions designed to expand customization and effectiveness.
- [Transforming the Contact Center: How Signal Financial Federal Credit Union Operationalized AI for Staff Growth and Customer Service](https://www.alkami.com/blog/transforming-the-contact-center-how-signal-financial-federal-credit-union-operationalized-ai-for-staff-growth-and-customer-service/) - Learn how Signal Financial FCU utilized AI in banking for call center analysis, leading to better coaching, faster digital response times, and new specialized staff roles.
- [The Top 5 Financial Data Technology Trends and Predictions for 2026](https://www.alkami.com/blog/the-top-5-financial-data-technology-trends-and-predictions-for-2026/) - Here are the pivotal trends and predictions in financial data and digital banking solutions that are redefining how banks and credit unions operate and engage.
- [What Is Anticipatory Banking?](https://www.alkami.com/blog/what-is-anticipatory-banking/) - Anticipatory Banking supercharges traditional personalized banking for financial institutions by predicting and meeting account holders’ needs.
- [Empowering the Next Era of Financial Services with Anticipatory Banking](https://www.alkami.com/blog/empowering-the-next-era-of-financial-services-with-anticipatory-banking/) - Blog | How to empowering a financial institution in the next era of financial services and relationship banking with Anticipatory Banking and a digital sales and service platform
- [How Financial Institutions are Turning Business Banking Solutions Data into Revenue](https://www.alkami.com/blog/how-financial-institutions-are-turning-business-banking-solutions-data-into-revenue/) - Discover how financial institutions are using data analytics to predict needs and offer proactive business banking solutions for personalized bankingr experiences.
- [Turning Bank Engagements Marketing into Profits](https://www.alkami.com/blog/turning-bank-marketing-engagement-into-profits/) - Discover how six banks used data-driven engagement marketing to boost conversions, increase revenue and strengthen customer relationships.
- [From Static to Strategic: How Data Analytics in Banking Brings Engagement Marketing  to Life](https://www.alkami.com/blog/from-static-to-strategic-how-data-analytics-in-banking-brings-marketing-engagement-to-life/) - Learn how data analytics in banking empowers financial institutions to deliver personalized marketing engagements, optimize campaign performance & drive growth.
- [Listening, Learning, Building: Co-Creating the Future of Financial Services Marketing Automation](https://www.alkami.com/blog/listening-learning-building-co-creating-the-future-of-financial-services-marketing-automation/) - Out-of-the-box campaigns first started taking shape with real feedback from our customers. Let's look at how customers inspired campaigns are looking today.
- [Financial Services Marketing Automation vs. MCIF: What’s the Difference?](https://www.alkami.com/blog/marketing-automation-vs-mcif/) - What is the difference between financial services marketing automation and a Marketing Customer Information File (MCIF)? Read this blog post to learn more.
- [The Business Case for Data-Driven Engagement Marketing for Financial Institutions](https://www.alkami.com/blog/the-business-case-for-data-driven-engagement-marketing-for-financial-institutions/) - Explore how engagement marketing drives growth for financial institutions through data-driven strategies that boost personalization, loyalty, and ROI.
- [Why Marketing for Financial Institutions Needs a Specialized Solution](https://www.alkami.com/blog/why-marketing-for-financial-institutions-needs-a-specialized-solution/) - Discover why marketing for financial institutions demands purpose-built tools that handle core data, personalization, and compliance—unlike generic platforms.
- [I Can See Clearly Now: How Transaction Data Cleansing Reveals Actionable Data Insights](https://www.alkami.com/blog/i-can-see-clearly-now-how-transaction-data-cleansing-reveals-actionable-data-insights/) - Discover how automated data analytics in banking reveals valuable data insights, enabling banks and credit unions to make data-driven decisions and improve the account holder experience.
- [The secret to engagement marketing for financial institutions](https://www.alkami.com/blog/the-secret-to-engagement-marketing-for-financial-institutions/) - Transform account holder relationships with data-driven engagement marketing that delivers personalized experiences and proven growth results.
- [Programmatic Digital Advertising Drives Growth and Engagement](https://www.alkami.com/blog/programmatic-digital-advertising-drives-growth-and-engagement/) - Learn how programmatic digital advertising helps financial institutions drive engagement marketing success and measurable growth.
- [Rapid Response Financial Services Marketing Automation Made Simple with Data Insights](https://www.alkami.com/blog/rapid-response-full-funnel-marketing-made-simple-with-data-insights/) - Discover how financial services marketing automation, powered by data insights, enables engagement marketing with personalized messages that boost results.
- [Building the Future of Alkami’s Digital Banking Platform at the TechFin Hackathon](https://www.alkami.com/blog/building-the-future-of-alkamis-digital-banking-platform-at-the-techfin-hackathon/) - Alkami clients & partners participated in the TechFin Hackathon at Alkami Co:lab 2024, to build innovative functionality on the Alkami digital banking platform.
- [Alkami Co:lab 2024 – Industry Leaders and Influencers Explore What’s Next in Banking](https://www.alkami.com/blog/alkami-colab-2024-industry-leaders-and-influencers-explore-whats-next-in-banking/) - Alkami Co:lab 2024 – Industry leaders and influencers explore what's next in banking
- [Women in Banking: Live from Alkami Co:lab](https://www.alkami.com/blog/women-in-banking-live-from-alkami-colab/) - Blog: featuring a collection of the many financial professionals who shared their stories at this year’s conference.
- [Why Seamless Omnichannel Retail Banking Solutions Mean Everything for Retention (and Revenue)](https://www.alkami.com/blog/why-seamless-omnichannel-retail-banking-solutions-mean-everything-for-retention-and-revenue/) - Discover retail banking solutions to boost CX, retain account holders, and drive revenue with smarter omnichannel experiences that connect them to the right staff at the right time.
- [The Future of Digital Banking Solutions: Merging Seamless UX with Unbreakable Security](https://www.alkami.com/blog/the-future-of-digital-banking-solutions-merging-seamless-ux-with-unbreakable-security/) - Stay ahead with digital banking solutions that drive efficiency, improve UX, and ensure secure, real-time transactions for your financial institution.
- [How Digital Investing is Transforming Online Banking Platforms](https://www.alkami.com/blog/how-digital-investing-is-transforming-online-banking-platforms/) - Discover how integrating digital investing into your online banking platform can boost engagement, retain customers, and keep financial institutions competitive.
- [Digital Banking Solutions: Fighting Scams in Real Time with Appgate](https://www.alkami.com/blog/digital-banking-solutions-fighting-scams-in-real-time-with-appgate/) - Discover Appgate's 360 Fraud Protection at Alkami Co:lab 2025. Empowering financial institutions with real-time fraud detection and prevention, protecting against phishing, scams, and evolving threats. Explore advanced solutions like 360 Brand Guardian and Risk Control in the Innovation Lab. Learn more today
- [3 Strategies To Strengthen Primary Financial Institution Status](https://www.alkami.com/blog/3-strategies-to-strengthen-primary-financial-institution-status/) - Learn how banks and credit unions can boost primacy with seamless direct deposit switching, digital-first financial tools, and top-of-wallet payment strategies.
- [Safeguard Your Digital Banking Platform with Secure Remote Deposit Capture](https://www.alkami.com/blog/safeguard-your-digital-banking-platform-with-secure-remote-deposit-capture/) - Boost security with a Digital Banking Platform using smart RDC solutions to detect and prevent check fraud, ensuring safer and more efficient transactions.
- [How Financial Institutions Use Digital Banking Solutions to Power Financial Wellness](https://www.alkami.com/blog/how-financial-institutions-use-digital-banking-solutions-to-power-financial-wellness/) - Integrating financial wellness programs into online banking platforms help boost non-interest income and deepen relationships Leading credit unions and banks are enhancing financial wellness with comprehensive programs that go beyond banking. These programs focus on a holistic view of financial wellness including wealth management, estate planning, insurance, financial education and some even include investment trading
- [The Future of Banking: AI, Personalization, and the Audience of One](https://www.alkami.com/blog/the-future-of-banking-ai-personalization-and-the-audience-of-one/) - This guest blog written by Megan Cummins at Engage fi discusses the role artificial intelligence in banking will play across account holder expectations for personalization.
- [Leveraging Your Online Banking Platform to Disrupt Criminal Activity](https://www.alkami.com/blog/leveraging-your-online-banking-platform-to-disrupt-criminal-activity/) - Learn how behavioral intelligence helps financial institutions detect fraud, stop mule accounts, and protect account holders in online banking platforms.
- [How Two Financial Institutions Used Data Analytics in Banking to Transform Digital Engagement](https://www.alkami.com/blog/how-two-financial-institutions-used-data-analytics-in-banking-to-transform-digital-engagement/) - Discover how financial institutions use Yodlee’s data analytics in banking to enhance digital banking solutions, boost engagement, and drive long-term success.
- [Why eStatements Are Dying: The Future of Communication in the Digital Banking Platform](https://www.alkami.com/blog/why-estatements-are-dying-the-future-of-communication-in-the-digital-banking-platform/) - Boost adoption within the digital banking platform. Eliminate multiple logins, streamline document access, and enhance user engagement effortlessly.
- [Alkami Co:lab 2025 - Ushering in Anticipatory Banking through The Digital Sales & Service Platform](https://www.alkami.com/blog/alkami-colab-2025-ushering-in-anticipatory-banking-through-the-digital-sales-service-platform/) - This blog is a recap of Alkami Co:lab, the annual digital banking conference which brings together banks and credit unions from across the country to collaborate and learning
- [There’s Nothing to Fear When Digital Banking is Secure](https://www.alkami.com/blog/theres-nothing-to-fear-when-digital-banking-is-secure/) - Wrapping up our cybersecurity week on Halloween has us thinking of things that scare our industry most. Among the more frightening things: cybersecurity threats. With 1,253 publicly reported data breaches and 2.1 billion in estimated losses, there are plenty of reasons to lose sleep over phantom hackers and the latest creeping cybersecurity threats. But fear
- [Fighting Fraud with Digital Banking](https://www.alkami.com/blog/fighting-fraud-with-digital-banking/) - For banks and credit unions of all sizes, fraud will always be a major concern. As a higher percentage of payments move to real time in the wake of current events, fraud schemes are becoming more sophisticated. Financial institutions (FIs) are in need of holistic security strategies to defend against both existing and emerging threats.
- [Make digital transformation as secure as it is successful.](https://www.alkami.com/blog/make-digital-transformation-as-secure-as-it-is-successful/) - The proliferation of digital banking technology has sparked digital transformation throughout the industry. But with so many connection points and emerging players come cybersecurity risks. Data breaches and fraud are common news stories, and each contributes to heavy, though preventable, losses for financial institutions (FIs). PwC reports $42 billion in losses attributed to fraud between
- [How biometric security has evolved to thwart evolving digital banking fraud threats](https://www.alkami.com/blog/how-biometric-security-has-evolved-to-thwart-evolving-digital-banking-fraud-threats/) - A more secure digital banking environment will result when passwords disappear in favor of harder-to-hack account access solutions, likely over the next five years or so. That’s just one of the security improvements predicted by Joey Zollinger, VP product management at Alkami. Zollinger and Seth Ruden, director of global advisory for the Americas at Alkami
- [3 Ways to Safeguard Your Account Holders From Identity Theft](https://www.alkami.com/blog/3-ways-to-safeguard-your-account-holders-from-identity-theft/) - Stop fraudsters in their tracks & strengthen institutional loyalty According to Javelin’s 2023 Identity Fraud Study: The Butterfly Effect, identity fraud losses totaled $43 billion in 2022, a 17% decline from 2021. While rates of identity theft may have decreased in the past year, cybercriminals are becoming more creative in their fraud tactics. Financial institutions
- [Elevate Fraud Detection and Customer Service with the Help of Data-Driven Customer Insights](https://www.alkami.com/blog/elevate-fraud-detection-and-customer-service-with-the-help-of-data-driven-customer-insights/) - In this day and age, most business leaders recognize that their data is among their most valuable assets. For financial institutions, data can provide strategic insights to support a variety of important business functions across their digital banking platform, including fraud detection, marketing and customer service. Recently, Alkami hosted a webinar titled “Defense in Depth” featuring fintech
- [The Best Ways To Guard Retail Banking and Business Banking Solutions](https://www.alkami.com/blog/the-best-ways-to-guard-retail-banking-and-business-banking-solutions/) - This blog reveals the threats against today’s retail, business and commercial banking account holders and defines ways banks and credit unions can be guardians.
- [Fortifying Financial Institutions: Alkami and Appgate Unite to Protect Against Fraud](https://www.alkami.com/blog/perspectives/fortifying-financial-institutions-alkami-and-appgate-unite-to-protect-against-fraud/) - Financial institutions combat fraud in online banking platforms while striving to maintain user-friendly digital banking experiences.
- [Defending Online Banking Platforms from Credential Stuffing Attacks](https://www.alkami.com/blog/defending-online-banking-platforms-from-credential-stuffing-attacks/) - Explore how banks and credit unions defend online banking platforms from credential stuffing attacks.
- [Enhancing Fraud Prevention with Check and ACH Positive Pay](https://www.alkami.com/blog/enhancing-fraud-prevention-with-check-and-ach-positive-pay/) - Navigating the Evolution of Banking Operations and Positive Pay Solutions Jamie was invited to share her valuable insights on the Wrestling Payments podcast, speaking to retail, commercial, and business banking professionals, where she emphasized the critical role of Positive Pay & ACH Reporting solutions in combating fraud. In this blog, we’ll cover Jamie’s key points,
- [5 Strategies for Protecting Account Holders in Digital Banking Solutions](https://www.alkami.com/blog/5-strategies-for-protecting-account-holders-in-digital-banking-solutions/) - Discover the importance of security in online banking platforms. Learn how layered security measures protect account holder data and build trust in digital banking solutions.
- [Strengthening Digital Banking Solutions: Appgate’s Battle Against Phishing Scams](https://www.alkami.com/blog/strengthening-digital-banking-solutions-appgates-battle-against-phishing-scams/) - How Appgate is Leading the Fight Against Sophisticated Cyber Online Banking Platform Threats in 2024 The cyberthreat environment is rapidly evolving in digital banking solutions, fueled by the increasing use of artificial intelligence (AI) by attackers. This technology enables them to expand their attack surface and create sophisticated phishing scams that mimic legitimate websites with
- [Safeguarding Zelle and P2P Payments in Digital Banking Solutions](https://www.alkami.com/blog/safeguarding-zelle-and-p2p-payments-in-digital-banking-solutions/) - Discover Zelle fraud trends, regulatory insights, and advanced digital banking solutions to enhance your financial institution's security strategy.
- [AI-Powered Fraud Prevention in Digital Banking Solutions](https://www.alkami.com/blog/ai-powered-fraud-prevention-in-digital-banking-solutions/) - Discover how AI-powered solutions, like Appgate’s DTA, are revolutionizing fraud prevention in digital banking solutions by enhancing security and efficiency.
- [Check Fraud 101: What It Is and How to Stop It](https://www.alkami.com/blog/check-fraud-101-what-it-is-and-how-to-stop-it/) - Discover the most common types of check fraud and learn effective strategies financial institutions can implement to prevent losses and enhance security.
- [Digital Banking Solutions: Tackling Imposter Schemes with Behavioral Intelligence](https://www.alkami.com/blog/digital-banking-solutions-tackling-imposter-schemes-with-behavioral-intelligence/) - Discover how elite digital banking solutions use behavioral intelligence and advanced fraud detection strategies to combat evolving threats and enhance online security.
- [How to Combat Real-Time Payments Fraud within Digital Banking Solutions](https://www.alkami.com/blog/how-to-combat-real-time-payments-fraud-within-digital-banking-solutions/) - Learn the basics of electronic payments fraud and discover strategies to mitigate risks within digital banking solutions to protect your institution and users.
- [Securing Digital Banking Solutions with Multi-Factor Authentication](https://www.alkami.com/blog/securing-digital-banking-solutions-with-multi-factor-authentication/) - Enhance digital banking solutions’ security with multi-factor authentication. Learn why TOTPs and push notifications offer the best protection.
- [Secure Banking for Financial Institutions and Account Holders in 2025](https://www.alkami.com/blog/secure-banking-for-financial-institutions-and-account-holders-in-2025/) - How financial institutions can stay ahead of evolving banking security threats, secure digital banking solutions, and their account holders
- [Check Positive Pay: Banks & Credit Unions' Best Fraud Defense](https://www.alkami.com/blog/check-positive-pay-banks-credit-unions-best-fraud-defense/) - Banks & credit unions can fight rising check fraud with check positive pay. Learn how to boost adoption and protect businesses from fraud in 2025.
- [Stop Fraud Before It Happens: AI & Behavioral Biometrics in Action](https://www.alkami.com/blog/stop-fraud-before-it-happens-ai-behavioral-biometrics-in-action/) - Explore how artificial intelligence in banking, behavioral biometrics, and digital banking solutions help banks and credit unions stop payments fraud before it happens.
- [Modern Banking Security is a Team Sport](https://www.alkami.com/blog/modern-banking-security-is-a-team-sport/) - Explore how banks and credit unions can fight modern fraud with smarter tools, stronger partnerships, and a layered approach to banking security.
- [Win Loyalty in High-Stakes Moments: How Digital Customer Service Strengthens Banking Solutions](https://www.alkami.com/blog/win-loyalty-in-high-stakes-moments-how-digital-customer-service-strengthens-banking-solutions/) - Discover how banking solutions with AI and empathetic support helps financial institutions fight fraud, ease stress, and build long-term trust.
- [Banking Fraud Prevention in the Age of AI-Driven Elder Scams](https://www.alkami.com/blog/banking-fraud-prevention-in-the-age-of-ai-driven-elder-scams/) - Discover how financial institutions can strengthen banking fraud prevention and protect seniors from AI-powered scams with smarter digital banking solutions.
- [Banking Fraud Prevention vs. Multi-Channel Account Takeover Attacks](https://www.alkami.com/blog/banking-fraud-prevention-vs-multi-channel-account-takeover-attacks/) - Banking fraud prevention for your digital banking solutions: stop ATO via card controls, mule transfers, and RATs with behavioral intelligence and controls.
- [How Digital Banking Platforms Can Stop Fraud from Day One](https://www.alkami.com/blog/strategies/how-digital-banking-platforms-can-stop-fraud-from-day-one/) - Discover how Alkami’s digital banking platform stops AI-powered fraud in real time, from account opening to transaction monitoring and beyond.
- [Alkami to Expand GenAI Capabilities with the Launch of Alkami Code Studio](https://www.alkami.com/news/alkami-to-expand-genai-capabilities-with-the-launch-of-alkami-code-studio/) - AI-powered code assistant within the Alkami SDK Wizard will accelerate compliant, deployment-ready development with an open infrastructure April 16, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading digital sales and service platform provider for financial institutions in the U.S., today announced the introduction of Alkami Code Studio, a new artificial intelligence
- [Inside Technology and Extensibility: Digital Banking Platform Insights from Co:lab 2026](https://www.alkami.com/blog/inside-technology-and-extensibility-digital-banking-platform-insights-from-colab-2026/) - Explore how a modern digital banking platform enables scalable digital banking solutions, with key insights from Alkami Co:lab 2026 sessions.
- [Alkami Releases The 2026 Update to the Business Banking Digital Maturity Model](https://www.alkami.com/news/alkami-releases-the-2026-update-to-the-business-banking-digital-maturity-model/) - New research highlights how data, AI, and execution are redefining competitive advantage in business and commercial banking April 22, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., in partnership with industry expert Jim Marous and Emerald Research Group, today announced
- [Financial Institutions and Leaders Recognized at Alkami Co:lab 2026 for Driving Innovation & Relationship Banking](https://www.alkami.com/news/financial-institutions-and-leaders-recognized-at-alkami-colab-2026-for-driving-innovation-relationship-banking/) - FIsionaries™ Awards and inaugural “For the MANTL” Awards honor leaders accelerating digital banking technology in the financial services industry PLANO, TX – April 21, 2026 –Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the winners of its 2026 customer awards programs, including
- [Waves of Momentum: Inside Alkami Co:lab 2026](https://www.alkami.com/blog/waves-of-momentum-inside-alkami-colab-2026/) - How the premier annual digital banking and banking technology conference delivered on its promises yet again Year-after-year Alkami Co:lab provides an environment ripe for discovery, collaboration, connection, and fun for the brightest, most innovative minds in the industry. The 2026 Alkami Co:lab conference, held in San Diego, California, featured a packed agenda that brought together
- [Driving outcomes with account opening and loan origination](https://www.alkami.com/blog/driving-outcomes-with-account-opening-and-loan-origination/) - Discover strategies from Alkami Co:lab 2026 to accelerate growth, outsmart fraudsters, and transform onboarding and digital account opening for your institution.
- [From Defense to Resilience: The Pathway to Financial Fraud Prevention](https://www.alkami.com/blog/from-defense-to-resilience-the-pathway-to-financial-fraud-prevention/) - Explore 2026 financial fraud prevention trends, including predictive AI, scam resilience, and identity strategies from Alkami Co:lab sessions.
- [Financial Services Data Analytics in Action at Alkami Co:lab 2026](https://www.alkami.com/blog/financial-services-data-analytics-in-action-at-alkami-colab-2026/) - Explore how financial services data analytics is helping institutions turn insights into growth. Discover key takeaways from Alkami Co:lab 2026, from smarter campaigns to measurable impact across onboarding, engagement, and relationship expansion.
- [Unlocking Sustainable Growth in Business Banking Solutions](https://www.alkami.com/blog/unlocking-sustainable-growth-in-business-banking-solutions/) - Discover how to grow business banking solutions by aligning digital platforms, payments, and treasury services with the evolving needs of today’s businesses.
- [The Future of Digital Banking Solutions Is Taking Shape](https://www.alkami.com/blog/the-future-of-digital-banking-solutions-is-taking-shape/) - Deep dive into how leaders are using digital banking solutions to drive growth, deepen engagement, and deliver Anticipatory Banking at Alkami Co:lab 2026.
- [Alkami Co:lab Main Stage Debut: Alkami Engage to Transform Digital Adoption and Personalization](https://www.alkami.com/news/alkami-colab-main-stage-debut-alkami-engage-to-transform-digital-adoption-and-personalization/) - Purpose-built to empower financial institutions to increase engagement, accelerate onboarding, and drive measurable return on investment April 15, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider, has announced the upcoming launch of Alkami Engage, a digital adoption and analytics platform designed to help financial institutions accelerate
- [Alkami Launches Industry-First Digital Sales & Service Platform, Now Live with Financial Institutions](https://www.alkami.com/news/alkami-launches-industry-first-digital-sales-service-platform-now-live-with-financial-institutions/) - One year after acquiring MANTL, Alkami unifies the account holder journey from origination and onboarding through digital banking to drive growth and redefine relationship banking PLANO, TX –April 14, 2026– Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced at Alkami Co:lab 2026
- [Alkami Digital Sales & Service Platform Release](https://www.alkami.com/blog/alkami-digital-sales-service-platform-release/) - Explore Alkami’s Digital Sales & Service Platform launch. Learn how unified account opening and digital banking improve activation, engagement, and growth.
- [AI-Powered Commercial Banking Solutions: 5 High-Impact Use Cases for Relationship-Driven Growth](https://www.alkami.com/blog/ai-powered-commercial-banking-solutions-5-high-impact-use-cases-for-relationship-driven-growth/) - Discover how AI-powered commercial banking solutions help financial institutions anticipate needs, deepen business relationships, and drive smarter growth in 2026.
- [Aloha Pacific Federal Credit Union Collaborates with MANTL to Power Growth, Modernize the Member Experience, and Expand into New Markets](https://www.alkami.com/news/aloha-pacific-federal-credit-union-collaborates-with-mantl-to-power-growth-modernize-the-member-experience-and-expand-into-new-markets/) - MANTL will empower the credit union to enhance its retail and business member onboarding and account opening experience across all banking channels Plano, TX – April 1, 2026 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, announced today a collaboration with Aloha Pacific Federal Credit Union (Aloha
- [Turning Chaos into Clarity: Translating Financial Services Data Analytics into Growth](https://www.alkami.com/blog/turning-chaos-into-clarity-translating-financial-services-data-analytics-into-growth/) - Financial services data analytics transforms raw transaction data into actionable insights. Discover how enriched data drives smarter marketing, faster product adoption, and long-term growth.
- [Rhinebeck Bank Partners with MANTL to Accelerate Digital Account Opening](https://www.alkami.com/news/rhinebeck-bank-partners-with-mantl-to-accelerate-digital-account-opening/) - The collaboration enhances business and retail account opening at Rhinebeck Bank, creating a seamless experience across every channel Plano, TX – March 26, 2026 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Rhinebeck Bank to modernize and transform business and retail account
- [From Payments to Primacy: The Role of a Modern Digital Banking Platform in User Retention](https://www.alkami.com/blog/from-payments-to-primacy-the-role-of-a-modern-digital-banking-platform-in-user-retention/) - Learn how a modern digital banking platform transforms bill pay and loan payments into loyalty-building moments that drive primacy and long-term growth.
- [Turning Financial Wellness Into a Measurable Growth Strategy](https://www.alkami.com/blog/turning-financial-wellness-into-a-measurable-growth-strategy/) - Discover how Fibre FCU achieved a 6.5% CTR and $27M in loans by integrating SavvyMoney into their Alkami digital banking platform.
- [How Agentic AI Closes the Execution Gap in the Digital Banking Platform](https://www.alkami.com/blog/how-agentic-ai-closes-the-execution-gap-in-the-digital-banking-platform/) - Discover how Agentic AI transforms digital banking solutions from simple tools into execution engines that resolve account holder needs instantly and securely.
- [Why Financial Institutions Need One Payment Strategy for Both Planned and Time-Sensitive Moments](https://www.alkami.com/blog/why-financial-institutions-need-one-payment-strategy-for-both-planned-and-time-sensitive-moments/) - Learn why financial institutions need a unified payment strategy to connect loan payments and real-time rails within a single digital banking platform.
- [Impactful AI Starts with a Better Fraud Infrastructure](https://www.alkami.com/blog/impactful-ai-starts-with-a-better-fraud-infrastructure/) - Discover the 4 steps to operationalize Actionable AI for efficient fraud prevention during digital account opening. Improve decision confidence and cut manual reviews.
- [Clear Mountain Bank Launches Alkami’s Digital Banking Platform and Expands Partnership with Alkami’s Data & Marketing Solution](https://www.alkami.com/news/clear-mountain-bank-launches-alkamis-digital-banking-platform-and-expands-partnership-with-alkamis-data-marketing-solution/) - Community bank enhances retail and business banking with Positive Pay & ACH Reporting while preparing to power data-driven cross-sell and personalized engagement March 19, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Clear Mountain Bank has launched
- [24/7 Service Is Now 100% Necessary—And Fully Within Reach](https://www.alkami.com/blog/perspectives/24-7-service-is-now-100-necessary-and-fully-within-reach/) - Discover how a digital banking platform with AI enables 24/7 service, reduces costs, improves ROI, and delivers secure, personalized banking experiences.
- [How to Evaluate Digital Banking Platform Vendors Based on Your Goals and Needs](https://www.alkami.com/blog/how-to-evaluate-digital-banking-platform-vendors-based-on-your-goals-and-needs/) - A Technical Refinement Guide Built from the Experiences of Financial Institutions Who Got It Right Switching digital banking platform vendors isn’t just a project; it’s a turning point. Done right, it unlocks transformative growth and better sales and service experiences. Done poorly, it can stall innovation, frustrate staff, and burn valuable time, resources, and budget.
- [Honoring International Women’s Day with Celebration & Empowerment](https://www.alkami.com/blog/honoring-international-womens-day-with-celebration-empowerment/) - This International Women’s Day, we wanted to celebrate how Alkami’s Women in Banking initiative has grown since its inception four years ago.
- [Austin Telco Federal Credit Union Partners with MANTL to Modernize Retail Account Opening Across All Banking Channels](https://www.alkami.com/news/austin-telco-federal-credit-union-partners-with-mantl-to-modernize-retail-account-opening-across-all-banking-channels/) - The Austin-based credit union will use MANTL to deliver a faster, more seamless account opening experience for members online and in-branch Plano, TX – March 17, 2026 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a new partnership with Austin Telco Federal Credit Union (Austin
- [Locks, Layers & Lessons: Recapping Alkami Co:lab’s Security & Compliance Track](https://www.alkami.com/blog/locks-layers-lessons-recapping-alkami-colabs-security-compliance-track/) - Nashville powered our most security-focused Co:lab yet—packed with strategies on AI risk, fraud prevention, and protecting accounts in real time.
- [Empower Federal Credit Union Expands Partnership with Alkami by Selecting MANTL to Power Omnichannel Growth](https://www.alkami.com/news/empower-federal-credit-union-expands-partnership-with-alkami-by-selecting-mantl-to-power-omnichannel-growth/) - The Syracuse-based credit union will implement MANTL’s full Onboarding & Account Opening Suite to deliver a seamless retail and business member experience across all banking channels Plano, TX – March 12, 2026 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that
- [Alkami Introduces Automated Stage Match to Accelerate Development in Its SDK Wizard](https://www.alkami.com/news/alkami-introduces-automated-stage-match-to-accelerate-development-in-its-sdk-wizard/) - New capability enables faster environment setup and earlier testing for financial institution developers March 5, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced a major enhancement to its Software Development Kit (SDK) with the introduction of Automated Stage
- [Alkami Now a Nacha Preferred Partner for ACH Experience, Fraud Monitoring, and Risk and Fraud Prevention](https://www.alkami.com/news/alkami-now-a-nacha-preferred-partner-for-ach-experience-fraud-monitoring-and-risk-and-fraud-prevention/) - Preferred Partner status highlights Alkami’s commitment to advancing the ACH Network March 3, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced it is a Nacha Preferred Partner, reinforcing Alkami’s commitment to delivering secure, compliant, and modern Automated Clearing
- [Alkami Becomes First TechFin Certified by J.D. Power for “An Outstanding Mobile Banking Platform Experience”](https://www.alkami.com/news/alkami-becomes-first-techfin-certified-by-j-d-power-for-an-outstanding-mobile-banking-platform-experience/) - Distinction places Alkami in the top quintile of all companies assessed by J.D. Power mobile experience benchmark July 15, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Alkami’s Mobile Banking Platform is certified by J.D. Power for
- [Turn Data Insights into Commercial Growth](https://www.alkami.com/blog/uncover-commercial-opportunities-with-data-analytics-in-banking/) - Leverage data analytics in banking to find new business banking solutions opportunities, deepen business banking relationships and drive profitability.
- [How Can Digital Banking Solutions Improve Account Holder Satisfaction?](https://www.alkami.com/blog/how-can-digital-banking-solutions-improve-account-holder-satisfaction/) - Digital banking solutions are being used to pick up on banking user behaviors early, allowing banks and credit unions valuable time to reengage.
- [MANTL Partners with MeridianLink to Offer Integrated Point-of-Sale (POS) Solution](https://www.alkami.com/news/mantl-partners-with-meridianlink-to-offer-integrated-point-of-sale-pos-solution/) - With the launch of the MANTL and MeridianLink POS integration, MANTL broadens access to its digital lending experience, giving banks and credit unions a seamless digital application that leverages the power of their MeridianLink LOS PLANO, TX —Feb. 24, 2026 — MANTL, an Alkami solution team and leading provider of loan and deposit account opening
- [Mastering the Basics of Outstanding Digital Banking Solutions](https://www.alkami.com/blog/technology/mastering-the-basics-of-outstanding-digital-banking-solutions/) - What are the basics for outstanding digital banking solutions, and how do they all come together to achieve Anticipatory Banking? Get answers here.
- [Alkami’s Winter 2026 Digital Banking Platform Release](https://www.alkami.com/blog/alkamis-winter-2026-digital-banking-platform-release/) - Explore Alkami’s digital banking platform Winter 2026 release. Learn about our SDK Manager, security settings parity, and business permissions.
- [State Bank of Texas Launches New Digital Banking Platform Powered by Alkami](https://www.alkami.com/news/press-release/state-bank-of-texas-launches-new-digital-banking-platform-powered-by-alkami/) - Modern Platform expands digital capabilities for both consumer and business clients, improving convenience, security, and long‑term scalability February 19, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that State Bank of Texas (SBT) has successfully gone live on
- [BankCherokee Launches the Alkami Digital Banking Platform for Retail and Business Customers](https://www.alkami.com/news/press-release/bankcherokee-launches-the-alkami-digital-banking-platform-for-retail-and-business-customers/) - Historic Twin Cities bank launches a new digital experience focused on efficiency, fraud protection, and user-first design February 18, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that BankCherokee, the oldest family-owned and operated bank in the Twin
- [Building the One-Click SDK Manager](https://www.alkami.com/blog/building-the-one-click-sdk-manager/) - Go behind the scenes with Alkami engineers to see how the One-Click SDK Manager was built to streamline deployments on a modern digital banking platform.
- [Alkami to Host Webinar Showcasing How Clean Transaction Data Drives Better Insights](https://www.alkami.com/news/press-release/alkami-to-host-webinar-showcasing-how-clean-transaction-data-drives-better-insights/) - Webinar highlights how transaction clarity uncovers hidden opportunities and supports smarter, data-driven decisions February 13, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced it will host a webinar, Turning Chaos Into Clarity: Decoding the Language of Transactions, on
- [10 Trends Shaping Commercial Banking Solutions in 2026 and What Leaders Should Do Next](https://www.alkami.com/blog/10-trends-shaping-commercial-banking-solutions-in-2026-and-what-leaders-should-do-next/) - Explore 10 trends redefining commercial banking solutions in 2026—from digital account opening to API connectivity and AI. Discover practical actions leaders can take now.
- [Amplify Credit Union Partners with MANTL to Modernize Business and Retail Account Opening](https://www.alkami.com/news/amplify-credit-union-partners-with-mantl-to-modernize-business-and-retail-account-opening/) - The partnership will transform the credit union’s business and consumer account opening journey, creating a faster, more intuitive onboarding experience online and in-branch Plano, TX – Feb, 4 2026 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Amplify Credit Union (Amplify), a
- [Alkami Releases Agenda Details Announcing Breakout, Roadmap, and Partner Theater Sessions at Alkami Co:lab 2026](https://www.alkami.com/news/alkami-releases-agenda-details-announcing-breakout-roadmap-and-partner-theater-sessions-at-alkami-colab-2026/) - Sessions highlight growth strategies, best-in-class experiences, professional development, networking, industry insight, and practical takeaways February 3, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced new conference details for Alkami Co:lab 2026, taking place April 13-15 in San Diego,
- [Alkami Identifies the Top Trends Shaping Business and Commercial Banking in 2026](https://www.alkami.com/news/press-release/alkami-identifies-the-top-trends-shaping-business-and-commercial-banking-in-2026/) - New research highlights where banks and credit unions are focusing as business and commercial banking expectations continue to evolve January 27, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., has identified the top trends shaping business and commercial banking in
- [The Atlantic Federal Credit Union Becomes First Credit Union to Go Live with MANTL Loan Origination](https://www.alkami.com/news/press-release/the-atlantic-federal-credit-union-becomes-first-credit-union-to-go-live-with-mantl-loan-origination/) - Credit union launches consumer lending on the MANTL Loan Origination Platform to scale loan growth and deliver a unified experience across deposit and loan onboarding and account opening PLANO, TX —Jan. 22, 2026 — MANTL, an Alkami solution team and a leading provider of loan and deposit account opening technology, today announced that New Jersey-based
- [Grow Financial Credit Union Chooses MANTL to Elevate the Member Experience](https://www.alkami.com/news/grow-financial-credit-union-chooses-mantl-to-elevate-the-member-experience/) - Addition of MANTL’s Onboarding & Account Opening Solution will streamline retail account opening across channels Jan. 21, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Grow Financial Credit Union (Grow Financial) is advancing its digital banking strategy
- [Alkami Redefines Code Deployment with the One-Click SDK Manager](https://www.alkami.com/news/alkami-redefines-code-deployment-with-the-one-click-sdk-manager/) - The new self-service tool gives developers real-time feedback and faster, safer deployments January 9, 2026 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the launch of its One-Click Software Development Kit (SDK) Manager that allows users to self-manage deployments
- [Supercharging Digital Banking Platform Innovation with One-Click SDK Manager](https://www.alkami.com/blog/supercharging-digital-banking-platform-innovation-with-one-click-sdk-manager/) - Accelerate innovation on your digital banking platform with the One-Click SDK Manager—streamlining validations, deployments, and developer workflows.
- [Harvard Federal Credit Union Unifies the End-to-End Member Experience with the Alkami Digital Sales & Service Platform](https://www.alkami.com/news/press-release/harvard-federal-credit-union-unifies-the-end-to-end-member-experience-with-the-alkami-digital-sales-service-platform/) - The addition of MANTL to the Alkami Digital Banking Solution and Data & Marketing Solution unlocks the credit union’s ability to redefine relationship banking across the entire account holder journey PLANO, TX –Jan. 15, 2026– Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today
- [Citizens State Bank Partners with MANTL to Unify and Modernize Deposit Account Opening Across All Banking Channels](https://www.alkami.com/news/press-release/citizens-state-bank-partners-with-mantl-to-unify-and-modernize-deposit-account-opening-across-all-banking-channels/) - The Indiana-based bank will create one front door for all deposit accounts across consumer and business segments to scale growth and unlock institution-wide efficiencies PLANO, TX – Jan. 14, 2026 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Citizens State Bank, headquartered
- [2025 Alkami’s Year-in-Review: Every Moment That Moved the Needle](https://www.alkami.com/blog/2025-alkamis-year-in-review-every-moment-that-moved-the-needle/) - Explore Alkami’s year of innovation, from The Digital Sales & Service Platform to innovations with the digital banking platform.
- [Engagement Marketing Strategies That Deliver](https://www.alkami.com/blog/engagement-marketing-strategies-that-deliver/) - Discover how engagement marketing and data analytics in banking help financial institutions drive deposits, lending growth, and stronger account-holder relationships.
- [Alkami Announces Breakout Tracks for Alkami Co:lab 2026, Highlighting the Future of Digital Banking](https://www.alkami.com/news/alkami-announces-breakout-tracks-for-alkami-colab-2026-highlighting-the-future-of-digital-banking/) - From Anticipatory Banking to payments, fraud to artificial intelligence (AI), the conference offers actionable strategies to empower regional and community financial institutions to lead with confidence December 22, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today unveiled the six
- [Alkami Exceeds 500 Positive Pay Customers as Demand for Fraud Prevention and Commercial Onboarding Grows](https://www.alkami.com/news/alkami-exceeds-500-positive-pay-customers-as-demand-for-fraud-prevention-and-commercial-onboarding-grows/) - Growing adoption among banks and credit unions reflects the shift toward automated workflows that improve efficiency December 19, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that more than 500 financial institutions are now live with Alkami’s Positive
- [The MANTL–Alloy Partnership Surpasses 2 Million Processed Applications](https://www.alkami.com/news/the-mantl-alloy-partnership-surpasses-2-million-processed-applications/) - This milestone reflects the strength of the partnership as it redefines how financial institutions balance growth, user experience, and fraud prevention PLANO, TX —Dec. 18, 2025 — MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, and Alloy, a leading identity and fraud prevention platform provider, today announced that
- [MANTL Partners with Method Financial to Modernize Loan Refinancing with Real-time Liability Data Integrations](https://www.alkami.com/news/mantl-partners-with-method-financial-to-modernize-loan-refinancing-with-real-time-liability-data-integrations/) - New capabilities will enhance decisioning accuracy, automate payoff processes, and elevate the borrower experience with MANTL Loan Origination PLANO, TX —Dec. 16, 2025 — MANTL, an Alkami solution team and a leading provider of loan and deposit account opening technology, today announced a strategic partnership with Method Financial (Method), a provider of consumer permissioned financial
- [Alkami Introduces the Foundry, a Hub for Technology Builders](https://www.alkami.com/news/alkami-introduces-the-foundry-a-hub-for-technology-builders/) - A central resource on alkami.com that empowers builders with greater visibility into Alkami’s Platform, engineering practices, and partner ecosystem December 12, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the launch of Alkami Foundry (Foundry), a new centralized
- [Financial Plus Credit Union Wins “Most Effective Technology Implementation” Innovator Award for Transformative MANTL Partnership](https://www.alkami.com/news/financial-plus-credit-union-wins-most-effective-technology-implementation-innovator-award-for-transformative-mantl-partnership/) - Credit union honored at Future Branches for redefining member onboarding, accelerating deposit growth, and modernizing branch operations through a unified omnichannel account opening experience powered by MANTL Plano, TX – Dec. 10, 2025 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced that Financial Plus Credit
- [How Banking Leaders Are Using Digital Sales and Service to Compete, Grow & Retain](https://www.alkami.com/blog/product-blog/how-banking-leaders-are-using-digital-sales-and-service-to-compete-grow-retain/) - Learn how Red Rocks CU & Mascoma Bank are tapping into Alkami’s Digital Sales & Service Platform to drive growth, engagement, and Anticipatory Banking experiences.
- [2024 Reflections: An Innovative Year for Digital Banking Solutions](https://www.alkami.com/blog/perspectives/2024-reflections-an-innovative-year-for-digital-banking-solutions/) - Another lap around the sun filled with remarkable customers, partnership, product innovation, and a whole lot of fun That’s a wrap on 2024! Before we embark on the next chapter in 2025, we wanted to celebrate the many highlights from this year. We are incredibly proud and humbled to serve the fastest-growing banks and credit
- [The Girl Banker to Headline Women in Banking at Alkami Co:lab 2026](https://www.alkami.com/news/the-girl-banker-to-headline-women-in-banking-at-alkami-colab-2026/) - The Girl Banker to Headline Women in Banking at Alkami Co:lab 2026 Natalie Bartholomew brings her nationally recognized advocacy for women in financial services as the featured speaker for the conference’s signature Women in Banking session December 3, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider
- [Ryan Leak Announced as Keynote Speaker for Alkami Co:lab 2026](https://www.alkami.com/news/ryan-leak-announced-as-keynote-speaker-for-alkami-colab-2026/) - Renowned New York Times bestselling author and podcast host to deliver ‘Leveling Up’ keynote on intentional growth and leadership November 24, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced Ryan Leak as the keynote speaker for Alkami Co:lab
- [Beyond Bots: 3 Ways AI Helps Contact Center Agents Build Real Connections on Digital Banking Platforms](https://www.alkami.com/blog/beyond-bots-3-ways-ai-helps-contact-center-agents-build-real-connections-on-digital-banking-platforms/) - Discover how AI enhances contact center agents’ performance and builds stronger connections within your digital banking platform.
- [Alkami and Spiral Partner to Power Personalized Savings and Giving Experiences to Digital Banking, Including Texans Credit Union](https://www.alkami.com/news/alkami-and-spiral-partner-to-power-personalized-savings-and-giving-experiences-to-digital-banking-including-texans-credit-union/) - Financial institutions can now grow deposits and primacy with Spiral’s solutions in Alkami’s Digital Banking Platform November 18, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced a strategic partnership with Spiral, a fintech that transforms everyday banking into
- [Financial Institution Leaders to Discuss Alkami’s Digital Sales & Service Platform ](https://www.alkami.com/news/press-release/financial-institution-leaders-to-discuss-alkamis-digital-sales-service-platform/) - The webinar will dive deep into insights to unlock the pathway of Anticipatory Banking November 17, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced an upcoming webinar featuring Red Rocks Credit Union and Mascoma Bank, as they explore
- [MANTL Launches Application Comments to Accelerate Application Reviews and Strengthen Compliance](https://www.alkami.com/news/mantl-launches-application-comments-to-accelerate-application-reviews-and-strengthen-compliance/) - New real-time collaboration feature gives bank and credit union teams a single, auditable source of truth, improving visibility, decision-making, and regulatory readiness Plano, TX –Nov. 12, 2025 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced the launch of Application Comments, a powerful new feature that
- [Alkami Research Measures Digital Maturity in Financial Institutions](https://www.alkami.com/blog/alkami-research-measures-digital-maturity-in-financial-institutions/) - This blog delves into the Alkami's Digital Sales & Service Maturity Model Report’s executive summary and the correlation between digital maturity with revenue growth.
- [Jeanne D’Arc Credit Union Accelerates Digital Transformation with the Alkami Digital Sales & Service Platform](https://www.alkami.com/news/jeanne-darc-credit-union-accelerates-digital-transformation-with-the-alkami-digital-sales-service-platform/) - By adding MANTL to its Alkami Digital Banking Solution and Data & Marketing Solution, the credit union is enhancing engagement and creating a more connected member experience November 6, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Jeanne
- [Alkami Appoints Cassandra Hudson as Chief Financial Officer](https://www.alkami.com/news/alkami-appoints-cassandra-hudson-as-chief-financial-officer/) - Alkami Appoints Cassandra Hudson as Chief Financial Officer Appointment follows earlier announced retirement of Alkami CFO Bryan Hill October 30, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., announced today the appointment of Cassandra Hudson as its Chief Financial Officer
- [Alkami Releases ‘Women in Banking’ Report Revealing Digital Banking Preferences Among Female Account Holders](https://www.alkami.com/news/alkami-releases-women-in-banking-report-revealing-digital-banking-preferences-among-female-account-holders/) - Insights into strategies that financial institutions can deploy to attract and retain the next generation of wealth-holding women October 29, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the release of its latest report, First Beneficiaries: How Financial
- [Belco Community Credit Union Strengthens Digital Banking Performance through Strategic Partnership with Alkami](https://www.alkami.com/news/belco-community-credit-union-strengthens-digital-banking-performance-through-strategic-partnership-with-alkami/) - Collaboration delivers 88% digital adoption, improved mobile application ratings, and top-tier member satisfaction scores October 28, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Belco Community Credit Union (Belco), a Harrisburg, Pennsylvania-based credit union, has renewed and
- [Alkami and ORNL Federal Credit Union to Share Strategies for Smarter Security and Fraud Prevention](https://www.alkami.com/news/alkami-and-ornl-federal-credit-union-to-share-strategies-for-smarter-security-and-fraud-prevention/) - Experts will break down how layered security tactics help financial institutions detect, prevent, and respond to evolving fraud threats October 22, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the upcoming webinar, Inside the Layers: Strategies for Smarter Security
- [Alkami, Thomaston Savings Bank, and Colony Bank to Share How Financial Marketers Turn Data Usage into Measurable Growth](https://www.alkami.com/news/alkami-thomaston-savings-bank-and-colony-bank-to-share-how-financial-marketers-turn-data-usage-into-measurable-growth/) - Panelists will uncover how data-driven strategies improve personalization, efficiency, and campaign performance October 21, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the upcoming webinar, Hocus Focus: Sharpen Your Marketing with Data That Works, a panel discussion designed
- [Mascoma Bank Advances Digital Banking Strategy with the Launch of Alkami’s Digital Sales & Service Platform](https://www.alkami.com/news/mascoma-bank-advances-digital-banking-strategy-with-the-launch-of-alkamis-digital-sales-service-platform/) - Bank adopts Alkami’s full Platform to anticipate customer needs and drive future growth October 16, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Mascoma Bank (Mascoma) is now live with the full Alkami Digital Sales & Service
- [Human-like Service at Scale: How AI Transforms Digital Banking Solutions](https://www.alkami.com/blog/human-like-service-at-scale-how-ai-transforms-digital-banking-solutions/) - Discover how AI enhances digital banking solutions with human-like service, driving trust, engagement, and financial wellness at scale.
- [Alkami Honors Hackathon Winners Driving Digital Banking’s Future, Featuring TTCU Federal Credit Union](https://www.alkami.com/news/alkami-honors-hackathon-winners-driving-digital-bankings-future-featuring-ttcu-federal-credit-union/) - Highlighting platform innovation, problem-solving, and community-driven teamwork October 9, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the winners of its annual Hackathon, where Alkamists, customers, and partners team up to push the boundaries of digital banking innovation.
- [Personalized Banking in Action: How AI Helps Anticipate User Needs](https://www.alkami.com/blog/personalized-banking-in-action-how-ai-helps-anticipate-user-needs/) - AI-driven personalized banking guides users to the best channel in real time by automating simple tasks and connecting instantly to experts for complex needs.
- [Hanscom Federal Credit Union and Alkami Forge Strategic Partnership to Power a Differentiated Mobile Banking Experience](https://www.alkami.com/news/hanscom-federal-credit-union-and-alkami-forge-strategic-partnership-to-power-a-differentiated-mobile-banking-experience/) - Credit union to integrate Alkami’s Digital Banking Platform with a proprietary first-of-its-kind gamified financial wellness experience October 1, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced a strategic partnership with Hanscom Federal Credit Union (HFCU) to support the
- [Alkami Named to IDC FinTech Rankings Top 50](https://www.alkami.com/news/alkami-named-to-idc-fintech-rankings-top-50/) - IDC Financial Insights ranks top enterprises worldwide serving the financial services industry September 30, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced it was categorized as a 2025 IDC FinTech Rankings Top 50 solution provider. The elite list features
- [Alkami Releases Annual Budgeting & Strategies Playbook for Financial Institutions](https://www.alkami.com/news/alkami-releases-annual-budgeting-strategies-playbook-for-financial-institutions/) - Gives bankers a guide to lead in the next era of banking, moving from personalization to anticipation September 24, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the release of its “2026 Budgeting & Strategies Playbook: Empowering the
- [Celebrating Alkami Community’s August Partner Month: Financial Wellness Preparedness](https://www.alkami.com/blog/celebrating-alkami-communitys-august-partner-month-financial-wellness-preparedness/) - Discover how Alkami and their partners empower financial institutions with tools, insights, and strategies to strengthen financial wellness and preparedness.
- [The Power of Curated Partnerships in Building Digital Banking Solutions That Last](https://www.alkami.com/blog/the-power-of-curated-partnerships-in-building-digital-banking-solutions-that-last/) - Discover how curated partnerships power digital banking solutions that last. Learn why quality fintech integrations matter for growth and account holder trust.
- [Red Rocks Credit Union Expands Partnership with Alkami to Deliver its Digital Sales & Service Platform](https://www.alkami.com/news/red-rocks-credit-union-expands-partnership-with-alkami-to-deliver-its-digital-sales-service-platform/) - Addition of the Digital Banking Solution and Data & Marketing Solution completes Red Rocks’ end-to-end member experience strategy September 23, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced that Red Rocks Credit Union (Red Rocks) has expanded its relationship
- [MANTL Clients Raise Over $3 Billion in Deposits From Existing Banking Relationships in Six Months](https://www.alkami.com/news/mantl-clients-raise-over-3-billion-in-deposits-from-existing-banking-relationships-in-six-months/) - This milestone underscores how financial institutions can unlock cost-effective, sustainable growth by deepening customer and member relationships with MANTL. Plano, TX – Sept. 16, 2025 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced that its clients raised over $3B in deposits with existing banking relationships
- [American Banker to Host Webinar on Growth Strategies for Business Succession, Featuring Experts from Alkami and First Fidelity Bank](https://www.alkami.com/news/american-banker-to-host-webinar-on-growth-strategies-for-business-succession-featuring-experts-from-alkami-and-first-fidelity-bank/) - Strategies to win business relationships during the generational wealth transfer September 15, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced its participation in an upcoming American Banker webinar focused on helping financial institutions capture growth during the unprecedented
- [Alkami Named Winner of Tearsheet’s Best Banking-as-a-Service Platform Award](https://www.alkami.com/news/alkami-named-winner-of-tearsheets-best-banking-as-a-service-platform-award/) - Award highlights Alkami’s unified Digital Sales & Service Platform September 12, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced it has been named the 2025 winner of Tearsheet’s Best Banking-as-a-Service Platform award. Tearsheet’s premier awards program, The Big Bank
- [Alkami Launches First-to-Market Research-Backed Digital Banking Conversion Toolkit for Financial Institution Leaders](https://www.alkami.com/news/alkami-launches-first-to-market-research-backed-digital-banking-conversion-toolkit-for-financial-institution-leaders/) - This toolkit will support financial institutions along their evaluation and implementation journey with templates, actionable resources, and best practices September 10, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., announced the launch of their Digital Banking Conversion Toolkit, a resource
- [Marketing for Financial Institutions That Drove $9M in CDs in A Month](https://www.alkami.com/blog/marketing-for-financial-institutions-that-drove-9m-in-cds-in-a-month/) - See how INB turned financial services marketing automation into millions in deposits within weeks Banks and credit unions know that growth today is fueled by data. As shown in The 2025 Digital Banking Playbook, data is the foundation across a financial institution’s technology stack. Financial institutions that put data first and execute a data modernization
- [Building Beyond Limits at Alkami’s Hackathon of the Summer](https://www.alkami.com/blog/building-beyond-limits-at-alkamis-hackathon-of-the-summer/) - Discover how Alkami’s 2025 Hackathon united clients, partners, and developers to shape the future of the digital banking platform with innovation and collaboration.
- [MANTL Partners with Taktile to Transform Credit Decisions for Community Banks and Credit Unions](https://www.alkami.com/news/mantl-partners-with-taktile-to-transform-credit-decisions-for-community-banks-and-credit-unions/) - New integration empowers financial institutions to exercise more control over their risk decisions to reduce manual reviews and accelerate growth Plano, TX – Sept. 04, 2025 – MANTL,an Alkami solution team andleading provider of loan and depositaccount opening technology,today announced an integration withTaktile, anext-generation decision platform that helps teams automate and improve risk management strategies across
- [The Basics of Managing ACH Notifications of Change (ACH NOC)](https://www.alkami.com/blog/the-basics-of-managing-ach-notifications-of-change-ach-nocs/) - Explore the crucial role of an ACH NOC in ensuring accurate ACH transactions amidst frequent banking mergers and acquisitions.
- [Exploring Commercial Banking Solutions: A Comprehensive Look at ACH Credit Payments](https://www.alkami.com/blog/exploring-commercial-banking-solutions-a-comprehensive-look-at-ach-credit-payments/) - Explore the essentials of ACH credit payments, their mechanics, and risk management in commercial banking solutions for secure transactions.
- [Reducing Risk in Commercial Banking Solutions with Proper ACH Classification](https://www.alkami.com/blog/reducing-risk-in-commercial-banking-solutions-with-proper-ach-classification/) - Understanding ACH SEC codes and proper classification is key to reducing risks in commercial banking solutions.
- [Navigating ACH NOCs, ACH Returns & Positive Pay: A Guide for Banks and Credit Unions](https://www.alkami.com/blog/navigating-ach-nocs-ach-returns-positive-pay-a-guide-for-banks-and-credit-unions/) - ACH NOCs, returns and Positive Pay enhance ACH transaction integrity, ensuring banks and credit unions maintain smooth, secure financial transaction flows.
- [MANTL Unveils Bulk Account Opening to Streamline Branch Operations, Simplify Banker Workflows, and Increase Wallet Share](https://www.alkami.com/news/mantl-unveils-bulk-account-opening-to-streamline-branch-operations-simplify-banker-workflows-and-increase-wallet-share/) - New feature enables banks to open multiple accounts in a single application, accelerating onboarding and empowering staff to focus on relationships over paperwork Plano, TX – Aug. 27, 2025 - MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced the launch of MANTL Bulk Account Opening, a new
- [Alkami Co:lab 2026 Registration Now Open](https://www.alkami.com/news/alkami-colab-2026-registration-now-open/) - Annual digital banking innovation conference set for April 13–15 in San Diego August 26, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that registration is officially open for Alkami Co:lab 2026, the company’s annual banking technology conference. For
- [Improving Vendor & Risk Management with a Digital Banking Solutions Partner](https://www.alkami.com/blog/improving-vendor-risk-management-with-a-digital-banking-solutions-partner/) - Leveraging a Trusted Fintech Ecosystem for Consolidated Vendor Management Financial institutions face a complex array of compliance challenges, especially when it comes to managing relationships with third and fourth-party vendors. The reliance on third-party vendors for various services—from 24/7 support to payment processing—introduces significant risks that banks and credit unions must meticulously manage. This is
- [Navigating the Post-Contract Journey with Your Digital Banking Platform Provider](https://www.alkami.com/blog/navigating-the-post-contract-journey-with-your-digital-banking-platform-provider/) - A guide to managing the critical transition from contract to successful digital banking platform implementation Signing a contract for a new digital banking platform is a major milestone, but it’s just the beginning. For financial institutions, the work continues after the ink dries. From setting up governance and aligning internal teams to managing vendors and
- [Enhancing Loan Payment Flexibility with Self-Serve Digital Banking Solutions](https://www.alkami.com/blog/enhancing-loan-payment-flexibility-with-self-serve-digital-banking-solutions/) - Give borrowers payment flexibility and control with digital banking solutions that streamline loan management and improve satisfaction across every channel.
- [Alkami and INB to Share Strategies for Turning Financial Data into Marketing Results](https://www.alkami.com/news/alkami-and-inb-to-share-strategies-for-turning-financial-data-into-marketing-results/) - Upcoming webinar to explore how financial institutions can overcome data barriers to deliver personalized, performance-driven campaigns August 7, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced an upcoming webinar titled “From Data Mess to Marketing Yes,” scheduled for
- [From Loan to Loyalty: Using Digital Banking Solutions to Build Relationships](https://www.alkami.com/blog/from-loan-to-loyalty-using-digital-banking-solutions-to-build-relationships/) - Turn indirect borrowers into loyal users with digital banking solutions that boost engagement, streamline payments, and increase cross-sell opportunities.
- [Atomic Credit Union and PrimeWay Federal Credit Union Launch Alkami's HubSpot Integration to Power Data-Driven Engagements](https://www.alkami.com/news/atomic-credit-union-and-primeway-federal-credit-union-launch-alkamis-hubspot-integration-to-power-data-driven-engagements/) - By linking behavioral insights with automated outreach, the integration enables institutions to save time, deliver more relevant experiences, increase efficiency, and drive stronger campaign outcomes July 23, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced a powerful new
- [Financial Services Data Analytics: Your Secret Sauce for Growth](https://www.alkami.com/blog/financial-services-data-analytics-your-secret-sauce-for-growth/) - Learn how financial services data analytics helps banks and credit unions improve revenue, personalize experiences and drive data-powered growth.
- [AI-Powered Digital Banking Solutions: Built for Both Efficiency and Experience](https://www.alkami.com/blog/ai-powered-digital-banking-solutions-built-for-efficiency-and-experience/) - Discover how AI-powered digital banking solutions help financial institutions boost efficiency and enhance the user experience.
- [How EDI Banking Can Streamline Your Operations](https://www.alkami.com/blog/technology/how-edi-banking-can-streamline-your-operations/) - Discover how EDI banking streamlines operations by automating payment processes, improving accuracy, and enhancing cash flow within business banking solutions.
- [Payee Positive Pay: How Your Financial Institution Can Improve Payee Match Accuracy](https://www.alkami.com/blog/payee-positive-pay-how-your-financial-institution-can-improve-payee-match-accuracy/) - Protect your financial institution from check fraud by using Payee Positive Pay to boost payee match accuracy and reduce manual exceptions by over 90%.
- [How Banking Analytics Improves Financial Operations](https://www.alkami.com/blog/how-banking-analytics-improves-financial-operations/) - Learn how financial institutions can use banking analytics to streamline operations, empower teams, and align insights with strategic goals.
- [Towpath Credit Union Transforms their Digital Banking Experience with Alkami’s Solutions](https://www.alkami.com/news/towpath-credit-union-transforms-their-digital-banking-experience-with-alkamis-solutions/) - Ohio-based credit union modernizes member experience with full-scale conversion, boosting product adoption, revenue growth, and efficiency ratio July 16, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that Towpath Credit Union (Towpath) has successfully completed a comprehensive digital transformation
- [Alkami’s Summer Digital Banking Release](https://www.alkami.com/blog/alkamis-summer-digital-banking-release/) - Explore Alkami’s latest digital banking solutions designed to personalize experiences, simplify onboarding, enhance security, and boost engagement.
- [MANTL Becomes First Fintech to Offer Plaid Layer](https://www.alkami.com/news/mantl-becomes-first-fintech-to-offer-plaid-layer/) - The MANTL–Plaid Layer integration gives regional and community financial institutions the same instant onboarding experience offered by leading neobanks Plano, TX – July 9, 2025 – MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced that it is the first fintech to resell and offer Plaid Layer,
- [What is Operational Data?](https://www.alkami.com/blog/what-is-operational-data/) - Learn how operational data helps financial institutions improve user experience, support teams, and platform performance in real time.
- [How Business Banking Platforms Fuel SMB Growth at Scale](https://www.alkami.com/blog/how-business-banking-platforms-fuel-smb-growth-at-scale/) - Learn how a modern business banking platform fuels SMB growth, improves efficiency, and supports scale without increasing overhead for banks and credit unions.
- [Upgrade ACH Blocks and Filters with ACH Positive Pay](https://www.alkami.com/blog/upgrade-ach-blocks-and-filters-with-ach-positive-pay/) - Upgrade from ACH blocks and filters to ACH Positive Pay. Discover how Alkami helps banks and credit unions automate ACH fraud prevention
- [AdelFi Credit Union Advances Digital Strategy with Alkami Digital Banking Platform](https://www.alkami.com/news/adelfi-credit-union-advances-digital-strategy-with-alkami-digital-banking-platform/) - AdelFi delivers seamless retail and business banking experiences through Alkami’s feature-rich, data-driven digital banking solution July 2, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that AdelFi Credit Union (AdelFi) has successfully implemented the Alkami Digital Banking Platform
- [Engagement Marketing Explained: Strategies, Channels, and Examples](https://www.alkami.com/blog/engagement-marketing-explained-strategies-channels-and-examples/) - Engagement marketing for banks and credit unions should be more than a blast email. Intelligent, personalized outreach drives growth for financial institutions.
- [Alkami’s Generational Trends in Digital Banking Consumer Study Reveals Insights for Establishing Primacy](https://www.alkami.com/news/alkamis-generational-trends-in-digital-banking-consumer-study-reveals-insights-for-establishing-primacy/) - The perceived product relevance gap between consumers and regional and community financial institutions continues to widen June 25, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the release of its new national research study conducted in partnership with Jason Dorsey
- [SF Fire Credit Union Launches Alkami’s New Out-of-the-Box Campaigns That Simplify and Accelerate Targeted Marketing for Financial Institutions](https://www.alkami.com/news/sf-fire-credit-union-launches-alkamis-new-out-of-the-box-campaigns-that-simplify-and-accelerate-targeted-marketing-for-financial-institutions/) - New, prebuilt, data-driven campaigns empower marketers to increase engagement, prove return on investment, and execute faster, with minimal setup and built-in performance tracking June 20, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the release of Out-of-the-Box Campaigns, a
- [Understanding & Acting On Alkami’s Retail Digital Sales & Service Maturity Model](https://www.alkami.com/blog/understanding-acting-on-alkamis-retail-digital-sales-service-maturity-model/) - This blog explores the 2025 Update to Alkami’s Digital Sales & Service Maturity Model and reveals the key characteristics that comprise digital maturity.
- [State Employees’ Credit Union of Maryland Partners with MANTL to Give New and Existing Business and Retail Members a Seamless Account Opening Experience](https://www.alkami.com/news/state-employees-credit-union-of-maryland-partners-with-mantl-to-give-new-and-existing-business-and-retail-members-a-seamless-account-opening-experience/) - Maryland’s largest credit union will modernize its account opening process across all banking channels, including its 23-branch network Plano, TX - June 17, 2025 - MANTL, an Alkami solution team and leading provider of account origination technology, today announced a partnership with State Employees’ Credit Union of Maryland (SECU), a $5.7B credit union with 23
- [Alkami Wins “Best New Community” for Digital Network Connecting Customers like Kennebec Savings Bank](https://www.alkami.com/news/alkami-wins-best-new-community-for-digital-network-connecting-customers-like-kennebec-savings-bank/) - The 2025 CMX Community Industry Awards recognizes Alkami's rapid success in building an engaged, customer-driven community experience June 11, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that it has been named the winner of the Best New
- [Where Reverse Positive Pay Fits in Your Fraud Protection Strategy](https://www.alkami.com/blog/where-reverse-positive-pay-fits-in-your-fraud-protection-strategy/) - Reverse positive pay is a basic but effective check fraud tool. See how it works, who it’s right for, and how it fits into a broader fraud protection strategy.
- [Alkami Partners with Trustmark Bank and U.S. Postal Inspection Service to Share Check Fraud Prevention Strategies in Webinar](https://www.alkami.com/news/alkami-partners-with-trustmark-bank-and-u-s-postal-inspection-service-to-share-check-fraud-prevention-strategies-in-webinar/) - This webinar is approved for up to 1.0 Certified Treasury Professional (CTP) or Certified Cash Manager (CCM) recertification credit by the Association for Financial Professionals (AFP) May 30, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced an upcoming webinar
- [Alkami Releases 2025 Update to the Retail Digital Sales & Service Maturity Model](https://www.alkami.com/news/alkami-releases-2025-update-to-the-retail-digital-sales-service-maturity-model/) - New findings reveal significant differences between the most advanced cohorts June 4, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the release of the 2025 Update to the Retail Digital Sales & Service Maturity Model in collaboration with financial
- [Top Banking API Providers: How to Choose the Right Partner](https://www.alkami.com/blog/top-banking-api-providers-how-to-choose-the-right-partner/) - Learn how to evaluate banking API providers that support secure fintech integration, open banking, and long-term scalability for your institution.
- [Alkami and MANTL Named to American Banker’s 2025 “Best Places to Work in Fintech](https://www.alkami.com/news/alkami-and-mantl-named-to-american-bankers-2025-best-places-to-work-in-fintech/) - Dual recognition celebrates Alkami’s acquisition of MANTL and the alignment of two award-winning cultures committed to transforming digital banking May 21, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., and its newly acquired subsidiary MANTL, a provider of account origination
- [The Beginner’s Guide to Banking APIs: What They Do and Why They Matter](https://www.alkami.com/blog/the-beginners-guide-to-banking-apis-what-they-do-and-why-they-matter/) - This beginner’s guide breaks down what banking APIs do, how they function, and why they’re essential to the future of digital banking.
- [Clearwater Credit Union Launches Alkami’s Digital Banking Platform Activating  Its Member Connection Strategy](https://www.alkami.com/news/clearwater-credit-union-launches-alkamis-digital-banking-platform-activating-its-member-connection-strategy/) - Enhancing its digital experience strategy, Clearwater Credit Union deepens member connections with timely insights and intuitive member marketing engagements May 16, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that Montana-based Clearwater Credit Union (Clearwater) is leveraging the innovation
- [Omnichannel Digital Account Opening: The First Step in a Unified Digital Sales and Service Platform](https://www.alkami.com/blog/omnichannel-digital-account-opening-the-first-step-in-a-unified-digital-sales-and-service-platform/) - Discover how Alkami + MANTL are empowering banks and credit unions with digital account opening; the first step in a powerful digital sales and service platform.
- [Alkami to Host Webinar on Innovating Onboarding and Account Opening featuring Quontic Bank](https://www.alkami.com/news/alkami-to-host-webinar-on-innovating-onboarding-and-account-opening-featuring-quontic-bank/) - Experts from Alkami, MANTL, and Quontic Bank to share strategies for boosting conversions and enhancing the account holder experience May 13, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced an upcoming webinar, “Innovating Account Opening & Onboarding with
- [Emerging Risks of Artificial Intelligence in Banking](https://www.alkami.com/blog/emerging-risks-of-artificial-intelligence-in-banking/) - During the 2025 Alkami Co:lab conference panelists discussed the current risk environment of artificial intelligence in banking, and provided a framework for risk mitigation.
- [Building Beyond Limits: The Hackathon of the Summer That’s Elevating Banking Solutions](https://www.alkami.com/blog/building-beyond-limits-the-hackathon-of-the-summer-thats-elevating-banking-solutions/) - Join Alkami Hackathon 2025 to design, build, and showcase innovative banking solutions with developers, fintechs, and FIs. Build boldly. Build beyond limits.
- [Centralizing Cash and Liquidity Management: The Future of Business Banking Platforms](https://www.alkami.com/blog/centralizing-cash-and-liquidity-management-the-future-of-business-banking-platforms/) - Explore how business banking solutions help centralize liquidity management, offering real-time insights and value to financial institutions and their clients.
- [Building Profitable Relationships with Commercial Banking Solutions That Actually Deliver](https://www.alkami.com/blog/building-profitable-relationships-with-commercial-banking-solutions-that-actually-deliver/) - See how financial institutions use commercial banking solutions to build profitable relationships by acting as advisors and offering tailored services clients trust.
- [Payee Match: A Must-Have Fraud Prevention Tool for Businesses](https://www.alkami.com/blog/payee-match-a-must-have-fraud-prevention-tool-for-businesses/) - Payee match helps banks and credit unions protect business clients from check fraud. Here’s how to implement it—and why adoption matters more than ever.
- [Your Digital Banking Platform, Your Rules – With Design That Makes Sense](https://www.alkami.com/blog/perspectives/your-digital-banking-platform-your-rules-with-design-that-makes-sense/) - Stand out in modern banking with differentiated, brand-aligned digital banking solutions. Alkami's Theme Builder enables financial institutions to elevate UX/UI.
- [Fresh Insights Into Gen Z: What Bankers Need to Understand Now](https://www.alkami.com/blog/fresh-insights-into-gen-z-what-bankers-need-to-understand-now/) - Walk into nearly any board room or C-suite these days, and you're bound to hear someone ask: How do we attract younger customers and members? For banks and credit unions, the inquiry is becoming urgent, and the answer increasingly lies in understanding and adapting to Generation Z (Gen Z). Born between 1996 and 2012, Gen Z already
- [NuMark Credit Union Selects Alkami to Power Its Digital Banking Platform](https://www.alkami.com/news/numark-credit-union-selects-alkami-to-power-its-digital-banking-platform/) - Committed to innovation and member-centric solutions, NuMark Credit Union will enhance digital experiences for retail and business banking members April 24, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that Illinois-based NuMark Credit Union (NuMark) has chosen Alkami’s Digital
- [The Secret to Winning at Personalized Banking? Personalize to Your Users’ Specific Needs](https://www.alkami.com/blog/the-secret-to-winning-at-personalized-banking-personalize-to-your-users-specific-needs/) - Personalized banking isn’t personal, unless it’s based on real user needs Just about every company has a strategy to provide personalized banking, and making interactions more personal and tailored to their current account holders, as well as prospective ones. The logic is that by creating a more personalized appeal, there’s a higher likelihood of converting
- [Fraud, Foiled: How Business Banking Solutions Are Outsmarting the Bad Guys](https://www.alkami.com/blog/fraud-foiled-how-business-banking-solutions-are-outsmarting-the-bad-guys/) - Discover how business banking solutions like positive pay are helping financial institutions reduce fraud, protect clients, and build lasting trust.
- [Shaping The Future of Women in Banking](https://www.alkami.com/blog/shaping-the-future-of-women-in-banking/) - At Alkami Co:lab 2025, financial institution leaders gathered together to celebrate Women in Banking and talk about the future of the movement and digital banking solutions.
- [Alkami and Cornerstone Advisors Release New Digital Banking Performance Metrics Report](https://www.alkami.com/news/alkami-and-cornerstone-advisors-release-new-digital-banking-performance-metrics-report/) - Analysis shows increasing parity in digital banking performance over the last six years April 16, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the release of its latest research in partnership with Cornerstone Advisors. The 2025 Digital Banking
- [Alkami Research Studies Reveal Industry Perceptions on Fraud Prevention and Data Protection](https://www.alkami.com/news/alkami-research-studies-reveal-industry-perceptions-on-fraud-prevention-and-data-protection/) - Studies show banks and credit unions need to enhance prevention strategies; consumers want data protection in their digital banking experience March 28, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the findings of research that examined both financial
- [How Positive Pay is a Vital Tool for Preventing Payments Fraud](https://www.alkami.com/blog/how-positive-pay-is-a-vital-tool-for-preventing-payments-fraud/) - Discover how Positive Pay helps businesses prevent payments fraud & secure transactions. Learn key strategies for safeguarding your financial operations today.
- [Alkami Recognizes Industry-Leading Financial Institutions for Innovation in Digital Banking Excellence with FIsionaries Awards](https://www.alkami.com/news/alkami-recognizes-industry-leading-financial-institutions-for-innovation-in-digital-banking-excellence-with-fisionaries-awards/) - Awards honor visionaries shaping the future of banking through progressive digital strategies April 9, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the honorees of its annual FIsionaries™ Awards, recognizing financial institutions that are redefining digital banking through strategic
- [Inside the Business Banking Track: Strategies That Stole the Show at Alkami Co:lab 2025](https://www.alkami.com/blog/inside-the-business-banking-track-strategies-that-stole-the-show-at-alkami-colab-2025/) - Explore key takeaways from Alkami Co:lab 2025's Business Banking track—onboarding, TM sales, deposit growth, and more—designed to help FIs compete and win.
- [Inspiring Industry Connections & Professional Growth](https://www.alkami.com/blog/inspiring-industry-connections-professional-growth/) - This recap blog explores Alkami Co:lab’s professional development breakout track and the themes attendees discussed and learned about during the event.
- [Winning Primacy with Personalized Banking: Strategies for Banks and Credit Unions](https://www.alkami.com/blog/winning-primacy-with-personalized-banking-strategies-for-banks-and-credit-unions/) - Learn how financial institutions can exceed consumer expectations for personalized banking by adopting artificial intelligence in banking.
- [TechFin in Focus: What Alkami’s Technology Track Reveals About the Future of Our Digital Banking Platform](https://www.alkami.com/blog/techfin-in-focus-what-alkamis-technology-track-reveals-about-the-future-of-our-digital-banking-platform/) - Explore key takeaways from Alkami Co:lab 2025’s Tech track—how innovation is shaping the future of our digital banking platform through open banking, APIs & more.
- [Alkami’s Digital Sales & Service Platform to Usher in Era of Anticipatory Banking](https://www.alkami.com/news/alkamis-digital-sales-service-platform-to-usher-in-era-of-anticipatory-banking/) - The Platform allows financial institutions to land and expand relationships; Alkami gets certified for the second year in a row by J.D. Power April 2, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced at its annual 2025 Alkami Co:lab
- [Optimizing Money Movement: How Retail Banking Can Keep Up with Speed and Security](https://www.alkami.com/blog/optimizing-money-movement-how-retail-banking-can-keep-up-with-speed-and-security/) - Discover how self-service banking and digital innovation accelerate money movement in retail banking solutions. Explore fast, secure, and seamless financial transactions.
- [Alkami and Greenlight Partner to Bring Youth Banking to Financial Services](https://www.alkami.com/news/alkami-and-greenlight-partner-to-bring-youth-banking-to-financial-services/) - The technology empowers kids and teens with innovative money management tools and financial education, while also helping financial institutions grow deposits March 26, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today its partnership with Greenlight® Financial Technology, Inc.
- [A CIO’s Journey in the Banking Industry](https://www.alkami.com/blog/a-cios-journey-in-the-banking-industry/) - This guest blog written by Cindy Griffin, Chief Information Officer at Farmers and Merchants Bank explores a CIO’s journey navigating her career and changes in the industry.
- [Why Mentorship is Critical (and What My Mentors Taught Me)](https://www.alkami.com/blog/why-mentorship-is-critical-and-what-my-mentors-taught-me/) - This guest blog written by Clio Silman from Cornerstone Advisors highlights her personal journey navigating the financial services industry and the mentors she’s had along the way.
- [Alkami Customers Including Gate City Bank Strengthen Fraud Prevention with BioCatch](https://www.alkami.com/news/alkami-customers-including-gate-city-bank-strengthen-fraud-prevention-with-biocatch/) - The Alkami-BioCatch partnership has prevented millions of dollars in fraudulent transactions in 2024 March 19, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that its clients leveraging BioCatch's fraud prevention solutions through the Alkami Digital Banking Platform stopped
- [Why Personalized Banking Matters: A Guide for Banks & Credit Unions](https://www.alkami.com/blog/why-personalized-banking-matters-a-guide-for-banks-credit-unions/) - Discover how personalized banking powered by AI enhances engagement, boosts retention, and drives growth for banks and credit unions.
- [A Different Take on Personalization in Banking](https://www.alkami.com/blog/a-different-take-on-personalization-in-banking/) - This guest blog written by Kate Drew from CCG Catalyst explores how banks and credit unions might use personalized banking to accelerate institutional growth.
- [Travis Credit Union: A FIsionaries™ Blog Feature](https://www.alkami.com/blog/a-fisionaries-blog/) - Discover Travis Credit Union's journey through digital transformation. VP of Digital Experience, Grant Karsas, shares insights on implementing digital banking solutions, enhancing member engagement, and navigating economic challenges in a competitive financial landscape. Learn how Travis CU leverages technology for digital account opening, personalized banking experiences, and strategic partnerships.
- [The Rise of Open Banking in the U.S. and Its Impact on Digital Banking Solutions](https://www.alkami.com/blog/the-rise-of-open-banking-in-the-u-s-and-its-impact-on-digital-banking-solutions/) - Learn the current state of open banking in the United States, and what Alkami’s digital banking solutions are doing to support banks and credit unions through extensibility.
- [Transaction Enrichment Analysis Reveals Trends in Charitable Giving, Tax Deductions and Refunds](https://www.alkami.com/blog/transaction-enrichment-analysis-reveals-trends-in-charitable-giving-tax-deductions-and-refunds/) - How American Consumers’ Charitable Giving Amounts Peak While nonprofit and other philanthropic causes can benefit from reliable, year-round giving, the prevailing belief is that most Americans wait until the end of the year to pass along any monetary gifts. Traditionally, this is attributed to a blend of a season of giving mentality around the holidays
- [5 Strategic Advantages of a Unified Platform for Retail & Commercial Banking Solutions](https://www.alkami.com/blog/5-strategic-advantages-of-a-unified-platform-for-retail-commercial-banking-solutions/) - A single digital banking platform for retail banking solutions and commercial banking solutions streamlines operations and enhances the user experience.
- [Unified Interaction Management for Your Digital Banking Platform](https://www.alkami.com/blog/unified-interaction-management-for-your-digital-banking-platform/) - Why Unified Interaction Management is The Future of the Contact Center Virtually every financial institution that interacts with account holders has been operating with a “channel strategy.” Until recently, a channel-focused strategy was the only strategy banks and credit unions could operate under, since digital technology and digital banking platforms each evolved separately. But now,
- [Driving Growth with Commercial Banking Solutions](https://www.alkami.com/blog/strategies/driving-growth-with-commercial-banking-solutions/) - Highlights you won’t want to miss from Alkami Co:lab’s Commercial Banking sessions Over the last couple of days, our breakout presenters engaged in a range of conversations – from launching a commercial banking payments program, gearing up for a successful commercial banking conversion, to the best practices for onboarding business users and driving revenue with
- [Six things you can do to increase engagement and revenue (with a custom playlist to boot)](https://www.alkami.com/blog/six-things-you-can-do-to-increase-engagement-and-revenue-with-a-custom-playlist-to-boot/) - This blog explores six ways FIs can increase engagement and revenue by using artificial intelligence in banking to personalize the digital banking platform.
- [Launching Everyday GenAI With a Pilot Team](https://www.alkami.com/blog/launching-everyday-genai-with-a-pilot-team/) - Embracing artificial intelligence in banking, part one Generative Artificial Intelligence (GenAI) is no longer a future promise, it’s arrived and is already shaping the future of financial services. Financial Institutions (FIs) have begun using artificial intelligence (AI) to work more productively and creatively while enhancing their employees’ skills. These organizations are building a competitive advantage
- [What Financial Institutions Need to Know About Artificial Intelligence in Banking](https://www.alkami.com/blog/perspectives/what-financial-institutions-need-to-know-about-artificial-intelligence-in-banking/) - Artificial intelligence in banking enables banks and credit unions to deliver a 24/7 support experience via their digital banking solutions.
- [Transaction Enrichment: Summertime Activity Consumer Spending Trends](https://www.alkami.com/blog/transaction-enrichment-summertime-activity-consumer-spending-trends/) - Through Transaction Enrichment and analysis, Alkami researchers examine Summertime Activity Consumer Spending Trends
- [Streamlining Loan Payments for Borrowers and Bankers within the Online Banking Platform](https://www.alkami.com/blog/streamlining-loan-payments-for-borrowers-and-bankers-within-the-online-banking-platform/) - Offering loan payments within the online banking platform can streamline operations and provide a sustainable way to drive adoption, loyalty and retention.
- [Using Digital Banking Solutions to Keep Data Secure and Increase Revenue](https://www.alkami.com/blog/using-digital-banking-solutions-to-keep-data-secure-and-increase-revenue/) - Financial institutions can use secure document exchange within their digital banking solutions to prevent data leakage and increase revenue
- [Understanding The Impact of New Financial Regulations on Banking Solutions](https://www.alkami.com/blog/understanding-the-impact-of-new-financial-regulations-on-banking-solutions/) - How will the new governmental regulations about lending and data affect a financial institution's retail banking solutions and business banking solutions?
- [Elevating the Online Banking Platform with Digital Wealth Management](https://www.alkami.com/blog/elevating-the-online-banking-platform-with-digital-wealth-management/) - Combining the online banking platform with digital wealth management empowers banks & credit unions to drive revenue & support consumers’ financial needs.
- [Revolutionizing the Digital Banking Platform: The Essential Role of Property Tracking in Competing](https://www.alkami.com/blog/revolutionizing-the-digital-banking-platform-the-essential-role-of-property-tracking-in-competing/) - Discover how deploying home value and equity tracking within the digital banking platform empowers financial institutions to accelerate engagement and revenue opportunities.
- [How Financial Institutions Can Reclaim Their Place at the Heart of Money Movement with Digital Banking Solutions](https://www.alkami.com/blog/how-financial-institutions-can-reclaim-their-place-at-the-heart-of-money-movement-with-digital-banking-solutions/) - How financial institutions can differentiate digital banking solutions with money movement capabilities that keep users engaged.
- [Maximizing ROI within the Digital Banking Platform](https://www.alkami.com/blog/maximizing-roi-within-the-digital-banking-platform/) - Getting a greater return on your account holder acquisition investment means finding innovative ways to capture increased market share while keeping costs low. While the theory is elementary, how can such a feat be achieved in practice? Many financial institutions have tried to grow their consumer base by touting the traditional expensive avenues, such as
- [Deliver Consumer Banking Solutions that Prepare Account Holders for Retirement](https://www.alkami.com/blog/deliver-consumer-banking-solutions-that-prepare-account-holders-for-retirement/) - In order to cultivate and grow long-term banking relationships, financial institutions need consumer banking solutions that support account holders nearing retirement.
- [Elevate the Digital Banking Platform with Embedded Credit Score & Identity Protection Solutions](https://www.alkami.com/blog/elevate-the-digital-banking-platform-with-embedded-credit-score-identity-protection-solutions/) - Financial institutions can elevate the user experience with credit score and identity protection solutions embedded in the digital banking platform.
- [Boost Online Banking Platform Convenience with Fast Access to Funds Using Vertifi's Feature-Rich RDC](https://www.alkami.com/blog/boost-online-banking-platform-convenience-with-fast-access-to-funds-using-vertifis-feature-rich-rdc/) - Discover how Alkami & Veritifi are creating convenience within the online banking platform by removing deposit friction for financial institutions and end users.
- [Customize Your Digital Banking Platform with a Certified System Integrator](https://www.alkami.com/blog/perspectives/customize-your-digital-banking-platform-with-a-certified-system-integrator/) - For banks and credit unions that are constantly seeking to attract and retain account holders, it can be challenging to deliver a differentiated user experience in such a highly regulated and competitive environment. Leveraging a certified system integrator to customize their digital banking platforms is vital for several reasons, to navigate the ever-evolving business and
- [Artificial Intelligence in Banking: Revolutionizing Efficiency and Customer Engagement](https://www.alkami.com/blog/artificial-intelligence-in-banking-revolutionizing-efficiency-and-customer-engagement/) - Understanding Artificial Intelligence and its Banking Applications Artificial intelligence in banking extends beyond simple automation, incorporating advanced technologies that mimic human cognitive functions and improve various aspects of banking operations. Here’s a closer look at how different artificial intelligence technologies, such as supervised machine learning, unsupervised machine learning or generative artificial intelligence, and robotic process
- [3 Ways to Deliver Personalized Banking Experiences Using Alkami’s Banking APIs](https://www.alkami.com/blog/3-ways-to-deliver-personalized-banking-experiences-using-alkamis-banking-apis/) - Discover how Alkami’s banking APIs can be leveraged as an additional method to identify and deliver personalized banking experiences for your account holders.
- [Digital Transformation in Business Banking Solutions: How Alkami & upSWOT are Redefining Financial Services for SMBs](https://www.alkami.com/blog/digital-transformation-in-business-banking-solutions-how-alkami-upswot-are-redefining-financial-services-for-smbs/) - upSWOT and Alkami's partnership leverages digital banking solutions data for superior business banking solutions.
- [Commercial Banking Solutions: Understanding Business Credit Scores for Financial Success](https://www.alkami.com/blog/commercial-banking-solutions-understanding-business-credit-scores-for-financial-success/) - Discover how business credit scores impact financing and growth. Explore commercial banking solutions that enhance creditworthiness and support financial stability.
- [Exploring Consumer Subscriptions and Membership Behaviors](https://www.alkami.com/blog/transaction-enrichment-driven-research-into-recurring-payments-exploring-consumer-subscriptions-and-membership-behaviors/) - Alkami telemetry data, based on transaction enrichment, explores trends within consumer spending around subscriptions and memberships
- [Transaction Enrichment Analysis Reveals Trends in Media & Reading Consumption](https://www.alkami.com/blog/transaction-enrichment-analysis-reveals-trends-in-media-reading-consumption/) - After a transaction enrichment process, Alkami researchers analyzed printed and digital media consumption via recurring payment and subscription data to uncover behavioral patterns
- [Transaction Enrichment: The Impact of Inflation On Insurance](https://www.alkami.com/blog/transaction-enrichment-the-impact-of-inflation-on-insurance/) - After the transaction data cleansing process is completed, analysis can begin to unveil behavioral trends Alkami’s researchers recently took on the task of using a transaction data cleansing process to evaluate the state of insurance inflation, based on the payments made to insurance providers by account holders from a panel of regional and community financial
- [Benefits of Embedding P2P Payments within Consumer Banking Solutions](https://www.alkami.com/blog/benefits-of-embedding-p2p-payments-within-consumer-banking-solutions/) - Boost Security and Marketability in Digital Banking Solutions For banks and credit unions, the ultimate goal always comes down to this: to become the primary financial institution (PFI). Achieving that goal is, of course, a complex task. While they are vying for coveted market share and long-term loyalty, banks and credit unions must weigh numerous
- [The Top 6 Reasons Your Account Holders Are Ghosting You](https://www.alkami.com/blog/the-top-6-reasons-your-account-holders-are-ghosting-you/) - Discover how financial institutions can combat attrition with data-driven digital banking solutions and automated financial services marketing.
- [A Four-Part Approach to Understanding Multi-Generational Churn and How to Avoid It](https://www.alkami.com/blog/a-four-part-approach-to-understanding-multi-generational-retail-account-holder-churn-and-how-to-avoid-it-subtitle-im-not-trying-to-cause-a-big-sensation-im-just-talkin-bout-my-gener/) - “I'm not trying to cause a big sensation, I'm just talkin' 'bout my generation” Before we dive into this blog post, can we take a moment to appreciate the classic song by The Who, My Generation. I was listening to that song recently, and as the banking nerd I am, I thought about what drives
- [Celebrating 15 Years and Giving Back in a Big Way](https://www.alkami.com/blog/celebrating-15-years-and-giving-back-in-a-big-way/) - Celebration is more than just marking a milestone On August 21, 2024, Alkami reached a significant milestone - our 15th anniversary! This isn't just a celebration of the years we've been in business or the digital banking solutions we’ve built, but a testament to the relationships we've cultivated and the communities we've been privileged to
- [2024 Trends in Business and Commercial Banking](https://www.alkami.com/blog/2024-trends-in-business-and-commercial-banking/) - The business and commercial banking landscape is evolving rapidly. In this blog, we’ll explore Alkami’s top five trends shaping the future of the business and commercial banking sector. This is an update to last year’s trends list. In 2024 financial institutions will be, or should be, focusing on strategic treasury management solutions (particularly fraud protection), artificial intelligence (AI)
- [Choose a Culture of Innovation for Digital Banking Platform Longevity](https://www.alkami.com/blog/choose-a-culture-of-innovation-for-digital-banking-platform-longevity/) - Are you confident that your current digital banking platform will help you grow and effectively support and serve your users? Choose a digital banking provider that has a strong culture of innovation.
- [How to Use ACH Positive Pay and ACH Origination Verification to Fight Fraud](https://www.alkami.com/blog/how-to-use-ach-positive-pay-and-ach-origination-verification-to-fight-fraud/) - With ACH fraud occurring at an increasing rate, financial institutions should offer ACH positive pay to help businesses fight back against the fraudsters.
- [Delivering Digital Cards with Consumer Banking Solutions](https://www.alkami.com/blog/delivering-digital-cards-with-consumer-banking-solutions/) - Deliver modern consumer banking solutions via the digital banking platform. Discover how financial institutions can use digital cards to stay top-of-wallet.
- [Market Demands: Automation in EDI Banking Translation](https://www.alkami.com/blog/market-demands-automation-in-edi-banking-translation/) - Financial institutions receiving ACH transactions must offer a solution to deliver translated EDI banking information contained within incoming commercial ACH transactions, ACH NOC and ACH return information.
- [Don’t Let Outdated Wire & ACH Origination Verification Solutions Limit Your Institution’s Growth Potential](https://www.alkami.com/blog/dont-let-outdated-wire-ach-origination-verification-solutions-limit-your-institutions-growth-potential/) - FIs are overdue in leveraging wire and ACH origination verification to replace antiquated fraud prevention with actionable treasury management solutions.
- [The Importance of Making Consumer Banking Solutions Shine in the Mobile-First Arena](https://www.alkami.com/blog/the-importance-of-making-consumer-banking-solutions-shine-in-the-mobile-first-arena/) - Financial institutions must ensure that the mobile UX of their consumer banking solutions is pleasing, performant, and prepared to meet the needs and expectations of digitally-savvy, mobile-first users.
- [Delivering Personalized Banking through Financial Wellness](https://www.alkami.com/blog/delivering-personalized-banking-through-financial-wellness/) - Financial institutions can offer a personalized banking experience by offering financial wellness solutions that deliver insights into their credit score and home value.
- [Winning with Gen Z: Navigating the Future of Digital Banking Solutions](https://www.alkami.com/blog/winning-with-gen-z-navigating-the-future-of-digital-banking-solutions/) - This blog explores Gen Z’s financial behaviors and how a financial institution’s digital banking solutions can cultivate long-term relationships.
- [Commercial Banking Solutions: Winning Complex Accounts](https://www.alkami.com/blog/commercial-banking-solutions-winning-complex-accounts/) - Commercial banking solutions enable banks to win hard-earned relationships. Deliver the treasury management solutions your commercial accounts are looking for.
- [Digital Maturity Series: Navigating Digital Transformation in Retail Banking Solutions](https://www.alkami.com/blog/digital-maturity-series-navigating-digital-transformation-in-retail-banking-solutions/) - As financial institutions evaluate their digital maturity, they should consider how their retail banking solutions impact the consumer experience.
- [4 Strategies to Simplify Commercial Banking Solutions and Streamline Back-Office Operations](https://www.alkami.com/blog/strategies/4-strategies-to-simplify-commercial-banking-solutions-and-streamline-back-office-operations/) - Financial institutions tackle complex account management and back-office bottlenecks to deliver efficient commercial banking solutions
- [Digital Maturity Series: The Role of Culture and Mindset in Consumer Banking Solutions](https://www.alkami.com/blog/digital-maturity-series-the-role-of-culture-and-mindset-in-consumer-banking-solutions/) - Discover how a financial institution's culture and mindset impacts their digital maturity when it comes to leveraging digital banking solutions.
- [Digital Maturity Series: Size Doesn't Dictate Digital Maturity](https://www.alkami.com/blog/digital-maturity-series-size-doesnt-dictate-digital-maturity/) - Digital maturity extends beyond the mere presence of digital banking solutions.
- [Digital Maturity Series: How Digitally Mature is Your FI?](https://www.alkami.com/blog/digital-maturity-series-how-digitally-mature-is-your-fi/) - The digital maturity model assessment categorizes financial institutions on a spectrum of insights, beyond digital banking solutions.
- [Power Up Your Digital Strategy with Transaction Enrichment](https://www.alkami.com/blog/power-up-your-digital-strategy-with-transaction-enrichment/) - Leverage transaction enrichment to gain a deep understanding of your account holders. Then you can create programs and products to match their needs.
- [Business Banking Solutions: 10 Strategies for Financial Institutions to Win the Battle](https://www.alkami.com/blog/business-banking-solutions-10-strategies-for-financial-institutions-to-win-the-battle/) - Discover top insights for banks and credit unions to master business banking solutions, focusing on customer service, tech stack, and operational efficiency.
- [Raiz FCU Achieves 50% Adoption of Digital Banking Solutions in First Week](https://www.alkami.com/blog/raiz-fcu-achieves-50-adoption-of-digital-banking-solutions-in-first-week/) - Achieving 50% Digital Adoption in One Week with Innovative Digital Banking Solutions Keeping up with the fast-paced world of digital banking is no small feat, but Raiz Federal Credit Union (Raiz) has done it with flair. Once known as El Paso Area Teachers Federal Credit Union, Raiz has completely revamped its core and digital banking
- [Improve Call Center Operations with Data Analytics in Banking](https://www.alkami.com/blog/improve-call-center-operations-with-data-analytics-in-banking/) - Call center representatives in financial institutions play a crucial role in supporting account holders when they experience issues or friction within digital banking solutions. Prompt and effective customer service, powered by data analytics in banking is essential for building trust and loyalty among end users, ensuring long-term relationships and strengthening primary financial institution (PFI) status.
- [Data Analytics in Banking: Overview of the 2024 Alkami Telemetry Data Report](https://www.alkami.com/blog/data-analytics-in-banking-overview-of-the-2024-alkami-telemetry-data-report-2/) - The High Interest Rate Environment and its Impact on Consumers and Financial Institutions The 2024 Alkami Telemetry Data Report, The High Interest Rate Environment and its Impact on Consumers and Financial Institutions, highlights multiyear trends in key deposit, loan, and payment products, drawing from an aggregated panel over 2.5 million account holders. As financial institutions
- [Innovate to Accelerate: Recap of Alkami's 2024 TechFin Conference & Hackathon](https://www.alkami.com/blog/innovate-to-accelerate-recap-of-alkamis-2024-techfin-conference-hackathon/) - Pushing the limits of innovation for Alkami’s digital banking solutions At our company, innovation isn't just a buzzword—it's embedded in our TechFin culture. This commitment to fresh ideas and creative problem-solving was on full display during our recent TechFin conference and internal hackathon, where teams from across the organization came together for a collaborative and
- [How Financial Institutions Can Prepare for Open Banking With Proper Data Management Practices](https://www.alkami.com/blog/how-financial-institutions-can-prepare-for-open-banking-with-proper-data-management-practices/) - Open banking represents a pivotal moment for the financial industry. It is a movement that will revolutionize how financial institutions and consumers interact, driving innovation, competition, and collaboration across the sector. As the industry awaits the Consumer Financial Protection Bureau’s (CFPB) final rule on open banking later this fall, financial institutions are presented with opportunities
- [Demystifying ISO 20022 and the FedWire Conversion](https://www.alkami.com/blog/demystifying-iso-20022-and-the-fedwire-conversion/) - Discover how Alkami supports financial institutions through this transition in digital banking solutions The financial services industry is a vast and complex ecosystem that relies heavily on the seamless exchange of information in digital banking solutions between various stakeholders such as financial institutions, corporations, payment service providers and more. To facilitate this exchange, experts have
- [Premier Bank Excels with Alkami’s Digital Banking Solution](https://www.alkami.com/blog/premier-bank-excels-with-alkamis-digital-banking-solution/) - Premier Bank, a commercially chartered institution in Ohio with assets amounting to $8.5B, is integrating a new Data & Marketing Solution as part of their unified digital banking solution. This journey, spearheaded by Kathy Bushway, the bank's Chief Marketing Officer (CMO), will enable them to continue to deliver best-in-class service and provide their account holders
- [The Importance of Financial Wellness for All Generations of Account Holders](https://www.alkami.com/blog/the-importance-of-financial-wellness-for-all-generations-of-account-holders/) - Banks and credit unions can improve account holders’ financial wellness by deploying digital banking solutions that cater to each generation’s needs and goals.
- [Beat Application Fatigue with Simplified Financial Management](https://www.alkami.com/blog/beat-application-fatigue-with-simplified-financial-management/) - Reducing Digital Overload with Seamless, Integrated Digital Banking Solutions What Is App Fatigue? Application (app) fatigue refers to the mental and emotional exhaustion brought on by the overwhelming number of digital applications constantly vying for our attention. With countless notifications, updates, and tasks competing for our focus, it's no surprise that users feel drained. In
- [How Digital Innovation is Reshaping Consumer Banking Solutions at Heartland Credit Union](https://www.alkami.com/blog/how-digital-innovation-is-reshaping-consumer-banking-solutions-at-heartland-credit-union/) - Learn how Heartland Credit Union's digital banking platform transformation with Alkami and Glia is boosting CX, cutting costs, and empowering employees.
- [From Service to Self-Sufficiency: Applying the Heart of Community Banking Into Digital Banking Solutions](https://www.alkami.com/blog/from-service-to-self-sufficiency-applying-the-heart-of-community-banking-into-digital-banking-solutions/) - Banks & credit unions are evolving to provide self-service digital banking solutions, empowering account holders to manage finances on their terms.
- [Enhancing Digital Banking Solutions: How Payment Modernization Keeps Users Engaged](https://www.alkami.com/blog/perspectives/enhancing-digital-banking-solutions-how-payment-modernization-keeps-users-engaged/) - Discover how Alacriti empowers financial institutions with modernized payments, real-time capabilities, and seamless solutions for the future of digital banking.
- [American Eagle Financial Credit Union Enhances Digital Banking with Alkami’s Sales & Service Platform](https://www.alkami.com/news/american-eagle-financial-credit-union-enhances-digital-banking-with-alkamis-sales-service-platform/) - Focused on innovation and member financial wellness, AEFCU will deliver a streamlined and personalized digital experience March 5, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Connecticut-based American Eagle Financial Credit Union (AEFCU or American Eagle), has signed on to leverage the
- [Establishing a Commercial Banking Solution: Key Strategies for Success](https://www.alkami.com/blog/establishing-a-commercial-banking-solution-key-strategies-for-success/) - Explore key strategies for launching successful commercial banking solutions in our latest blog.
- [Alkami to Acquire MANTL to Expand Account Opening Capabilities](https://www.alkami.com/news/alkami-to-acquire-mantl-to-expand-account-opening-capabilities/) - Combination Creates Powerhouse Digital Sales and Service Platform PLANO, Texas, February 27, 2025 (PRNewswire) -- Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that it signed a definitive agreement to acquire Fin Technologies, Inc. (“MANTL”) for an enterprise value of $400 million,
- [Commercial Banking Solutions Awareness: Return Risk in ACH Debit Origination](https://www.alkami.com/blog/commercial-banking-solutions-awareness-return-risk-in-ach-debit-origination/) - Explore commercial banking solutions for managing ACH debit origination risks through KYC, creditworthiness, and SEC codes.
- [5 Advantages of Commercial Banking Solutions for Businesses](https://www.alkami.com/blog/5-advantages-of-commercial-banking-solutions-for-businesses/) - Discover how commercial banking solutions enhance efficiency, security, and financial management for businesses, positioning them for growth in a digital world.
- [Top 3 Facts Banks and Credit Unions Need to Know About Positive Pay](https://www.alkami.com/blog/top-3-facts-banks-and-credit-unions-need-to-know-about-positive-pay/) - Learn how banks and credit unions can enhance security, efficiency, and trust with Check and ACH Positive Pay, featuring Heartland Bank's success with Alkami.
- [ACH NOC: Why Banks and Credit Unions Should Automate ACH Notifications of Change](https://www.alkami.com/blog/ach-noc-why-banks-and-credit-unions-should-automate-ach-notifications-of-change/) - Automating ACH NOCs is a strategic offering for commercial banking solutions that can streamline operations, reduce errors, and improve compliance.
- [Optimizing Business Banking Solutions for Small Businesses](https://www.alkami.com/blog/optimizing-business-banking-solutions-for-small-businesses/) - Optimize business banking solutions and tailor them for small businesses. Discover key trends and enhance customer satisfaction.
- [3 Reasons Why Accurate Cash Flow Forecasting is Critical for Businesses](https://www.alkami.com/blog/3-reasons-why-accurate-cash-flow-forecasting-is-critical-for-businesses/) - Discover why accurate cash flow forecasting is essential for business growth, financial stability, and strategic planning with modern business banking solutions.
- [Financial Center First Credit Union Elevates Digital Banking with Alkami; Strengthens Dual-Branded Strategy](https://www.alkami.com/news/financial-center-first-credit-union-elevates-digital-banking-with-alkami-strengthens-dual-branded-strategy/) - Leveraging Alkami’s cutting-edge technology, Financial Center First Credit Union enhances its dual-branded strategy and member experience with a scalable digital banking platform February 25, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today its partnership with Indianapolis-based Financial Center
- [Alkami Co:lab 2025 Will Feature Six Dynamic Breakout Tracks](https://www.alkami.com/news/press-release/alkami-colab-2025-will-feature-six-dynamic-breakout-tracks/) - Agenda offers expert-led discussions with over 40 speakers, CTP credits, and actionable strategies for financial institutions February 20, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., has curated a dynamic series of expert-led breakout sessions for Alkami Co:lab 2025, its
- [3rd Annual Women in Banking Event to be Hosted at Alkami Co:lab 2025](https://www.alkami.com/news/press-release/3rd-annual-women-in-banking-event-to-be-hosted-at-alkami-colab-2025/) - Fostering an inclusive environment for people to engage, network, and grow in the financial services industry February 6, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., is excited to announce the 3rd annual
- [Empowering Employees to Achieve Business Banking Digital Maturity](https://www.alkami.com/blog/banking/empowering-employees-to-achieve-business-banking-digital-maturity/) - Financial institutions can achieve business banking digital maturity by empowering their employees with business banking solutions that streamline manual work.
- [Alkami’s Winter Digital Banking Release](https://www.alkami.com/blog/banking/alkamis-winter-digital-banking-release/) - Discover Alkami's latest digital banking solutions. Explore new features and enhancements designed to elevate convenience, innovation, and value for your institution.
- [NASA Federal Credit Union Elevates Alkami’s Digital Banking Experience with Push Provisioning](https://www.alkami.com/news/press-release/nasa-federal-credit-union-elevates-alkamis-digital-banking-experience-with-push-provisioning/) - Enhancing the member experience with digital card capabilities that empower members to transact with ease and strengthen payment security January 10, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., proudly announces its successful collaboration with NASA Federal Credit Union (NASA
- [Fostering an Innovative Culture that Inspires Business Banking Digital Maturity](https://www.alkami.com/blog/strategies/fostering-an-innovative-culture-that-inspires-business-banking-digital-maturity/) - Financial institutions can achieve business banking digital maturity by leading their organization with a strategic mindset and culture that is data-driven and executes quickly
- [Alkami Co:lab 2025 Brings 40+ Speakers from Financial Institutions to be Featured at the Conference](https://www.alkami.com/news/press-release/alkami-colab-2025-brings-40-speakers-from-financial-institutions-to-be-featured-at-the-conference/) - Industry leaders and visionaries to gather for premier digital banking event; highlight is keynote speaker Jason Dorsey and other financial services experts January 29, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., proudly announces Alkami Co:lab 2025, scheduled to take
- [Mastering Business Banking Solutions: The Superpower of Sub-User Management](https://www.alkami.com/blog/product-blog/mastering-business-banking-solutions-the-superpower-of-sub-user-management/) - Discover how advanced sub-user management with intuitive controls and advanced features transforms business banking solutions for efficiency and security.
- [Alkami Unveils the Top Five Business Banking Trends Shaping 2025](https://www.alkami.com/news/press-release/alkami-unveils-the-top-five-business-banking-trends-shaping-2025/) - A webinar will be hosted by Alkami in conjunction with bank and credit union experts to explore innovative business banking solutions and strategies January 16, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., has identified five key business banking trends
- [Alkami Launches First-to-Market Business Banking Digital Maturity Assessment](https://www.alkami.com/news/press-release/alkami-launches-first-to-market-business-banking-digital-maturity-assessment/) - Helping banks and credit unions assess and advance their business banking digital strategies January 23, 2025 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the launch of its Business Banking Digital Maturity Assessment. Built only for financial institutions, this
- [Empowering Women in Banking to Lead, Thrive, and Innovate](https://www.alkami.com/blog/perspectives/empowering-women-in-banking-to-lead-thrive-and-innovate/) - Alkami’s Women in Banking initiative was designed to create an opportunity for financial institution leaders to engage, network, and grow together.
- [How to Become the Go-To Payments Hub for Consumer Banking Solutions](https://www.alkami.com/blog/perspectives/how-to-become-the-go-to-payments-hub-for-consumer-banking-solutions/) - Discover how Paymentus empowers banks & credit unions with various consumer banking solutions to centralize bill pay and reclaim consumer loyalty.
- [How Integrated Investment Platforms Transform Digital Banking Solutions](https://www.alkami.com/blog/perspectives/how-integrated-investment-platforms-transform-digital-banking-solutions/) - Discover how Eko’s investment platform enhances digital banking solutions, drives engagement, boosts revenue, and empowers financial institutions.
- [Modernizing Processes Through Digital Innovation: The Future of Business Banking Solutions](https://www.alkami.com/blog/strategies/modernizing-processes-through-digital-innovation-the-future-of-business-banking-solutions/) - Streamline operations with modern business banking solutions. Explore how AI, automation, and cloud technology are transforming financial institutions in 2025.
- [Elevating User Experience as the Foundation for Business Banking Digital Maturity](https://www.alkami.com/blog/elevating-user-experience-as-the-foundation-for-business-banking-digital-maturity/) - Financial institutions can achieve business banking digital maturity by elevating standard business banking solutions and investing in the user experience.
- [Four Key Considerations When Evaluating a Merchant Payment Cleansing Vendor](https://www.alkami.com/blog/strategies/four-key-considerations-when-evaluating-a-merchant-payment-cleansing-vendor/) - Merchant Payment Cleansing takes a dirty raw transaction string and identifies a cleansed business name, along with assigning an appropriate business category.
- [AWS and the Future of Digital Banking](https://www.alkami.com/blog/aws-and-the-future-of-digital-banking/) - If you were to pull out your digital banking crystal ball for a look into the future, you may not be surprised by what you see. Banks and credit unions will be doing business in the cloud. This shouldn’t be surprising since 40 percent of respondents to a recent Accenture survey said they believe cloud-based
- [Alkami’s Summer Digital Banking Release: Enhancing Security, Payments, and User Experience](https://www.alkami.com/blog/alkamis-summer-digital-banking-release-enhancing-security-payments-and-user-experience/) - Alkami’s summer product release was designed to enable banks and credit unions to elevate their digital banking solutions & commercial banking solutions.
- [Alkami Surpasses All Digital Banking Providers To Become #1 in  Credit Union Market Share](https://www.alkami.com/news/alkami-surpasses-all-digital-banking-providers-to-become-1-in-credit-union-market-share/) - Recognition follows Alkami’s J.D. Power certification for its Mobile Banking Platform November 6, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions for financial institutions in the U.S., today announced it has been listed as the top digital banking provider in credit union market share based on the
- [Alkami Expands Behavioral Data Tag Capabilities to Drive Personalized Banking Experiences](https://www.alkami.com/news/alkami-expands-behavioral-data-tag-capabilities-to-drive-personalized-banking-experiences/) - Financial institutions can leverage advanced data analytics in banking with specialized data insights December 4, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the latest innovation in its Data & Marketing Solutions platform. With this enhancement, Alkami has strengthened
- [Go-To-Market Strategies for Business Banking Solutions](https://www.alkami.com/blog/go-to-market-strategies-for-business-banking-solutions/) - Explore insights and best practices for launching and growing a business banking solutions program, from strategic planning to client-centric sales.
- [Alkami Unveils New Research on Business Banking Digital Maturity](https://www.alkami.com/news/alkami-unveils-new-research-on-business-banking-digital-maturity/) - Survey reveals four segments of business banking digital maturity in financial institutions and key growth opportunities November 20, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., in partnership with industry expert Jim Marous and the Emerald Research Group, announced today the release of a comprehensive
- [What Defines Business Banking Digital Maturity?](https://www.alkami.com/blog/what-defines-business-banking-digital-maturity/) - Among financial institutions who offer business banking solutions, business banking digital maturity is achieved through a great UX, employee productivity, and a strategic mindset.
- [Best Practices for Business Banking Solutions Transaction Limit Management](https://www.alkami.com/blog/best-practices-for-business-banking-solutions-transaction-limit-management/) - Learn best practices for transaction limit management in business banking solutions, balancing security, compliance, and seamless operations for large business accounts.
- [ACH, Wire, RTP<sup>®</sup> and FedNow<sup>®</sup>: A Guide to Today’s Payment Transfer Types](https://www.alkami.com/blog/banking/ach-wire-rtpsup-sup-and-fednowsup-sup-a-guide-to-todays-payment-transfer-types/) - Businesses are most interested in increasing the speed of their digital transactions, according to a research survey1 of small business banking decision makers commissioned by Alkami in 2023. Among the top features small businesses want from their financial institution, speed ranked very high. But, their satisfaction for the current speed of their banking options is low. It's
- [Using Competitive Intelligence to Take Back Banking](https://www.alkami.com/blog/using-competitive-intelligence-to-take-back-banking/) - What happens when the industry you operate in is in transition and you no longer know exactly who you’re competing against? What happens when change is occurring so rapidly that new market entrants are encroaching on your territory faster than you can react? Worst of all…what happens if you can’t see it coming? If you’re
- [AI Modeling Can Combat Churn](https://www.alkami.com/blog/ai-modeling-can-combat-churn/) - At a cost of more than $300 to acquire a new customer2, and FIs losing 10-15% annually of gross revenues to attrition3, FIs must slam the door on attrition. Research shows that by employing artificial intelligence powered predictive analytics and arming relationship managers with data-driven insights and enablers, financial institutions can reduce total attrition by
- [The Cloud: Supporting All Things Data](https://www.alkami.com/blog/the-cloud-supporting-all-things-data/) - In Segmint’s most recent Data Jam Session, How to Leverage Your Transaction Data in the Data Cloud, a panel of experts stressed the importance of data security and governance, and discussed the most important strategy for financial institutions: In today’s competitive environment, account holder transaction data may be a financial institution’s (FI’s) greatest asset. From
- [AI in Banking: Beyond the Bots](https://www.alkami.com/blog/ai-in-banking-beyond-the-bots/) - Originally written for and published by globalbankingandfinance.com. Unlocking Value From AI Will Distinguish Winners From Losers. It wasn’t so long ago that artificial intelligence (AI) in banking seemed futuristic. Now, AI in the banking industry is officially mainstream as use cases mature from nice-to-have, cutting-edge options into day-to-day capabilities that offer concrete benefits and extraordinary
- [NYMBUS Partners with Segmint to Innovate Payments Data](https://www.alkami.com/news/nymbus-partners-with-segmint-to-innovate-payments-data/)
- [Constellation Partners with Segmint to Revolutionize Transaction Data](https://www.alkami.com/news/constellation-partners-with-segmint-to-revolutionize-transaction-data/)
- [Segmint Launches Unparalleled Artificial Intelligence (AI) Predictive Modeling Platform to Drive Strategic Decision Making](https://www.alkami.com/news/segmint-launches-unparalleled-artificial-intelligence-ai-predictive-modeling-platform-to-drive-strategic-decision-making/)
- [Segmint To Launch Omnichannel Message Delivery Solution Leveraging Tokenized Data](https://www.alkami.com/news/segmint-to-launch-omnichannel-message-delivery-solution-leveraging-tokenized-data/)
- [Innovative Technology Leaders Segmint and Corelation Enter Partnership to Enhance Credit Union User Experience](https://www.alkami.com/news/innovative-technology-leaders-segmint-and-corelation-enter-partnership-to-enhance-credit-union-user-experience/)
- [Segmint Issues a Plea to Financial Institutions: Leverage Your Data To Boost Financial Wellness](https://www.alkami.com/news/segmint-issues-a-plea-to-financial-institutions-leverage-your-data-to-boost-financial-wellness/)
- [Segmint Integrates with Access Softek, Inc. in Reseller Partnership](https://www.alkami.com/news/segmint-integrates-with-access-softek-inc-in-reseller-partnership/)
- [upSWOT Partners with Alkami to Deliver Bold and Innovative Digital Capabilities to U.S. Banks and Credit Unions](https://www.alkami.com/news/upswot-partners-with-alkami-to-deliver-bold-and-innovative-digital-capabilities-to-us-banks-and-credit-unions/) - Alkami, a leading provider of cloud-based digital banking solutions, and upSWOT, a leading fintech platform to connect business applications for integrated data analysis and insight, have teamed up to give banks the digital banking tools they need to improve the financial health of client businesses. With the addition of upSWOT technologies to the Alkami digital
- [Demystifying Real-time and Faster Payments](https://www.alkami.com/blog/demystifying-real-time-and-faster-payments/) - Eighty-five percent of business leaders say the most important factor when choosing a banking partner is whether the financial institution (FI) offers real-time payments (RTP) capabilities, according to Citizens’ annual payments and treasury survey. RTP is also growing in importance with mid-size FIs. According to Cornerstone’s What’s Going On in Banking 2022 study, three in
- [Two Strategies to Unlock the Potential of Digital Banking Across Generations](https://www.alkami.com/blog/two-strategies-to-unlock-the-potential-of-digital-banking-across-generations/) - Financial institutions (FIs) are at a critical moment to find and act on statistically accurate data to inform their account holder roadmap, technology plans, investments, and strategy. In our 2022 Digital Banking Transformative Trends Study with The Center for Generational Kinetics, we provide data, context, and recommendations FI leaders need for their success. This national study includes over
- [Trending Digital Banking Strategies That Enhance the Account Holder Experience](https://www.alkami.com/blog/trending-digital-banking-strategies-that-enhance-the-account-holder-experience/) - Alkami survey reveals what banks and credit unions are doing now to set themselves apart As the financial services industry moves to a digital-first world, traditional perceptions of what “banking” means are changing in sync with the evolving expectations of customers and members who increasingly conduct business digitally. In response, banks and credit unions are
- [How becoming the primary FI for small-business account holders creates a competitive edge](https://www.alkami.com/blog/how-becoming-the-primary-fi-for-small-business-account-holders-creates-a-competitive-edge/) - Many of the nation’s small businesses (SMBs) survived the pandemic in part through digital transformation, and 40 percent have made those changes permanent, according to our recent survey of decision makers at 400 U.S. SMBs. With a significant number of SMBs now using online marketplaces as their primary sales channel and looking at new fintech
- [Regional and Community Financial Institutions Can Win the Talent War](https://www.alkami.com/blog/regional-and-community-financial-institutions-can-win-the-talent-war/)
- [Leverage These Digital Banking Trends to Give Account Holders a More Personalized Experience](https://www.alkami.com/blog/leverage-these-digital-banking-trends-to-give-account-holders-a-more-personalized-experience/) - Innovative banks and credit unions are taking these two steps to give the personal touch a digital boost, Alkami survey finds The rapid adoption of new technologies and processes in the financial services industry is driving five distinct digital banking trends, according to a recent Alkami survey of executives at 152 banks and credit unions. Two of
- [Alkami and Segmint Urge Financial Institutions to Drive Growth with Data in 2023](https://www.alkami.com/news/alkami-and-segmint-urge-financial-institutions-to-drive-growth-with-data-in-2023/) - New 2023 Strategy Guide offers 4 data-driven strategies to combat 7 challenges FIs face today PLANO, Texas, September 30, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., and its data analytics and engagement solution, Segmint, have released their 2023 Strategy Guide, Navigating The Economic Impact:
- [Clinc and Alkami Partner to Bring Digital Servicing Solutions to Banks and Credit Unions](https://www.alkami.com/news/clinc-and-alkami-partner-to-bring-digital-servicing-solutions-to-banks-and-credit-unions/) - Plano, TX and Ann Arbor, MI – [October 6, 2022] – Clinc, a leading global provider of conversational artificial intelligence technologies, and Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced a partnership to bring Clinc’s conversational AI into the Alkami
- [Alkami Announces Keynote Lineup for Co:lab 2023](https://www.alkami.com/news/alkami-announces-keynote-lineup-for-colab-2023/) - Annual conference brings together top industry leaders to explore the future of digital banking PLANO, Texas, November 2, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the keynote speakers for its annual conference, Alkami Co:lab 2023, being held
- [FINBOA and Alkami Partner to Provide Process Automation for Regulatory Compliance](https://www.alkami.com/news/finboa-and-alkami-partner-to-provide-process-automation-for-regulatory-compliance/) - Alkami Resells Payment Dispute Software to Help Banks and Credit Unions Scale Houston, TX -- [November, 15, 2022] -- FINBOA, Inc., a leading innovator in intelligent process automation for regulatory compliance in financial institutions, announces a strategic partnership with Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”) to deliver FINBOA’s payment dispute management software to Alkami clients.
- [Maria Alvarez Joins Alkami Board of Directors](https://www.alkami.com/news/maria-alvarez-joins-alkami-board-of-directors/) - PLANO, Texas, November 22, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced Maria Alvarez will join its distinguished Board of Directors effective January 1, 2023. Alvarez currently serves as VP, AI Platform, Cloud and AI Division at Microsoft
- [Alkami Appoints Carl Cross as Chief Revenue Officer](https://www.alkami.com/news/alkami-appoints-carl-cross-as-chief-revenue-officer/) - Alkami Technology, Inc., a leading cloud-based digital banking solutions provider for U.S. banks and credit unions, today announced Carl Cross as its new Chief Revenue Officer (CRO).Cross will report to Alkami Chief Executive Officer Alex Shootman and have responsibility for all aspects of driving revenue to the company.Cross comes to Alkami from Adobe (NASDAQ: ADBE)
- [Texans Credit Union Partners with Alkami to Amplify Its Digital Banking Experience](https://www.alkami.com/news/texans-credit-union-partners-with-alkami-to-amplify-its-digital-banking-experience/) - The new digital banking platform will support the credit union’s drive to embrace current and future fintech innovations PLANO, Texas, Feb. 16, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that Texans Credit Union is implementing the Alkami Platform to create a
- [Alkami Co:lab 2022 to Bring Together Top Industry Leaders to Explore the Future of  Digital Banking](https://www.alkami.com/news/alkami-colab-2022-to-bring-together-top-industry-leaders-to-explore-the-future-of-digital-banking/) - Annual conference examines key trends and digital innovation strategies for financial institutionsMarch 16, 2022 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the keynote speakers and sessions for its annual conference, Co:lab 2022, being held in Grapevine,
- [Alkami to Acquire Segmint Inc., Leading Financial Data Analytics and Transaction Cleansing Provider](https://www.alkami.com/news/alkami-to-acquire-segmint-inc-leading-financial-data-analytics-and-transaction-cleansing-provider/) - Acquisition combines Segmint’s data insights with Alkami’s digital account opening and digital banking capabilities to activate financial institutions’ user data along the account holder journey March 28, 2022 (Plano, TX) - Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for US financial institutions (FIs), announced it has entered a definitive
- [Mascoma Bank Selects Alkami as its Digital Banking Platform Partner](https://www.alkami.com/news/mascoma-bank-selects-alkami-as-its-digital-banking-platform-partner/) - Full technology overhaul sets innovative course for other community banks to follow. PLANO, Texas, Apr. 12, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced that Mascoma Bank (“Mascoma”) has selected Alkami’s digital banking platform as part of a full technology
- [ORNL Federal Credit Union Partners with Alkami to Power Its Digital Banking Experience](https://www.alkami.com/news/ornl-federal-credit-union-partners-with-alkami-to-power-its-digital-banking-experience/) - Move to new digital banking platform supports credit union's strategic focus on retail and business bankingPLANO, Texas, Apr. 19, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that ORNL Federal Credit Union (“ORNL FCU”) is implementing the Alkami Platform to amplify
- [New Alkami Report Uncovers Opportunities for Financial Institutions to Enhance Relationships with Small Businesses Post COVID](https://www.alkami.com/news/new-alkami-report-uncovers-opportunities-for-financial-institutions-to-enhance-relationships-with-small-businesses-post-covid/) - Research shows small business digital transformation continues, opening the door for deeper financial relationshipsPLANO, Texas, May 11, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of a new research report “Digital Banking Market Pulse: Small business recovery in light
- [New Alkami and Cornerstone Advisors Report Reveals Key Metrics for Banks and  Credit Unions to Measure and Manage for Digital Success](https://www.alkami.com/news/new-alkami-and-cornerstone-advisors-report-reveals-key-metrics-for-banks-and-credit-unions-to-measure-and-manage-for-digital-success/) - Research provides context and framework for identifying appropriate metrics for financial institutions to track PLANO, Texas, June 1, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of its newest research report, “2022 Digital Banking Performance Metrics,” an exclusive report
- [Alkami and Array Form Partnership to Help Banks and Credit Unions Increase Digital Engagement](https://www.alkami.com/news/alkami-and-array-form-partnership-to-help-banks-and-credit-unions-increase-digital-engagement/) - Plano, TX -- [June 9, 2022] -- Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced a partnership with Array, a leading financial innovation platform. As part of the partnership, Alkami will offer Array products to Alkami’s client base including My
- [New Alkami Report Reveals Generational Trends Driving Rapid Change in Digital Banking](https://www.alkami.com/news/new-alkami-report-reveals-generational-trends-driving-rapid-change-in-digital-banking/) - PLANO, Texas, June 14, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of its newest research report, “The 2022 Digital Banking Transformative Trends Study.” The report provides context, understanding, and confidence for leaders at financial institutions (FIs)
- [The generational challenge and opportunity FI leaders must act on](https://www.alkami.com/blog/the-generational-challenge-and-opportunity-fi-leaders-must-act-on/) - Financial institutions (FIs) are at a critical moment to find and act on statistically accurate data to inform their account holder roadmap, technology plans, investments, and strategy. In our 2022 Digital Banking Transformative Trends Study with The Center for Generational Kinetics, we provide data, context, and recommendations FI leaders need for their success. This national
- [Utilizing artificial intelligence within digital banking](https://www.alkami.com/blog/utilizing-artificial-intelligence-within-digital-banking/) - It wasn’t so long ago that artificial intelligence (AI) in banking seemed futuristic. Now, AI in banking is officially mainstream as use cases mature from nice-to-have, cutting-edge options into day-to-day capabilities that offer concrete benefits and extraordinary savings. It’s about efficiency, speed, data, and insights that just weren’t possible before. The trend toward AI is
- [Alkami To Announce First Quarter 2021 Financial Results](https://www.alkami.com/news/alkami-to-announce-first-quarter-2021-financial-results/) - PLANO, Texas, May 3, 2021 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions, today announced that it plans to report financial results for its first quarter ended March 31, 2021, on Tuesday, May 11, 2021, after the market closes. The Company will host a
- [Liberty Bank Selects Alkami for Digital Banking Platform](https://www.alkami.com/news/liberty-bank-selects-alkami-for-digital-banking-platform/) - Connecticut-based community bank to leverage Alkami for its open platform to further innovate and drive their retail and business customer experience May 4, 2021 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that Liberty Bank of Middletown,
- [Alkami Client Conference 2021 to Examine Current Digital Banking Trends](https://www.alkami.com/news/alkami-client-conference-2021-to-examine-current-digital-banking-trends/) - Virtual event to address key areas of innovation for financial institutions and highlight new digital banking market research PLANO, Texas, Sept. 8, 2021 /PRNewswire/ -- Alkami Technology Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today the key speakers and sessions for its
- [Alkami Announces Acquisition of Digital Account Opening and Loan Origination Provider MK Decision](https://www.alkami.com/news/alkami-announces-acquisition-of-digital-account-opening-and-loan-origination-provider-mk-decision/) - Acquisition will provide financial institutions with greater functionality and choice for digital account opening and loan origination solutions on a best-of-breed digital banking platform September 13, 2021 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for US financial institutions, announced it has finalized its acquisition of MK
- [New Alkami Report Examines User Experience Perception Gaps in Digital Banking](https://www.alkami.com/news/new-alkami-report-examines-user-experience-perception-gaps-in-digital-banking/) - Survey of digital banking customers and financial institutions highlights the significance of the user experience, disconnect between customer expectations and FI perceptionSeptember 28, 2021 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of the new report
- [Alkami Announces Alex Shootman as Chief Executive Officer](https://www.alkami.com/news/alkami-announces-alex-shootman-as-chief-executive-officer/) - Appointment effective November 5, 2021. Mike Hansen to remain on Board of Directors. November 4, 2021 (Plano, Texas) – Alkami Technology, Inc. (NASDAQ: ALKT) (“Alkami”), announced that its Board of Directors has appointed Alex Shootman to the role of Chief Executive Officer, effective November 5, 2021. Shootman succeeds Mike Hansen, who will remain at Alkami
- [New Alkami Research Underscores Importance of Modernizing Digital Customer Engagement](https://www.alkami.com/news/new-alkami-research-underscores-importance-of-modernizing-digital-customer-engagement/) - Survey of U.S. consumers showcases the impact of Big Tech on digital banking and its effect on customer expectations January 26, 2022 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of its new research report, “Digital
- [Alkami Helps Clients Drive Engagement Through New Marketing Service](https://www.alkami.com/news/alkami-helps-clients-drive-engagement-through-new-marketing-service/) - Alkami Activate delivers go-to-market support to engage digital banking users PLANO, Texas, Feb. 2, 2022 /PRNewswire/ -- Alkami Technology Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for U.S. banks and credit unions, has announced the launch of Alkami Activate, a new marketing service that helps financial institutions (FIs) engage digital banking users
- [First Community Bank Invests in Alkami Platform to Transform Credit Card Application Process](https://www.alkami.com/news/first-community-bank-invests-in-alkami-platform-to-transform-credit-card-application-process/) - The modern platform will empower the bank to onboard customers via a mobile-first credit card application and deliver faster decisionsFebruary 8, 2022 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for U.S. banks and credit unions, announced today that First Community Bank will implement Alkami’s Credit Card
- [Alkami Named among Fastest-Growing Fintechs on 2020 CB Insights Fintech 250 List](https://www.alkami.com/news/alkami-named-among-fastest-growing-fintechs-on-2020-cb-insights-fintech-250-list/) - Noted for their Alkami Platform, Alkami is reshaping the modern banking landscape by delivering bold and innovative digital capabilities to U.S. banks and credit unions.PLANO, TX September 23, 2020 -- Alkami announced today their inclusion on the third annual CB Insights Fintech 250, a prestigious list of emerging private companies working on groundbreaking financial technology.“We're
- [Alkami Acquires Fraud Prevention Provider ACH Alert](https://www.alkami.com/news/alkami-acquires-fraud-prevention-provider-ach-alert/) - Enables Business Clients to Reduce Complexity and Fraud, Financial Institutions to Increase Revenue, Consumers to Increase Convenience and Control PLANO, Texas (October 6, 2020) — Alkami Technology, Inc. (“Alkami”), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions (FIs), today announced the acquisition of ACH Alert. ACH Alert is an award-winning provider of
- [Former Intuit and Ally Bank leaders Merline Saintil and Barbara A. Yastine join Alkami Board of Directors](https://www.alkami.com/news/former-intuit-and-ally-bank-leaders-merline-saintil-and-barbara-a-yastine-join-alkami-board-of-directors/) - Digital banking solutions provider strengthens strategic planning and execution with financial and technology industry veterans. PLANO, Texas (October 29, 2020) — Alkami Technology, Inc. (“Alkami”), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions (FIs), today announced Merline Saintil and Barbara A. Yastine joined its distinguished Board of Directors effective October 21, 2020,
- [Alkami Appoints Allison Cerra as Chief Marketing Officer](https://www.alkami.com/news/alkami-appoints-allison-cerra-as-chief-marketing-officer/) - (February 22, 2021) — Alkami Technology, Inc. (“Alkami”), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions (FIs), announced today Allison Cerra is joining the company as Chief Marketing Officer (CMO). Cerra will report to Alkami Chief Executive Officer Mike Hansen as a member of the Office of the Chief Executive and lead
- [Alkami Announces Launch of Initial Public Offering](https://www.alkami.com/news/alkami-announces-launch-of-initial-public-offering/) - PLANO, Texas, April 5, 2021 -- Alkami Technology, Inc. ("Alkami"), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions, announced today the launch of its initial public offering of 6,000,000 shares of its common stock. The underwriters of the offering will also have a 30-day option to purchase up to 900,000 additional shares
- [Alkami Announces Pricing of Initial Public Offering](https://www.alkami.com/uncategorized/alkami-announces-pricing-of-initial-public-offering/) - PLANO, Texas (April 14, 2021) — Alkami Technology, Inc. (“Alkami”), a leading cloud-based digital banking solutions provider for U.S.-based financial institutions, announced today the pricing of its initial public offering of 6,000,000 shares of its common stock at a public offering price of $30 per share. All of the shares of common stock are being
- [4 Ways Financial Institutions Can Make Data Actionable](https://www.alkami.com/blog/4-ways-financial-institutions-can-make-data-actionable/) - Maintaining strong relationships with account holders has never been more crucial for financial institutions (FIs). New competition from fintech threatens consumer and business account holder retention, while other changes in the industry have started to erode wallet share for many traditional FIs. Thankfully, FIs sit on a mountain of transaction data that can be used
- [How Open Banking Can Change Financial Services](https://www.alkami.com/blog/how-open-banking-can-change-financial-services/) - Achieving intuitive user experiences with a fintech ecosystem While the world becomes accustomed to immediate access to just about everything, consumers have developed the same expectation for their financial services. If they are not able to achieve instant gratification at their financial institution (FI), they will look elsewhere – taking market share and hard-earned relationships
- [Elevating Digital Treasury Management Systems](https://www.alkami.com/blog/elevating-digital-treasury-management-systems/) - Small and medium-sized businesses (SMBs) are the backbone of the United States’ economy, accounting for 99.9% of all U.S. businesses (SBA, 2021). Despite the consequences of the COVID-19 pandemic, over 4.3 million Americans filed paperwork in 2020, ready to embark on their entrepreneurial journey. When addressing their financial needs, business owners want a financial institution
- [Leverage Transaction Data to Deliver the Personalization Consumers Expect](https://www.alkami.com/blog/leverage-transaction-data-to-deliver-the-personalization-consumers-expect/) - In today’s financial landscape, there is an unfortunate mismatch between what consumers expect financial institutions (FIs) to know about them and what FIs actually know. The power of the consumer is increasing. They have near-limitless access to information, an ever-growing choice of products and services, and a wealth of opportunities to share their experiences and
- [How FIs can support users while neobanks & megabanks ditch overdraft fees](https://www.alkami.com/blog/how-fis-can-support-users-while-neobanks-megabanks-ditch-overdraft-fees/) - Digital banks have entered the ring with a new value proposition: no overdraft fees. As megabanks mulled this over, they took a similar stance by slashing fees altogether or significantly decreasing them in an attempt to take back market share and account holders. The industry shift can be attributed to increased competition from digital-first banks,
- [Supporting the LGBTQ+ Community with Accessible Financial Services](https://www.alkami.com/blog/supporting-the-lgbtq-community-with-accessible-financial-services/) - In honor of the conclusion of Pride month, we wanted to highlight how the banking industry can support the LGBTQ+ community. Before speaking about why we recognize today as Pride month, it’s important to reflect on the history of this tradition and how it has impacted the lesbian, gay, bisexual, transgender, and queer (LGBTQ+) community.
- [Account holder views on their primary financial institutions now and later](https://www.alkami.com/blog/account-holder-views-on-their-primary-financial-institutions-now-and-later/) - Financial institutions (FIs) are at a critical moment to find and act on statistically accurate data to inform their account holder roadmap, technology plans, investments, and strategy. In our 2022 Digital Banking Transformative Trends Study with The Center for Generational Kinetics, we provide data, context, and recommendations FI leaders need for their success. This national
- [Achieving top of wallet with buy now pay later](https://www.alkami.com/blog/achieving-top-of-wallet-with-buy-now-pay-later/) - Retail installment plans are not a new concept. The twenty-first century ushered in a new generation of consumers who never experienced the painful waiting game of saving and paying off the purchase of a new winter coat or appliance before bringing it home. As credit card popularity rose among consumers in the 1980s and ‘90s,
- [How community banks and credit unions see UX in the digital banking experience](https://www.alkami.com/blog/how-community-banks-and-credit-unions-see-ux-in-the-digital-banking-experience/) - As regional and community financial institutions (FIs) work to meet digital users’ expectations and stay competitive among megabanks and fintechs, user experience (UX) becomes a focal point. With so much on the line, how do FIs succeed in delivering the most important part of the user relationship—the digital banking experience? To answer the question, in
- [Protect business owners with an ACH fraud prevention platform](https://www.alkami.com/blog/protect-business-owners-with-an-ach-fraud-prevention-platform/) - Stop fraudsters in their tracks with automated fraud monitoring Starting a new business carries a heavy burden beyond the day-to-day responsibilities. Business owners must establish a business plan, obtain a business license, get insurance, open new accounts, possibly apply for a loan, hire staff, find a location – the list goes on and on. Regardless
- [What Businesses Want From a Digital Banking Platform](https://www.alkami.com/blog/what-businesses-want-from-a-digital-banking-platform/) - The number of businesses in the U.S. represent opportunities for financial institutions (FIs) to grow—but only if those FIs are digitally equipped to provide what businesses want and need from their digital banking experience. Though FIs see the potential in serving small and medium-sized businesses, regional and community banks and credit unions are still largely
- [Grow Wallet Share with Bitcoin Services in Digital Banking](https://www.alkami.com/blog/grow-wallet-share-with-bitcoin-services-in-digital-banking/) - Elevating the primary banking relationship with bitcoin services Bitcoin, the first digital asset, originated in 2008 during the Great Financial Crisis. Since then, it’s grown into an almost trillion dollar asset while the broader asset class has attracted nearly $2 trillion. But at first, a single bitcoin was worth just fractions of a penny. “It
- [What Digital Banking Users Value in UX](https://www.alkami.com/blog/what-digital-banking-users-value-in-ux/) - Industry experts predict the number of digital banking users will surpass 200 million by 2022. That’s 77 percent of the adult population, making for a large and ever-growing market that’s attracting investors from well-known names to new-comer disruptors. Meanwhile, Big Tech companies and major retailers continue to grow their digital banking capabilities, developing increasingly personalized
- [Join Alkami in Celebrating Transgender Day of Visibility](https://www.alkami.com/blog/join-alkami-in-celebrating-transgender-day-of-visibility/) - Why representation matters in the workplace and across the banking industry To our Alkamists and the Transgender Community — We stand with you. We support you. Our solidarity will not waver and will only grow stronger as we deepen our understanding of allyship through continuous education and employee advocacy. At Alkami, we are committed to
- [Alleviating the Student Loan Crisis through Digital Banking](https://www.alkami.com/blog/alleviating-the-student-loan-crisis-through-digital-banking/) - How financial institutions can help individuals recover from student debt with financial wellness tools Over the past decade, student debt has accelerated by 144%, affecting nearly 46 million Americans. In a recent report published by The Bipartisan Policy Center, a DC-based think tank, they explored the four primary causes of the student loan crisis: Lack
- [Big Tech’s Influence on Digital Banking User Preferences](https://www.alkami.com/blog/big-techs-influence-on-digital-banking-user-preferences/) - As Big Tech companies funnel capital into digital innovation, users have become accustomed to highly personalized digital experiences. These experiences are regularly updated to be faster and easier to use through automation and ever-improved user experience (UX) design. Where do regional and community financial institutions (FIs) begin to match household-name tech companies not only in
- [A look back at Co:lab 2022](https://www.alkami.com/blog/a-look-back-at-colab-2022/) - Last week marked the return to an in-person annual conference experience with Alkami Co:lab 2022. But we designed Co:lab to be more than a conference—it’s the intersection of collaboration and innovation where our Alkamists, remarkable clients, fintech partners, and other digital banking leaders can shape the future of digital banking. The pace of digital banking
- [Chatbots: the entry point into larger digital banking transformation](https://www.alkami.com/blog/chatbots-the-entry-point-into-larger-digital-banking-transformation/) - To most financial institutions (FIs), chatbots are viewed solely as a customer support tool. Consumers often encounter chatbots on websites as immediate pop-ups, or interact with them as they begin their service journey. Businesses employ this self-service technology to free-up human agents from responding to frequently asked questions, or to initiate a seamless support experience
- [Gen Z aren’t the only ones who care about a great digital experience](https://www.alkami.com/blog/gen-z-arent-the-only-ones-who-care-about-a-great-digital-experience/) - It’s easy to believe that the youngest FI consumers would be the primary demographic wanting more from digital banking platforms. But despite differences in their online lifestyles, all users, from Gen Z to Baby Boomers, want their credit union or bank to deliver a modern, intuitive mobile app and desktop experience. We discovered this when
- [Why getting digital account opening right matters](https://www.alkami.com/blog/why-getting-digital-account-opening-right-matters/) - Why getting digital account opening right matters Financial institutions (FIs) know the importance of account opening but have tended to be slow on making the digital account opening process as fast and seamless as the rest of their digital banking experience. This blog explores the new view of digital account opening and what’s to gain
- [Underground Chats: Balance and Adaption](https://www.alkami.com/blog/underground-chats-balance-and-adaption/) - Stephen Bohanon, Founder and Chief Strategy and Sales Officer at Alkami encourages credit unions to focus on being financially fit to better serve their members and communities and to keep adapting as we move into a post-pandemic world. Can credit unions balance business and goodwill with the unknown of the future? Watch the conversation below
- [FIs need these marketing analytics solutions to be ready for the future](https://www.alkami.com/blog/fis-need-these-marketing-analytics-solutions-to-be-ready-for-the-future/) - Data at many financial institutions (FIs) is stored in silos, making a complete view of a user’s banking relationship difficult for executives to perceive. Users are subject to the negative repercussions of siloed data when the personalized banking experience they expect becomes fragmented and/or provides out of date information. FIs can’t provide the tailored digital
- [Forging a Winning Card Experience Partnership](https://www.alkami.com/blog/forging-a-winning-card-experience-partnership/) - When checking out online and via mobile, today’s cardholders need instant access to their payment cards. The fragmented card experience and processing vendor landscape leads users to experience declined transactions or tedious requests to update their form of payment. Banks and credit unions seeking to improve the card experience for their users face a laundry
- [Future-Proofing Your Financial Institution in 2022](https://www.alkami.com/blog/future-proofing-your-financial-institution-in-2022/) - Achieve growth projections by following these banking trends. Going into the new year, financial institutions (FIs) should be asking themselves a couple of important questions—how do we want our customers or members to perceive us? How can we retain those relationships for years to come through innovation? In 2022, Forrester Researcher projects that FIs will
- [How FIs can strengthen local economies through small businesses](https://www.alkami.com/blog/how-fis-can-strengthen-local-economies-through-small-businesses/) - Expand your business portfolio with a comprehensive digital journey Taking a bird’s eye view of the United States’ economy, there are over 32.5 million small businesses, which account for 99.9% of all U.S. businesses (SBA, 2021). As pillars of their communities, small businesses employed over 61.2 million people in 2021, which accounted “for two-thirds of
- [Accelerate innovation with digital banking platform extensibility](https://www.alkami.com/blog/accelerate-innovation-with-digital-banking-platform-extensibility/) - Innovation is a word that financial institutions have heard a lot in the last few years. Community banks and credit unions have been focused on innovating to compete with megabanks and fintechs that are pouring money into development and shaping user expectations for what a digital banking experience can offer. Regional banks and credit unions
- [Enable self-service and strengthen relationships with today’s digital banking user](https://www.alkami.com/blog/enable-self-service-and-strengthen-relationships-with-todays-digital-banking-user/) - Leveraging innovative technology for a personalized experience Before COVID-19 and the advent of digital banking, financial institutions (FIs) were reactive to leveraging new customer service technologies. When members and customers would grow frustrated with in-person and call center transactions, a new technology would be adopted. FIs didn’t want to lose the high touch, personalized service
- [Alkami’s Implementation Approach for Online Banking Platform Success](https://www.alkami.com/blog/alkamis-implementation-approach-for-online-banking-platform-success/) - Alkami is focused on delivering an implementation that is on time with minimal stress – empowering our clients to experience online banking platform success.
- [Transaction Enrichment Reveals Emerging Tech Adoption Trends](https://www.alkami.com/blog/transaction-enrichment-reveals-emerging-tech-adoption-trends/) - Transaction enrichment reveals that consumers are highly engaged with emerging technology such as Generative AI, virtual reality, electronic vehicle charging, and at-home DNA tests.
- [Driving Member-Centric Excellence: Team One Credit Union's Journey with Digital Banking Solutions and Scalability](https://www.alkami.com/blog/driving-member-centric-excellence-team-one-credit-unions-journey-with-digital-banking-solutions-and-scalability/) - Uncover Team One CU's strategic evolution towards member-centric excellence, fueled by the power of Alkami's digital banking solutions.
- [Navigating the Resumption of Federal Student Loan Payments: What Banks and Credit Unions Need to Know](https://www.alkami.com/blog/navigating-the-resumption-of-federal-student-loan-payments-what-banks-and-credit-unions-need-to-know/) - Explore the challenges and strategies for financial institutions as federally-backed student loan payments resume. Understand the impact on borrowers, the role of banks and credit unions in offering support, and insights into different loan repayment options amidst economic changes. Learn how to effectively guide account holders through this transition.
- [Why Should Financial Institutions Focus on Account Holder Financial Wellness?](https://www.alkami.com/blog/why-should-financial-institutions-focus-on-account-holder-financial-wellness/) - Transforming Financial Wellness: Why Banks Must Prioritize Technology to Meet Account Holders' Needs
- [Adapting to Digital Finance: Apple Card, Fintech Apps, and the Future of Savings](https://www.alkami.com/blog/adapting-to-digital-finance-apple-card-fintech-apps-and-the-future-of-savings/) - Today’s financial consumers live in a world where their personal finances are digitized and at their disposal 24/7. They can digitally open and fund savings accounts or investment accounts, instantly move money, view a detailed transaction history, monitor their credit score, apply for loans, and pay their bills directly from a smartphone. The below is
- [SDK 101: Software Development Kit Basics and Benefits](https://www.alkami.com/blog/sdk-101-software-development-kit-basics-and-benefits/) - In today’s technology-driven banking environment, even professionals in non-technical roles may have heard of application programming interfaces (APIs). But fewer are familiar with software development kits (SDKs), another important resource for creating modern digital banking platforms. SDKs include a variety of essential developer tools and features designed to give your financial institution the power and
- [Quenching the “Need for Speed” at Alkami’s TechFin Conference and 24-Hour Hackathon](https://www.alkami.com/blog/quenching-the-need-for-speed-at-alkamis-techfin-conference-and-24-hour-hackathon/) - Over this past year, Alkami has embraced the concept of being a TechFin – a technology company first and foremost, focused on building financial solutions. A big component of the TechFin concept and identity is that TechFins employ cutting-edge technology to deliver solutions that help financial institutions stay ahead of their competitors, and deliver best-in-class
- [The Top 5 Budgeting Priorities for Financial Institutions in 2024](https://www.alkami.com/blog/the-top-5-budgeting-priorities-for-financial-institutions-in-2024/) - The financial industry is gearing up for a transformation in 2024 amid a time of challenges. Growing cybersecurity and fraud concerns, the expansion and contraction of the industry itself, a battle for new deposits, the quest to attract the elusive Generation Z(Gen Z) and an uncertain economy. In the face of all of this, it's
- [The Pathway from Digital Account Opening to PFI](https://www.alkami.com/blog/the-pathway-from-digital-account-opening-to-pfi/) - What does your onboarding experience look like before your account holder reaches your digital banking solution? If the ideal onboarding of new account holders and originating new accounts could be summed up in one word for 2024, that word would be “speed.” While many banks and credit unions offer a digital channel for digital account
- [Start Your Data-Centric Transformation Before It’s Too Late](https://www.alkami.com/blog/start-your-data-centric-transformation-before-its-too-late/) - There is a buzz in the air. In every office, boardroom and conference, there is talk of artificial intelligence (AI), blockchain, the internet of things (IoT) and other technologies that influence our lives. Technologies driven by data have incredible power to transform our lives and impact the decisions we make every day. According to a
- [Inform Your Financial Services Strategy with Customer Data](https://www.alkami.com/blog/strategies/inform-your-financial-services-strategy-with-customer-data/) - Using real customer data to make informed strategic decisions is an intelligent business tactic. According to an article in Harvard Business Review, however, only 11% of customer-impacting decisions are backed with data insights, a fact which suggests that the majority of decisions are based on guesswork or, at best, intuition. Financial Institutions (FIs) that focus
- [There's never been a better time to remind us that it's "all about the data"](https://www.alkami.com/blog/strategies/theres-never-been-a-better-time-to-remind-us-that-its-all-about-the-data/) - These are extraordinary and challenging times for all of us as we deal with our COVID-19 “new normal.” For some it means having to juggle work from home, virtual schooling, and barking dogs in the background as we video conference. Unfortunately, there are way too many of us who are dealing with larger problems, including
- [The COVID-19 Impact on Americans Spend and Lifestyles](https://www.alkami.com/blog/the-covid-19-impact-on-americans-spend-and-lifestyles/) - Data Summary from Segmint Consumer Spend Insights powered by KLIs The COVID-19 pandemic has shifted the way Americans conduct their daily activities including grocery shopping, food delivery, entertainment, and much more. Which is why we decided to leverage our own proprietary transaction analytics and taxonomy to create Segmint Consumer Spend Insights powered by KLIs. This
- [Why Retail Banking Strategies Should Embrace Customer Financial Life Stages](https://www.alkami.com/blog/why-retail-banking-strategies-should-embrace-customer-financial-life-stages/) - Building Lifelong Customer Relationships with Retail Banking Solutions As consumers move through the various stages of life, their experiences strongly impact their spending behavior, their management of finances, and how they prepare for retirement. Retail banking strategies should embrace customer financial life stages by offering products and services to support these life stages and help
- [Six Strategies to Help Banks and Credit Unions Manage the Upcoming Wave of Loan Defaults](https://www.alkami.com/blog/six-strategies-to-help-banks-and-credit-unions-manage-the-upcoming-wave-of-loan-defaults/) - Strategies for Financial Institutions to Navigate Post-Pandemic Challenges Government agencies and financial institutions enacted strong measures to help the economy and consumers weather the financial storm accompanying the COVID-19 pandemic. Consumer stimulus checks, forgivable payroll protection loans, and enhanced unemployment benefits were a key part of the CARES act that provided a lifeline to many
- [Segmint, Data Lakes, MCIF and You: Time to find the next level.](https://www.alkami.com/blog/segmint-data-lakes-mcif-and-you-time-to-find-the-next-level/) - The Ground Floor: MCIF and Data Lakes One theme has consistently rung true across many financial institutions (FIs) over the last few years: “We need to leverage our customer data.” Institutions of all sizes have spent considerable time and investment in data lakes, warehouses, and MCIFs (Marketing Customer Information File). At Segmint, we love to
- [Subscription Payments and Banking: Four Strategies to Help Your FI and Help Your Consumers](https://www.alkami.com/blog/subscription-payments-and-banking-four-strategies-to-help-your-fi-and-help-your-consumers/) - Financial Institutions and the Subscription Economy James and Lucy have a young family of four with a son, 9, and a daughter, 4. Their family loves to watch movies and have a Netflix subscription for $15.99/month. James’ gym membership is $29.99/month. Lucy likes to work out at home and has a Peloton membership which is
- [Recapture payment spend and win back wallet share](https://www.alkami.com/blog/recapture-payment-spend-and-win-back-wallet-share/) - Our best experiences have become our everyday expectations. Consumers no longer compare a company solely to its closest competitors, but rather to whoever sets the highest standard for the best experience. Consumers crave quality, convenience and more intuitive, personalized experiences. Consumers want the organizations and institutions they interact with to know them, value them, make
- [STCU Taps Alkami for Modern Digital Banking Platform to Provide the Ultimate Member Experience](https://www.alkami.com/news/stcu-taps-alkami-for-modern-digital-banking-platform-to-provide-the-ultimate-member-experience/) - SPOKANE, Wash. and PLANO, Texas, Aug. 20, 2014 – Alkami Technology Inc., a provider of digital banking solutions, announced that Spokane, Wash.-based STCU, the Inland Northwest’s largest credit union, has gone live with its ORB Platform. The new digital banking platform enhances the $1.9 billion credit union’s online and mobile banking capabilities and seamlessly integrates
- [$2 Billion Idaho Central Credit Union Launches Alkami's ORB  Platform to Support Business Members' Digital Banking Needs](https://www.alkami.com/news/2-billion-idaho-central-credit-union-launches-alkamis-orb-platform-to-support-business-members-digital-banking-needs/) - Plano, Texas, Oct. 3, 2016 – Alkami Technology, a provider of online and mobile banking solutions for financial institutions, announced that Chubbuck, Idaho-based Idaho Central Credit Union (ICCU) has successfully launched its ORB digital banking platform for its consumers as well as its growing business banking users to provide a customized and innovative experience. ORB
- [Alkami Technology Recognized as a Company to Watch in American Banker and BAI's 2016 FinTech Forward Rankings](https://www.alkami.com/news/alkami-technology-recognized-as-a-company-to-watch-in-american-banker-and-bais-2016-fintech-forward-rankings/) - Plano, Texas, Oct. 5, 2016 – Alkami Technology, a provider of online and mobile banking solutions for financial institutions, was recognized as a “Company to Watch” as part of the 2016 FinTech Forward rankings released by American Banker and BAI at BAI Beacon, which is being held in Chicago. The FinTech Forward Companies to Watch highlights
- [Open Technology Solutions Selects Alkami’s ORB Platform to  Strengthen Digital Banking Experience at Member Credit Unions](https://www.alkami.com/news/open-technology-solutions-selects-alkamis-orb-platform-to-strengthen-digital-banking-experience-at-member-credit-unions/) - Plano, Texas, Oct. 17, 2016 – Alkami Technology, a provider of online and mobile banking solutions for financial institutions, announced that Open Technology Solutions (OTS), a Centennial, Colo.-based Credit Union Service Organization (CUSO), has selected its ORB digital banking platform to provide OTS’s member credit unions, including Denver-based Bellco Credit Union, New York-based Bethpage Federal
- [Open Technology Solutions Collaborates with CUFX and Alkami  to Modernize Integration Technique](https://www.alkami.com/news/open-technology-solutions-collaborates-with-cufx-and-alkami-to-modernize-integration-technique/) - Plano, Texas, March 27, 2017 – In collaboration with Alkami Technology, a provider of online and mobile banking solutions for financial institutions, and CUFX, a credit union API specification, Open Technology Solutions (OTS) is modernizing integration techniques with the launch of its latest OTS web services framework (OTS WSF). The new framework will integrate Alkami’s
- [6.7 Billion Mountain America Credit Union Selects Alkami's Digital Banking Platform](https://www.alkami.com/news/67-billion-mountain-america-credit-union-selects-alkamis-digital-banking-platform/) - Plano, Texas, August 21, 2017 – Mountain America Credit Union, a West Jordan, Utah-based credit union with $6.7 billion in assets, has selected Alkami Technology’s digital banking platform to provide its more than 650,000 members with a modern digital banking offering. The new platform will integrate with Mountain America’s core system. Alkami’s software platform will
- [Alkami Technology Joins NACUSO as Gold Partner](https://www.alkami.com/news/alkami-technology-joins-nacuso-as-gold-partner/) - Newport Beach, CA (October 2, 2017) – The National Association of Credit Union Services Organizations (NACUSO) announced today that Alkami Technology, Inc., provider of online and mobile banking solutions for credit unions based in Plano, Texas, has joined NACUSO as a Gold Partner. “We are extremely excited to have a company that is an innovator
- [Alkami Ranked 66th Fastest Growing Company in North America on Deloitte's 2017 Technology Fast 500](https://www.alkami.com/news/alkami-ranked-66th-fastest-growing-company-in-north-america-on-deloittes-2017-technology-fast-500/) - Plano, Texas, November 13, 2017- Alkami Technology, a provider of online and mobile banking solutions for US financial institutions, today announced it ranked 66th on Deloitte’s Technology Fast 500™, a ranking of the 500 fastest growing companies in North America. The 2017 Technology Fast 500™ companies achieved revenue growth ranging from 135 percent to 59,093
- [$440 Million Alliance Catholic Credit Union Selects Alkami's Digital Banking Platform](https://www.alkami.com/news/440-million-alliance-catholic-credit-union-selects-alkamis-digital-banking-platform/) - Plano, Texas, March 19, 2018 – Alliance Catholic Credit Union, a Southfield, Michigan-based credit union with $440 million in assets, has selected Alkami Technology’s digital banking platform to provide its more than 43,000 members with a modern digital banking offering. The new platform will integrate with Alliance Catholic Credit Union’s Member Driven Technologies-hosted Symitar Episys
- [Is your bank in a box holding you back?](https://www.alkami.com/blog/is-your-bank-in-a-box-holding-you-back/) - Nearly 10 years ago, banking became something we did through our devices rather than a place we went. The largest banks (Megabanks) and fintechs in the U.S. began investing vast amounts of money into technology to digitally seize market position from community and regional financial institutions (FIs). When FIs without deep pockets or partners searched
- [Powering Digital Banking with Data and Analytics](https://www.alkami.com/blog/powering-digital-banking-with-data-and-analytics/) - We’re all becoming accustomed to measuring aspects of our lives with data. Our fitness devices tell us our quality of rest when we wake up. We can make choices about how often we use our phones based on our weekly usage report. Or maybe you ignore all the data thrown at you on a daily
- [iQ Credit Union Strengthens Member Relationships with Alkami Digital Banking Platform](https://www.alkami.com/news/iq-credit-union-strengthens-member-relationships-with-alkami-digital-banking-platform/) - A leading Pacific Northwest credit union will personalize their digital banking experience with Alkami’s data engine. October 16, 2019 (Plano, Texas) – Alkami Technology, Inc. (Alkami), a leading cloud-based digital banking solutions provider for U.S.-based banks and credit unions, announced Washington credit union iQ will employ the Alkami Platform to enhance their commitment to members.
- [How to Use Data Analytics Tools to Engage and Convert Users](https://www.alkami.com/blog/how-to-use-data-analytics-tools-to-engage-and-convert-users/) - The first step to converting users is identifying them. With these best practices, you can start using data analytics to know what you can offer users and who is most receptive to those messages. The Three Types of Data Analytics Users Generally, data analytics users are responsible for three areas of digital banking: Administration This
- [Designing UX to Meet Gen Z and Millennial Expectations](https://www.alkami.com/blog/designing-ux-to-meet-gen-z-and-millennial-expectations/) - Designing for B2B2C clients at Alkami means we must deliver a great user experience (UX) for everyone. We have to create a seamless experience between evolving user expectations and complex business problems. It’s a challenge, but as a future-focused digital banking provider, Alkami anticipates what helps our bank and credit union clients keep up with
- [Build a Digital Relationship with Financial Wellness](https://www.alkami.com/blog/build-a-digital-relationship-with-financial-wellness/) - A large percentage of Americans struggle to effectively manage their personal finances. Specifically, more than half of millennials, and 32% of Americans do not devote time to managing their personal finances. Early digital financial wellness tools didn’t move the needle for most Americans in realizing their financial goals. At the Megabank and fintech level, new
- [The Need for Financial Wellness in Digital Banking](https://www.alkami.com/blog/the-need-for-financial-wellness-in-digital-banking/) - Regional and community banks and credit unions are better positioned to utilize financial wellness tools than they realize. They just need the right digital banking platform and strategy. In our latest infographic, The Need for Financial Wellness in Digital Banking, we answer the following questions and more about where user needs and new technological capabilities
- [Building a financial brand users love with user sentiment](https://www.alkami.com/blog/perspectives/building-a-financial-brand-users-love-with-user-sentiment/) - The Power of User Feedback and Its Impact on Brand Reputation A brand’s app rating can be a point of pride or a black eye. High app ratings can drive user growth and elevate brand reputation. Low ratings can lay waste to an entire digital strategy. One may think app ratings rely solely on the
- [How to Stay Human while Embracing Digital Banking](https://www.alkami.com/blog/banking/how-to-stay-human-while-embracing-digital-banking/) - Industry trade publications, including The Financial Brand, Digital Banking Report, have shown both users and many financial institutions (FIs) haven’t been ready to bank almost entirely through digital channels. But, in light of recent events, the industry has been thrust into uncharted territory, and all have had to quickly adapt to almost 100% digital banking.
- [Why You Should Be Marketing with Your Digital Banking Platform](https://www.alkami.com/blog/why-you-should-be-marketing-with-your-digital-banking-platform/) - by Brad Cranford, Senior Product Manager, Alkami Banks and credit unions are taking digital banking more seriously than ever as users are banking and working remotely. Raising awareness of financial products that are available to help users through these times can benefit financial institutions (FIs) as well, whether it’s through increasing account opening, engaging users
- [The changing face of customer service in digital banking](https://www.alkami.com/blog/the-changing-face-of-customer-service-in-digital-banking/) - Users have increasingly adopted digital channels as their primary mode of communication. Now that millions of Americans must rely on digital banking as they socially distance, banks and credit unions must deliver a seamless and effective digital customer service experience to support their users. Users expect a customer service experience as responsive and personalized as
- [What it takes to be available when users need you most](https://www.alkami.com/blog/what-it-takes-to-be-available-when-users-need-you-most/) - By: Marc Jones, Chief Technology Officer, Alkami Back in March and April, when the Federal government began issuing stimulus payment checks, the unprecedented volume of customers attempting to access accounts overwhelmed the digital platforms of many financial institutions. Systems were slow to respond. Users constantly refreshing screens and apps added to the increased traffic load.
- [Providing Financial Wellness to Users Who Suddenly Need It](https://www.alkami.com/blog/providing-financial-wellness-to-users-who-suddenly-need-it/) - Early digital financial wellness tools didn’t move the needle for most Americans in realizing their financial goals. At the Megabank and fintech level, new data-driven technologies have reinvigorated the pursuit of meaningful digital financial wellness solutions. Yet, in reality, regional and community banks and credit unions are better positioned to utilize financial wellness tools to
- [Segmint Partners with Snowflake to Revolutionize Payment Transaction Enrichment for Financial Institutions](https://www.alkami.com/news/segmint-partners-with-snowflake-to-revolutionize-payment-transaction-enrichment-for-financial-institutions/)
- [Segmint Integrates with Constant Contact for Turnkey Email Delivery](https://www.alkami.com/news/segmint-integrates-with-constant-contact-for-turnkey-email-delivery/)
- [SavvyMoney and Alkami Celebrate an Exciting Partnership Milestone of 100 Banks and Credit Unions](https://www.alkami.com/news/savvymoney-and-alkami-celebrate-an-exciting-partnership-milestone-of-100-banks-and-credit-unions/) - A shared commitment to promoting consumer financial wellness has powered the partnership’s growth and success DUBLIN, Calif., Dec. 20, 2022 – SavvyMoney, the leading provider of innovative credit score solutions, and Alkami, the leading provider of cloud-based digital banking solutions for banks and credit unions in the U.S., recently signed their 100th shared customer, an
- [Ideal Credit Union Launches Segmint Solution on Alkami Digital Banking Platform](https://www.alkami.com/news/ideal-credit-union-launches-segmint-solution-on-alkami-digital-banking-platform/) - The combination has super-charged its digital sales and service capabilities PLANO, Texas, December 21, 2022 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced its client, Ideal Credit Union, has launched the Segmint data and marketing solution via the Alkami Platform to
- [Alkami Appoints Deep Varma as Chief Technology Officer](https://www.alkami.com/news/alkami-appoints-deep-varma-as-chief-technology-officer/) - Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the appointment of Deep Varma to the role of Chief Technology Officer (CTO). Varma comes to Alkami with over 20 years of Silicon Valley experience building scalable and reliable distributed systems with
- [AMOCO Federal Credit Union Names Alkami as Partner of the Year](https://www.alkami.com/news/amoco-federal-credit-union-names-alkami-as-partner-of-the-year/) - Credit union recognizes digital banking platform as a significant contributor to its growth PLANO, Texas, January 18, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced it has been named AMOCO Federal Credit Union’s Partner of the Year, an award presented
- [New Alkami eBook Reveals How FIs Can Transform Digital Banking into a Profit Center](https://www.alkami.com/news/new-alkami-ebook-reveals-how-fis-can-transform-digital-banking-into-a-profit-center/) - Outlines what true digital transformation means and what it looks like for financial institutions PLANO, Texas, January 25, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced the release of a new eBook, “Turn Digital Banking into a Profit Center.” The eBook
- [Alkami Podcast Brings Digital Banking Excellence to Light](https://www.alkami.com/news/alkami-podcast-brings-digital-banking-excellence-to-light/) - Taps banking and fintech influencer, Jim Marous, as host PLANO, Texas, February 2, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced it has launched a podcast series, FIsionaries, to provide regional and community banks and credit unions with insights, tips
- [Alkami Co:lab 2023 Levels Up Digital Banking with Industry Experts and Insights into the Future of Fintech](https://www.alkami.com/news/alkami-colab-2023-levels-up-digital-banking-with-industry-experts-and-insights-into-the-future-of-fintech/) - Annual conference focuses on key trends at the premier industry event for digital banking PLANO, Texas, February 9, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the full agenda for its annual conference, Alkami Co:lab, in Grapevine, TX,
- [Kennebec Savings Bank Launches Alkami’s Digital Banking Platform](https://www.alkami.com/news/kennebec-savings-bank-launches-alkamis-digital-banking-platform/) - Leverages data for personalization and enhances business banking to a single system March 8, 2023 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that Maine-based Kennebec Savings Bank (Kennebec) has launched the Alkami Digital Banking Platform. Alkami’s
- [Liberty Bank Launches Alkami’s Digital Banking Platform](https://www.alkami.com/news/liberty-bank-launches-alkamis-digital-banking-platform/) - Redefining digital transformation for the strategic financial institution of the future March 29, 2023 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that Connecticut-based Liberty Bank has launched the Alkami Digital Banking Platform, and is successfully converting
- [Alkami Co:lab 2023](https://www.alkami.com/blog/alkami-colab-2023/) - Memorable moments, highlights and key takeaways. Each year, we count down the days, excited to connect with forward-thinking financial institutions (FIs), industry thought leaders, and the brightest fintech minds at our annual conference, Alkami Co:lab.The day finally arrived (April 2nd, 2023) and we couldn’t help but shout from the rooftops about how much we enjoy
- [‘To My Jelly Bean’ Gives Regional and Community Banks and Credit Unions a Tribute](https://www.alkami.com/news/to-my-jelly-bean-gives-regional-and-community-banks-and-credit-unions-a-tribute/) - April 5, 2023 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the launch of ‘To My Jelly Bean’, a feel-good social media campaign highlighting the importance of regional and community banks and credit unions in the lives
- [To My Jelly Bean](https://www.alkami.com/blog/to-my-jelly-bean/) - “To My Jelly Bean” is Alkami’s salute to the community banks and credit unions that work hard to improve the lives of account holders nationwide. It’s a heartfelt expression of our mission to provide digital banking for all of life’s moments. https://youtu.be/1Utmuh6PMSM As you watch the video, we encourage you to reflect on the times
- [Alkami Research Identifies Consumer Financial Trends and Opportunities for Financial Institutions  in State of the Industry Report](https://www.alkami.com/news/alkami-research-identifies-consumer-financial-trends-and-opportunities-for-financial-institutions-in-state-of-the-industry-report/) - Report identifies areas of opportunity for Regional and Community Financial Institutions (RCFIs) to differentiate against competing megabanks and neobanks April 20, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today released The 2023 Alkami Data Telemetry Report: State
- [Mid-size Financial Institutions More Than Double Their Digital Transformation  Investment, New Research Finds](https://www.alkami.com/blog/mid-size-financial-institutions-more-than-double-their-digital-transformation-investment-new-research-finds/) - The 2023 Digital Banking Performance Metrics report from Cornerstone Advisors provides regional and community financial institutions performance benchmarks toward their business objectives May 9, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the release of the
- [Alkami Appoints Wayne McCulloch as Chief Customer Officer](https://www.alkami.com/news/alkami-appoints-wayne-mcculloch-as-chief-customer-officer/) - Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the appointment of Wayne McCulloch to the role of Chief Customer Officer (CCO). McCulloch brings more than 25 years of experience designing, optimizing, and scaling the customer experience for leading technology companies.
- [Actionable Business Insights via upSWOT Now Standard on the Alkami Digital Banking Platform](https://www.alkami.com/news/actionable-business-insights-via-upswot-now-standard-on-the-alkami-digital-banking-platform/) - Fintech partnership empowers financial institutions to level up small business financial wellness May 31, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., and upSWOT, a leading fintech platform that connects business applications for integrated data analysis and insight,
- [TechFin: The Intersection of Technology and Finance](https://www.alkami.com/blog/technology/techfin-the-intersection-of-technology-and-finance/) - TechFin (noun): 1 the combination of the words technology and financial. 2 a company which builds technology solutions for the financial services industry. The world of financial services is constantly changing, and as a result shaping (and re-shaping) the needs and expectations that consumers and businesses have when it comes to interacting with their financial institutions
- [Lone Star National Bank Selects Alkami’s Digital Banking Platform](https://www.alkami.com/news/lone-star-national-bank-selects-alkamis-digital-banking-platform/) - Expansive digital transformation helps community bank innovate forward June 20, 2023 (Plano, Texas) – Alkami Technology Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., announced today that Texas-based Lone Star National Bank has selected the Alkami Digital Banking Platform as a pillar of its
- [Instant Account-to-Account (A2A) Transfers: Delivering with Speed When it Matters](https://www.alkami.com/blog/instant-account-to-account-a2a-transfers-delivering-with-speed-when-it-matters/) - Users no longer have to wait to access their own funds when moving them between accounts, as opposed to checks, ACH and even wires.
- [Alkami Launches First Engagement Artificial Intelligence (AI) Predictive Model for  Financial Services Industry](https://www.alkami.com/news/alkami-launches-first-engagement-artificial-intelligence-ai-predictive-model-for-financial-services-industry/) - Empowers financial institutions to grow relationships with their most engaged account holders August 9, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., has developed and launched an Engagement AI Model via its AI Predictive Modeling solution. The new model—the first
- [Alkami Partners with Atomic to Offer Direct Deposit Solution for Financial Institutions](https://www.alkami.com/news/alkami-partners-with-atomic-to-offer-direct-deposit-solution-for-financial-institutions/) - Empowers account holders to easily configure and manage direct deposits August 31, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that it has partnered with Atomic, the market-leading provider of payroll connectivity, to provide financial institutions with a
- [Alkami Releases the 2024 Strategies and Budgeting Playbook for Financial Institutions](https://www.alkami.com/news/alkami-releases-the-2024-strategies-and-budgeting-playbook-for-financial-institutions/) - Research-driven insights lay the groundwork for banks and credit unions to gain competitive standing in year ahead Plano, TX (October 18, 2023) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced the release of its 2024 Strategies and Budgeting Playbook for Financial
- [Quontic Bank Launches Alkami’s Digital Banking Solution](https://www.alkami.com/news/quontic-bank-launches-alkamis-digital-banking-solution/) - Digital bank enhances user experience and benefits from Alkami’s wide partner network December 6, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Quontic Bank, the adaptive digital bank, has launched the Alkami Digital Banking Platform, converting
- [Credit Union of Texas Selects Alkami For Its Business Banking Platform](https://www.alkami.com/news/credit-union-of-texas-selects-alkami-for-its-business-banking-platform/) - With Alkami’s Business Banking solution, the credit union will unlock an entirely untapped market December 13, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that it has partnered with Credit Union of Texas (CUTX) to provide the first
- [Alkami Telemetry Data Shows Impact of Student Loan Payments on Borrowers](https://www.alkami.com/news/alkami-telemetry-data-shows-impact-of-student-loan-payments-on-borrowers/) - The number of student loan payments grew 127 percent in October compared to the previous month December 21, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., recently released data focused on student loan payees and found that half of new
- [Alkami Partners with Chimney to Deliver Insights to Homeowners Within Its Digital Banking Solution](https://www.alkami.com/news/alkami-partners-with-chimney-to-deliver-insights-to-homeowners-within-its-digital-banking-solution/) - Account holders can now track their home value, see available equity, and access personalized offers within their digital banking platform. Plano, TX (January 9, 2024)Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that it has partnered with Chimney™, a fintech transforming how
- [Elevations Credit Union Launches with Alkami’s Online Retail, Business and Mobile Banking](https://www.alkami.com/news/elevations-credit-union-launches-with-alkamis-online-retail-business-and-mobile-banking/) - Member base will now benefit from Alkami’s single platform for retail, business and mobile January 16, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Elevations Credit Union (“Elevations”) has launched Alkami’s online business and retail banking platform.
- [Alkami Telemetry Data Reveals Emerging Tech Adoption Themes](https://www.alkami.com/news/alkami-telemetry-data-reveals-emerging-tech-adoption-themes/) - February 6, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., recently released proprietary data focused on emerging technology adoption, providing insight into areas such as how much consumers utilize these new technologies along with behavior patterns for cryptocurrency usage. Alkami Telemetry Research uncovers
- [Alkami Releases Research to Measure Digital Maturity in Financial Institutions](https://www.alkami.com/news/alkami-releases-research-to-measure-digital-maturity-in-financial-institutions/) - Report examines levels of digital maturity across financial institutions, with the most advanced institutions reporting up to twice the annual revenue growth as the least advanced Research reveals that digital banking sophistication is not solely determined by size; one quarter of institutions excelling digitally have less than $500 million in assets February 15, 2024 (Plano,
- [Leading Industry Influencers Top Out the Agenda for Alkami Co:lab 2024](https://www.alkami.com/news/leading-industry-influencers-top-out-the-agenda-for-alkami-colab-2024/) - Keynote speakers, bankers and tech innovators gather to drive financial services forward; Alkami launches first on-site Hackathon February 21, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that its annual Alkami Co:lab conference, held in Grapevine, TX, April
- [Greylock Federal Credit Union Partners with Alkami to Bolster Its Retail, Business, and  Mobile Banking Experience](https://www.alkami.com/news/greylock-federal-credit-union-partners-with-alkami-to-bolster-its-retail-business-and-mobile-banking-experience/) - Expansive digital transformation helps credit union enhance member features and functionality March 5, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today a transformative collaboration with Greylock Federal Credit Union (“Greylock Federal”). Greylock Federal has embarked on a journey
- [Alkami Builds Industry-First Digital Maturity Assessment for Financial Institutions](https://www.alkami.com/news/alkami-builds-industry-first-digital-maturity-assessment-for-financial-institutions/) - Digital Sales & Service Maturity Model Assessment follows Alkami’s release of research to measure digital maturity in financial institutions March 20, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today launched the Alkami Digital Sales & Service Maturity Model Assessment,
- [Alkami and SWIVEL Partner to Provide Financial Institutions with Improved Payments Functionality](https://www.alkami.com/news/alkami-and-swivel-partner-to-provide-financial-institutions-with-improved-payments-functionality/) - SWIVEL’s Transaction Enablement Platform™ enables Alkami’s clients to provide a seamless, self-serve loan payment experience to their account holders April 2, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that it has formed a partnership with SWIVEL. Through
- [Alkami Launches SDK Wizard “Merlin,” Furthering the Company’s TechFin Initiative](https://www.alkami.com/news/alkami-launches-sdk-wizard-merlin-furthering-the-companys-techfin-initiative/) - The company announces four critical capabilities that they will double down on April 18, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced at their annual 2024 Alkami Co:lab conference, the launch of its latest innovation for clients, the
- [Alkami Releases Digital Banking Performance Metrics Report in Partnership with Cornerstone Advisors](https://www.alkami.com/news/alkami-releases-digital-banking-performance-metrics-report-in-partnership-with-cornerstone-advisors/) - Digital channel spending as a percentage of total IT spend up 3%; Chatbot deployment increased by 15% April 24, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the release of its latest research in partnership with Cornerstone Advisors’
- [Alkami Hosts First External Hackathon; Celebrates Innovation in Digital Banking](https://www.alkami.com/news/alkami-hosts-first-external-hackathon-celebrates-innovation-in-digital-banking/) - The company proudly honors TechFin developers recognized for their innovation in digital banking May 8, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the success of its first external TechFin Hackathon, held as part of the Alkami Co:lab 2024
- [Alkami Awards Industry-Leading Financial Institutions for Innovation in Digital Banking Excellence](https://www.alkami.com/news/alkami-awards-industry-leading-financial-institutions-for-innovation-in-digital-banking-excellence/) - Recognizing visionary financial institutions shaping the future of banking through progressive digital strategies May 9, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced as a part of its 2024 Co:lab programming, the four honorees of the company’s annual FIsionaries™
- [Alkami Releases 2024 Generational Trends in Digital Banking Study](https://www.alkami.com/news/alkami-releases-2024-generational-trends-in-digital-banking-study/) - Study finds that millennials are 56% more likely to grow their relationship with their primary financial institution over the next twelve months than Gen Xers and baby boomers May 22,2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the
- [Alkami Celebrates Community Financial Institutions’ Banking Stories](https://www.alkami.com/news/alkami-celebrates-community-financial-institutions-banking-stories/) - Video campaign demonstrates the role financial institutions play in account holders’ financial journeys June 12, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced it’s releasing a video campaign highlighting the importance of community financial institutions in the daily lives
- [Alkami Integrates Credential Stuffing Protection Into Its Digital Banking Platform](https://www.alkami.com/news/alkami-integrates-credential-stuffing-protection-into-its-digital-banking-platform/) - Product integration provides an enhanced digital banking user experience and improved security August 14, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the implementation of its credential stuffing protection into its digital banking platform challenge-response authentication process. This feature
- [Alkami Market Study Reveals Differences in AI Outlook between Financial Institutions and Consumers](https://www.alkami.com/news/alkami-market-study-reveals-differences-in-ai-outlook-between-financial-institutions-and-consumers/) - 96% of financial institutions foresee AI playing a critical role in the next five years August 21, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today released commissioned research findings regarding the distinct perspectives on artificial intelligence (AI) held by
- [Alkami Recognized on CNBC’s 2024 World’s Top 250 Fintech Companies List](https://www.alkami.com/news/alkami-recognized-on-cnbcs-2024-worlds-top-250-fintech-companies-list/) - Most recently, Alkami has been certified by J.D. Power for providing “An Outstanding Mobile Banking Platform Experience” for clients. August 27, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced its inclusion on the 2024 World’s Top 250 Fintech
- [Alkami Hosts Banking Executive Masterclass on Preparing for Open Banking in the U.S](https://www.alkami.com/news/alkami-hosts-banking-executive-masterclass-on-preparing-for-open-banking-in-the-u-s/) - Webinar explores how financial institutions can prepare, while educating employees and account holders September 11, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., recently held its latest webinar, “A Banking Executive Masterclass: Preparing for Open Banking in the United States,”
- [Alkami Named to IDC FinTech Rankings Top 100 for 2024](https://www.alkami.com/news/alkami-named-to-idc-fintech-rankings-top-100-for-2024/) - IDC Financial Insights ranks top enterprises worldwide serving the financial services industry September 19, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that it was categorized as a 2024 IDC FinTech Rankings Top 100 solution provider. The elite list
- [Alkami Receives the Banking Partner of Excellence Award](https://www.alkami.com/news/alkami-receives-the-banking-partner-of-excellence-award/) - The recognition follows the recent J.D. Power certification for the TechFin’s Mobile Banking Platform September 26, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., was honored with the Banking Partner of Excellence™ Award at the 9th Annual Best Banks in
- [Intrepid Credit Union Partners with Alkami to Launch New Digital Banking Platform](https://www.alkami.com/news/press-release/intrepid-credit-union-partners-with-alkami-to-launch-new-digital-banking-platform/) - Members will benefit from an enhanced digital banking experience and security October 2, 2024 (Plano, Texas) - Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that it has partnered with Intrepid Credit Union to launch Alkami’s Digital Banking Platform designed to offer
- [Alkami’s Fall Digital Banking Release](https://www.alkami.com/blog/banking/alkamis-fall-digital-banking-release/) - Optimizing Operations with Artificial Intelligence in Banking and Maintaining Stringent Security at Scale At Alkami, we're constantly striving to enhance the experience of our digital banking solutions. This fall, we're eager to announce some updates and product enhancements designed to elevate your experience with Alkami’s digital banking platform. As we continue to listen to your
- [Alkami Unveils the 2025 Playbook to Prepare Financial Institutions for the Future of Banking](https://www.alkami.com/news/alkami-unveils-the-2025-playbook-to-prepare-financial-institutions-for-the-future-of-banking/) - Three key plays are outlined to help grow business and digitally mature October 9, 2024 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced the launch of “The 2025 Digital Banking Playbook: Budgeting & Strategies for Banks and Credit Unions,” a comprehensive
- [Nutmeg State Financial Credit Union Launches Alkami as Digital Banking Partner  for Retail Banking Capabilities](https://www.alkami.com/news/nutmeg-state-financial-credit-union-launches-alkami-as-digital-banking-partner-for-retail-banking-capabilities/) - The Connecticut-based credit union will deliver Alkami’s personalized product and service suite to its membership October 16, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today Nutmeg State Financial Credit Union has launched the latest version of its digital
- [Alkami Named “Best Banking App” by Tearsheet](https://www.alkami.com/news/alkami-named-best-banking-app-by-tearsheet/) - Alkami received The Big Bank Theory Award for delivering a superior mobile banking platform and industry-leading UX powered by data October 17, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that it was named the 2024 winner in The
- [Alkami Helps Banking Leaders Combat Emerging Check and Real-time Payments Fraud](https://www.alkami.com/news/alkami-helps-banking-leaders-combat-emerging-check-and-real-time-payments-fraud/) - Industry experts unveil strategies in webinar to tackle emerging fraud threats as real-time payments surge and check fraud remains a leading risk October 23, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., recently held its latest webinar, “Banking on Security:
- [Gate City Bank Launches Alkami’s Full Suite of Digital Banking Solutions](https://www.alkami.com/news/gate-city-bank-launches-alkamis-full-suite-of-digital-banking-solutions/) - Elevating retail and business customers' experience with the power of Alkami’s full suite of products – digital banking, Positive Pay & ACH Reporting November 13, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Gate City Bank, a
- [Use Transaction Data to Deliver Personalization Your Customers Expect](https://www.alkami.com/blog/use-transaction-data-to-deliver-personalization-your-customers-expect/) - In today’s financial landscape, there is an unfortunate mismatch between what consumers expect banks to know about them and what banks actually know. There is an increasing concentration in the power of the consumer. They have near-limitless access to information, an ever-growing choice of products and services, and a wealth of opportunities to share their
- [The Many Hats of a Bank Marketer: 5 Tips to Stay Focused](https://www.alkami.com/blog/the-many-hats-of-a-bank-marketer-5-tips-to-stay-focused/) - Marketers play a pivotal role in the intricate operational framework of their financial institutions (FIs), far surpassing the outdated image of mere event organizers or creators of traditional advertising material. Their responsibilities encompass a broad spectrum of activities including customer service, strategic planning, budget management, advertising, content creation, social media engagement, event coordination, return on
- [Slam the Door on Attrition](https://www.alkami.com/blog/slam-the-door-on-attrition/) - Within the financial institution (FI) space, it is known that the stickiness customers have with their FI can make it a challenging feat to convince them to make a switch. At a cost of more than $300 to acquire a new customer1, and FIs losing 10-15% annually of gross revenues to attrition,2 can FIs afford
- [Three Key Concepts to a Powerful Attrition Model](https://www.alkami.com/blog/three-key-concepts-to-a-powerful-attrition-model/) - Reduce Attrition and Boost Revenue Research shows that by employing predictive analytics and arming relationship managers with data-driven insights and enablers, financial institutions can reduce total attrition by 20% to 30%—a result that would nearly double most banks’ average revenue growth.² In the first blog of our Attrition series, Slam the Door on Attrition, we
- [Is Customer Onboarding included in your Digital Transformation Plans? It should be.](https://www.alkami.com/blog/is-customer-onboarding-included-in-your-digital-transformation-plans-it-should-be/) - The Road to Digital Transformation in 2021 and Beyond The COVID-19 pandemic has undeniably caused many banks and credit unions to reprioritize “Digital Transformation” to be a top strategic initiative for 2021 and beyond. Over the past few years, financial institutions of all sizes have increasingly focused on improving their digital experiences including online banking,
- [Your Competition is Advertising On The Internet - Shouldn’t You?](https://www.alkami.com/blog/your-competition-is-advertising-on-the-internet-shouldnt-you/) - Go Where Your Customers Are No one can refute that the pandemic has changed the trajectory of our lives. We’ve all spent more time at home and have changed the way we shop, dine, and spend time socially. In response, retailers, restaurants, and even financial institutions (FI’s) have pivoted their operations and marketing strategies to
- [Get Skin in the Game: 3 Key Criteria for Your Online Digital Marketing Solution](https://www.alkami.com/blog/get-skin-in-the-game-3-key-criteria-for-your-online-digital-marketing-solution/) - In the first blog of this series, Your Competition is Advertising On The Internet - Shouldn’t You?, we discussed that retailers and financial institutions alike have realized the need to advertise where their account holders and prospects are - online. So how can financial institutions create strategies to engage throughout this vast ecosystem and ensure
- [How to Identify Home Lending Opportunities](https://www.alkami.com/blog/how-to-identify-home-lending-opportunities/) - There’s something old and reliable about the annual Spring and Summer real estate boom. Like clockwork, buyers and sellers come out of the cold eager to upgrade, downsize, or refinance. Even in the thick of the pandemic last year, the Census Bureau reported a 43% increase in home sales August of 2020 vs. the previous
- [Is Your AI Model Actionable?](https://www.alkami.com/blog/is-your-ai-model-actionable/) - Discover how artificial intelligence in banking transforms account holder engagement, drives growth, and enhances financial institution profitability with actionable insights.
- [How To Appeal To New Movers](https://www.alkami.com/blog/how-to-appeal-to-new-movers/) - In our recent blog post How to Identify Home Lending Opportunities, we discussed identifying and supporting account holders through their mortgage research process. Being there at every stage builds a foundation of trust with your FI--capitalizing on every opportunity. The next step is the big move. Targeting this audience with products such as a HELOC
- [How Financial Institutions Can Get The Most Out Of Their Data](https://www.alkami.com/blog/how-financial-institutions-can-get-the-most-out-of-their-data/) - Leveraging transaction data cleansing to derive actionable insights In a recent conversation with clients, the Alkami Data & Marketing Solutions team, including Zee Gauba, Director of Client Success and Kent Blacksher, Sr. Business Development Executive, discussed ways that FIs can access relevant data insights, keep data secure, and use data to be adaptable and efficient.
- [Improve Employee and Account Holder Satisfaction with Digital Customer Service](https://www.alkami.com/blog/improve-employee-and-account-holder-satisfaction-with-digital-customer-service/) - Deliver Personalized Service in a Digital World The marketplace is constantly evolving. As we become an increasingly digital world, consumers and businesses alike have come to expect self-service and on-screen servicing options. Delivering an efficient, personalized experience can be challenging for staff if they don’t have the right tools. These evolving expectations have taken a
- [How to Minimize Fraud Without Making It More Difficult for Users to Access Digital Banking](https://www.alkami.com/blog/how-to-minimize-fraud-without-making-it-more-difficult-for-users-to-access-digital-banking/) - Participate in Cybersecurity Awareness Month by adopting a behavioral biometric security solution Save your October scares for Halloween by adopting behavioral biometric solutions that heighten the security of your digital banking platform. Of course, the Alkami Platform includes a goodie bag full of security and fraud protection solutions for banks and credit unions. But to
- [7 Keys to Simplifying the Digital Account Opening Process](https://www.alkami.com/blog/7-keys-to-simplifying-the-digital-account-opening-process/) - When it comes to converting more users in the digital account opening (DAO) process, speed and simplicity are the keys for financial institutions (FIs) to dramatically cut cart abandonment rates and better compete with the rising number of online banking competitors. Har Rai Khalsa, VP, General Manager of Digital Account Opening at Alkami, laid out
- [3 Tips for a Successful Digital Transformation](https://www.alkami.com/blog/3-tips-for-a-successful-digital-transformation/) - Banks and credit unions are under increased pressure to meet constantly evolving consumer expectations, keep up with advances in new technology, and build resilience when facing economic uncertainty. These challenges combined with budget and resource constraints, force many financial institutions (FIs) to forgo or delay modernization even though they recognize the need for digital transformation.
- [Leveraging Data Is Key for Digital Banking Growth in 2023](https://www.alkami.com/blog/leveraging-data-is-key-for-digital-banking-growth-in-2023/) - Banks and credit unions have a wealth of monetizable insights within their retail and business account holder data, but many still struggle to leverage that data to grow revenue. They face the challenge of DRIP—an apt acronym for being “data rich, information poor.” The opportunities missed by not using the unparalleled quantity of data available
- [Drive Account Holder Engagement in 2023 with These 3 Steps](https://www.alkami.com/blog/drive-account-holder-engagement-in-2023-with-these-3-steps/) - Three actions for financial institution (FI) leaders to take right now for digital banking success Never before have regional and community financial institution (RCFI) leaders faced the challenges they are going through right now, from a global pandemic and looming threat of recession, to rapidly evolving consumer expectations and ever emerging competitors. It is critical
- [Drive Account Holder Loyalty through Charitable Giving Within Digital Banking](https://www.alkami.com/blog/drive-account-holder-loyalty-through-charitable-giving-within-digital-banking/) - The holidays are a special time of year when people shift their attention toward helping others and making an impact in their communities. Whether your financial institution is new to Corporate Social Responsibility (CSR) or has had charitable partnerships in the past, there is no denying that now is the perfect time to offer your
- [User Experience Isn’t Just for Account Holders](https://www.alkami.com/blog/user-experience-isnt-just-for-account-holders/) - To reap the most out of their digital banking solution, savvy banks and credit unions are approaching the solution from the inside out, treating the employee user experience (UX) as strategically as the account holder UX. This holistic approach not only improves employee satisfaction, making it easier to attract and retain great employees, but also
- [Unlocking the primary financial institution relationship via the deposit account](https://www.alkami.com/blog/unlocking-the-primary-financial-institution-relationship-via-the-deposit-account/) - Compete at scale with an all-in-one account opening platform For many, your website is the first impression someone has with your financial institution (FI) and should preview how the rest of their banking journey will be: an intuitive user experience powered by data. So if a prospective user is met with friction and cannot easily
- [Leveraging Data Is Key for Digital Banking Growth in 2023](https://www.alkami.com/blog/leveraging-data-is-key-for-digital-banking-growth-in-2023-2/)
- [5 Business Banking Trends to Watch in 2023](https://www.alkami.com/blog/5-business-banking-trends-to-watch-in-2023/) - The digital landscape is in a constant state of change. As we enter the new year, financial institutions (Fls) are preparing for a range of anticipated changes and trends that will impact the way they operate.
- [Digital Banking: From Cost Center to Profit Center](https://www.alkami.com/blog/digital-banking-from-cost-center-to-profit-center/) - By 2028, the global digital banking market size is estimated to surpass $10.3 trillion—an omnipresence that regional banks and credit unions cannot afford to ignore. Financial institutions (FIs) need to step up their digital game now if they want to meet account holder expectations and simultaneously grow revenue. Great Expectations Today’s consumers have been conditioned
- [5 Business Banking Trends to Watch in 2023](https://www.alkami.com/blog/5-business-banking-trends-to-watch-in-2023-2/) - The digital landscape is in a constant state of change. As we enter the new year, financial institutions (Fls) are preparing for a range of anticipated changes and trends that will impact the way they operate.
- [Tips for Getting Started with Artificial Intelligence Predictive Modeling](https://www.alkami.com/blog/tips-for-getting-started-with-artificial-intelligence-predictive-modeling/) - Making sense of the mountain of data available to FIs today takes AI. Alkami is the industry leader in helping FIs use it effectively.
- [The Top Ways to Support the Financial Wellness of Your Account Holders](https://www.alkami.com/blog/the-top-ways-to-support-the-financial-wellness-of-your-account-holders/) - In this era of uncertainty, 77% of Americans recently reported feeling anxious about their financial situation. Many account holders rely on their Financial Institution (FIs) as trusted advisors, and want them to proactively identify gaps in their financial wellness and offer them actionable steps for gaining firmer footing both in person and through their digital
- [With the Rise of Faster Payments, FIs Need to Get Better at Money Movement](https://www.alkami.com/blog/with-the-rise-of-faster-payments-fis-need-to-get-better-at-money-movement/) - It’s been just over five years since the American financial system joined the real-time payment (RTP) revolution that started in Europe. Mega banks in particular have processed increasingly large volumes of instant payments for personal and business accounts since the Clearing House launched its RTP® in late 2017. With the promise of a second national
- [Increase Engagement with Consumer Banking Solutions Powered by Credit Data](https://www.alkami.com/blog/increase-engagement-with-consumer-banking-solutions-powered-by-credit-data/) - Better serve retail users with consumer banking solutions that activate data analytics in banking. Combining credit data with financial wellness, FIs can grow revenue opportunities.
- [Best Practices in Back-Office Efficiencies](https://www.alkami.com/blog/best-practices-in-back-office-efficiencies/) - To best serve account holders and continue to enhance their user experience, it’s important that digital banking solutions turn inward to increase back-office efficiencies. The first step is to analyze your financial institution (FI) team’s day-to-day responsibilities. Which areas are your team spending time on, and what should the main focus be? What are some
- [6 Ways FIs Can Enhance Account Holder Trust](https://www.alkami.com/blog/6-ways-fis-can-enhance-account-holder-trust/) - With a handful of regional bank failures making headlines this spring, retail and business account holders who never think twice about the banking system suddenly have questions about how safe their money is. Rather than ignore the elephant in the lobby, banks and credit unions should take the opportunity via customer service outreach to reinforce
- [The Best Moments of our Business Banking Sessions at Alkami Co:lab](https://www.alkami.com/blog/the-best-moments-of-our-business-banking-sessions-at-alkami-colab/) - Highlights you won’t want to miss about Alkami’s digital banking solutions That’s a wrap for Alkami Co:lab 2023! Now let’s recap what the brightest minds in banking and fintech heard in our business banking track where we explored innovative digital banking solutions designed to boost business portfolios with growth solutions. Positioning Your Financial Institution for
- [The Best Moments of our Data Analytics & Marketing Sessions at Alkami Co:lab](https://www.alkami.com/blog/the-best-moments-of-our-data-analytics-marketing-sessions-at-alkami-colab/) - Highlights you won’t want to miss about Alkami Data & Marketing Solutions That’s a wrap for Alkami Co:lab 2023! Now let’s recap what the brightest minds in banking and fintech heard in our data analytics and marketing track, where we discussed how to drive digital banking revenue and increase your account holder return on investment
- [Alkami Introduces the TechFin Concept, Delivering Revenue-Driving Sales and Service Platform](https://www.alkami.com/news/alkami-introduces-the-techfin-concept-delivering-revenue-driving-sales-and-service-platform/) - Alkami Co:lab 2023 explored emerging trends in digital banking and data analytics;long-term Alkami clients outperforming peers in major financial metrics PLANO, Texas, April 13, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., wrapped up Alkami Co:lab 2023 in Grapevine, TX,
- [Opportunities for FIs in Today’s Uncertain Economy](https://www.alkami.com/blog/opportunities-for-fis-in-todays-uncertain-economy/) - In today’s banking industry, financial institutions (FIs) are faced with the herculean task of balancing consumer concerns while also providing ease of use and reliability in all things financial — a tough ask for any institution in this changing and uncertain economical landscape. On one hand, consumers are stressed: Questions about the economy swirl in
- [Latest Overdraft Fee Regulations Spur FIs to Seek Alternative Revenue Sources](https://www.alkami.com/blog/banking/latest-overdraft-fee-regulations-spur-fis-to-seek-alternative-revenue-sources/) - What banks and credit unions need to know about overdraft fees Revenue coming from overdraft and non-sufficient funds fees for U.S. financial institutions (FIs) was 33% lower over the first three quarters of 2022 compared to the same timeframe in 2019, according to research by the Consumer Financial Protection Bureau (CFPB). This downward trend, being
- [Study Reveals How the Data & AI Revolution Will Drive Digital Banking Growth](https://www.alkami.com/news/study-reveals-how-the-data-ai-revolution-will-drive-digital-banking-growth/) - Data, advanced analytics and artificial intelligence will be at the foundation of consumer engagement May 18, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced the release of the Banking Transformed White Paper, “State of Digital Sales
- [Demystifying Extensibility: Open Banking, BaaS and Embedded Finance](https://www.alkami.com/blog/technology/demystifying-extensibility-open-banking-baas-and-embedded-finance/) - Jump To: Open Banking | Banking as a Service (BaaS) | Embedded Finance There are many terms used in the market to describe the vast connectivity and extensibility in the world of digital banking and financial services, including: Open Banking, Banking as a Service (BaaS), and Embedded Finance – just to name a few.
- [Tips for Selecting the Ideal Digital Banking Provider](https://www.alkami.com/blog/perspectives/tips-for-selecting-the-ideal-digital-banking-provider/) - Today’s best digital banking vendors will provide a full platform built for digital sales and service. Jump To: Digital Banking Excellence List | Steps For Selecting A Provider Today, it's not a question of whether to offer digital banking to account holders. It's about what digital banking can accomplish. The features, the functionality. How
- [5 Ways to Leverage Speed as a Competitive Advantage](https://www.alkami.com/blog/5-ways-to-leverage-speed-as-a-competitive-advantage/) - Jump To: How Financial Institutions Leverage Speed Across their Organization Increasingly, speed of execution across an organization has been in sharp focus for many industries, including banking. The focus on speed is not completely new — all companies want to deliver quickly and efficiently. But banking has traditionally been slower moving — three-day waiting periods
- [How Financial Institutions Can Get the Most Out of FedNow<sup>SM</sup>](https://www.alkami.com/blog/how-financial-institutions-can-get-the-most-out-of-fednow/) - Jump to: 4 simple Steps FIs can take to get on board FedNow With the FedNowSM Service launch right around the corner, financial institutions (FIs) need to be prepared to take advantage of the opportunities it offers. FedNow is a real-time payment service backed by The Federal Reserve System (The Federal Reserve), but is otherwise
- [How Banks and Credit Unions Can Attract and Retain Gen Z](https://www.alkami.com/blog/how-banks-and-credit-unions-can-attract-and-retain-gen-z/) - Financial technology and marketing tactics tailored for a new generation of account holders It's becoming clear to marketers that Generation Z (Gen Z) is much different than their predecessors. Marketing tactics that worked with their older siblings and parents may fall flat with this new generation. And, it's vital to get it right. This elusive
- [How to Get Started with Business Banking](https://www.alkami.com/blog/how-to-get-started-with-business-banking/) - For a small financial institution, getting started with business banking means assessing account holders' preferences and partnering with the right provider.
- [The Matchmaker Approach to Fintech Partnerships](https://www.alkami.com/blog/the-matchmaker-approach-to-fintech-partnerships/) - For financial institutions, finding the right fintech partner is a bit like finding a partner in personal relationships. It can take a lot of trial and error to make a great match. Fintech partnerships are a critical component of any financial institution's overall business and innovation strategy, but making those connections isn't as easy as
- [A Guide to Secure Treasury Management Solutions for ACH and Checks](https://www.alkami.com/blog/a-guide-to-secure-treasury-management-solutions-for-ach-and-checks/) - Discover Secure Treasury Management Solutions to Counter Payments Fraud. Detect threats, prevent losses, and ensure swift response. Learn more with Alkami
- [Offer Appointment Scheduling in the Digital Banking Platform](https://www.alkami.com/blog/perspectives/offer-appointment-scheduling-in-the-digital-banking-platform/) - Deliver appointment scheduling in your digital banking platform with Coconut Software and Alkami.
- [Winning PFI Status with Innovative Digital Banking Solutions](https://www.alkami.com/blog/strategies/winning-pfi-status-with-innovative-digital-banking-solutions/) - Highlights you won’t want to miss from Alkami Co:lab’s Digital Banking sessions Over the last couple of days, our breakout presenters engaged in a range of conversations – from winning primary financial institution status, to deploying emerging technologies to exceeding consumers' expectations, and taking a proactive security approach to the changing fraud landscape. Check out
- [Powering Business Goals through the Digital Banking Platform](https://www.alkami.com/blog/powering-business-goals-through-the-digital-banking-platform/) - This recap blog explores how financial institutions can use the digital banking platform to accelerate institutional growth and drive strategic objectives.
- [How Technology is Shaping Alkami’s Digital Banking Platform](https://www.alkami.com/blog/how-technology-is-shaping-alkamis-digital-banking-platform/) - Highlights you won’t want to miss from Alkami Co:lab’s Technology sessions Over the last couple of days, our presenters addressed a number of topics that are critical to our technology strategy and success at Alkami – including our modernization projects in partnership with AWS Application Modernization Lab (AML), the innovation possibilities with our extensibility and
- [Introducing the Alkami Developer Portal: The Gateway to Digital Banking Platform Innovation](https://www.alkami.com/blog/introducing-the-alkami-developer-portal-the-gateway-to-digital-banking-platform-innovation/) - Ready. Set. Innovate. Staying ahead of technology trends and account holder expectations in the financial services industry is crucial. To empower this continuous innovation, Alkami is thrilled to announce the launch of our new Developer Portal, designed for developers working within the digital banking ecosystem. This portal provides resources, development tools, and artifacts that enable
- [How ACH Origination Verification Enhances FFIEC and Nacha Rules Compliance](https://www.alkami.com/blog/how-ach-origination-verification-enhances-ffiec-and-nacha-rules-compliance/) - Learn how ACH Origination Verification enhances fraud prevention and ensures compliance with FFIEC guidelines, protecting financial institutions from unauthorized transactions.
- [4 Key Considerations for Your Business Banking Solutions Implementation](https://www.alkami.com/blog/4-key-considerations-for-your-business-banking-solutions-implementation/) - Ensure a smooth implementation for your business banking solutions with tips and best practices on preparation and team alignment.
- [Save the Day with “Always On” Access to Digital Banking Solutions](https://www.alkami.com/blog/save-the-day-with-always-on-access-to-digital-banking-solutions/) - Discover why "always on" digital banking solutions are essential for establishing PFI status and can help you stay competitive and account holder- focused.
- [10 Key Considerations for Your Retail Digital Banking Platform Implementation](https://www.alkami.com/blog/10-key-considerations-for-your-retail-digital-banking-platform-implementation/) - Explore best practices for financial institutions navigating a retail banking implementation to ensure a smooth transition to a new digital banking platform.
- [Kemba Credit Union Launches Alkami’s Digital Banking Platform for  Retail and Business Members](https://www.alkami.com/news/kemba-credit-union-launches-alkamis-digital-banking-platform-for-retail-and-business-members/) - Cincinnati-based credit union will deliver enhanced experience with new digital banking platform for both retail and business members November 7, 2024 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Kemba Credit Union, a Cincinnati, Ohio-based credit union, has
- [How Banks and Credit Unions Can Put Artificial Intelligence To Work for Security and Fraud Prevention](https://www.alkami.com/blog/how-banks-and-credit-unions-can-put-artificial-intelligence-to-work-for-security-and-fraud-prevention/) - Learn what can banks and credit unions use artificial intelligence for when it comes to increasing the security of their financial institutions.
- [Digital Banking with Alkami: A Partnership Rooted in Trust & Collaboration](https://www.alkami.com/blog/navigating-digital-banking-innovation-with-alkami-a-partnership-rooted-in-trust-collaboration/) - Building the Future of Digital Banking Solutions, Together In a competitive market, the implementation of digital banking solutions is just the starting point. To truly thrive, banks and credit unions need more than just a service provider – they need a partner who is deeply invested in their long-term success. At Alkami, we take pride
- [Reimagine digital account origination with an intuitive user experience](https://www.alkami.com/blog/reimagine-digital-account-origination-with-an-intuitive-user-experience/) - Deploying a unified platform for digital account origination Historically, when we think of account origination, we often think of hefty applications with lots of data entry, repetitive fields, and manual work for the prospective account holder. If that’s their first impression of your financial institution (FI), they may quickly look for an alternative who offers
- [The Best Moments of our Retail Banking Sessions at Alkami Co:lab](https://www.alkami.com/blog/the-best-moments-of-our-retail-banking-sessions-at-alkami-colab/) - Highlights you won’t want to miss about Alkami’s digital banking solutions That’s a wrap for Alkami Co:lab 2023! In case you missed any of the conversations held by the retail banking team, we’re here to give you the inside scoop. Let’s start with a strong foundation, the Alkami Platform. 5 Facets of a Powerful Digital
- [Improve Your Bank Efficiency Ratio with Omnichannel Digital Account Opening](https://www.alkami.com/blog/improve-your-bank-efficiency-ratio-with-omnichannel-digital-account-opening/) - Deposits are the lifeline for any financial institution, and now more than ever, deposits are critical, especially when considering the bank efficiency ratio.
- [Eliminating User Friction with a Non-Documentary Customer Identification Program](https://www.alkami.com/blog/eliminating-user-friction-with-a-non-documentary-customer-identification-program/) - Improve your FI’s user experience with a streamlined digital account opening solution As any reputable financial institution (FI) knows, to have a successful deposits program, you must first establish your FI’s Customer Identification Program (CIP). CIP verifies the applicant’s identity, a crucial component of any Bank Secrecy Act (BSA) and Anti Money Laundering (AML) framework.
- [Embracing Digital Transformation: Key Trends in Consumer Banking Solutions](https://www.alkami.com/blog/strategies/embracing-digital-transformation-key-trends-in-consumer-banking-solutions/) - Winning the Modern Consumer with Innovative Retail Banking Solutions | Retain Gen Z and Millennials with Personalized Consumer Banking Solutions
- [3 Tactics to Drive Deposit Growth Through Your Digital Banking Platform](https://www.alkami.com/blog/strategies/3-tactics-to-drive-deposit-growth-through-your-digital-banking-platform/) - Ways financial institutions could accelerate deposit growth amid a competitive landscape within their digital banking platform.
- [Modernizing Payments Within the Digital Banking Platform: Why Financial Institutions Need To Act Now](https://www.alkami.com/blog/modernizing-payments-within-the-digital-banking-platform-why-financial-institutions-need-to-act-now/) - Discover what makes Alacriti a leader in payments modernization and how they provide a seamless, unified payments experience within the digital banking platform.
- [Exceed Expectations with Seamless Digital Account Opening](https://www.alkami.com/blog/exceed-expectations-with-seamless-digital-account-opening/) - Digital account opening empowers banks and credit unions with a seamless application experience for deposit accounts. Grow customer and member acquisition.
- [Women Leaders Share What Excites Them Most About the Future of Banking and the Tech Industry](https://www.alkami.com/blog/women-leaders-share-what-excites-them-most-about-the-future-of-banking-and-the-tech-industry/) - In this blog from Alkami, women leaders share what excites them most about the future of banking and the tech industry
- [Shaping the Future of TechFin: Women Leaders of Alkami Share Their Insights and Career Journeys](https://www.alkami.com/blog/shaping-the-future-of-techfin-women-leaders-of-alkami-share-their-insights-and-career-journeys/) - This Alkami blog looks at who is shaping the future of TechFin: Women Leaders of Alkami Share Their Insights and Career Journeys
- [Shaping the Future of Banking: Women Leaders Share Their Insights and Career Journeys](https://www.alkami.com/blog/shaping-the-future-of-banking-women-leaders-share-their-insights-and-career-journeys/) - Many of the below amazing female leaders will be featured in sessions and events at this year’s Alkami Co:lab. Drawing inspiration from the vibrant stories and insights shared by a sampling of the women leaders in the financial services industry, we have crafted this special blog post. This piece aims to celebrate their achievements, share
- [Unlocking Diversification: The Power of Business Banking Solutions](https://www.alkami.com/blog/strategies/unlocking-diversification-the-power-of-business-banking-solutions/) - Banks and credit unions can diversify their deposit base by expanding their digital banking platform with business banking solutions.
- [Celebrating 15 Years of Innovation: The Journey of Alkami Technology](https://www.alkami.com/blog/celebrating-15-years-of-innovation-the-journey-of-alkami-technology/) - Alkami serves America’s regional and community financial institutions by being a best-in-class digital banking solutions partner As we celebrate Alkami Technology's 15th anniversary, we reflect back on a journey marked by remarkable growth and innovation milestones. From its inception in 2009 by founder (and current Chief Strategy Officer) Stephen Bohanon and partners, Alkami has grown
- [Key Insights from the 2024 Digital Banking Performance Metrics Report](https://www.alkami.com/blog/key-insights-from-the-2024-digital-banking-performance-metrics-report/) - The 2024 Digital Banking Performance Metrics report by Cornerstone Advisors, commissioned by Alkami, reveals key insights about digital banking solutions investments.
- [3 Critical Challenges Solved with Retail Banking Solutions](https://www.alkami.com/blog/3-critical-challenges-solved-with-retail-banking-solutions/) - This blog discusses 3 challenges financial institutions must overcome to strengthen banking relationships and deliver consumers a holistic financial picture.
- [Elevating Skillsets Beyond the Digital Banking Platform](https://www.alkami.com/blog/elevating-skillsets-beyond-the-digital-banking-platform/) - Highlights you won’t want to miss from Alkami Co:lab’s Professional Development sessions Check out the key highlights below to see what we covered at this year’s event! Women in Banking At Alkami Co:lab 2023, we held our first Women in Banking session. The response was overwhelmingly positive from our attendees and we knew we needed
- [Attracting Millennials Starts With Digital Banking Solutions](https://www.alkami.com/blog/attracting-millennials-starts-with-digital-banking-solutions/) - This research study shares generational differences, millennial financial trends and how to attract them through digital banking solutions.
- [Meet the FIsionaries™ Winners That Are Shaping the Future of Digital Banking Solutions](https://www.alkami.com/blog/meet-the-fisionaries-winners-that-are-shaping-the-future-of-digital-banking-solutions/) - Discover how the FIsionaries™ podcast, hosted by Jim Marous, celebrates excellence in digital banking solutions, and leaders shaping the future of finance.
- [The Rise of Emerging Technologies in Digital Banking: Steering Towards a Tech-Driven Future](https://www.alkami.com/blog/the-rise-of-emerging-technologies-in-digital-banking-steering-towards-a-tech-driven-future/) - The 2024 Digital Banking Performance Metrics report finds a rise in emerging technologies, steering towards a tech-driven future for digital banking solutions.
- [Navigating the Transition: Why Financial Institutions Choose Alkami for Digital Banking Solutions](https://www.alkami.com/blog/navigating-the-transition-why-financial-institutions-choose-alkami-for-digital-banking-solutions/) - Financial institutions choose Alkami’s digital banking solutions due to our track record of delivering personalized banking experiences, data insights, and commitment to innovation.
- [Delivering Best-In-Class Digital Banking Solutions](https://www.alkami.com/blog/delivering-best-in-class-digital-banking-solutions/) - Read why Alkami is the first digital banking solutions provider to be certified by J.D. Power for providing “An Outstanding Mobile Banking Platform Experience”.
- [Treasury Management Solutions: Key Benefits for Businesses and Financial Institutions](https://www.alkami.com/blog/treasury-management-solutions-key-benefits-for-businesses-and-financial-institutions/) - Unlocking the Power of Treasury Management Solutions in Commercial Banking Treasury management solutions are a cornerstone of commercial banking, playing a vital role in the efficient handling of a company's short-term receivables, payables, and overall cash position. Treasury Management involves a range of activities aimed at optimizing liquidity, managing investments, and mitigating financial risks. Banks
- [Data Analytics in Banking: Overview of the 2024 Alkami Telemetry Data Report](https://www.alkami.com/blog/data-analytics-in-banking-overview-of-the-2024-alkami-telemetry-data-report/) - The High Interest Rate Environment and its Impact on Consumers and Financial Institutions By: Marla Pieton, Sr. Director, Influencer Marketing and Research The 2024 Alkami Telemetry Data Report, The High Interest Rate Environment and its Impact on Consumers and Financial Institutions, highlights multiyear trends in key deposit, loan, and payment products, drawing from an aggregated
- [The Housing Trends: The Reality for Home Buyers and Renters](https://www.alkami.com/blog/the-housing-trends-the-reality-for-home-buyers-and-renters/) - How Financial Institutions Can Use Transaction Data for Personalized Banking Through Channels Including Digital Banking Solutions By: Marla Pieton, Sr. Director, Influencer Marketing and Research The housing market has always been an area where consumers and financial institutions keep a strong pulse on overall activity. However, in recent years, challenges have risen and intensified due
- [Selecting the Right Digital Banking Solutions Through M&A Activity](https://www.alkami.com/blog/selecting-the-right-digital-banking-solutions-through-ma-activity/) - Strategies to Ensure a Smooth Transition and Set a Foundation for Growth Mergers and acquisitions (M&A) in the financial services sector are increasingly common as financial institutions seek to enhance their capabilities, expand their customer or member base, and improve operational efficiencies. This trend is especially prominent among smaller institutions that need to stay competitive
- [Better Serve Homeowners While Capitalizing on HELOC Opportunities](https://www.alkami.com/blog/better-serve-homeowners-while-capitalizing-on-heloc-opportunities/) - Differentiating Your Digital Banking Solutions to Grow Share of Wallet Consumers are presented with many options for managing their finances – from traditional financial institutions to neobanks and alternative banking solutions. Competitors are no longer the institution down the street, instead they are the endless financial services providers accessible within the application (app) store. As
- [Drive Growth & Revenue with Data Analytics in Banking](https://www.alkami.com/blog/drive-growth-revenue-with-data-analytics-in-banking/) - Leverage actionable data insights to grow deposits, lending and more To grow and maintain profitability, banks and credit unions must use every available resource. One of the most powerful tools at their disposal is data—specifically, the ability to leverage first-party data analytics in banking to create personalized, targeted experiences for account holders. However, studies indicate
- [Alkami and Plaid Partner to Provide Financial Institutions with Direct Access to Plaid via the Financial Data Exchange Aligned (FDX) API Core Exchange](https://www.alkami.com/news/alkami-and-plaid-partner-to-provide-financial-institutions-with-direct-access-to-plaid-via-the-financial-data-exchange-aligned-fdx-api-core-exchange/) - Financial institutions can facilitate secure and seamless connectivity to their end users' digital financial ecosystem November 9, 2023 (Plano, Texas) – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that it has enabled its financial institution clients to benefit from direct application
- [Alkami Named to IDC FinTech Rankings Top 100](https://www.alkami.com/news/alkami-named-to-idc-fintech-rankings-top-100/) - IDC Financial Insights ranks top enterprises worldwide serving the financial services industry Plano, TX, September 20, 2023 – Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that it was categorized as a 2023 IDC FinTech Rankings Top 100 solution provider. The elite list

## Pages

- [Digital Sales and Service](https://www.alkami.com/) - One Digital Banking platform. Three powerful solutions. Endless potential to grow, engage, and lead through a connected digital banking experience.
- [Positive Pay & ACH Reporting](https://www.alkami.com/positive-pay-ach-reporting/) - Give account holders control to protect their business with Positive Pay & ACH reporting that generate significant return on investment for your FI.
- [Build with Us](https://www.alkami.com/build-with-us/) - The Alkami Foundry For For developers For builders For tech leaders For partners raising the bar for banking The Foundry is Alkami’s hub for builders to gain insights into the tech, tools, and trusted partners that enable them to connect, extend, and innovate confidently in digital banking. Grow the extra mile on a platform built
- [Partner Program](https://www.alkami.com/partner-program/) - Alkami’s Partner Program pairs banks and credit unions with market-leading fintechs to develop a competitive advantage and innovate.
- [Partner Integrations](https://www.alkami.com/partner-integrations/) - Integrations Discover our partner ecosystem Explore a growing ecosystem of curated pre-integrated solutions designed to expand your platform’s capabilities—purpose-built for financial institutions seeking innovation without the heavy lift. Alliance Partners Alliance Partners represent best-in-class, high-impact solutions deeply integrated into the Alkami platform. These strategic partnerships are designed to drive significant growth and provide a seamless
- [Partners](https://www.alkami.com/build-with-us/partners/) - Fintech Partners Power growth through partnership Join a fintech ecosystem built for shared growth. Innovation with intention The Alkami Partner Program is a curated ecosystem that extends and enhances the digital banking platform. We align with organizations ready to launch, scale, and create real impact. With streamlined contracting, compliance, risk reduction, and dedicated support, we
- [Alkami Code Studio](https://www.alkami.com/alkami-code-studio/) - Alkami Code Studio AI-Powered SDK Code Assistant Build compliant SDK components with natural language prompts — and be among the first to experience it. Join the beta and help shape what comes next. Accelerate Development Reduce coding time and QA loops instantly. Confidence by Design AI trained on Alkami standards ensures compliant output. Deployment-Ready Code
- [Digital Maturity](https://www.alkami.com/digital-maturity/) - Our national research shows what the most digitally mature institutions are doing differently—and how you can close the gap.
- [Alkami Co:lab](https://www.alkami.com/alkami-colab/) - Alkami Co:lab The premier annual banking technology conference April 19-21, 2027 | Arlington, TX Save the date! Attendee hub Agenda Why attend Sponsors Become a sponsor What makes Alkami Co:lab the must-attend digital banking event? More than just a conference, Alkami Co:lab offers a unique environment where financial professionals, industry experts, and leading solutions providers
- [Live Stream](https://www.alkami.com/alkami-colab/live-stream/) - Live feed sponsored by Up Next: Tuesday, April 14, 2026 3:30 - 4pm | Customer Experience Updates & Customer Fireside Chat presented by Chief Customer Officer, Wayne McCulloch4 - 4:45pm | Our Keynote Ryan Leak will not be live streamed.4:45 - 4:50pm | Closing by Stephen Bohanon Pacific timezone
- [Hackathon](https://www.alkami.com/hackathon/) - Hackathon: the heartbeat of innovation at Alkami The Alkami Hackathon showcases how passionate developers, fintechs, and technologists come together to build fresh solutions and push the boundaries of digital banking. Join us for the 2026 Alkami Hackathon! By popular demand, the Alkami Hackathon is BACK, and this year, we invite you to join us.Registration is
- [Alkami Engage](https://www.alkami.com/alkami-engage/) - Alkami Engage Bring clarity & confidence with every click Alkami Engage turns every interaction into an opportunity–guiding, educating, and engaging users directly within your digital experience. Schedule a demo “One of our biggest priorities is helping members get the most value out of our digital banking tools. Alkami Engage gives us better visibility into how
- [Contact Us Partner](https://www.alkami.com/contact-us-partner/) - Alkami’s partner ecosystem pairs the brightest minds in fintech with the most forward-thinking financial institutions platform built for scalability.
- [Code Studio](https://www.alkami.com/build-with-us/developers/code-studio/)
- [About Alkami](https://www.alkami.com/about-alkami/) - Fastest growing cloud based digital banking solutions provider for banks and credit unions. Market leading UX and Dataset that rivals the biggest Megabanks.
- [Digital Sales & Service Platform Built to Power FI Growth](https://www.alkami.com/digital-sales-service-platform-built-to-power-fi-growth/) - One digital banking platform for onboarding, engagement and account servicing for retail and commercial. Everything users want. Everything your FI needs.
- [Digital Banking Launch Landing](https://www.alkami.com/digital-banking-launch-landing/) - Digital Banking Solutions [Insert FI Name] Online & Mobile Banking We are excited to showcase your new digital banking experience. The reimagined platform is focused on your banking needs by making it easier for you to self-service from your smartphone, tablet, or computer. Now you can access and manage your finances faster than ever before.
- [Data Insights](https://www.alkami.com/data-marketing-solutions/data-insights/) - Gain data insights with cleansed, enriched transaction data using advanced data analytics in banking for retail and business users
- [Final Vendor Selection](https://www.alkami.com/digital-banking-conversion-toolkit/final-vendor-selection/) - Digital Banking Evaluation Journey Final Vendor Selection This is the decision point—where trust, alignment, and long-term partnership matter most. Go beyond price to confirm fit, finalize terms, and choose with purpose. From evaluation to commitment You’ve done the work. You’ve built consensus. Now it’s time to make the call. This stage is about trust, alignment,
- [Advanced Payment Security Bundle](https://www.alkami.com/positive-pay-ach-reporting/advanced-positive-pay/) - Take Positive Pay further with advanced features that automate decisions, streamline workflows, and stop payment fraud before it hits your business accounts.
- [Resource Library](https://www.alkami.com/resource-library/) - Discover Alkami's digital banking client success stories, case studies, e-books, summaries, webinars, and white papers.
- [Implementation & Launch](https://www.alkami.com/digital-banking-conversion-toolkit/implementation-launch/) - Digital Banking Evaluation Journey Implementation & Launch This is where vision turns into reality. With your partner in place, align teams, launch implementation, and prepare for success beyond go-live. Bringing the vision to life You didn’t come all this way to check a box. You came to lead change, and now, you’re making it real.
- [Technical Refinement](https://www.alkami.com/digital-banking-conversion-toolkit/technical-refinement/) - Digital Banking Evaluation Journey Technical Refinement This stage goes beyond the product—it’s about testing technical fit and partnership. Push vendors past the pitch, validate integrations, and confirm alignment on security, scalability, and strategy. Digging into the details that count Here, you’re evaluating the partnership. In this stage, you’ll:Host deep dive demos with your subject matter
- [Requirements Gathering](https://www.alkami.com/digital-banking-conversion-toolkit/requirements-gathering/) - Digital Banking Evaluation Journey Requirements Gathering This stage is about structured Discovery—leading vendor conversations, filtering early, and staying focused on true alignment, not just features. Turning insight into action You’ve done the internal work. Now it’s time to step outside your walls and start talking to vendors. But you’re not here to window-shop. You’re here
- [Evaluation & Research](https://www.alkami.com/digital-banking-conversion-toolkit/evaluation-research/) - Digital Banking Evaluation Journey Evaluation & Research This stage is all about getting clear—not just that change is needed, but why it matters, and how to lead it. Answering the call for change This stage is your foundation. Miss this, and everything downstream gets harder. Get this right, and the rest of the journey gets
- [Digital Banking Conversion Toolkit](https://www.alkami.com/digital-banking-conversion-toolkit/) - The resources here are designed to help you navigate the process with your institution’s unique needs at the center of every decision.
- [Press Room](https://www.alkami.com/press-room/) - Explore Alkami's Press Room for the latest in digital banking solutions product updates, partnership news, banking industry insights, and resources for journalists. Stay informed with Alkami!
- [Online Banking Platform](https://www.alkami.com/online-banking-platform/) - Alkami's online banking platform has a single code base, continuous software delivery, & industry-leading security via AWS that helps FIs grow at scale.
- [Digital Banking Solutions](https://www.alkami.com/digital-banking-solutions/) - Digital banking solutions that create a better banking experience for your users. See how Alkami is revolutionizing the digital banking landscape.
- [Credit Unions](https://www.alkami.com/credit-unions/) - Digital banking solutions designed to exceed member expectations for a seamless UX. Credit unions can leverage data to power financial services marketing.
- [Banks](https://www.alkami.com/banks/) - Digital banking platform built to achieve banks’ strategic goals and drive revenue growth. Deliver a single platform for retail & commercial banking solutions.
- [Discover the power of customizable digital banking experiences](https://www.alkami.com/discover-the-power-of-customizable-digital-banking-experiences/) - Discover the power of customizable digital banking experiences Alkami empowers banks and credit unions to break free from one-size-fits-all. Be uniquely you—celebrate your brand identity while delivering exceptional user experiences. Take a tour Before After Control and creative freedom Do-it-yourself customizations Modify colors, fonts, and layouts with just a few clicks. Preview your changes on
- [Mobile Banking Platform](https://www.alkami.com/industry-leading-mobile-banking-platform-for-banks-credit-unions/) - Alkami is the first digital banking solutions provider to be certified by J.D. Power for “An Outstanding Mobile Banking Platform Experience
- [Full Funnel Marketing](https://www.alkami.com/data-marketing-solutions/full-funnel-marketing/) - Amplify marketing impact with engagement marketing. Boost results using financial services marketing automation to target account holders effectively.
- [Changemakers](https://www.alkami.com/changemakers/) - Inspiring stories of banks & credit unions making real impact. See leaders transforming digital banking, strengthening communities, & shaping brighter futures!
- [Operational Data & Insights](https://www.alkami.com/data-marketing-solutions/operational-data-insights/) - Turn real-time operational data into smarter decisions, better service, and a more intuitive digital experience—for your institution and your account holders.
- [Business Banking](https://www.alkami.com/digital-banking-solutions/business-banking/) - Business and commercial banking solutions empower banks & credit unions to disrupt the traditional user experience, protect business accounts & drive outcomes.
- [Retail Banking](https://www.alkami.com/digital-banking-solutions/retail-banking/) - Empower account holders to seamlessly open new accounts, manage cards, access 24/7 support, & leverage financial wellness with our retail banking solutions.
- [Predictive AI](https://www.alkami.com/data-marketing-solutions/predictive-ai/) - Predictive AI isn’t a nice-to-have anymore. Artificial intelligence in banking is the competitive advantage that banks and credit unions need to grow.
- [Contact Us](https://www.alkami.com/contact-us/) - Want to know more about Alkami? Complete our form and we'll get back to you soon.
- [Tech Leaders](https://www.alkami.com/build-with-us/tech-leaders/) - Tech Leaders Technology that fuels your growth For leaders shaping vision, scaling platforms, and driving transformation across financial institutions. TechFin digest Quarterly engineering updates, straight to you. Quarterly webinars Live sessions on the Alkami Community. Hackathon Annual event to build, innovate, and collaborate. Co:lab tech track Sessions highlighting Alkami’s tech investments. TechFin forum Invite-only strategy
- [MANTL Onboarding & Account Opening](https://www.alkami.com/mantl-onboarding-account-opening/) - Onboard in minutes. Grow for years. One solution. All channels. Every deposit account. MANTL delivers an onboarding and digital account opening experience your applicants—and employees—will actually love. Schedule a demo CASE STUDY Merchants Bank raised $680M in deposits in 2024 See how CASE STUDY Guardian Credit Union tripled account application volume See how CASE STUDY
- [Data Marketing Solutions](https://www.alkami.com/data-marketing-solutions/) - Marketing for financial institutions made simple. Turn your marketing campaigns into profit by leveraging real-time data and personalization in digital banking.
- [Careers](https://www.alkami.com/careers/) - Our hard-working, fun-loving culture becomes evident the second anyone walks through our doors or interacts with our Alkamists. Join us today.
- [Implementation Community](https://www.alkami.com/implementation-methodology/implementation-community/) - Alkami offers more than a partnership. We bring a community. One that shares ideas, lifts each other up, and rewrites the future of digital banking together.
- [Implementation](https://www.alkami.com/implementation-methodology/implementation/) - You’re leading a transformation that will elevate the experience for your account holders, your team, and your future.
- [Implementation Methodology](https://www.alkami.com/implementation-methodology/) - With every implementation, every roadmap session, and collaboration in our forums, this community is actively shaping what digital banking can become.
- [Developers](https://www.alkami.com/build-with-us/developers/) - Developers & Builders Built for developers, by developers For the engineers, tinkerers, and technologists building what’s next in digital banking. Pre-built widgets UI components to accelerate development and customize the digital banking experience. Custom microservices Build backend services tailored to your institution’s data needs and workflows. Provider integrations Securely connect with third-party systems and fintech providers.
- [Positive Pay: Products & Features](https://www.alkami.com/positive-pay-ach-reporting/products-features/) - Protect your institution and business accounts with Positive Pay Services—real‑time verification for check and ACH items to minimize fraud and reduce losses.
- [Payments](https://www.alkami.com/digital-banking-solutions/business-banking/payments/) - Offer businesses ACH file upload, domestic and international wires including foreign currency, and integrated bill pay.
- [ACH Origination Verification](https://www.alkami.com/positive-pay-ach-reporting/products-features/ach-origination-verification/) - Prevent account takeover or unauthorized transaction changes with ACH origination verification. Protect wires with out-of-band responses.
- [ACH Returns & ACH NOCs](https://www.alkami.com/positive-pay-ach-reporting/products-features/ach-returns-ach-nocs/) - Provide timely, ACH return & ACH NOC to originators when outbound transactions are returned or submitted with incorrect or outdated information.
- [ACH Positive Pay](https://www.alkami.com/positive-pay-ach-reporting/products-features/ach-positive-pay/) - Protect your business accounts from ACH fraud with ACH Positive Pay —real‑time matching and alerting on unauthorized or altered ACH transactions.
- [Check Positive Pay](https://www.alkami.com/positive-pay-ach-reporting/products-features/check-positive-pay/) - Protect against check fraud effortlessly: Check Positive Pay reviews check details, flags anomalies and prevents losses.
- [Women in Banking](https://www.alkami.com/changemakers/women-in-banking/) - Alkami’s commitment: elevate, connect, and inspire women to make lasting change at their financial institutions.
- [Privacy Policy](https://www.alkami.com/privacy-policy/) - About Us Privacy Statement Privacy StatementIntroductionAlkami Technology Inc. (“Alkami,” “we,” “us,” “our,” or the “Company”) is committed to protecting the privacy of individuals who visit the Company’s website (“Visitors”), and individuals who request a demo or to be contacted (“Registrants”). This Privacy Policy describes Alkami’s privacy practices in relation to the use of the Company’s
- [Money Movement](https://www.alkami.com/digital-banking-solutions/retail-banking/money-movement/) - Money Movement Unlock the power of modern money movement Give it a try Money movement starts here Today’s account holders expect speed, convenience, and control. Give them modern money movement options—right inside your digital banking solution. Our centralized hub brings together traditional wire, real-time payments, P2P, and more. Faster deposits, faster disbursements, and faster paths
- [Security & Fraud Protection](https://www.alkami.com/digital-banking-solutions/retail-banking/security-fraud-protection/) - Keep users safe and secure without causing friction. Protect users from account takeover using biometrics and multi-factor authentication.
- [MANTL In-Branch Account Opening](https://www.alkami.com/mantl-onboarding-account-opening/mantl-in-branch-account-opening/) - MANTL In-Branch Account Opening Automatically decision 85% of account opening applications Less time managing processes. More time building relationships. Schedule a demo Smarter workflows An application checklist that guides employees and simplifies workflows. More growth Streamlined service fulfillment to encourage product adoption. Less friction Secure digital document collection and signing to reduce friction. Console queue
- [MANTL Retail Account Opening](https://www.alkami.com/mantl-onboarding-account-opening/mantl-retail-account-opening/) - MANTL Retail Account Opening Originate new accounts in 5 minutes* Why choose between frictionless and secure? With MANTL, get both. * Median time to open a retail account Let's do it Long-term impression MANTL helps you attract core deposits—while making a great first impression that drives long-term value. Ease for everyone Our online application improves
- [Anticipatory Banking](https://www.alkami.com/anticipatory-banking/) - Regional and community financial institutions have always known how to anticipate. Now it’s time to bring that legacy into the digital age.
- [Banking APIs and SDKs](https://www.alkami.com/digital-banking-solutions/retail-banking/banking-apis-and-sdks/) - Integrate, innovate, & evolve with Alkami's banking APIs & SDKs. Differentiate your brand,create a personalized experience for your users with developer tools.
- [Outcomes](https://www.alkami.com/outcomes/) - Loading Alkami Experience...
- [MANTL Partner Integration](https://www.alkami.com/mantl-onboarding-account-opening/mantl-partner-integration/) - An onboarding & account opening solution that plays well with others Across core, identity verification, customer service, and more, MANTL integrates with popular vendors across the ecosystem.Discover how MANTL helps you tap into the power of your technology stack. Schedule a demo Abrigo BAM+ Anti-Money Laundering (AML) Agent IQ Chatbot Alloy Know Your Customer (KYC)
- [Generational Wealth Transfer](https://www.alkami.com/generational-wealth-transfer/) - A $124 trillion shift in wealth, trust, and expectations is underway. Here's how your institution can stay relevant across generations.
- [Growth Oriented Bundle](https://www.alkami.com/positive-pay-ach-reporting/ach-positive-pay/) - Empower your business accounts with ACH Positive Pay: monitor ACH transactions, catch suspicious entries, and reduce fraud risk.
- [Blog](https://www.alkami.com/blog/) - Stay updated on the latest industry trends and event recaps. Subscribe now to discover new and original content from Alkami.
- [Financial Wellness](https://www.alkami.com/digital-banking-solutions/retail-banking/financial-wellness/) - Deliver the retail banking solutions your account holders are looking for with personalized financial wellness in the digital banking platform.
- [Card Experience](https://www.alkami.com/digital-banking-solutions/retail-banking/card-experience/) - CARD EXPERIENCE Stay top of wallet by putting users in control Give cardholders intuitive tools to manage their cards. You’ll increase engagement, reduce support volume, and drive interchange income. Let's connect MANTL Retail Account Opening Acquire deposits faster with 5-minute account opening. * Median time to open a retail account Learn more Data & Marketing
- [ACH Return & Notification of Change](https://www.alkami.com/positive-pay-ach-reporting/ach-return-notification-of-change/) - Provide timely, ACH return & ACH NOC to originators when outbound transactions are returned or submitted with incorrect or outdated information.
- [ACH Origination Verification](https://www.alkami.com/positive-pay-ach-reporting/ach-origination-verification/) - Prevent account takeover or unauthorized transaction changes with ACH origination verification. Protect wires with out-of-band responses.
- [MANTL Business Account Opening](https://www.alkami.com/mantl-onboarding-account-opening/mantl-business-account-opening/) - MANTL Business Account Opening Open new business accounts 20x faster than your competition* Show business owners you value their time—right from the first interaction. *Based on industry median time to open a new business account vs. that of MANTL Schedule a demo Faster onboarding Deliver a digital interface designed for simplicity to streamline information collection.
- [Reporting & Analytics](https://www.alkami.com/digital-banking-solutions/business-banking/reporting-analytics/) - Help businesses keep track of transactions and cash flow, identify trends, and leverage data analytics to obtain business intelligence.
- [Business Administration](https://www.alkami.com/digital-banking-solutions/business-banking/business-administration/) - Give business owners flexibility to make important decisions with real-time notifications and full control over sub user privileges.
- [Customer Service](https://www.alkami.com/digital-banking-solutions/retail-banking/customer-service/) - CUSTOMER SERVICE Every transaction is a customer service moment Schedule a demo MANTL Retail Account Opening Acquire deposits faster with 5-minute account opening. * Median time to open a retail account Learn more Data & Marketing Unlock the power of transactional data to increase cross-selling, loyalty, and engagement. Learn more Card Experience Offer self-service card
- [Implementation Support](https://www.alkami.com/implementation-methodology/implementation-support/) - Go live with Alkami, you don’t just get a platform, you gain a partner. Alkami shows up with the tools, training, and team to help you grow long after go-live.
- [Automated Billing](https://www.alkami.com/digital-banking-solutions/business-banking/automated-billing/) - Banks and credit unions can leverage business banking solutions to originate billable transactions, automatically manage them, & experience zero billing errors.
- [Receivables](https://www.alkami.com/digital-banking-solutions/business-banking/receivables/) - With commercial banking solutions, FIs can enable businesses to control sub user permissions & accept funds through integrations to account receivables systems.
- [Community Banking Stories](https://www.alkami.com/community-banking-stories/) - Community Banking Stories Digital Banking for All of Life’s Moments Alkami’s heartfelt salute to the community banks and credit unions that work hard to change the lives of their account holders.
- [Digital Banking Podcast](https://www.alkami.com/digital-banking-podcast/) - Bringing Digital Banking Excellence to Light Listen in as we unravel the strategies, insights, and technologies that elevate the entire financial landscape in our podcasts.
- [All Episodes](https://www.alkami.com/digital-banking-podcast/all-episodes/) - All episodes of Alkamis fisionaries podcast
- [Deposit Growth](https://www.alkami.com/deposit-growth/) - By unlocking opportunities in the online banking platform, banks & credit unions can accelerate deposit growth among new depositors and existing account holders.
- [Deliver personalized banking experiences powered by data](https://www.alkami.com/deliver-personalized-banking-experiences-powered-by-data/) - Optimize personalized banking experiences and marketing for financial institutions with data.
- [Community](https://www.alkami.com/community/) - Want to know more about Alkami? Complete our form and we'll get back to you soon.
- [Code of Ethics and Conduct](https://www.alkami.com/code-of-ethics-and-conduct/) - Discover our commitment to integrity, transparency, and ethical practices. Our Code of Ethics outlines the values and standards that guide our actions and decisions to foster trust and responsibility.
- [Generate Revenue and Reach Your Profitability Potential](https://www.alkami.com/generate-revenue-and-reach-your-profitability-potential/) - Seize opportunities to increase profits and revenues – all while providing exceptional service to your users.
- [Fraud Prevention](https://www.alkami.com/fraud-prevention/) - Alkami helps forward-thinking financial institutions safeguard against fraud and build a layered approach to fraud prevention in digital banking.
- [Events](https://www.alkami.com/events/) - Upcoming events Alkami will be attending or hosting.
- [Digital Banking Solutions for Banks and Credit Unions](https://www.alkami.com/homepage-v2/) - Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.
- [Digital Banking Personalized for your Financial Institution](https://www.alkami.com/digital-banking-personalized-for-your-financial-institution/) - Digital Sales & Service Platform Digital banking—personalized for your institution Drive growth and achieve differentiation in a competitive market—with a digital sales and service platform built to help your institution accomplish strategic goals, develop efficiencies, strengthen banking relationships, and more. Schedule a demo 25% higher Loan growth 19% higher Revenue Growth 11% higher Core Deposit
- [Partner Application](https://www.alkami.com/partner-application/) - Alkami’s partner ecosystem pairs the brightest minds in fintech with the most forward-thinking financial institutions platform built for scalability.
- [News](https://www.alkami.com/news/) - Company News and Press Releases from Alkami
- [Privacy Practice](https://www.alkami.com/privacy-practice/) - About Us Privacy Practice At Segmint, we practice safeguarding information. On this page, we explain how we collect, use and share personal information when you do business with us. When We Do Business Every business interacts with outside individuals and third parties every day. Segmint is no exception. We buy goods and services and we
- [Resource Under Construction](https://www.alkami.com/resource-under-construction/) - Under Construction Thanks for visiting! The page you're trying to access is currently under construction as we work to bring you an improved experience. This page will be back online within a few days. In the meantime, feel free to explore other parts of our website. We appreciate your patience and understanding!
- [Thank you for your interest in Alkami research](https://www.alkami.com/thank-you-for-your-interest-in-alkami-research/) - Your copy of The 2025 Digital Banking Performance Metrics Report is available for download now
- [Alkami in the News](https://www.alkami.com/alkami-in-the-news/) - View the latest news of Alkami Technology. Explore our news, press releases, and articles showcasing innovations in digital banking and financial technology.
- [Starter Compliance Bundle](https://www.alkami.com/positive-pay-ach-reporting/check-positive-pay/) - Real‑time check fraud prevention with Check Positive Pay: identify mismatched or suspicious items and safeguard your funds.”
- [EDI Translation](https://www.alkami.com/positive-pay-ach-reporting/products-features/edi-translation/) - With EDI Banking, you can provide translation and reporting for the complex B2B payment remittance data your treasury management clients receive
- [EDI Translation](https://www.alkami.com/positive-pay-ach-reporting/edi-translation/) - With EDI Banking, you can provide translation and reporting for the complex B2B payment remittance data your treasury management clients receive
- [Positive Pay Check ACH](https://www.alkami.com/positive-pay-ach-reporting/positive-pay-check-ach/) - Give businesses control to monitor fraudulent transactions with Check & ACH Positive Pay, generate revenue with intuitive cash management solutions.
- [Digital Account Opening](https://www.alkami.com/digital-banking-solutions/retail-banking/digital-account-opening/) - Digital Account Opening Solution Make Opening New Accounts Simple for Consumers and Businesses with an Intuitive, Configurable Platform
- [Account Origination](https://www.alkami.com/account-origination/) - Streamline your digital onboarding experience with seamless account origination for retail and business accounts. Accelerate funding and simplify applications.
- [Business Account Opening](https://www.alkami.com/digital-banking-solutions/business-banking/business-account-opening/) - Grow your business clientele with an account origination platform that seamlessly onboards business owners for accounts, cards, and loans.
- [User Engagement](https://www.alkami.com/user-engagement/) - With Alkami’s digital banking platform, your financial institution is empowered to provide personalized banking engagements for each user.
- [Request a Demo](https://www.alkami.com/request-a-demo/) - request a demo Request a product demo to experience the future of digital banking Let’s talk about how Alkami can position your institution for success in the digital age. Complete the form to set up a meeting. Comprehensive: Unlock the power of your data across all account holders and activity. Complementary: Integrate seamlessly into your
- [maturity-model-assessment](https://www.alkami.com/maturity-model-assessment/) - The first of its kind in the financial services industry, and built only for financial institutions, Alkami’s Digital Sales & Service Maturity.

## Banking Stories

- [Northwest Federal Credit Union](https://www.alkami.com/banking-story/community-banking-story-northwest-federal-credit-union/) - Northwest FCU empowered a small-business owner with fast, supportive business banking solutions—fueling her growth and uplifting the community in the process.
- [Connexus Credit Union](https://www.alkami.com/banking-story/community-banking-story-connexus-credit-union/) - Connexus CU builds long-term loyalty through seamless digital banking solutions that support members when they need it the most.
- [NDBT](https://www.alkami.com/banking-story/community-banking-story-ndbt/) - How NDBT empowered a small business owner through their business banking solutions; creating a ripple effect of prosperity and connection in the local community.
- [Patelco Credit Union](https://www.alkami.com/banking-story/community-banking-story-patelco-credit-union/) - Patelco Credit Union is putting their members first by supporting them with a secure digital banking platform.
- [Quontic Bank](https://www.alkami.com/banking-story/community-banking-story-quontic-bank/) - Quontic Bank is offering a pathway to financial stability from a customer's first interaction at digital account opening and into their online banking platform.

## Conversion Toolkits

- [UX Testing Checklist](https://www.alkami.com/conversion-toolkit/ux-testing-your-platforms-first-impression-starts-here/) - Test what matters most with this UX checklist covering user experience, core functionality, and launch readiness to help your team ensure a smoother go-live.
- [Launch Week Call Center Guide](https://www.alkami.com/conversion-toolkit/launch-week-call-center-guide-what-to-expect-and-how-to-prepare/) - Prepare your call center for launch week with guidance to train staff, manage increased volume, and deliver strong support during your digital banking rollout.
- [Marketing Toolkit Best Practices](https://www.alkami.com/conversion-toolkit/what-to-include-in-your-digital-banking-marketing-toolkit/) - Get best practices to craft clear messaging, engage users, and lead effective marketing and communication efforts during your digital banking platform launch.
- [Go-Live Readiness Checklist](https://www.alkami.com/conversion-toolkit/go-live-readiness-10-essentials-to-prepare-for-launch/) - Prepare for a smooth launch with this expert-curated checklist covering key steps to set your institution and users up for digital banking success.
- [Digital Banking Onboarding & Launch Guide](https://www.alkami.com/conversion-toolkit/your-blueprint-for-a-seamless-digital-banking-launch-onboarding-launch-guide/) - Get best practices and key milestones to guide your team through a successful digital banking launch from early planning to go-live and beyond.
- [Final Vendor Selection Toolkit](https://www.alkami.com/conversion-toolkit/decide-with-confidence-final-vendor-selection-toolkit/) - Confidently finalize your selection with this toolkit, complete with an executive guide, reference call agenda, and vendor survey designed to align your team on the right choice.
- [How To | Contract Review & Negotiations](https://www.alkami.com/conversion-toolkit/best-practices-for-reviewing-vendor-contracts/) - Negotiate digital banking contracts with confidence using this guide to avoid costly oversights and align on key terms, protections, and expectations.
- [Sample Scoping Workbook](https://www.alkami.com/conversion-toolkit/the-scoping-process-how-to-get-real-about-what-your-platform-needs/) - Lead focused scoping sessions with this workbook built to track features, workflows, and vendor gaps so your team stays aligned through contracting.
- [Full Day Demo Readiness Toolkit](https://www.alkami.com/conversion-toolkit/validate-the-vision-full-day-demo-readiness-toolkit/) - Coordinate impactful demos and deep dives for your team using this toolkit that includes a step-by-step guide, technical evaluation scorecard, and stakeholder role clarity.
- [How to mitigate risk in partnerships](https://www.alkami.com/conversion-toolkit/from-vendor-to-value-risk-management-for-digital-banking-solutions/) - Mitigate third & fourth-party risks with best practices to evaluate digital banking partners and navigate due diligence with confidence.
- [Sample RFP](https://www.alkami.com/conversion-toolkit/why-every-digital-banking-evaluation-needs-an-rfp/) - Kick off your vendor evaluation with a ready-to-edit RFP template built for real-world digital banking needs to engage and compare vendors.
- [Initial Demo Readiness Toolkit](https://www.alkami.com/conversion-toolkit/explore-the-possibilities-initial-demo-readiness-toolkit/) - Coordinate impactful initial demos for your team with this toolkit that provides a step-by-step guide, feedback scorecard, and stakeholder roles for smarter evaluations.
- [How to do Discovery with digital banking vendors](https://www.alkami.com/conversion-toolkit/how-to-do-discovery-with-digital-banking-vendors/) - Prep for vendor discovery with guided questions and strategies to align demos to your FI’s priorities.
- [Digital Banking Vendor Landscape Workbook](https://www.alkami.com/conversion-toolkit/digital-banking-vendor-landscape-workbook/) - Document, compare, and assess digital banking vendors with this workbook to guide early research and shortlist providers for demos and deeper discovery.
- [Business Case: Board Approval Guide](https://www.alkami.com/conversion-toolkit/business-case-board-approval-guide/) - Build a compelling business case and lead board conversations with confidence using this guide for framing strategy, outcomes, and stakeholder alignment.
- [Needs Assessment Toolkit](https://www.alkami.com/conversion-toolkit/conversion-needs-assessment/) - Your strategic starting point for a digital banking evaluation Before you research vendors or request demos, ask: Are we ready to evaluate? Choosing a platform isn’t just picking software—it’s a major shift for your team and operations. The best institutions start internally: aligning on goals, gathering data, and building structure. This step drives clarity, confidence,
- [Evaluation Team Responsibilities Guide](https://www.alkami.com/conversion-toolkit/evaluation-team-responsibilities-guide/) - Know when and how to align the right internal resources with the right stages of your digital banking evaluation project.
- [Don’t just evaluate. Lead.](https://www.alkami.com/conversion-toolkit/why-every-digital-banking-evaluation-needs-a-project-plan/) - The framework that turns evaluation chaos into clarity You’ve aligned your team—and now it’s time to start your vendor search. The most important move? Starting with a plan. A structured, strategic approach sets the stage for alignment, better vendor conversations, and smarter decisions. Most FIs skip this step. They follow the vendor’s process, see too

## Demos

- [Request a Demo with a Partner](https://www.alkami.com/demo/request-a-demo-with-a-partner/) - Request a demo to enhance your digital banking platform Alkami’s diverse partner ecosystem spans across all areas of your business. Discover how you can level up your digital banking experience. Complete the form to discuss how an Alkami partnership can accelerate your institution's growth. Request A Demo Now
- [Level Up My Platform](https://www.alkami.com/demo/level-up-my-platform/) - Request a demo to enhance your digital banking platform With over 270 partners, Alkami’s diverse partner ecosystem spans across all areas of your business. Discover how you can level up your digital banking experience. Complete the form to schedule a call with your Sales Executive. Request A Demo Now FINANCIAL INSTITUTION LEADERS TRANSFORMING THEIR DIGITAL
- [Digital Banking Solutions - Chili](https://www.alkami.com/demo/digital-banking-solutions-chili/) - schedule a demo Request a product demo to experience the future of digital banking Let’s talk about how Alkami can position your institution for success in the digital age. Complete the form to set up a meeting. Comprehensive: Unlock the power of your data across all account holders and activity. Complementary: Integrate seamlessly into your
- [Digital Banking Solutions](https://www.alkami.com/demo/digital-banking-solutions/) - schedule a demo Digital banking solutions that power unbeatable experiences. Let’s talk about how Alkami can position your institution for success in the digital age. MANTL delivers an onboarding and digital account opening experience your applicants—and employees—will actually love. Alkami’s Digital Banking Solutions help build tailored interactions on a powerful Platform. Go beyond insights with
- [test](https://www.alkami.com/demo/test/)
- [Operational Data & Insights](https://www.alkami.com/demo/operational-data-insights/) - OPERATIONAL DATA & INSIGHTS See what your data sees Turn real-time operational data into smarter decisions, better service, and a more intuitive digital experience—for your institution and your account holders. Put your operational data to work Support teams, superpowered Data that adapts to your strategy Optimize the experience from the inside out Complete the form
- [Full Funnel Marketing](https://www.alkami.com/demo/full-funnel-marketing/) - Full Funnel Marketing Automate personalized campaign delivery. What account holders buy reveals what’s important to them. Insights from transaction data are key to creating personalized campaigns that drive revenue. Always-on campaigns: Automatically optimize audiences daily using insights from curated and enriched transaction data. Competitive intelligence: Understand competitors involved with your account holders to strategize how
- [Predictive AI](https://www.alkami.com/demo/predictive-ai/) - Predictive AI Drive results with outcome-based AI modeling. Anticipate account holders’ financial behaviors and needs with advanced predictive AI models. Enable precise targeting to boost conversion rates and ROI. Capable: 15+ years of data modeling and analysis experience for regional and community banks and credit unions. Compliant: Satisfy regulatory requirements with predictive AI models that
- [Data Insights](https://www.alkami.com/demo/data-insights/) - Data Insights Fresh, actionable Data Insights ready for you. Get cleansed, enriched transaction data and curated insights for retail and business users on the daily. Comprehensive: Unlock the power of your data across all account holders and activity. Complementary: Integrate seamlessly into your tech stack to maximize the value of your technology investments. Cost Effective:
- [Data & Marketing Solutions](https://www.alkami.com/demo/data-marketing-solutions/) - Data & Marketing Solutions Put your data to work. Gain insights from your data to grow relationships with account holders, predict their needs, and offer personalized solutions precisely when they’re needed. Data Insights: Get cleansed, enriched transaction data and curated insights for retail and business users daily. Predictive AI: Drive results with outcome-based predictive AI
- [Positive Pay Products & Features](https://www.alkami.com/demo/positive-pay-products-features/) - Positive Pay & ACH Reporting Fraud protection that fits any core or platform Give your business clients the tools to stop fraud faster. Our self-service solution integrates seamlessly with any core or digital banking system, making it easy to deliver secure, compliant, and efficient payment experiences—without added complexity. Check Positive Pay: Automatically review check details
- [Growth-Oriented Bundle](https://www.alkami.com/demo/growth-oriented-bundle/) - Growth-Oriented Bundle Scale Smarter with Fraud Prevention Built for Growth Scale smarter with Check and ACH Positive Pay—protect commercial accounts, reduce manual processes, and drive revenue with streamlined fraud prevention and reporting built for growth. Check Positive Pay: Automatically review check details and alert users to exceptions. ACH Positive Pay: Block unauthorized ACH transactions while
- [Advanced Payment Security Bundle](https://www.alkami.com/demo/advanced-payment-security-bundle/) - Advanced Payment Security Bundle Advance your fraud strategy with 360° protection Protect high-value ACH and check commercial transactions with advanced fraud tools—enhanced by ACH reporting and EDI translation to streamline returns, NOCs, and reconciliation, while delivering the treasury management solutions today’s business clients expect. Check Positive Pay: Automatically review check details and alert users to
- [Starter Compliance Bundle](https://www.alkami.com/demo/starter-compliance-bundle/) - Starter Compliance Bundle See Foundational Fraud Protection in Action Explore how your team can reduce manual processes, stay compliant, and offer critical fraud protection to business clients—right from the start. Check Positive Pay: Automatically review check details and alert users to exceptions. ACH Positive Pay: Block unauthorized ACH transactions while streamlining approvals for trusted companies.
- [Positive Pay & ACH Reporting](https://www.alkami.com/demo/positive-pay-ach-reporting/) - Positive Pay & ACH Reporting Fraud protection that fits any core or platform Give your business clients the tools to stop fraud faster. Our self-service solution integrates seamlessly with any core or digital banking system, making it easy to deliver secure, compliant, and efficient payment experiences—without added complexity. Check Positive Pay: Automatically review check details
- [Events 2025, schedule demo](https://www.alkami.com/demo/events-2025-schedule-demo/) - First Name*Last Name*Email*CompanyInterested in:*MANTL Onboarding & Account Opening SolutionsRetail Banking SolutionBusiness & Commercial BankingData & Marketing SolutionPositive Pay & ACH Reporting SolutionsHow did you hear about us?*Additional InformationI would like to receive communications from Alkami.SendThis field should be left blank
- [Thank You - new events page](https://www.alkami.com/demo/events-2025-schedule-demo/thank-you-new-events-page/) - Thank you for requesting a demo We will get in touch with you shortly. FINANCIAL INSTITUTION LEADERS TRANSFORMING THEIR DIGITAL SOLUTION
- [Thank You - PAI](https://www.alkami.com/demo/predictive-ai/thank-you/) - Predictive AI Drive results with outcome-based AI modeling. Anticipate account holders’ financial behaviors and needs with advanced predictive AI models. Enable precise targeting to boost conversion rates and ROI. Capable: 15+ years of data modeling and analysis experience for regional and community banks and credit unions. Compliant: Satisfy regulatory requirements with predictive AI models that
- [Thank You - PPACH](https://www.alkami.com/demo/positive-pay-ach-reporting/thank-you/) - Positive Pay & ACH Reporting Reduce your institutions fraud burden Empower businesses to prevent fraud with self-service tools that integrate with any core or digital banking system, ensuring compliance, security, and hassle-free transactions. Check Positive Pay: Automatically review check details and alert users to exceptions. ACH Positive Pay: Block unauthorized ACH transactions while streamlining approvals
- [Thank You - DI](https://www.alkami.com/demo/data-insights/thank-you/) - Data Insights Fresh, actionable Data Insights ready for you. Get cleansed, enriched transaction data and curated insights for retail and business users on the daily. Comprehensive: Unlock the power of your data across all account holders and activity. Complementary: Integrate seamlessly into your tech stack to maximize the value of your technology investments. Cost Effective:
- [Thank You - DMS](https://www.alkami.com/demo/data-marketing-solutions/thank-you/) - Data & Marketing Solutions Put your data to work. Gain insights from your data to grow relationships with account holders, predict their needs, and offer personalized solutions precisely when they’re needed. Data Insights: Get cleansed, enriched transaction data and curated insights for retail and business users daily. Predictive AI: Drive results with outcome-based predictive AI
- [Thank You - FFM](https://www.alkami.com/demo/full-funnel-marketing/thank-you/) - Full Funnel Marketing Automate personalized campaign delivery. What account holders buy reveals what’s important to them. Insights from transaction data are key to creating personalized campaigns that drive revenue. Always-on campaigns: Automatically optimize audiences daily using insights from curated and enriched transaction data. Competitive intelligence: Understand competitors involved with your account holders to strategize how
- [Thank You - DBS](https://www.alkami.com/demo/digital-banking-solutions/thank-you/) - Thank you for requesting a demo We will get in touch with you shortly. FINANCIAL INSTITUTION LEADERS TRANSFORMING THEIR DIGITAL SOLUTION
- [Thank You](https://www.alkami.com/demo/level-up-my-platform/thank-you/) - Request a demo to enhance your digital banking platform With over 270 partners, Alkami’s diverse partner ecosystem spans across all areas of your business. Discover how you can level up your digital banking experience. Complete the form to schedule a call with your Sales Executive. Thank you for your interest in the Alkami Partner Program
- [Thank You](https://www.alkami.com/demo/digital-banking-solutions-chili/thank-you/) - schedule a demo Request a product demo to experience the future of digital banking Let’s talk about how Alkami can position your institution for success in the digital age. Complete the form to set up a meeting. Comprehensive: Unlock the power of your data across all account holders and activity. Complementary: Integrate seamlessly into your

## Events

- [Alkami Co:lab 2027](https://www.alkami.com/event/alkami-colab-2027/) - The premier digital banking conference for banks and credit unions! Coming to Arlington Texas in 2027! More details to come!
- [llinois Bankers Annual Conference](https://www.alkami.com/event/llinois-bankers-annual-conference/) - Join us in St. Louis for the 2026 IBA Annual Conference at the Royal Sonesta Chase Park Plaza—the premier executive gathering for Illinois Bankers. This concise, high-impact event delivers strategic programming, valuable peer networking, and access to leading providers focused on helping you move your bank forward with practical, immediately usable ideas.
- [Bank Tech Summit](https://www.alkami.com/event/bank-tech-summit/) - Join us for the annual Sawyers & Jacobs Bank Tech Summit, our invitation-only event for bankers with guest speakers, exhibitors, and the latest on the top trends in banking technology and strategy.
- [PA Bankers 2026 Convention](https://www.alkami.com/event/pa-bankers-2026-convention/) - Experience four days of informative, inspirational and timely educational content, dynamic speakers, community service, networking opportunities, fine dining and entertainment during the PA Bankers 2026 Convention.
- [SymWest](https://www.alkami.com/event/symwest/) - SymWest is the Symitar User Group community for the Western United States. This group is focused on coordinating events for credit union professionals where they can learn about the latest credit union technologies and industry standards. The primary focus is around the Symitar core banking system. However, discussions also involve other third-party vendors and topics
- [Mass Bankers](https://www.alkami.com/event/mass-bankers/) - A Mass Bankers Conference is an in-person event that provides a networking experience for banking professionals to hear and learn about the latest best practices, technological solutions, and trends in the financial services industry.
- [Fintech Meetup](https://www.alkami.com/event/fintech-meetup/) - Fintech Meetup is the fintech industry’s most productive and anticipated event of the year, where senior leaders from thousands of banks, credit unions, fintechs, and investors come together to connect, collaborate, and drive growth. Powered by breakthrough technology, our Meetings Program delivers 50,000+ double opt-in, one-to-one meetings that spark real partnerships and real ROI.
- [The Financial Brand Forum](https://www.alkami.com/event/the-financial-brand-forum/) - Visit us at Booth #540B The Financial Brand Forum is the most elite conference on marketing, CX, and digital growth strategies in the banking world. The event is built exclusively for senior-level executives working in the financial industry, with a focus on those in marketing roles at retail banks and credit unions.
- [Corelation Client Conference](https://www.alkami.com/event/corelation/) - Corelation has attracted some of the brightest and most seasoned professionals in the industry who have dedicated their careers to creating core systems and providing unparalleled support
- [AFP](https://www.alkami.com/event/afp/) - Visit us at Booth #1637 At AFP 2026, you can leverage a powerful network of peers who understand your challenges – and are eager to collaborate on solutions.
- [ABA Bank Marketing Conference](https://www.alkami.com/event/aba-bank-marketing-conference/) - Visit us at Booth #215 The ABA Bank Marketing Conference is designed for bankers and by bankers to drive profitability.
- [NACHA Smarter Faster Payments](https://www.alkami.com/event/nacha-smarter-faster-payments/) - Visit us at Booth #333 Smarter Faster Payments is Nacha’s annual conference, providing unparalleled payments education, a dynamic exhibit hall, and valuable networking opportunities. This industry event is designed for a diversity of organizations that are interested in driving innovation, delivering value through new solutions and services, and employing these offerings to meet their business
- [Alkami Co:lab 2026](https://www.alkami.com/event/alkami-colab-2026/) - The premier digital banking conference for banks and credit unions is heading to the West Coast—join us for the first time ever in sunny Southern California for the banking event of the year! At Alkami Co:lab 2026, get ready to co:nnect, co:llaborate, and innovate beside the sun and the sand. During our three-day event, you’ll have
- [Alkami Co:lab 2028](https://www.alkami.com/event/alkami-colab-2028/) - The premier digital banking conference for banks and credit unions! More details to come!

## Integrations

- [Nuuvia](https://www.alkami.com/integration/nuuvia/)
- [Investifi](https://www.alkami.com/integration/investifi/)
- [ScribeUp](https://www.alkami.com/integration/scribeup/)
- [Jack Henry & Associates](https://www.alkami.com/partner/integration/jack-henry-associates/) - What does Jack Henry do? Jack Henry & Associates is a well-rounded financial technology company focused on helping financial institutions modernize how they operate, engage, and move money. Through its broad portfolio of core processing, digital banking, and payment solutions, Jack Henry empowers banks and credit unions to deliver secure, seamless, and digital-first financial experiences
- [Unifimoney](https://www.alkami.com/integration/unifimoney/) - Coming soon
- [Appgate](https://www.alkami.com/partner/integration/appgate/) - What does AppGate do? AppGate is a cybersecurity and fraud prevention company that helps financial institutions protect their digital banking channels without disrupting the user experience. As the market leader in Zero Trust Network Access (ZTNA) and online fraud protection, AppGate provides real-time, predictive fraud defense through its 360 Fraud Protection platform. Built to stay
- [BioCatch](https://www.alkami.com/partner/integration/biocatch/) - What does BioCatch do? BioCatch is a pioneer in behavioral biometrics, a next-generation fraud protection approach that analyzes how people interact with digital banking platforms. BioCatch helps financial institutions stay ahead of increasingly sophisticated fraud tactics by focusing on how users behave during a session, not just on device data or login credentials. How does
- [SavvyMoney](https://www.alkami.com/partner/integration/savvymoney/) - SavvyMoney embeds credit scores, reports, alerts, and wellness tools into Alkami digital banking via secure SSO, giving users real-time insights and offers while FIs gain analytics to grow lending. What does SavvyMoney do? SavvyMoney embeds credit scores, reports, alerts, and wellness tools in digital banking, plus analytics and offer engines to drive lending, growth, and
- [Glia](https://www.alkami.com/partner/integration/glia/) - What does Glia do? Glia delivers a unified, AI-powered customer service platform purpose-built for financial institutions. Its ChannelLess™ architecture brings chat, voice, video, and SMS together in a single environment, enabling fluid transitions across digital touchpoints while preserving full context. Designed to enhance both fully automated and human-assisted service, Glia combines responsible AI, modern contact
- [Chimney](https://www.alkami.com/partner/integration/chimney/) - What does Chimney do? Chimney’s combination of property data & digital banking technology transforms complex property data into a clear, easy-to-use dataset that refreshes monthly, empowering institutions to better understand their homeowner portfolios, identify new lending opportunities, and generate home loans. Chimney’s property intelligence technology helps financial institutions deliver real-time home value, equity, and borrowing
- [Greenlight](https://www.alkami.com/partner/integration/greenlight/) - What does Greenlight do? Greenlight is a family finance and youth banking solution that helps banks and credit unions engage younger generations, grow deposits, deliver robust financial literacy, and provide more value to families through a co-branded debit card and app for kids and teens. With Greenlight, parents can automate allowance, manage chores, set flexible
- [Yodlee](https://www.alkami.com/integration/yodlee/) - Coming soon
- [Spiral](https://www.alkami.com/integration/spiral/) - Coming soon
- [Array](https://www.alkami.com/partner/integration/array/) - What does Array do? Array is an embedded fintech platform that enables banks and credit unions to offer credit and identity tools directly inside their digital banking experience, so account holders can understand, protect, and improve their financial health without ever leaving your app or site. Through Array’s My Credit Manager, account holders can view
- [Velera](https://www.alkami.com/integration/velera/) - Connected payment and digital solutions powering engagement, efficiency, and sustainable growth. What does Velera do? Velera is a payments-focused CUSO and fintech provider helping credit unions modernize with secure, integrated payments, digital tools, data, and fraud solutions–driving efficiency, growth, and seamless user experiences.
- [Alacriti](https://www.alkami.com/partner/integration/alacriti-inc/) - What does Alacriti do? Alacriti is a U.S.-based technology company dedicated to delivering comprehensive payment and money movement solutions to financial institutions and businesses. Alacriti’s centralized payment platform–Orbipay Payments Hub–gives financial institutions the flexibility to innovate and make smart routing decisions based on their specific needs. Financial institutions can take full ownership of their payments
- [Truv](https://www.alkami.com/integration/truv/) - Coming soon
- [Uptiq](https://www.alkami.com/integration/uptiq-formerly-known-as-upswot/) - Coming soon
- [Vertifi](https://www.alkami.com/integration/vertifi/) - What does Vertifi do? Vertifi Software is a financial technology company that equips banks and credit unions with modern deposit and payment capabilities through its remote deposit capture, fraud-prevention, instant payments, and check processing solutions. Through DeposZip ® Mobile and Desktop RDC, AFS TrueChecks ®, and integrations with the FedNow® Service, Vertifi delivers secure, digital-first
- [Virtual StrongBox](https://www.alkami.com/partner/integration/virtual-strongbox/) - What does Virtual Strongbox do? Virtual StrongBox is a secure digital vault and document-exchange platform that helps financial institutions modernize how sensitive information is collected, shared, and stored. Through its encrypted vault architecture and automated file-exchange capabilities, Virtual StrongBox empowers banks and credit unions to streamline digital workflows, enhance collaboration, and protect critical documents within
- [Paymentus](https://www.alkami.com/integration/paymentus/) - Digital-first platform enabling real-time bill pay, payment processing, and money movement. What does Paymentus do? Paymentus is a cloud payments platform enabling secure, real-time bill pay and money movement across web, mobile, text, IVR, and wallets—modernizing billing for financial institutions and businesses.
- [Strivve](https://www.alkami.com/integration/strivve/) - Coming soon
- [Eltropy](https://www.alkami.com/partner/integration/eltropy/) - What does Eltropy do? Eltropy is a digital conversations platform built to help financial institutions modernize how they engage with consumers. Through its unified, AI-powered engagement platform, Eltropy enables community financial institutions to deliver secure, real-time, AI-first interactions across Voice, Chat, Text, Email, Video, Co-browsing, and more - that integrates with other existing systems. As
- [Intuit](https://www.alkami.com/integration/intuit/) - Coming soon
- [Infillion](https://www.alkami.com/partner/integration/infillion/) - What does Infillion do? Infillion is a U.S.-based advertising and technology company that helps organizations unify user engagement across physical and digital channels. Its Gimbal location intelligence platform and data-driven audience tools enable banks, credit unions, and brands to deliver personalized, context-aware experiences informed by real-world behavior—without disrupting existing systems. By applying insights like visit
- [Autobooks](https://www.alkami.com/partner/integration/autobooks/) - What does Autobooks do? Autobooks helps financial institutions bring essential small business tools, like invoicing, payment acceptance, business payables, accounting, and cash flow management, directly into digital banking. Designed specifically for small business needs, Autobooks makes it easy for business users to send professional invoices, accept card or ACH payments, and track customer activity, all
- [Atomic](https://www.alkami.com/integration/atomic/) - Coming soon
- [Alchemer Mobile](https://www.alkami.com/partner/integration/alchemer-mobile/) - What does Alchemer Mobile do? Alchemer Mobile is a mobile feedback and sentiment platform that helps organizations understand and improve their app experiences. Through its in-app surveys, rating prompts, and real-time feedback tools, Alchemer Mobile enables businesses to collect actionable user insights without disrupting the mobile journey. By consolidating feedback across surveys, reviews, and sentiment
- [Airship](https://www.alkami.com/partner/integration/airship/) - What does Airship do? Airship is a mobile-first customer experience platform that empowers businesses to build and launch intelligent, cross-channel engagement that deliver measurable results at scale with mission-critical reliability and the strongest security standards. Alkami customers can leverage Airship’s enterprise-grade messaging — including App push notifications, In-app experiences, SMS/MMS/RCS, Email, Web experiences and Mobile

## Nav Items

- [User engagement](https://www.alkami.com/nav-item/user-engagement/)
- [Data & Marketing Solutions](https://www.alkami.com/nav-item/data-marketing-solutions/)
- [Reporting & Analytics](https://www.alkami.com/nav-item/reporting-analytics/)
- [Receivables](https://www.alkami.com/nav-item/receivables/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/nav-item/positive-pay-ach-reporting-2/)
- [Payments](https://www.alkami.com/nav-item/payments/)
- [Business Administration](https://www.alkami.com/nav-item/business-administration/)
- [Security & Fraud Protection](https://www.alkami.com/nav-item/security-fraud-protection/)
- [Money Movement](https://www.alkami.com/nav-item/money-movement/)
- [Data & Marketing](https://www.alkami.com/nav-item/data-marketing/)
- [Retail Account Opening](https://www.alkami.com/nav-item/retail-account-opening/)
- [Financial Wellness](https://www.alkami.com/nav-item/financial-wellness/)
- [Card Experience](https://www.alkami.com/nav-item/card-experience/)
- [Customer Service](https://www.alkami.com/nav-item/customer-service/)
- [Automated Billing](https://www.alkami.com/nav-item/automated-billing/)
- [Business Account Opening](https://www.alkami.com/nav-item/business-account-opening/)
- [Positive Pay for Check & ACH](https://www.alkami.com/nav-item/positive-pay-for-check-ach/)
- [For Retail](https://www.alkami.com/nav-item/for-retail/)
- [ACH Origination Verification](https://www.alkami.com/nav-item/ach-origination-verification/)
- [EDI Translation](https://www.alkami.com/nav-item/edi-translation/)
- [ACH Returns & Notification of Change](https://www.alkami.com/nav-item/ach-returns-notification-of-change/)
- [Business Banking](https://www.alkami.com/nav-item/business-banking/)
- [Retail Banking](https://www.alkami.com/nav-item/retail-banking/)
- [For Business](https://www.alkami.com/nav-item/for-business/)
- [Predictive AI](https://www.alkami.com/nav-item/predictive-ai/)
- [Data Insights](https://www.alkami.com/nav-item/data-insights/)
- [Full Funnel Marketing](https://www.alkami.com/nav-item/full-funnel-marketing/)
- [MANTL Onboarding & Account Opening](https://www.alkami.com/nav-item/mantl-onboarding-account-opening/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/nav-item/positive-pay-ach-reporting/)
- [Digital Banking Solutions](https://www.alkami.com/nav-item/digital-banking-solutions/)

## Podcasts

- [Mountain America's Member-Centric Digital Evolution](https://www.alkami.com/podcast/mountain-americas-member-centric-digital-evolution/) - In this episode of the FIsionaries Podcast, we're joined by James Hilton, VP of Product Management for Digital Solutions, and Jesse Evenson, Director of Quality and Site Reliability, from Mountain America Credit Union in Salt Lake City. With a legacy of member-focused service primarily through branches, MACU is navigating the challenge of creating "a digital
- [88% Digital with Zero Silos: Belco's Omnichannel Playbook](https://www.alkami.com/podcast/88-digital-with-zero-silos-belcos-omnichannel-playbook/) - Most financial institutions talk about omnichannel. Belco Community Credit Union built it. With 88% of members active in digital banking and a 4.8-rated mobile app, Belco has achieved what many credit unions are still striving for: a seamless member experience where branch, contact center, and digital services function as one. But the real story isn’t
- [How OnPath Credit Union Turned a Merger into a Digital Growth Engine](https://www.alkami.com/podcast/how-onpath-credit-union-turned-a-merger-into-a-digital-growth-engine/) - Most credit union mergers promise transformation. Few deliver it. Jared Freeman, CEO of OnPath Credit Union, turned a merger with Louisiana Federal Credit Union into something rare: an actual catalyst for change. While other institutions get bogged down in integration challenges, OnPath accelerated innovation, reimagined their digital experience, and scaled personalized service across a growing
- [How Trustmark Bank is Combining Human + Digital in Treasury Management](https://www.alkami.com/podcast/how-trustmark-bank-is-combining-human-digital-in-treasury-management/) - In this episode of the FIsionaries Podcast, Ryan Hill, First Vice President and Product Director of Corporate Treasury Services at Trustmark National Bank, shares how Trustmark balances AI, technological advancement, and meaningful client engagement in commercial banking. Hill discusses the importance of communicating effectively with clients and internal teams, and how Trustmark approaches vendor partnerships
- [How American Eagle FCU Improves the Financial Wellness of Members](https://www.alkami.com/podcast/how-american-eagle-fcu-improves-the-financial-wellness-of-members/) - In this episode of the FIsionaries™ Podcast, Pamela Villanova, SVP of Digital Services, and Mari Gadlin, Director of Digital Banking Services, from American Eagle Financial Credit Union, share how they're building a digital-first mindset focused on personalization and financial wellness. The conversation explores how a credit union of modest size evaluates and selects technology partners,
- [From Data to Delight: Building an Exceptional CX Journey | Grow Financial FCU](https://www.alkami.com/podcast/from-data-to-delight-building-an-exceptional-cx-journey-grow-financial-fcu/) - Right now, the greatest threat to banking isn’t fintechs or big tech—it’s member indifference. If your experience doesn’t engage, your members will quietly drift away. Your members don’t compare you to the credit union down the street. They compare you to Amazon, Netflix, and Apple. If your experience isn’t as seamless, you’re already behind. For
- [NASA Federal's Formula for Digital Transformation Success](https://www.alkami.com/podcast/nasa-federals-formula-for-digital-transformation-success/) - Host, Jim Marous, is joined by Liam Petraska, Digital Banking Manager at NASA Federal Credit Union. Petraska shares the remarkable story of how the $5.5 billion credit union transformed its member experience from a dated platform with 1.3-star reviews to a modern solution earning 4.8 stars in less than 18 months. He reveals the keys
- [From Seasonal Marketing to Timely Member Solutions at 3Rivers Federal Credit Union](https://www.alkami.com/podcast/from-seasonal-marketing-to-timely-member-solutions-at-3rivers-federal-credit-union/) - From democratizing data across the organization to creating timely, personalized experiences for their 114,000 members, Chad Gramling, AVP of business intelligence at 3Rivers Federal Credit Union, explains how 3Rivers abandoned the traditional seasonal marketing calendar in favor of always-on, data-driven member engagement. Learn how 3Rivers integrated their business intelligence, marketing, and digital teams to deliver
- [Meaningful Banking Innovation at First Fidelity Bank](https://www.alkami.com/podcast/meaningful-banking-innovation-at-first-fidelity-bank/) - With assets of $2.7 billion, First Fidelity Bank has nearly doubled in size since 2017. My conversation with John Symcox, Senior Vice President and Chief Innovation Officer at First Fidelity Bank, explores how smaller financial institutions can innovate at speed and scale, particularly in the underserved treasury management and commercial banking areas. Symcox shares how
- [How Capital Credit Union Uses Data to Drive Personalized Growth](https://www.alkami.com/podcast/how-capital-credit-union-uses-data-to-drive-personalized-growth/) - Financial institutions of all sizes face mounting pressure to deliver personalized experiences that rival tech giants and fintech disruptors. As consumers increasingly expect tailored financial services that anticipate their needs and preferences, credit unions must evolve beyond traditional relationship banking. We’re joined by Steve Zich, Chief Marketing Officer of Capital Credit Union on the FIsionaries
- [The Power of Member-Driven Innovation](https://www.alkami.com/podcast/the-power-of-member-driven-innovation/) - We’re honored to have David Gorham, VP of Digital Solutions, Rebecca Forsberg, Director of Enterprise Application Support and Salinna Reel, Director of Digital Product Operations at Apple FCU on the FIsionaries podcast. They share how a clear focus, incremental implementation and a strong partnership with third-party solution providers is essential for successful digital banking transformation.
- [Building a Digital-First Bank to Serve the Needs of Underserved Communities](https://www.alkami.com/podcast/building-a-digital-first-bank-to-serve-the-needs-of-underserved-communities/) - On this episode of the FIsionaries podcast, Jim Marous is joined by Grace Pace from Quontic Bank, headquartered in New York City. Grace will share how Quontic has leveraged a digital first strategy to establish a nationwide presence. In addition, we discuss some of the innovations that have set Quontic Bank apart from competitors while
- [A Credit Union's Journey to a Modern Core System](https://www.alkami.com/podcast/a-credit-unions-journey-to-a-modern-core-system/) - On this episode of the FIsionaries podcast, Jim Marous is joined by Amy Krasikov, Vice President of Digital Experience at Raiz Federal Credit Union. Amy provides an inside look into their extensive overhaul of both their core platform and online banking system. This revamp of their digital infrastructure has yielded amazing results, with a rapid
- [Leveraging Data to Enhance the Customer Experience](https://www.alkami.com/podcast/leveraging-data-to-enhance-the-customer-experience-2/) - On this episode of the FIsionaries podcast host, Jim Marous is joined by Amy Driscoll, Digital Services Analyst, Jessica Norton, VP & Banking Systems Officer, and Zach Nichols, Business Innovation Manager at Kennebec Savings Bank. The group provides a perspective on building a modern digital platform leveraging data and insight to enhance personalization and engagement.
- [How to Leverage Advanced Developer Tools to Drive Growth](https://www.alkami.com/podcast/how-to-leverage-advanced-developer-tools-to-drive-growth/) - On this episode of the FIsionaries, we are joined by Chad Rogers from Connexus Credit Union. Chad will share how Connexus has shifted from viewing digital services as a cost center to leveraging them as a profit center, setting a precedent for industry evolution. In addition, we discuss the unique approaches to onboarding, channel strategy,
- [Becoming a Leader in the Commercial Banking Marketplace](https://www.alkami.com/podcast/becoming-a-leader-in-the-commercial-banking-marketplace/) - On this episode of the FIsionaries podcast, Jim Marous is joined by Matt Singleton, VP of payment and business solutions at Star Financial Bank. Matt shares how, despite having a modest size, it is not impossible to have a mighty vision –proving that innovation isn't just for the big players. From harnessing cutting-edge technology to
- [Soarion Credit Union's Digital Transformation Flies High](https://www.alkami.com/podcast/air-force-fcus-digital-transformation-flies-high/) - We’re honored to have Greg Barnes, Chief Operations Officer, and Abigail Riesner, Manager of Digital Solutions at the Soarion Credit Union (formerly Air Force Federal Credit Union) on the podcast. They offer an insider’s perspective on their credit union’s ambitious digital transformation that has resulted in decisions like discontinuing CO-OP shared branching, elevating member’s digital
- [Leading with AI, Technology, Insight and Empathy at Smart Financial Credit Union](https://www.alkami.com/podcast/leading-with-ai-technology-insight-and-empathy-at-smart-financial-credit-union/) - We are excited to be joined by Smart Financial Credit Union's CIO, Marcus Manning, on the FIsionaries podcast. Marcus was named Futurist CIO by Houston CIO Community for his foresight into how to leverage AI as a way financial services are both delivered and perceived by consumers. Just as importantly, Marcus works tirelessly to build
- [Supporting Communities with Multilingual Solutions at Unitus Community CU](https://www.alkami.com/podcast/supporting-underserved-communities-with-multilingual-solutions-at-unitus-community-cu/) - Whether a customer wants to do banking in-person or online, the need for multilingual service is more important than ever. Thankfully, with today’s translation technologies and AI-powered multilingual chatbots, language barriers aren’t insurmountable. Unitus Community Credit Union, headquartered in Oregon, has made a commitment to providing inclusive financial services. This includes supporting a bilingual positioning
- [The Corning Credit Union's Success Story](https://www.alkami.com/podcast/trailblazing-excellence-the-corning-credit-unions-success-story/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. In this episode, we
- [Creating Better Member and Employee Experiences](https://www.alkami.com/podcast/innovating-by-creating-better-member-and-employee-experiences-at-peopleschoice-cu/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Luke
- [Achieving Market Leading Growth During Challenging Times](https://www.alkami.com/podcast/achieving-market-leading-growth-during-challenging-times-at-keesler-federal-cu/) - Growing from $2.5 billion to over $4 billion in the past five years, the Biloxi-based Keesler Federal Credit Union has become one of the largest credit unions in the United States. With 39 locations across three states and three in the United Kingdom, the credit union has 280,000 members. What sets Keesler FCU apart is
- [Investing in Fintechs with Michigan State University FCU](https://www.alkami.com/podcast/the-compelling-case-for-investing-in-fintechs-with-michigan-state-university-fcu/) - Digital banking transformation is most successful when it combines internal and external execution. This includes a focus on digital banking transformation, innovation, and strategic investments. Michigan State University Federal Credit Union has grown consistently over the past 5 years, reaching $7.5 billion in assets. They have done this with strong leadership and a continued investments
- [Being the ‘Best’ Starts with People and Culture with Nymeo FCU](https://www.alkami.com/podcast/being-the-best-starts-with-people-and-culture-with-nymeo-federal-credit-union/) - While modest is size, Nymeo FCU continues to be recognized regionally and nationwide as a “Best Credit Union to Work For” and “Best of the Best Credit Unions” within their marketplace in Maryland. According to the credit union, much of its success can be attributed to its commitment to its staff and their continued commitment
- [Enhancing the Customer Journey with an Innovation and Transformation Culture](https://www.alkami.com/podcast/enhancing-the-customer-journey-with-an-innovation-and-transformation-culture/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Guests on this episode
- [Building a Data Culture at a Community Financial Institution](https://www.alkami.com/podcast/building-a-data-culture-at-a-community-financial-institution/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Guests on this episode
- [How a Data-Led Culture Transforms the Customer Journey](https://www.alkami.com/podcast/how-a-data-led-culture-transforms-the-customer-journey/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Matthew
- [A Strong Workplace Culture Generates Bottom Line Results](https://www.alkami.com/podcast/a-strong-workplace-culture-generates-bottom-line-results/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Jordan
- [Challenging the Status Quo at Quorum Federal Credit Union](https://www.alkami.com/podcast/challenging-the-status-quo-at-quorum-federal-credit-union/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Jeffrey
- [Reimagining Legacy Business Models at Coastal Bank](https://www.alkami.com/podcast/reimagining-legacy-business-models-at-coastal-bank/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Curt
- [Digital Transformation During a Core Conversion at Webster Bank](https://www.alkami.com/podcast/digital-transformation-during-a-core-conversion-at-webster-bank/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Matthew
- [Transformation Begins and Ends with a Digital Culture at Premier Bank](https://www.alkami.com/podcast/transformation-begins-and-ends-with-a-digital-culture-at-premier-bank/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as Varun
- [Innovation Beyond Geographic Borders with Seattle Bank](https://www.alkami.com/podcast/innovation-beyond-geographic-borders-with-seattle-bank/) - Sponsored by Alkami, and hosted by banking and fintech influencer, Jim Marous, FIsionaries™ shines a light on financial institutions (FIs) at the leading edge of digital transformation. The podcast features FIs sharing lessons learned from their digital transformation journeys as well as insights from fintech partners and other industry thought leaders. Listen in as John
- [The Power of Core Values at a Community Financial Institution at cPort Credit Union](https://www.alkami.com/podcast/the-power-of-core-values-at-a-community-financial-institution-at-cport-credit-union/) - Differentiation in the banking industry is not easy. Especially for a credit union with $400 million in assets and only 5 branches. cPort Credit Union, headquartered in Portland Maine, has found that providing advanced digital services and serving the community in unique ways is the key to building a strong brand, supporting a powerful culture,
- [Veridian Drives Innovation with Early FedNow Adoption](https://www.alkami.com/podcast/veridian-drives-innovation-with-early-fednow-adoption/) - Veridian Credit Union has cemented its reputation as an innovator by being one of the first to adopt the new FedNow real-time payment rail. Joining us today on the FIsionaries podcast are Colin Eagan, Real-Time Payment Administrator, and Amy Faley, Manager of ACH at Veridian, to discuss their journey to fast payments. We’ll explore Veridian’s motivations, implementation,
- [Leveraging The Scalability of Modern Technology](https://www.alkami.com/podcast/leveraging-the-scalability-of-modern-technology/) - We are excited to welcome Tim Ferrio, CTO of Team One Credit Union, to the FIsionaries podcast. With just under $750 million in assets, Team One faces an uphill battle competing against major banks with billions in their war chests to finance modern technologies and innovation. In this episode, we explore the unique opportunities and

## Resources

- [2026 Alkami Customer Awards: Financial Institutions and Leaders Recognized for Driving Innovation & Relationship Banking](https://www.alkami.com/resources/client-success/2026-alkami-customer-awards-financial-institutions-and-leaders-recognized-for-driving-innovation-relationship-banking/) - Alkami announced the winners of its 2026 customer awards programs, including the FIsionaries™ Awards and the inaugural “For the MANTL” Awards. Presented at Alkami Co:lab, these programs honor the financial institutions and leaders setting a new standard for innovation and redefining relationship banking. The 2026 FIsionaries Award winners are: Transformational Culture: Mountain America Credit Union
- [The 2026 Update to the Business Banking Digital Maturity Model](https://www.alkami.com/resources/research/the-2026-update-to-the-business-banking-digital-maturity-model/) - How data, artificial intelligence (AI), and execution are defining the next era of business and commercial banking solutions The 2026 Update to the Business Banking Digital Maturity Model is an addendum to the original market research published in 2024. This refreshed study surveyed U.S. financial institutions to determine what separates leading banks and credit unions
- [Business Banking Solutions for Faster Account Origination](https://www.alkami.com/business-banking-solutions-for-faster-account-origination/) - Explore business banking solutions that streamline account origination, onboarding, payments, and fraud protection for growing companies.
- [Digital Banking Solutions for Seamless Account Origination](https://www.alkami.com/digital-banking-solutions-for-seamless-account-origination/) - A Simpler Way to Open Accounts and Grow Relationships Opening and managing accounts should feel simple, not fragmented. Modern digital banking solutions are helping financial institutions connect every step of the account holder journey, from application to funding to lending, enabling up to 3x faster retail account opening. This video shows how a seamless experience
- [Generational Trends in Digital Banking Study](https://www.alkami.com/resources/research/reports/generational-trends-in-digital-banking-study/) - We currently stand in the middle of what has been called the greatest intergenerational wealth transfer in history. As millennials are anticipated to be the nation’s future wealth holders, it is imperative for financial institutions to understand how this generation stands apart from baby boomers, Generation Xers (Gen X), and Generation Zs (Gen Z) when creating compelling
- [Case Study: Liberty Bank](https://www.alkami.com/resources/client-success/case-study/case-study-liberty-bank/) - Liberty Bank enhanced financial wellness by helping younger customers build credit and grow loyalty through their digital banking solutions.
- [Case Study: How Landmark Credit Union Turned a User Group into a Regional Community Hub](https://www.alkami.com/resources/client-success/case-study/case-study-how-landmark-credit-union-turned-a-user-group-into-a-regional-community-hub/) - Inside Landmark's playbook for co-creating a peer network with Alkami and Midwest FIs Founded in 1933, Landmark Credit Union is a not-for-profit financial cooperative that's focused on serving its members by delivering great rates and low fees, providing personal service and investing in improved member experiences. Landmark Credit Union has more than $7 billion in
- [2023 Digital Banking Performance Metrics Report](https://www.alkami.com/resources/research/reports/2023-digital-banking-performance-metrics-report/) - The 2023 Digital Banking Performance Metrics Report from Cornerstone Advisors A shift towards digital... Commissioned by Alkami, conducted and written by Cornerstone Advisors, the 2023 Digital Banking Performance Metrics report provides an overview and analysis of various digital banking metrics for financial institutions. Gain valuable insights into the effectiveness of digital banking strategies and identify
- [Digital Sales & Service Maturity Model](https://www.alkami.com/resources/research/reports/digital-sales-maturity-model/) - Retail Banking Digital Sales & Service Maturity Model Research Report The banking sector is currently experiencing a shift towards digitalization. Financial institutions are embracing advancements such as leading-edge applications and data analytics to enhance customer service, improve user experiences and engagement, and maintain competitiveness. And not all banks and credit unions are at the same
- [How St. Mary’s Bank Uses BioCatch to Stop Fraud at the Front Door](https://www.alkami.com/resources/client-success/case-study/how-st-marys-bank-uses-biocatch-to-stop-fraud-at-the-front-door/) - Stopping Digital Banking Platform Fraud Before It Happens at St. Mary’s Bank St. Mary’s Bank, the nation’s first credit union, is a not-for-profit, member-owned institution headquartered in New Hampshire. With a strong commitment to protecting its members, the fraud team faced a growing challenge: online banking fraud was getting through existing controls. The Challenge: Fraud
- [Driving Member Growth on a Unified Digital Banking Platform for Retail & Business](https://www.alkami.com/resources/client-success/case-study/driving-member-growth-on-a-unified-digital-banking-platform-for-retail-business/) - Skyla Federal Credit Union is a full-service financial institution based in Charlotte, North Carolina. The credit union has a membership of more than 105,000 with over $1 billion in assets and 19 branch locations throughout the region. Before implementing Alkami’s digital banking platform, Skyla Federal Credit Union felt limited by their previous digital banking solution.
- [California-Based $95B Asset Bank Enhances Payment Security and Efficiency with Alkami’s Positive Pay Solutions](https://www.alkami.com/resources/client-success/case-study/95b-asset-bank-enhances-payment-security-with-positive-pay/) - California-Based $95B Asset Bank Enhances Payment Security and Efficiency with Alkami’s Positive Pay Solutions
- [First Beneficiaries: How Financial Institutions Can Serve Women Through Inherited Wealth](https://www.alkami.com/resources/research/reports/first-beneficiaries-how-financial-institutions-can-serve-women-through-inherited-wealth/) - Explore women in banking insights and learn how financial institutions can deliver Anticipatory Banking experiences during the wealth transfer.
- [Top Trends in Fraud & AML, 2026: Building Agile Defenses Against AI-Driven Financial Crime](https://www.alkami.com/resources/research/reports/top-trends-in-fraud-aml-2026-building-agile-defenses-against-ai-driven-financial-crime/) - The latest report from Datos Insights explores fraudsters’ exploitation of artificial intelligence (AI) and its impact on fraud attempts with scale and sophistication. Fraudsters are using generative AI and agentic AI to automate attacks that once required time, coordination, and human effort — accelerating everything from synthetic identity creation to deepfake-enabled scams across the account
- [Southland Credit Union Uses the Digital Banking Platform to Reimagine Member Experience](https://www.alkami.com/resources/client-success/case-study/southland-credit-union-uses-the-digital-banking-platform-to-reimagine-member-experience/) - Discover how Southland Credit Union grew digital adoption and member satisfaction by transforming their experience with Alkami’s digital banking platform.
- [$500M+ Raised in Deposits in Just 6 Weeks](https://www.alkami.com/resources/client-success/case-study/500m-raised-in-deposits-in-just-6-weeks/) - How a Top U.S. Bank Transformed Its Deposit Growth Strategy Ranked by S&P Global Market Intelligence as a top-performing bank, Merchants Bank of Indiana raised over $500 million in deposits in just six weeks—and reached $680 million in under a year.This wasn’t just growth. It was a strategic transformation. Through a new approach to online account opening, Merchants Bank: Increased deposit growth at
- [How Landmark CU Scaled their Commercial Banking Solutions](https://www.alkami.com/resources/client-success/case-study/how-landmark-cu-scaled-their-commercial-banking-solutions/) - Scaling Commercial Growth with Alkami’s Business Banking Solutions Founded in 1933, Landmark Credit Union is a not-for-profit financial cooperative that’s focused on serving its members by delivering great rates and low fees, providing personal service and investing in improved member experiences. Landmark Credit Union has more than $7 billion in total assets, 35 branches, more
- [The Top Trends Shaping Business and Commercial Banking in 2026](https://www.alkami.com/resources/research/reports/the-top-trends-shaping-business-and-commercial-banking-in-2026/) - Commercial Banking Has Hit a Turning Point. Are You Ready to Lead? In 2026, commercial banking will undergo a seismic shift. Businesses expect more, neobanks and megabanks are moving fast, and the status quo is officially broken. The consumerization of technology has changed the game, making traditional business banking solutions feel antiquated. Marking the moment
- [How Veritex Community Bank Increased In-Branch Account Opening Volume 77% Year-Over-Year](https://www.alkami.com/resources/client-success/case-study/how-veritex-community-bank-increased-in-branch-account-opening-volume-77-year-over-year/) - And raised over $135M in retail and commercial deposits in 90 days without adding additional headcount Veritex Community Bank partnered with MANTL to digitize its deposit account origination experience for businesses and consumers across all of its service channels, including its 29 branches and call center. In its first year on the MANTL platform, the
- [Approach to Digital Banking Platform Knowledge Management](https://www.alkami.com/resources/data-bites/charts/approach-to-digital-banking-platform-knowledge-management/) - 55% of banks and 63% of credit unions keep digital banking platform knowledge in-house. Learn how your model compares.
- [Approach to Managing Digital Banking Platforms](https://www.alkami.com/resources/data-bites/charts/approach-to-managing-digital-banking-platforms/) - Banks and credit unions should assign dedicated teams to managing their digital banking platform. See how leadership structure impacts innovation.
- [Digital Banking Platforms: Retail vs. Business](https://www.alkami.com/resources/data-bites/charts/digital-banking-platforms-retail-vs-business/) - 48% of banks integrate retail and business in their digital banking platforms. See why unified digital experiences matter for long-term growth.
- [Modernizing Loan Payments: How Apple FCU Expanded Access with Digital Banking Solutions](https://www.alkami.com/resources/modernizing-loan-payments-how-apple-fcu-expanded-access-with-digital-banking-solutions/) - Discover how Apple FCU used digital banking solutions to enhance loan payments, reduce call volume, and deliver a modern member experience.
- [How Financial Institutions Are Using Alkami’s Digital Sales & Service Platform to Compete, Grow, and Retain](https://www.alkami.com/resources/media/webinars/how-financial-institutions-are-using-alkamis-digital-sales-service-platform-to-compete-grow-and-retain/) - Learn how financial institutions are using Alkami’s Digital Sales & Service Platform to grow deposits, drive adoption, and anticipate account holder needs.
- [Differentiating Capabilities: 5-Minute Digital Account Opening](https://www.alkami.com/resources/data-bites/charts/differentiating-capabilities-5-minute-digital-account-opening/) - Only 11% of financial institutions offer 5-minute digital account opening. Here’s why that gap matters and how banks and credit unions can reimagine onboarding.
- [Case Study: Towpath Credit Union](https://www.alkami.com/resources/client-success/case-study/case-study-towpath-credit-union/) - Towpath Credit Union leveraged Alkami’s digital banking solutions and data & marketing solutions to deliver a best-in-class experience to their members.
- [Inside the Layers: Strategies for Smarter Security & Fraud Prevention](https://www.alkami.com/resources/media/inside-the-layers-strategies-for-smarter-security-fraud-prevention/) - Discover proven layered security strategies in our exclusive Cybersecurity Awareness Month webinar. Protect your digital banking environment effectively.
- [Belco Community Credit Union: Building Stronger Member Relationships with a Strategic Partner](https://www.alkami.com/resources/client-success/case-study/belco-community-credit-union-building-stronger-member-relationships-with-a-strategic-partner/) - Belco Community Credit Union’s partnership with Alkami has empowered them to deepen member relationships using the digital banking platform and strategically plan for their future.
- [Positive Pay Banking: Your Step-by-Step Journey to Fraud Protection](https://www.alkami.com/resources/data-bites/positive-pay-banking-your-step-by-step-journey-to-fraud-protection/) - Discover how positive pay banking protects your business from ACH and check fraud. Explore a step-by-step guide to tools like ACH Positive Pay, Check Positive Pay, and real-time reporting to secure every stage of the payment journey.
- [How 3Rivers FCU Took Down 250+ Phishing Sites with Alkami & AppGate](https://www.alkami.com/resources/client-success/case-study/how-3rivers-fcu-took-down-250-phishing-sites-with-alkami-appgate/) - https://www.youtube.com/watch?v=YUYYVipKwa0 Since 1935, 3Rivers Federal Credit Union has empowered its community with a wide range of financial solutions and trusted, lifelong guidance. As a member-owned, not-for-profit cooperative with $2.47 billion in assets, more than 106,000 members, and 24 branches, 3Rivers is committed to protecting member information and defending against fraud and scams. Tim Boggs, Digital
- [Decision Makers’ Feelings Toward their Current Digital Banking Platform](https://www.alkami.com/resources/data-bites/charts/decision-makers-feelings-toward-their-current-digital-banking-platform/) - Explore how digital maturity impacts financial institution leaders’ satisfaction with digital banking platforms—and what your feelings might be telling you.
- [Alkami’s Budgeting & Strategies Playbook (2026)](https://www.alkami.com/resources/guides/ebooks/the-2026-budgeting-and-strategies-playbook/) - Download Alkami’s 2026 Budget and Strategies Playbook for information to help financial institutions leverage Anticipatory Banking to predict account holder needs, align technology with outcomes, and drive growth in the next era of banking using a digital sales and service platform
- [Don’t Fumble the Handoff: Win with the Business, the Owner, and the Successor](https://www.alkami.com/resources/media/webinars/dont-fumble-the-handoff-win-with-the-business-the-owner-and-the-successor/) - Watch our on-demand webinar to learn how banks can win the generational handoff, deepen business relationships, and drive growth with digital banking solutions.
- [Anticipating Account Holder Needs with Mid-Transaction Suggestions](https://www.alkami.com/resources/data-bites/charts/anticipating-account-holder-needs-with-mid-transaction-suggestions/) - Discover how mid-transaction suggestions are helping FI leaders drive real-time engagement within their digital banking solutions and why your institution should act now.
- [Corning Credit Union](https://www.alkami.com/resources/client-success/client-story/corning-credit-union/) - Making the Choice Mark Hufnagel, the CIO at Corning Credit Union, sat back in his chair after the meeting, tired and frustrated. Mark said, “I remember it like it was yesterday. Our online banking meetings were like playing the arcade game Whack-a-Mole. Chasing every new technology and feature that caught someone’s eye.” That’s when he
- [Educators Credit Union](https://www.alkami.com/resources/client-success/client-story/educators-credit-union/) - Doing Better for Users Educators Credit Union (ECU) was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Back in those days, the idea of money management being done through an endless series of zeros and ones on a mobile phone was nothing but a dream.
- [Fairmont Federal Credit Union](https://www.alkami.com/resources/client-success/client-story/fairmont-federal-credit-union/) - Staying Competitive Executing a comprehensive digital banking strategy can be a daunting task. Especially when you have to navigate multiple technology conversions to give your members the experience that they expect and deserve. That’s exactly the position Cindy Dickey found herself in at Fairmont Federal Credit Union. It was September of 2012, when Cindy and
- [STCU](https://www.alkami.com/resources/client-success/client-story/stcu/) - Preparing for What's Next​ Scott Rabe joined STCU more than two decades ago. And if you’d told Scott back then, when he served as a night operator running a check-sorting machine, that he would someday lead the digital development team at this fast-growing credit union — he would have said you were crazy. It’s ironic
- [Securityplus FCU](https://www.alkami.com/resources/client-success/client-story/securityplus-fcu/) - Making A Change Senior systems engineer Mike Adams knows Securityplus FCU inside and out. After all, he started his career there 37 years ago. In fact, his first full-time job was at the credit union. So, he knows when tides are shifting in the business. That’s precisely how Mike felt in 2018 as he sat
- [San Mateo Credit Union](https://www.alkami.com/resources/client-success/client-story/san-mateo-credit-union/) - Unprecedented Change Drives Innovation San Mateo Credit Union has understood the importance that mobile and online banking holds for its members. Over the years, however, they’ve come to realize that not all digital banking platforms are created equal, and that achieving true digital innovation means embracing change. In early 2016, San Mateo formed a Digital
- [Open Technology Solutions](https://www.alkami.com/resources/client-success/client-story/case-study-open-technology-solutions/) - Staying innovative: setting a mobile first vision While recent health and economic crises have underscored the importance of putting digital efforts at the center of credit union member acquisition and retention strategies, the demand for mobile and self-service offerings has actually been growing for many years. Open Technology Solutions LLC (OTS), a Credit Union Service
- [Idaho Central](https://www.alkami.com/resources/client-success/case-study/idaho-central/) - Revolutionizing User Experience and Security for the Future Creating the Branch of the Future Idaho Central Credit Union (ICCU) sees the branch of the future converging human and digital, allowing users access to a person at any time from any place via their mobile device. To provide this capability, ICCU transformed their branch in 2019
- [Vibrant](https://www.alkami.com/resources/client-success/case-study/vibrant/) - Staying at the forefront of digital banking with an agile partner Becoming More Innovative While Staying Unique Vibrant Credit Union leaders will be the first to tell you, “We are not your typical credit union.” That’s definitely true when it comes to the credit union’s digital banking and member experience. Just ask Kailey Fluegel, Vibrant
- [Advantis](https://www.alkami.com/resources/client-success/case-study/advantis/) - How Advantis Credit Union Transformed Member Experience Preparing for Growth It was early 2014, and Advantis, Oregon’s 5th-largest credit union, was in a tough spot. The institution had experienced significant growth, and their online banking initiative had taken off. Members were jumping on the digital banking bandwagon, but there was a problem. The user experience
- [Gulf Coast Educators Federal Credit Union](https://www.alkami.com/resources/client-success/case-study/gulf-coast-educators-federal-credit-union/) - Empowering Financial Institutions with Fintech Partnerships for Digital Success To support our clients’ efforts to grow at scale, Alkami’s partner program helps financial institutions deliver new products and services to compete in the digital age. We help our clients achieve their strategic objectives by partnering with third-party fintechs that offer synergistic solutions that complement our
- [Sun Federal Credit Union's Journey to Digital Banking Excellence](https://www.alkami.com/resources/client-success/case-study/sun-federal-credit-union/) - Sun Federal Credit Union (SFCU) Read how SFCU is driving higher loans and deposits per member than the federal credit union average by using the Alkami Platform in these ways: Harnessing data to push targeted messaging and offers directly to members Meeting members where they are with mobile solutions to once branch-only needs Utilizing deep
- [How Alliant Raised $500M in 6 months](https://www.alkami.com/resources/client-success/case-study/how-alliant-raised-500m-in-6-months/) - Over $500M in deposits raised in 6 months with a new member experience and member-first products While the credit union industry has historically struggled to replicate its white-glove member experience on online channels, Alliant Credit Union is proving that it is possible to create a superior digital experience for members – and drive significant growth
- [Key Measures of Success in Digital Banking Platform Conversions](https://www.alkami.com/resources/data-bites/charts/key-measures-of-success-in-digital-banking-platform-conversions/) - See why account holder satisfaction is the top success metric for digital banking platform conversions—and how financial institutions can prioritize it.
- [Radiant Credit Union](https://www.alkami.com/resources/client-success/testimonial/radiant-credit-union/) - Radiant Credit Union selected Alkami’s digital banking solutions in an effort to modernize the member experience and drive institutional growth.
- [Leveraging the Online Banking Platform to Drive Strategic Objectives](https://www.alkami.com/resources/client-success/testimonial/leveraging-the-online-banking-platform-to-drive-strategic-objectives/) - Radiant Credit Union Radiant Credit Union selected Alkami’s online banking platform for their credit union's digital transformation journey. Following their successful implementation, the credit union is excited to roll out additional enhancements for their commercial banking solutions, like business ACH and remote deposit capture. In the future, they are excited to leverage data analytics in
- [Leveraging Digital Banking Solutions to Enhance the Member Experience & Efficiency](https://www.alkami.com/resources/client-success/testimonial/leveraging-digital-banking-solutions-to-enhance-the-member-experience-efficiency/) - Unitus Community Credit Union At Unitus Community Credit Union in Portland, Oregon, Char Sears, VP of Member Experience and Product Management, and Heather Bianchini, AVP of Digital Banking Services, discuss their institution's strategic use of Alkami’s digital banking solutions to enhance the member experience and operational efficiency for their credit union. Leveraging Digital Banking for
- [Perceptions Surrounding Open Banking Regulatory Changes](https://www.alkami.com/resources/data-bites/charts/how-do-financial-institutions-view-the-delay-of-the-open-banking-regulation-in-the-u-s/) - Discover how banks and credit unions perceive the changes in open banking regulations and what it means for digital banking platform transformation.
- [Checklist: How to Fix Business Account Opening](https://www.alkami.com/resources/guides/whitepapers/checklist-how-to-fix-business-account-opening/) - Grow more business accounts with proven best practices from MANTL About 75% of small- to medium-sized businesses (SMBs) want digital deposit account opening, as do nearly two-thirds of moderate-complexity SMBs. Many institutions can find growth and cost savings from improving account opening processes. So, where do you start? This new guide from MANTL breaks down
- [The Increasing Importance of UX](https://www.alkami.com/resources/guides/whitepapers/the-increasing-importance-of-ux/) - Exclusive Alkami-led market research In June 2021, Alkami conducted primary research among 795 digital banking customers and members in the United States to better understand their expectations when it comes to an exemplary user experience and compared those findings with the perceptions of 150 regional and community financial institutions aspiring to deliver the same. We
- [Municipal Credit Union](https://www.alkami.com/resources/client-success/testimonial/municipal-credit-union/) - Get to know Municipal Credit Union’s approach to continually enhancing their members’ digital experience with the Alkami Platform.
- [Western Vista Federal Credit Union](https://www.alkami.com/resources/client-success/testimonial/western-vista-federal-credit-union/) - Hear how Western Vista Federal Credit Union is growing by providing a seamless journey between account opening, loan origination, and the larger digital banking experience.
- [Class Act Federal Credit Union](https://www.alkami.com/resources/client-success/testimonial/class-act-federal-credit-union/) - Discover how Class Act Federal Credit Union uses Alkami’s data management solution, Flux, to connect to members digitally as they would in the branch.
- [Louisiana Federal Credit Union](https://www.alkami.com/resources/client-success/testimonial/louisiana-federal-credit-union/) - Hear from Louisiana Federal Credit Union about how their collaboration with Alkami is fueling their growth.
- [Advantis Credit Union](https://www.alkami.com/resources/client-success/testimonial/alkami-colaborator-advantis-credit-union/) - Hear what Alkami customer service solutions Advantis Credit Union employs to empower their members.
- [Maine Savings Federal Credit Union](https://www.alkami.com/resources/client-success/testimonial/maine-savings-federal-credit-union/) - Learn how Alkami’s digital business banking solutions have helped Maine Savings Federal Credit Union refine their digital strategy to keep a competitive edge.
- [STAR Financial Bank](https://www.alkami.com/resources/client-success/testimonial/star-financial-bank/) - Learn how Alkami’s digital banking platform is helping STAR Financial Bank achieve its digital strategy, grow relationships with customers and create efficiencies.
- [Case Study: BankFund Credit Union Boosts Share Certificate Retention with Alkami’s Data and Marketing Solutions](https://www.alkami.com/resources/client-success/case-study/case-study-bankfund-credit-union-boosts-share-certificate-retention-with-alkamis-data-and-marketing-solutions/) - Case Study: BankFund Credit Union boosts share certificate retention with marketing for financial institutions.
- [Alkami’s Commitment to Becoming a Better Partner for our Client Community](https://www.alkami.com/resources/client-success/testimonial/alkamis-commitment-to-becoming-a-better-partner-for-our-client-community/) - Arkansas Federal Credit Union Stacy Starks, SVP of business initiatives and digital services at Arkansas Federal Credit Union (AFCU), shares insights into their partnership with Alkami and their experience leveraging the digital banking platform. Since joining Alkami’s client community in 2021, Stacy and the AFCU team appreciates the mutual respect and effective communication that define
- [Choosing the Right Digital Banking Platform Provider](https://www.alkami.com/resources/client-success/testimonial/choosing-the-right-digital-banking-platform-provider/) - Arkansas Federal Credit Union Stacy Starks, SVP of business initiatives and digital services at Arkansas Federal Credit Union (AFCU), discusses their transition to the Alkami digital banking platform. Before implementing Alkami’s digital banking platform, AFCU experienced instability and minimal innovation with their previous provider. This prompted a need for an accountable, innovative partner rather than
- [Driving Strategic Objectives via the Online Banking Platform](https://www.alkami.com/resources/client-success/testimonial/driving-strategic-objectives-via-the-online-banking-platform/) - Arkansas Federal Credit Union Stacy Starks, SVP of business initiatives and digital services at Arkansas Federal Credit Union (AFCU), highlights the technology advancements and successes they’ve experienced with their membership since partnering with Alkami for their online banking platform in 2021. AFCU’s digital roadmap for 2024 focuses on enhancing the member experience and expanding digital
- [The High Interest Rate Environment and its Impact on Consumers and Financial Institutions](https://www.alkami.com/resources/research/reports/the-high-interest-rate-environment-and-its-impact-on-consumers-and-financial-institutions/) - State of the Industry: The 2024 Alkami Telemetry Data Report The rising interest rate environment, which hasn’t been seen in decades, is creating new pressure on consumers and financial institutions alike. The 2024 Alkami Telemetry Data Report provides multiyear trends of key deposit, loan, and payment products, based on an aggregated panel of more than
- [How to increase online account opening volume by more than 3X](https://www.alkami.com/resources/client-success/case-study/how-to-increase-online-account-opening-volume-by-more-than-3x/) - When Guardian Credit Union, a $1.1B credit union headquartered in Alabama, decided to modernize its online and in-branch deposit account opening process, its primary focus was improving the member and employee experience and increasing operational efficiency. Guardian Credit Union partnered with MANTL to implement a 100% digital online account opening experience and modernize account opening
- [How to save 100+ hours a month on in-branch account opening](https://www.alkami.com/resources/client-success/case-study/how-to-save-100-hours-a-month-on-in-branch-account-opening/) - The branch remains a powerful tool for serving members at Financial Plus Credit Union, a $1.4B credit union headquartered in Michigan. Its vision for digitizing the in-branch experience was to give the credit union’s best resource, its incredible team members, back to its members. In less than a year after partnering with MANTL, Financial Plus
- [Quontic Bank](https://www.alkami.com/resources/client-success/testimonial/quontic-bank/) - By leveraging MANTL’s digital account opening with Alkami’s digital banking platform, Quontic Bank has delivered a comprehensive user experience to new and existing customers.
- [Digital is the Gateway to Primacy](https://www.alkami.com/resources/data-bites/infographics/digital-is-the-gateway-to-primacy/) - Infographic showcasing the key findings from the Generational Trends in Digital Banking 2025 study
- [Who to Involve in Your Digital Banking Platform Buying Committee](https://www.alkami.com/resources/data-bites/charts/who-to-involve-in-your-digital-banking-platform-buying-committee/) - The decision to switch digital banking platforms isn’t owned by a single role anymore. Financial institutions with successful conversions start with a multi-department team.
- [On-demand webinar: Establish Banking Primacy Across Generations through the adoption of Anticipatory Banking](https://www.alkami.com/resources/media/webinars/on-demand-webinar-establish-banking-primacy-across-generations-through-the-adoption-of-anticipatory-banking/) - Based on The 2025 Generational Trends in Digital Banking Study, this webinar features discussion around Alkami and The Center for Generational Kinetic’s exclusive national study.
- [Digital Banking Platform Primacy Creates Opportunity for Retention](https://www.alkami.com/resources/data-bites/charts/digital-banking-platform-primacy-creates-opportunity-for-retention/) - PFI status should still be sought after. 85% of digital banking Americans expect their primary banking relationship to be their most important provider in the next year.
- [How a $1.8B Credit Union Cut Fraud Losses by Over $200K in Six Months](https://www.alkami.com/resources/client-success/case-study/how-a-1-8b-credit-union-cut-fraud-losses-by-over-200k-in-six-months/) - Discover how a 100K+ member credit union reduced account takeover losses by $211K using layered fraud detection tools from BioCatch and Appgate—delivered through Alkami’s Partner Program.
- [How a $3.5B Credit Union Elevated Digital Banking and Security](https://www.alkami.com/resources/client-success/testimonial/how-a-3-5b-credit-union-elevated-digital-banking-and-security/) - See how a $3.5B credit union serving 189K members boosted engagement and strengthened fraud defenses using Alkami’s digital banking solution and partner integrations with BioCatch and Appgate.
- [How Digital Banking Americans Feel About their Finances](https://www.alkami.com/resources/data-bites/charts/how-digital-banking-americans-feel-about-their-finances/) - When it comes to their finances, digital banking Americans are optimistic and anxious about their financial future. Financial institutions have the opportunity to support.
- [Top Reasons Financial Institutions Switch Digital Banking Platforms](https://www.alkami.com/resources/data-bites/charts/top-reasons-financial-institutions-switch-digital-banking-platforms/) - Financial institutions are switching digital banking platform providers for better user experiences, support, innovation, and partnership.
- [Elevating The Payments Experience with Digital Banking Solutions](https://www.alkami.com/resources/client-success/testimonial/elevating-the-payments-experience-with-digital-banking-solutions/) - Discover why American Eagle FCU chose Alkami’s digital banking solutions for flexibility, fraud prevention, and a true partner experience with real results.
- [Culture, Partnership, and Progress with Modern Payments and Digital Banking Solutions](https://www.alkami.com/resources/client-success/testimonial/culture-partnership-and-progress-with-modern-payments-and-digital-banking-solutions/) - See how American Eagle FCU modernized member experiences with Alkami’s digital banking solutions and Paymentus, unlocking flexibility and real partnership.
- [Anticipatory Banking: Establishing Primacy Across Generations Through Digital Sales and Service](https://www.alkami.com/resources/research/reports/the-2025-generational-trends-in-digital-banking-study/) - The 2025 Generational Trends in Digital Banking Study is here with the latest research and generational preferences to inform new strategies—download your copy now.
- [How a $3B Community Bank Reimagined Business Banking—and Closed a $20M Deal Before Going Live](https://www.alkami.com/resources/client-success/testimonial/how-a-3b-community-bank-reimagined-business-banking-and-closed-a-20m-deal-before-going-live/) - Discover how First Fidelity Bank used Alkami’s business banking solutions to grow 13% during conversion and win a $20M deal before launch.
- [How First Fidelity Bank Strengthened Security with Positive Pay](https://www.alkami.com/resources/client-success/testimonial/how-first-fidelity-bank-strengthened-security-with-positive-pay/) - See how First Fidelity Bank uses Positive Pay and ACH Positive Pay to reduce fraud, save staff time, and give clients better control over transaction security.
- [Unitus Community Credit Union’s Digital Maturity Results](https://www.alkami.com/resources/client-success/testimonial/unitus-community-credit-unions-digital-maturity-results/) - Unitus Community Credit Union took Alkami’s retail banking digital sales & service maturity model assessment and leveraged their results as a path forward for their institution’s growth strategy.
- [Enhancing Banking Efficiency and Security](https://www.alkami.com/resources/client-success/testimonial/kennebec-savings-bank/) - Enhancing Banking Efficiency and Security: The Benefits of Kennebec Savings Bank’s Partnership with Alkami Jess Norton and Amy Driscoll from Kennebec Savings Bank share their experiences following the bank’s transition to the Alkami digital banking platform in October 2022. Kennebec Bank's motivations for choosing Alkami were the platform's flexibility, agility, strength, and comprehensive integration capabilities.
- [Trustmark National Bank](https://www.alkami.com/resources/client-success/case-study/trustmark-national-bank/) - Trustmark needed an all-in-one platform to solve legacy payment system challenges which would streamline back end processes, increase adoption, and better protect customers against fraud. They turned to their long-term partner, Alkami ACH Alert, to develop a replacement system for positive pay services using modern, comprehensive technology. Read our case study to learn more about
- [Transforming Customer Experience with Positive Pay: Heartland Bank's Success Story](https://www.alkami.com/resources/client-success/testimonial/transforming-customer-experience-with-alkami-heartland-banks-success-story/) - Discover how Heartland Bank, headquartered in Bloomington, Illinois, transformed its Positive Pay Solution’s customer experience and support efficiency by partnering with Alkami. With 70 branches and a growing asset base of $5 billion, Heartland Bank's Manager of Treasury Services, Todd Lindsey, shares insights into the challenges they faced and the remarkable improvements they've achieved. Hear
- [How Unitus Community Credit Union Stopped $160K in Fraud—Before Full Deployment](https://www.alkami.com/resources/client-success/testimonial/how-unitus-community-credit-union-stopped-160k-in-fraud-before-full-deployment/) - See how Unitus Community CU uses BioCatch and Alkami to prevent $160K+ in fraud, reduce MFA friction, and shift to proactive, AI-powered fraud prevention.
- [Retail Banking Digital Sales & Service Maturity Model Report](https://www.alkami.com/resources/research/reports/retail-banking-digital-sales-service-maturity-model-report/) - Alkami’s latest update on The Digital Sales & Service Maturity Model enables financial institutions to measure their digital maturity and identify their path forward.
- [Proactive Fraud Protection with Check Positive Pay](https://www.alkami.com/resources/client-success/testimonial/proactive-fraud-protection-with-check-positive-pay/) - Empowering Clients to Catch Fraud Early with Positive Pay Most business clients don’t think about fraud until they’ve had a problem,” says Lisa Carbone, senior vice president at Salem Five Bank. That’s why the bank turned to Alkami’s Check Positive Pay solution—to stay ahead of fraud. Since launching the tool, Salem Five Bank has been
- [How six banks improved their results with financial services marketing automation](https://www.alkami.com/resources/data-bites/infographics/how-six-banks-improved-their-results-with-financial-services-marketing-automation/) - Discover how these six banks used financial services marketing automation to get more conversions, increase revenue and strengthen customer relationships.
- [The 2024 Digital Banking Performance Metrics Report](https://www.alkami.com/resources/research/reports/the-2024-digital-banking-performance-metrics-report/) - The Definitive Annual Report Banks & Credit Unions Need To Gauge Their Digital Performance The ongoing sophistication of digital banking technology in conjunction with evolving consumer preferences and behaviors has accelerated the uptake of digital banking services, with more consumers than ever choosing to open accounts at fintechs as opposed to traditional banks and credit
- [Successful Implementation of Commercial Banking Solutions with Alkami](https://www.alkami.com/resources/client-success/testimonial/successful-implementation-of-commercial-banking-solutions-with-alkami/) - Mascoma Bank Samantha Pause, Chief Innovation and Brand Officer at Mascoma Bank, discusses their collaboration with Alkami. Mascoma Bank, a certified B Corporation serving northern New England since 1899, is dedicated to people, planet, and profit. Samantha highlights the unique technology stack at Mascoma Bank and how Alkami's adaptable approach to commercial banking solutions has
- [Positive Pay Adoption Trends & Strategies for Banks & Credit Unions](https://www.alkami.com/resources/research/reports/positive-pay-adoption-trends-strategies-for-banks-credit-unions/) - Discover how banks and credit unions combat rising check fraud and boost positive pay adoption with key strategies from the latest 2025 report.
- [Webinar: A Deep Dive Into Cornerstone’s 2025 Digital Banking Performance Metrics Study](https://www.alkami.com/resources/media/webinars/webinar-a-deep-dive-into-cornerstones-2025-digital-banking-performance-metrics-study/) - Watch the 2025 Digital Banking Performance Metrics Report webinar for additional perspectives on the industry’s digital banking solutions performance, digital investments and resource allocation.
- [The 2025 Playbook for Digital Bankers](https://www.alkami.com/resources/guides/ebooks/the-2025-playbook-for-digital-bankers/) - Today’s financial landscape is rife with both challenges and opportunities. Staying ahead means more than just keeping pace —it’s about leveraging technology for lasting success. This 2025 Playbook outlines key strategies banks and credit unions must adopt to thrive.
- [Business Banking Implementation Best Practices & Preparedness](https://www.alkami.com/resources/media/webinars/business-banking-implementation-best-practices-preparedness/) - Tackle your digital banking implementation with confidence. A digital banking conversion is arguably one of the most complex technology transformations that many experience in their careers. While this process can be intimidating, it also creates a unique opportunity for you to be the catalyst for innovation at your financial institution. And best of all? You
- [5 Data-Driven Campaigns with Proven ROI](https://www.alkami.com/resources/data-bites/infographics/5-data-driven-campaigns-with-proven-roi/) - The Top 5 Revenue-Driving Campaigns using Alkami’s Customer Insights & Marketing Automation What if you could generate revenue with a marketing campaign that takes minutes to set up? You can – and we can prove it. Having analyzed thousands of marketing campaigns over the past two years, the below compilation includes use cases from banks and
- [Financial Institutions Prioritize Relationship-Centric Solutions](https://www.alkami.com/resources/data-bites/charts/financial-institutions-prioritize-relationship-centric-solutions/) - New research shows that financial institutions are placing human connection at the center of their technology strategies, and want solutions that build personalization
- [Bank and Credit Union Perceptions on Systems](https://www.alkami.com/resources/data-bites/charts/bank-and-credit-union-perceptions-on-systems/) - New Data Highlights How Banks and Credit Unions Approach Their System Priorities, highlighting the different approaches banks have from credit unions when it comes to system investments
- [The 2025 Digital Banking Performance Metrics Report](https://www.alkami.com/resources/research/reports/the-2025-digital-banking-performance-metrics-report/) - Download The 2025 Digital Banking Performance Metrics Report now for perspectives on the industry’s digital banking solutions performance which can support smart(er) decisions about digital investments and resources.
- [The Most Mature Organizations Differentiate Themselves With A Secure UX That Enables Self-Service](https://www.alkami.com/resources/data-bites/charts/the-most-mature-organizations-differentiate-themselves-with-a-secure-ux-that-enables-self-service/) - Banks and credit unions can deliver businesses greater self-service and safeguard accounts from fraud, while uncovering new revenue with ACH fraud remediation.
- [What Are The Top Investment Priorities Of Credit Unions In 2025?](https://www.alkami.com/resources/data-bites/charts/what-are-the-top-investment-priorities-of-credit-unions-in-2025/) - Financial institutions are prioritizing fraud prevention technology investments in 2025
- [Financial Institutions’ Approach to Fraud Prevention: Perception vs. Reality](https://www.alkami.com/resources/data-bites/charts/financial-institutions-approach-to-fraud-prevention-perception-vs-reality/) - Financial institutions have an opportunity to improve fraud prevention by empowering account holders to better protect themselves from security threats.
- [To Americans, Digital Banking That Provides Data Protection Is Very Important](https://www.alkami.com/resources/data-bites/to-americans-digital-banking-that-provides-data-protection-is-very-important/) - Financial institutions have an opportunity to improve fraud prevention by protecting the data of their account holders through digital banking and online banking channels
- [UX/UI seen as a key feature to determine platform quality](https://www.alkami.com/resources/data-bites/charts/ux-ui-seen-as-a-key-feature-to-determine-platform-quality/) - In this survey analysis of digital banking decision makers, UI/UX is by far the most prioritized feature
- [Ideal Credit Union | Driving Marketing Engagement & Deposit Growth with Data](https://www.alkami.com/resources/client-success/testimonial/powering-profitability-with-data-driven-marketing-campaigns/) - Learn how data-driven marketing engagement helps Ideal Credit Union grow deposits by empowering staff with data and targeting the right members.
- [Financial Institutions Believe the Industry Will Improve Because of Artificial Intelligence](https://www.alkami.com/resources/data-bites/charts/financial-institutions-believe-the-industry-will-improve-because-of-artificial-intelligence/) - In this survey analysis, learn how financial Institutions feel about the impacts of Artificial Intelligence
- [AI-Powered Marketing Engagements | Meritrust Credit Union](https://www.alkami.com/resources/client-success/testimonial/meritrust-cu/) - Meritrust Credit Union uses Alkami’s marketing for financial institutions to streamline audience building and to help achieve their marketing engagement goals.
- [Mastering Business Banking Digital Maturity](https://www.alkami.com/resources/media/webinars/mastering-business-banking-digital-maturity/) - Are your business banking solutions keeping up with today’s demands? Research reveals that digitally mature organizations that prioritize UX, employee productivity, and mindset achieve higher revenue growth than peers.
- [The Bank of the Future: An FI or a Tech Company?](https://www.alkami.com/resources/data-bites/charts/the-bank-of-the-future-an-fi-or-a-tech-company/) - In this survey analysis, learn how financial Institutions feel about the future provider of banking services
- [Banks and credit unions need to focus on Generation Z as baby boomers transfer wealth](https://www.alkami.com/resources/data-bites/charts/banks-and-credit-unions-need-to-focus-on-generation-z-as-baby-boomers-transfer-wealth/) - In this survey analysis Alkami reveals that banks and credit unions do not feel that their tech is prepared for generation z
- [On-Demand Webinar: The Top 5 Business Banking Trends Shaping 2025](https://www.alkami.com/resources/media/webinars/on-demand-webinar-the-top-5-business-banking-trends-shaping-2025/) - For a third year in a row, Alkami product experts have selected their annual list of business banking trends. In this on-demand webinar, Alkami hosts three banking leaders to expand on each, and together reveal just how these trends are shaped by business operators’ preferences, and positively affect the operational efficiencies and profitability of their
- [Preparing for Open Banking in the U.S. – A Masterclass for Banking Executives](https://www.alkami.com/resources/media/webinars/preparing-for-open-banking-in-the-u-s-a-masterclass-for-banking-executives/) - What bankers need to know to prepare for, and embrace the open banking movement. Speakers CCG Catalyst Senior Research Analyst, Tyler Brown Alkami Chief Technology Officer, Deep Varma Host and Alkami Product Manager, API, Jamie Lang With open banking rapidly transforming the financial landscape as we know it, bankers can either choose to let open
- [Business Banking Digital Maturity Model](https://www.alkami.com/resources/research/reports/business-banking-digital-maturity-model/) - The Business Banking Digital Maturity Model measures maturity among financial institutions that offer business banking solutions and defines growth strategies.
- [Financial institutions consider other institutions within their community as their primary competitors](https://www.alkami.com/resources/data-bites/charts/financial-institutions-consider-other-institutions-within-their-community-as-their-primary-competitors/) - In this survey analysis, conducted since 2021, learn who financial institutions consider to be their competitors
- [The Top Risks Felt by Banks and Credit Unions Heading into 2025](https://www.alkami.com/resources/data-bites/charts/the-top-risks-felt-by-banks-and-credit-unions-heading-into-2025/) - In this survey analysis, learn what financial institutions consider to be their greatest risks over the next 18 months
- [The Top 5 Business Banking Trends Shaping 2025](https://www.alkami.com/resources/data-bites/infographics/the-top-5-business-banking-trends-shaping-2025/) - Discover the 5 transformative trends shaping business banking in 2025. Learn about modernized processes, data analytics, fraud prevention, and more.
- [The Top Investment Priorities for Bank and Credit Unions in 2025](https://www.alkami.com/resources/data-bites/charts/the-top-investment-priorities-for-bank-and-credit-unions-in-2025/) - What investments are financial institutions prioritizing in 2025? What we're seeing: Alkami Research conducted a study that surveyed bank and credit union banking platform decision makers/influencers to explore their digital banking provider perceptions and experience. We found that the top investment priority for credit unions in 2025 is technology to improve member experiences (#2 priority
- [2025playbook](https://www.alkami.com/resources/2025playbook/) - October 9th, 2024 The 2025 Playbook for Digital Bankers Welcome to the essential resource hub providing banks and credit unions with additional strategies above and beyond “The 2025 Digital Banking Playbook: Budgeting & Strategies for Banks and Credit Unions”. Play 1: 24/7 Access to Accounts & Money Play 2: Guarding the Financial Institution & Account
- [Case Study: NASA Federal Credit Union](https://www.alkami.com/resources/client-success/case-study/case-study-nasa-federal-credit-union/) - A Digital Transformation Journey with Alkami NASA Federal Credit Union embarked on a mission to modernize its digital banking solutions with a clear goal in mind: finding a partner who could not only modernize their member experience but also deliver on the promise of ongoing innovation and support. https://vimeo.com/1018382585 From the initial sales process through
- [Elevations Credit Union](https://www.alkami.com/resources/client-success/case-study/elevations-credit-union/) - Elevations Credit Union is leveraging Alkami’s digital banking solutions to empower their members with a best-in-class user experience.
- [Alkami Report: The Influence of Macro Economy on Consumer Behavior](https://www.alkami.com/resources/research/alkami-data/alkami-report-the-influence-of-macro-economy-on-consumer-behavior/) - Data analyzed from over 2B transactions Using de-identified data collected, across more than a million account holders, and represented by nearly two dozen financial institutions ranging in assets from $500 million to $15 billion, Alkami has identified several areas of opportunity for RCFIs to empower consumers and differentiate themselves from competing megabanks and neobanks. Combining
- [HELOC Origination Trends](https://www.alkami.com/resources/data-bites/charts/heloc-origination-trends/) - What we're seeing Housing affordability impacts those who don’t own homes and their ability to access the mortgage origination market. It also impacts existing homeowners, their propensity to move, and the financial products they want to consume. Despite higher interest rates, consumers are now heavily relying on home equity lines of credit (HELOCs) as a
- [Holiday Airline Travel Spending Patterns](https://www.alkami.com/resources/data-bites/charts/holiday-airline-travel-spending-patterns/) - Learn when consumers are spending on airfare most during the holiday season to better strategize bank and credit union communications and offers
- [When Did Holiday Consumer Spending Increase in 2023?](https://www.alkami.com/resources/data-bites/charts/when-did-holiday-consumer-spending-increase-in-2023/) - Learn when consumers are spending most during the holiday season to better strategize bank and credit union communications and offers
- [Are Businesses Operating Out of Retail Accounts?](https://www.alkami.com/resources/data-bites/charts/are-businesses-operating-out-of-retail-accounts/) - What we're seeing Business activity is not only limited to business accounts. Business specific transactions, such as payroll, wholesale purchases, business information technology expenses, and more are commonly found in retail accounts. Identifying these transactions is a strategic way to uncover businesses that are already at your institution. It may seem that only a small
- [Artificial Intelligence in Banking: Top Use Cases Revealed](https://www.alkami.com/resources/research/reports/artificial-intelligence-in-banking-top-use-cases-revealed/) - Artificial Intelligence (AI) is reshaping the banking industry, offering new opportunities and challenges. Alkami’s market study, “Application and Consumer Perception of Artificial Intelligence in Banking” dives deep into the current state of perceptions and realities, providing crucial insights and use cases bank and credit union teams can start applying now. Key Highlights: Regional and Community
- [Valley Strong Credit Union](https://www.alkami.com/resources/client-success/testimonial/valley-strong-credit-union/) - Get to know Valley Strong Credit Union’s approach to continually enhancing their members’ digital experience with the Alkami Platform.
- [Vibrant Credit Union](https://www.alkami.com/resources/client-success/testimonial/vibrant-credit-union/) - Learn how Vibrant Credit Union is customizing Alkami’s digital banking platform to create unique experiences for their current and potential members.
- [Driving Member Relationships, Retention and ROI with Digital Banking](https://www.alkami.com/resources/client-success/testimonial/connexus-cu/) - Since partnering with Alkami in 2014, Connexus Credit Union has rapidly expanded the breadth and depth of digital banking services and products that they offer their regional members – all with the goal of providing their members with a simple, reliable and relevant user experience. Hear from Chad Rodgers (Chief Operating Officer, Connexus Credit Union)
- [Measuring Digital Banking Platform Success from Implementation to Innovation](https://www.alkami.com/resources/client-success/testimonial/measuring-digital-banking-platform-success-from-implementation-to-innovation/) - NASA Federal Credit Union In choosing Alkami as their digital banking platform, NASA Federal Credit Union was transitioning from an account-centric to a member-centric experience. NASA FCU knew this change required extensive employee training and communication to set members up for success. Following their implementation, NASA FCU wanted to observe key metrics such as adoption
- [Achieving Success with On-Demand Resources for Retail Banking Solutions](https://www.alkami.com/resources/client-success/testimonial/achieving-success-with-on-demand-resources-for-retail-banking-solutions/) - Centra Credit Union Upon selecting Alkami for their retail banking solutions, Centra Credit Union felt supported throughout their implementation process as they received access to on-demand resources through Alkami University and Midas, Alkami’s client community portal. Within those platforms, the Centra team was able to leverage marketing resources and other support documents like product guides,
- [Innovation Powered by Consumer Banking Solutions](https://www.alkami.com/resources/client-success/testimonial/innovation-powered-by-consumer-banking-solutions/) - Patelco Credit Union As Patelco Credit Union outlined their company's key strategic objectives for the next few years, they identified the following areas of focus and are leveraging Alkami's consumer banking solutions as a vehicle for transformation. To improve the financial wellbeing of members, Patelco’s primary initiatives include: account consolidation to help members optimize and
- [Growing Adoption with Retail Banking Solutions](https://www.alkami.com/resources/client-success/testimonial/growing-adoption-with-retail-banking-solutions/) - Florida Credit Union Florida Credit Union selected Alkami’s retail banking solutions as they worked towards their institution’s goals of digital maturation, innovation through third-party fintech partnerships, and data utilization. Florida Credit Union is looking forward to growing their digital presence and the members they serve by delivering a platform that exceeds the needs of members.
- [How Connexus Credit Union is Elevating their Digital Banking Platform with Alkami Developer Tools](https://www.alkami.com/resources/client-success/testimonial/how-connexus-credit-union-is-elevating-their-digital-banking-platform-with-alkami-developer-tools/) - Connexus Credit Union wanted their digital members to be able to find all the information they needed within their digital banking platform, without having to refer back to their marketing website. To create parity between their online banking experience and their traditional website, Connexus leveraged Alkami developer tools including the Alkami Software Development Kit (SDK),
- [Partnership Success: Implementing Commercial Banking Solutions with Alkami](https://www.alkami.com/resources/client-success/testimonial/partnership-success-implementing-commercial-banking-solutions-with-alkami/) - Mascoma Bank Samantha Pause, Chief Innovation and Brand Officer at Mascoma Bank, shares insights into their community bank's collaboration with Alkami. Located in northern New England, Mascoma Bank's unique technology stack sets them apart, and Alkami's willingness to tailor their commercial banking solutions to fit these needs has been instrumental. The partnership with Alkami has
- [Banking on Millennials: Leveraging Generational Trends for Account Growth](https://www.alkami.com/resources/media/webinars/banking-on-millennials-leveraging-generational-trends-for-account-growth/) - We currently stand in the middle of what has been called the greatest intergenerational wealth transfer in history. As millennials are anticipated to be the nation’s future wealth holders, it is imperative for financial institutions to understand how this generation stands apart from baby boomers, Gen X, and Gen Z when creating compelling value propositions.
- [Proactively Mitigating Fraud Losses with Appgate Detect TA & Alkami](https://www.alkami.com/resources/client-success/case-study/proactively-mitigating-fraud-losses-with-appgate-detect-ta-alkami/) - Arkansas Federal Credit Union (AFCU) is a member-owned financial cooperative based in Little Rock, Arkansas. With membership open to all Arkansans, AFCU invests in the communities where their members live, work and play. The credit union has a membership of more than 150,000 with over $2.3 in assets and 21 branch locations throughout the state.
- [Leveraging Digital Banking Solutions to Power Institutional Growth](https://www.alkami.com/resources/client-success/testimonial/leveraging-digital-banking-solutions-to-power-institutional-growth/) - Idaho Central Credit Union has partnered with Alkami for the last seven years to deliver their members exceptional digital banking solutions. Over the years, Alkami and Idaho Central have built strong partnerships with various teams across the Alkami organization. With our recent investments pertaining to our client journey wall initiative from Alkami Co:lab 2023, Idaho
- [Building Stronger Commercial Relationships: Deposit Growth and Protection with Positive Pay](https://www.alkami.com/resources/media/webinars/building-stronger-commercial-relationships-deposit-growth-and-protection-with-positive-pay/) - Discover the critical role of check and ACH positive pay in fraud prevention and the intricacies of treasury management's organizational structure. Learn about strategic implementation, client training, and the importance of customizing fraud prevention services based on business size. Gain valuable insights into reverse positive pay, effective marketing strategies, and real-life success stories. Understand the
- [On-Demand Web Seminar: Advancing Digital Sales and Service Maturity in Community & Regional Financial Institutions](https://www.alkami.com/resources/media/webinars/on-demand-web-seminar-advancing-digital-sales-and-service-maturity-in-community-regional-financial-institutions/) - Not all financial institutions are at the same level of digitalization. Financial institutions today want to understand where they are in their digital journey and where they should focus their time and budget, but before now, no resources existed in the market to quickly answer these questions. These previously unanswered questions led to the research
- [INFOGRAPHIC | Banking on Millennials: How to Leverage Generational Trends](https://www.alkami.com/resources/data-bites/infographics/infographic-banking-on-millennials-how-to-leverage-generational-trends/) - Leverage Generational Trends Learn how banks and credit unions can attract and retain millennials with this infographic. Featuring insights, discoveries, and new data from The Generational Trends in Digital Banking Study that bank and credit union leaders can rely on to best serve millennials experiencing the greatest intergenerational wealth transfer in history. About the 2024
- [What You Can Learn From Your Account Holders’ Non-Traditional Business Lending Payments](https://www.alkami.com/resources/data-bites/charts/what-you-can-learn-from-your-account-holders-non-traditional-business-lending-payments/) - What we’re seeing Shopify Capital is a business lending product offered by the ecommerce platform Shopify to help its merchants grow. Instead of a traditional commercial lending model with monthly payments, these business loans are secured by a percentage of sales made through the Shopify Platform. For any day that a merchant makes a sale, a
- [Non-Traditional Business Lending Offers Quick Access](https://www.alkami.com/resources/data-bites/charts/non-traditional-business-lending-offers-quick-access/) - What we’re seeing OnDeck Capital is a digital first business lender offering quick access to funds to help a business grow. This organization offers term loans and lines of credit. Repayments are automatically deducted on a daily, weekly, or monthly basis. OnDeck offers a quick loan application and fast access to funds, up to $250k. In
- [Buy Now Pay Later Average Payment Trends](https://www.alkami.com/resources/data-bites/charts/buy-now-pay-later-average-payment-trends/) - What we're seeing Buy now pay later (BNPL) providers offer consumers the ability to finance a purchase, typically at the point of sale at many online retailers, while making interest-free payments over a short period of time. BNPL is attractive to consumers and is a convenient source of short-term financing. However, as the Office of
- [Certificate of Deposit Term Lengths Trended Shorter as Interest Rates Rose](https://www.alkami.com/resources/data-bites/charts/certificate-of-deposit-term-lengths-trended-shorter-as-interest-rates-rose/) - What we're seeing The average certificate of deposit (CD) term length in months is shown in the chart based on the opening date from 2019-2023. Revealed through consumer spending trend data, CDs became shorter in duration, on average, as interest rates increased. Financial institutions, perhaps reluctant to commit to higher cost of funds for long
- [Investor Personas Revealed in Transaction Data Trends](https://www.alkami.com/resources/data-bites/charts/investor-personas-revealed-in-transaction-data-trends/) - What we're seeing Transfers made for investing, identified in transaction data from Alkami Research’s analysis, reveal three primary personas of investors each at a different stage of investment maturity. Aspirational Newbies are starting with their investment journey and are attracted to investment options with “set it and forget it” features that transfer small amounts on
- [Investment Persona by the Numbers: 2023 Investment Amounts](https://www.alkami.com/resources/data-bites/charts/investment-persona-by-the-numbers-2023-investment-amounts/) - What we're seeing Last week’s chart revealed the types of personas that emerged when Alkami Research analyzed cleansed transaction data from the panel for investment transfers. Further analysis of these consumer trends shows the average and median dollar amounts invested by each persona. For this analysis, Alkami Research looked at outgoing transfers to investment companies
- [Investment Personas by the Numbers: 2023 Investment Frequency Patterns](https://www.alkami.com/resources/data-bites/charts/investment-personas-by-the-numbers-2023-investment-frequency-patterns/) - What we’re seeing Earlier this month, Alkami Research published an analysis of consumer spending trends, revealing our investment personas and the median amount invested per account throughout 2023 by each of the personas. This week, we look at median transaction investing patterns for each persona. Aspirational Newbies are the most frequent investors, with a median of 28.55 transactions throughout the
- [Spooky Halloween Costume Spend Trends from 2023](https://www.alkami.com/resources/data-bites/charts/spooky-halloween-costume-spend-trends-from-2023/) - What we’re seeing In the special edition of Alkami Data Bites, we examined when consumers do their Halloween costume shopping. Halloween costume spending, revealed by monitoring transactions at specialty Halloween stores like Spirit Halloween or Halloween Express, starts in early September and slowly builds week by week. Consumer spending accelerates once October hits and increases
- [How are Americans Navigating Buying a Home?](https://www.alkami.com/resources/data-bites/charts/how-are-americans-navigating-buying-a-home/) - What we're seeing Nearly four in five (79%) digital banking Americans agree it is more difficult for families or individuals to purchase a first home in their area than it was a year ago. More than a quarter (26%) of millennials say that buying a home hinders wealth building, as opposed to helping it. And
- [Mortgage Interest Rate Trends Since 2019](https://www.alkami.com/resources/data-bites/charts/mortgage-interest-rate-trends-since-2019/) - What we're seeing According to Freddie Mac’s U.S. Economic, Housing and Mortgage Market Outlook – July 2024, high mortgage rates and house price appreciation has led to a slowdown in the housing market and is causing housing inventory to pick up. Home prices have surged in the last four years. The amount of mortgage loan
- [Home Buying Affordability](https://www.alkami.com/resources/data-bites/charts/home-buying-affordability/) - What we're seeing The double whammy of higher home prices combined with rising interest rates has had a large impact in consumer purchasing power. In the top panel in the above chart, Alkami Telemetry Data shows the ratio of loan amount to monthly principal and interest (P&I) payment decreasing by 29.7% from December 2019 to
- [Average Auto Loan Interest Rate Trends](https://www.alkami.com/resources/data-bites/charts/average-auto-loan-interest-rate-trends/) - What we're seeing Interest rates have trended upwards in the automobile loan market since early 2022, following a three-year period where average interest rates had declined. Those who purchased a vehicle with financing at the end of 2023 are paying an average interest rate of 8 percent. Interestingly, the gap between the interest rate for
- [New and Used Auto Loan Initial Principal Trends](https://www.alkami.com/resources/data-bites/charts/new-and-used-auto-loan-initial-principal-trends/) - What we're seeing While the price of financing a vehicle via the interest rate has increased, as shown in last week’s chart, so has the cost of the vehicle itself. This week’s chart shows the average initial loan principal, a reasonable proxy for price trends in the auto market, based on origination date. A car
- [Buy Now Pay Later Usage Continues to Rise](https://www.alkami.com/resources/data-bites/charts/buy-now-pay-later-usage-continues-to-rise/) - What we're seeing Buy now pay later (BNPL) adoption has soared and shows no signs of abating. Alkami’s commissioned research* shows that 58 percent of digital banking Americans who use online-only banks say in five years, BNPL transactions will exceed credit card transactions in the U.S., the highest of any primary financial provider tested.
- [Day Camp Spend Starts in January, but Peaks in Summer](https://www.alkami.com/resources/data-bites/charts/day-camp-spend-starts-in-january-but-peaks-in-summer/) - What we're seeing Parents look to keep their children busy and active during the summer and day camps are a popular option. Sports camps, art camps, computer camps, and more keep kids active and engaged. This week’s chart analyzes 2023 data and compares the percentage of annual spend on day camps that occurred in each
- [Tennis Players Active Almost All Year](https://www.alkami.com/resources/data-bites/charts/tennis-players-active-almost-all-year/) - What we're seeing Tennis is another classic summer activity and a great lifelong game. As with any hobby, tennis enthusiasts have a lot of expenses to stay in the game: club memberships, equipment, athletic wear, league fees and more. Alkami research shows that tennis is nearly a year-around endeavor, with dollars spent throughout the year,
- [Amusement Park Visits Peak in Summer](https://www.alkami.com/resources/data-bites/charts/amusement-park-visits-peak-in-summer/) - What we're seeing This month has seen analysis of camping, day camps, and tennis. This week, the data tour of fun summertime activities ends with a look at amusement parks. The Alkami Research chart shows the number of accounts with amusement park transactions each month in 2023 to identify seasonal trends. To make it easy
- [Auto Insurance Premiums On the Rise](https://www.alkami.com/resources/data-bites/charts/auto-insurance-premiums-on-the-rise/) - What we're seeing Alkami Research has recently examined the impact of inflation and high interest rates on consumers as shown in the Alkami 2024 Telemetry Report revealing auto prices have gone up. It is no surprise that the cost to insure automobiles has increased too. From January 2022 to May 2024, the average monthly cost
- [Commercial Insurance Premiums Trend Upward Since 2022](https://www.alkami.com/resources/data-bites/charts/commercial-insurance-premiums-trend-upward-since-2022/) - What we're seeing The average monthly commercial insurance premiums, examining both general commercial insurance companies and liability insurance companies, have been on the rise. While there are spikes and valleys in certain months, our trendline, displayed as a dotted line in the chart above, shows that the average amount has risen approximately 74% over the
- [Renter’s Insurance Pricing Stays Steady](https://www.alkami.com/resources/data-bites/charts/renters-insurance-pricing-stays-steady/) - What we're seeing As the 2024 Alkami Telemetry Data Report shows, rent payments have increased substantially in recent years. Luckily for renters, renter’s insurance premiums have held steady, averaging just over $20/month. Takeaway and Call to Action Renter’s insurance is a recurring payment - make sure those payments are on your financial institution’s debit card
- [Are Rent Payments Increasing?](https://www.alkami.com/resources/data-bites/charts/are-rent-payments-increasing/) - What we're seeing More than two-thirds (67%) of digital banking Americans say the rising interest rate environment has had a significant impact on their standard of living and 59% are living paycheck to paycheck. Perhaps in no area is the sentiment more acute than in housing costs. Monthly rent payments took an upward trend starting
- [Are Bookstores Obsolete Yet?](https://www.alkami.com/resources/data-bites/charts/are-bookstores-obsolete-yet/) - What we're seeing Physical books aren't dead yet and Alkami Research data shows that Americans still have a preference for paper over Ereaders. Alkami Research compared year over year sales of the largest physical book store, Barnes & Noble, with sales from the leader in eBook sales, Amazon Kindle. In the transaction panel from 2023,
- [Average Size of Charitable Gifts Peak in December](https://www.alkami.com/resources/data-bites/charts/average-size-of-charitable-gifts-peak-in-december/) - What we're seeing With tax season behind us, Alkami Research examined data around giving to charities. Transaction analysis identified monetary gifts to more than 150 different major charities from account holders across our panel from January 2022 through March 2024. According to the IRS, there are more than 1.4 million tax exempt charitable organizations in the
- [Number of Charitable Gifts Made by Month](https://www.alkami.com/resources/data-bites/charts/number-of-charitable-gifts-made-by-month/) - What we're seeing Last week, we analyzed the average dollar amount of charitable donations made month-by-month from January 2022 through March 2024. In that case, the average amount of individual gifts show seasonality, peaking in December. This week, Alkami Research examined the number of charitable donations made by month, and the data showed the number
- [Top Charities Remain Consistent from 2022 to 2023](https://www.alkami.com/resources/data-bites/charts/top-charities-remain-consistent-from-2022-to-2023/) - What we're seeing People tend to have favorite causes that they support and give to again and again. In our above table of the top recipients of charitable donations in 2022 and 2023, nine of the top 10 from 2023 appear in the list of top 15 for 2023. Takeaway and Call to Action Regional
- [Most Tax Refunds Are Paid Before April](https://www.alkami.com/resources/data-bites/charts/most-tax-refunds-are-paid-before-april/) - What we're seeing While annual tax filings aren’t due until April 15, those who are getting refunds want their cash. In 2022 and 2023, 52 percent of refund dollars for the year were paid to tax payers in the first quarter of the year. In 2021, only 44 percent of refund dollars were paid out
- [Do Tax Payments Show Seasonality?](https://www.alkami.com/do-tax-payments-show-seasonality/) - What we're seeing While most tax refunds are claimed by taxpayers in the first quarter, those who have to make additional tax payments, beyond withholding that may come out of a paycheck, are making payments throughout the year. Alkami Research tracked the aggregate volume of federal tax payments made to the Internal Revenue Service (IRS)
- [Peak Summer Camping Months Ahead: What Campsite Transactions Can Reveal About Account Holders](https://www.alkami.com/resources/data-bites/charts/peak-summer-camping-months-ahead-what-campsite-transactions-can-reveal-about-account-holders/) - What we're seeing Camping is a classic summer activity for those who love the outdoors. Our research looked at seasonal trends in transactions at campsites using 2023 data to see a recent complete year. The chart shows both the number of accounts with campsite transactions and the average dollar amount of those transactions. The
- [How Much Are Account Holders Paying To Video Streaming Services Each Month?](https://www.alkami.com/resources/data-bites/charts/how-much-are-account-holders-paying-to-video-streaming-services-each-month/) - What we're seeing Alkami Research analyzed payments that account holders were making to video streaming services from 2020 to 2023. In our panel, the average number of video streaming services that account holders paid each month rose from 1.41 at the beginning of 2020 to a peak of 1.63 in March of 2023. The trendline
- [The Rise of Retail Memberships](https://www.alkami.com/resources/data-bites/charts/the-rise-of-retail-memberships/) - What we're seeing Alkami Research examined consumer engagement with retail memberships, a subscription where a consumer pays a membership fee to receive additional value added benefits with that retailer or brand. Brands and retailers do this to drive loyalty and ongoing engagement with their customers. In the Alkami Research panel, we found 1 in 4
- [How Much Are Account Holders Spending On Music Streaming Services?](https://www.alkami.com/resources/data-bites/charts/how-much-are-account-holders-spending-on-music-streaming-services/) - What we're seeing While video streamers have an average of 1.53 video streaming subscriptions, music streamers have greater loyalty to a single service and only pay an average of 1.03 services each month. This effectively means that while streamers may sample a few different video options, they only need a single music streaming subscription. It
- [Consumer Cell Phone Payment Is $155.81 On Average Per Month In 2023; Consumers Appear To Be Immune From Inflation On This Payment](https://www.alkami.com/resources/data-bites/charts/consumer-cell-phone-payment-is-155-81-on-average-per-month-in-2023-consumers-appear-to-be-immune-from-inflation-on-this-payment/) - What we're seeing The average cell phone bill was $151.81 per month in 2023. Although inflation has raised the price of most consumer goods, cell phone bills have stayed steady for the last two years analyzed in our telemetry data. In 2022, the average monthly cost was $155.07. A highly competitive space and substantially the
- [Are News Consumption Habits Changing in This Digital Economy?](https://www.alkami.com/resources/data-bites/charts/are-news-consumption-habits-changing-in-this-digital-economy/) - What we're seeing More and more, digital news is behind paywalls requiring subscriptions to gain full access to a publication’s content. Alkami Research analyzed subscription trends for three major legacy national newspaper brands and found that in 2022, The New York Times was nearly five times more popular than either The Wall Street Journal or
- [What Are The New Emerging Media Companies?](https://www.alkami.com/resources/data-bites/charts/what-are-the-new-emerging-media-companies/) - What we're seeing Last week, subscription trends were analyzed for traditional national newspaper brands. This week, Alkami Research explored consumer adoption of emerging news media brands Patreon, Substack, The Athletic, and Medium. Emerging platforms provide a decentralized approach to distributing news and content by providing a channel upon which creators can develop their own individual
- [Are Physical Magazine Subscriptions in a Decline?](https://www.alkami.com/resources/data-bites/charts/are-physical-magazine-subscriptions-in-a-decline/) - What we're seeing While last week’s analysis showed that physical book sales were, although declining some, remarkably resilient towards digital adoption, Alkami Research reveals that magazine subscriptions do not share that strength. In order to easily compare the percent change in number of magazine transactions and the dollars spent on magazine transactions, Alkami Research converted
- [How are the Different Generations Investing?](https://www.alkami.com/resources/data-bites/charts/how-are-the-different-generations-investing/) - What we're seeing Americans have a wide range of options for opening investment accounts. Traditional brands, like Schwab and Vanguard have been around since accounts were opened using paper applications and trades were made through brokerage house trading desks--“Desk Native.” TD Ameritrade and E*Trade launched when consumers were using their desktop computers to conduct trades
- [How Much Cryptocurrency are Account Holders Buying?](https://www.alkami.com/resources/data-bites/charts/how-much-cryptocurrency-are-account-holders-buying/) - What we're seeing In Alkami’s 2023 Telemetry Report, analysis of transactions to identified cryptocurrency (crypto) exchanges showed that transaction volume and dollars sent to those exchanges on a monthly basis roughly tracked the price of Bitcoin. Our hypothesis at the time was that the increase in the price of Bitcoin drew increased participation from consumers
- [Is Usage of Public Electric Vehicles (EV) Charging Transactions Climbing?](https://www.alkami.com/resources/data-bites/charts/is-usage-of-public-electric-vehicles-ev-charging-transactions-climbing/) - What we're seeing Electric Vehicles have become more popular in the U.S. with options from most major auto manufacturers as well as EV only carmakers like Tesla and Rivian. Alkami Research examined the usage of public charging station networks such as Chargepoint, EVGO, Electrify America, and Tesla Superchargers. Transactions in our panel were lower than expected
- [How Popular is At-Home DNA Testing?](https://www.alkami.com/resources/data-bites/charts/how-popular-is-at-home-dna-testing/) - What we're seeing At-home DNA testing is a relatively new concept, attractive to those who want to unlock insights about their health, ancestry, and more. Alkami Research looked at trends in transactions for two popular at-home DNA testing services over the last five years. Similar to what we saw in our VR Tech Trends Research a
- [How Much Do Consumers Utilize Emerging Technology: ChatGPT](https://www.alkami.com/resources/data-bites/charts/how-much-do-consumers-utilize-emerging-technology-chatgpt/) - What we're seeing One of the most exciting product launches of 2023 was ChatGPT, a generative artificial intelligence (AI)-driven chatbot. ChatGPT was developed by OpenAI, and followed the launch of OpenAI’s DALL-E, a generative AI-driven image creation tool. Both products are available for free on a limited basis, but paid subscriptions provide consumers access to
- [How Much Do Consumers Utilize Emerging Technology: OculusVR](https://www.alkami.com/resources/data-bites/charts/how-much-do-consumers-utilize-emerging-technology-oculusvr/) - What we're seeing Virtual Reality (VR) headsets is an emerging tech category. Apple announced its Vision Pro headset and released it on February 2. Sony launched a headset in early 2023 to go with its PlayStation 5 console. Gaming, to be sure, is a big use case, but vendors are touting more practical uses like
- [What are Businesses Spending the Most Money on Out of Consumer Accounts?](https://www.alkami.com/resources/data-bites/charts/what-are-businesses-spending-the-most-money-on-out-of-consumer-accounts/) - What we're seeing The analysis this week examines accounts that are paying food and drink distributors, suggestive of businesses such as gas stations, convenience stores and restaurants. Among those expenses identified as business-related, the largest expense is food wholesale at 33.4 percent, with the second largest portion of these expenses (30 percent) being related payroll
- [How much have student loan payments grown?](https://www.alkami.com/resources/data-bites/charts/how-much-have-student-loan-payments-grown/) - What we're seeing The pause on federally-backed student loans came to an end recently and borrowers were required to begin making payments on these loans in October. The data shows a big impact on account holders; the number of student loan payments grew 127 percent in October as compared to the previous month. Takeaway &
- [How much are borrowers paying across different types of loans?](https://www.alkami.com/resources/data-bites/charts/how-much-are-borrowers-paying-across-different-types-of-loans/) - What we're seeing Federally-backed student loans were paused in the early stages of 2020 in the midst of the COVID-19 pandemic, and those borrowers haven’t had to make any payments since. Others, who had a mix of federally-backed and private student loans, experienced relief from their federal loans, but continued to pay on private loans.
- [What is the comparison between student loan payments and credit card payments?](https://www.alkami.com/resources/data-bites/charts/what-is-the-comparison-between-student-loan-payments-and-credit-card-payments/) - What we're seeing This month's charts have shown the large increase in the number of student loan payments since federally-backed student loan forbearance ended, along with the magnitude of the new payments. The data panel was analyzed, comparing these new payments to student loan borrowers’ credit card payments in order to contextualize the burden of
- [Did Account Holders Invest More or Less in 2023?](https://www.alkami.com/resources/data-bites/charts/did-account-holders-invest-more-or-less-in-2023/) - What we're seeing The data panel revealed 16.3 percent fewer account holders sent money to an investment account in 2023 as compared to 2022, continuing a trend where 8 percent fewer moved money to an investment account in 2022 than in 2021. There are two potential factors that could be impacting investing. First, inflation is
- [Did Consumers Invest More Dollars in 2023?](https://www.alkami.com/resources/data-bites/charts/did-consumers-invest-more-dollars-in-2023/) - What we're seeing Previously, the data panel showed that the number of account holders transferring money to an investment account decreased each of the past two years. However, in 2023, the data shows an increase in total dollars moved to investment accounts in 2023, compared to 2021 and 2022 independently. In contrast, fewer account holders
- [How are Investors Behaving in the Economy?](https://www.alkami.com/resources/data-bites/charts/how-are-investors-behaving-in-the-economy/) - What we're seeing In 2023, investors withdrew more money from investment accounts than they did in 2022. However, as noted last week, more dollars were transferred to investment accounts in 2023 and the overall net investment increased. This could be another indication that there is a bifurcation in how different investors are behaving in the
- [Generational Adoption Rates for Personal and Home Security Products](https://www.alkami.com/resources/data-bites/charts/generational-adoption-rates-for-personal-and-home-security-products/) - What we're seeing As the world has increasingly become more digital, the home and personal security landscape has changed too. New risks, such as identity theft and computer crime, require consumers to respond; New market entrants with innovative approaches have created disruption and shifts in the security market. Overall, complexity around what security buyers look
- [The Connection Between Antivirus Software Users and Other Personal Protection Services](https://www.alkami.com/resources/data-bites/charts/the-connection-between-antivirus-software-users-and-other-personal-protection-services/) - What we're seeing Analysis of transaction data for security products reveals two interesting cohorts.Cohort 1: Among those who pay for Home Security systems, only 7.4 percent also pay for antivirus software. Cohort 2: In contrast, 14.6 percent of those who have identity monitoring or credit monitoring also pay for antivirus software.You might have thought that
- [Which Identity Protection Brands Do Regional and Community Financial Institution Account Holders Trust Most?](https://www.alkami.com/resources/data-bites/charts/which-identity-protection-brands-do-regional-and-community-financial-institution-account-holders-trust-most/) - What we're seeing Among account holders in our panel that pay for identity protection, three competitors claim most of the market: Experian with 36.5 percent, IdentityIQ with 35.3 percent and Lifelock (Norton) at 27.5 percent. Takeaway & Call to action for FIs If considering an identity theft partner for your regional or community bank or
- [A Case Study in Bundling Products: Tax Software and Credit Monitoring](https://www.alkami.com/resources/data-bites/charts/a-case-study-in-bundling-products-tax-software-and-credit-monitoring/) - What we're seeing TurboTax, a popular tax preparation product, offers tax preparers the opportunity to purchase identity theft protection when they file their tax return. Among TURBOTAX users who also had identity theft monitoring in our sample, 50.3 percent chose Experian (Turbotax’s partner). Among other tax software users that also selected identity theft, only 36.5
- [Can Payroll and Benefits Debits Reveal Businesses Operating out of a Consumer Account?](https://www.alkami.com/resources/data-bites/charts/can-payroll-and-benefits-debits-reveal-businesses-operating-out-of-a-consumer-account/) - What we're seeing In last week’s chart, the data showed that financial institutions have businesses with significant monthly expenditures operating out of consumer accounts. Additional analysis found payroll and benefits behavior within the data sample. Payroll and benefits payments are a few types of transactions that can be used to identify businesses masquerading inside retail
- [How Much are Businesses Spending on Payroll and Benefits out of Consumer Accounts?](https://www.alkami.com/resources/data-bites/charts/how-much-are-businesses-spending-on-payroll-and-benefits-out-of-consumer-accounts/) - What we're seeing Previously, the data panel was analyzed for consumer accounts being used for business banking, and a comparison was made between the overall spend of those that had identified debits being deducted for payroll and benefits payments versus those that did not. This week, the analysis focused on those businesses that have identified
- [Trend in Sporting Goods Transactions](https://www.alkami.com/resources/data-bites/charts/trend-in-sporting-goods-transactions/) - Summer retail sporting goods transactions spiked during the COVID-19 pandemic and have remained above pre-pandemic levels in the years since Source: Alkami Telemetry Data for this figure was sourced from a panel of 13 financial institutions consisting of more than 400,000 account holders and over 200 million transactions. What we're seeing: Summer (June-July) transactions at
- [Apple Card Usage](https://www.alkami.com/resources/data-bites/charts/apple-card-usage/) - Apple card usage continues to grow rapidly since its inception. What we're seeing: The Apple Card is a relatively new credit card offered by Apple Inc. and issued by Goldman Sachs. In its first full calendar year of being on the market, 2020, the number of payment transactions by account holders made to Apple Card
- [Apple Savings Account Surpasses $10B in Deposits](https://www.alkami.com/resources/data-bites/charts/apple-savings-account-surpasses-10b-in-deposits/) - Apple Savings Account Surpasses $10B in Deposits What we're seeing: Launched in April of 2023, Apple Card's high-yield savings account by Goldman Sachs has reportedly surpassed $10 billion in deposits in just a few short months. Apple also says that among Apple Card users, the participation rate is high, with 97 percent of savings account
- [Apple Savings vs. Rocket Money (Deposit Comparison)](https://www.alkami.com/resources/data-bites/charts/apple-savings-vs-rocket-money-deposit-comparison/) - Apple Savings vs. Rocket Money: Which Savings App Is Stealing The Most Deposits? What we're seeing:Previously, the amounts transferred to Apple Card's high-yield savings account found a median amount transferred of $1,750 and nearly one in four savers transferred over $10,000. The above chart further investigates Apple Savings compared to increasingly popular fintech/budgeting app Rocket
- [Apple Savings vs. Fintech Budgeting App Savers by Generation](https://www.alkami.com/resources/data-bites/charts/apple-savings-vs-fintech-budgeting-app-savers-by-generation/) - What we're seeing Previously, the usage of new personal finance apps showed consumers are responding to new ways of saving money and managing their finances. Account holders transferring funds to Apple’s new interest-bearing savings account tended to move much larger amounts than savers who moved funds using passive strategies with the fintech apps (medians: $1750
- [Fintech/Budgeting Savings App Behavior](https://www.alkami.com/resources/data-bites/charts/fintech-budgeting-savings-app-behavior/) - What we're seeing:Account holders who use saving features associated with fintech budgeting apps tend to move smaller amounts of money into savings, in contrast with the high-interest rate Apple Savings, where account holders moved larger amounts. While fintech budgeting apps savings accounts may be non-interest bearing, they can be attractive to account holders who wish
- [Alkami Telemetry Data - CD Openings](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-cd-openings/) - CD Openings Surge as Interest Rates Rise What we're seeing: As rising interest rates have shifted the focus for financial institutions from lending to deposits, consumer demand for CDs has proven to be highly interest rate sensitive. In February 2022, before the Fed began raising rates, the prime interest rate* was 3.25 percent. By May,
- [Alkami Telemetry Data - Large Coffee Retailer Reload Behavior](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-large-coffee-retailer-reload-behavior/) - A Coffee Retailer Case Study: Rewards Members vs. Direct Payers What we're seeing: A large coffee retailer created an interesting case study to research the spending habits of rewards members versus direct payers. Here are the findings: 23 percent of card reloaders spend 38 percent of the money. 38 percent of the dollars spent at
- [Alkami Telemetry Data - Personal Finance App Growth & Retention](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-personal-finance-app-growth-retention/) - Consumers are showing that they’re willing to sample new fintech apps, but Alkami is seeing high attrition rates in their data Source: This insight is sourced from a panel of 13 financial institutions consisting of more than 400,000 account holders and over 200 million transactions. Found within the data panel was paid subscriptions for a
- [Alkami Telemetry Data - Movie Ticket Trend](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-movie-ticket-trend/) - Barbenheimer brings people back to the theater, with transaction amounts through June 25.5 percent higher on average compared to 2019 Source: 2023 Alkami Telemetry Data is sourced from a panel of more than 20 financial institutions with a range of asset sizes from $500M to $15B. The data panel represents 2.16 billion transactions analyzed representing
- [Home Equity Balances vs. Prime Interest Rate and U.S. Median Home Prices](https://www.alkami.com/resources/data-bites/charts/home-equity-balances-vs-prime-interest-rate-and-u-s-median-home-prices/) - Home Equity Balances Increase as Interest Rates Rise Source: 2023 Alkami Telemetry Data is sourced from a panel of more than 20 financial institutions with a range of asset sizes from $500M to $15B. The data panel represents the financial behaviors of 2.1 million account holders. What we're seeing: Rising home values have left Americans
- [Alkami Telemetry Data - Earned Wage Access (EWA)](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-earned-wage-access-ewa/) - EWA sounds convenient, but is it? Source: "The 2023 Alkami Data Telemetry Report: State of the IndustrySM, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 12. What we're seeing: Per Alkami’s telemetry data, EWA appeals to younger employees, with more than 66 percent of
- [Alkami Telemetry Data - Peer-to-Peer Payments (P2P)](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-peer-to-peer-payments-p2p/) - Peer-to-Peer Payment (P2P) adoption is growing, fast. Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 11. What we're seeing: Alkami telemetry confirms P2P is a growing, common trend that is becoming the norm,
- [Alkami Telemetry Data - Earned Wage Access (EWA) use by Age Range](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-earned-wage-access-ewa-use-by-age-range/) - 60% of Earned Wage Access users are over the age of 30 Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 13. What we're seeing: Per Alkami's telemetry data, earned wage access has seen
- [Alkami Telemetry Data - Buy Now Pay Later (BNPL) Frequency of Use](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-buy-now-pay-later-bnpl-frequency-of-use/) - BNPL is becoming an additional bill, not a credit card replacement Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 8. What we're seeing Per Alkami’s primary market research, almost half of all digital
- [Alkami Telemetry Data - Fintech Apps Usage](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-fintech-apps-usage/) - Investment Dollars with Fintech Platforms is on the Rise Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "It’s the Economy, Again" page 6-7. In addition to Telemetry data, Alkami fielded a primary market research study* to find the opinions of banking consumers. What
- [Alkami Telemetry Data - Competitive Relationships Identified](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-competitive-relationships-identified/) - Primary Financial Institution (PFI) status is an ongoing challenge Source: 2023 Alkami Telemetry Data is sourced from a panel of more than 20 financial institutions with a range of asset sizes from under $500M to $15B. The data panel represents 2.16 billion transactions analyzed representing the financial behaviors of 1.1 million account holders across 8
- [Alkami Telemetry Data - Gig Economy Workers by Generation](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-gig-economy-workers-by-generation/) - Americans of all ages are taking advantage of gig work opportunities. Source: 2023 Alkami Telemetry Data is sourced from a panel of more than 20 financial institutions with a range of asset sizes from under $500M to $15B. The data panel represents 2.16 billion transactions analyzed representing the financial behaviors of 1.1 million account holders
- [Alkami Telemetry Data - Mortgage Openings at 7-year Low](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-mortgage-openings-at-7-year-low/) - Mortgage openings at 7-year low impacted by both rising rates and rising home prices. Source: 2023 Alkami Telemetry Data is sourced from a panel of more than 20 financial institutions with a range of asset sizes from under $500M to $15B. The data panel represents 2.16 billion transactions analyzed representing the financial behaviors of approximately
- [Alkami Telemetry Data - Electric Bills](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-electric-bills/) - On Average, Electric Bills Are On The Rise Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "It's the Economy, Again" page 3. What we're seeing: Alkami's telemetry data shows electricity bills increased more than 11 percent, on average, from August 2021 to August
- [Industry Data - Average Grocery Ticket Size](https://www.alkami.com/resources/data-bites/charts/industry-data-average-grocery-ticket-size/) - ***** The following content is for place holder purposes only. This is a private page that only designers and developers can view. Breaking Down the Cost of Groceries: What You Need to Know to Save Money on Your Next Shopping Trip The average size of a grocery bill varies depending on several factors, such as
- [Industry Data - Unemployment](https://www.alkami.com/resources/data-bites/charts/industry-data-unemployment/) - ***** The following content is for place holder purposes only. This is a private page that only designers and developers can view. Breaking Down the Cost of Groceries: What You Need to Know to Save Money on Your Next Shopping Trip The average size of a grocery bill varies depending on several factors, such as
- [Industry Data - Student Loan Bifurcation](https://www.alkami.com/resources/data-bites/charts/industry-data-student-loan-bifurcation/) - ***** The following content is for place holder purposes only. This is a private page that only designers and developers can view. Breaking Down the Cost of Groceries: What You Need to Know to Save Money on Your Next Shopping Trip The average size of a grocery bill varies depending on several factors, such as
- [Alkami Telemetry Data - Buy Now Pay Later](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-buy-now-pay-later/) - Buy Now Pay Later (BNPL) Trends: These consumers may be becoming more dependent on this alternative for everyday purchases Source:The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 8. What we're seeing: Alkami’s telemetry data
- [Alkami Telemetry Data - Cryptocurrency](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-cryptocurrency/) - Cryptocurrency Trends: More dollars are going into cryptocurrency each month than are coming out Source: The 2023 Alkami Data Telemetry Report: State of the Industry℠, Emerging Financial Institution Opportunities in an Uncertain Economy / "The Definitions of “Money” and "Payments" Continue to Evolve" page 10. What we're seeing: More dollars are going into cryptocurrency each
- [Banking on Security: Check & Real-time Payments Fraud](https://www.alkami.com/resources/media/webinars/banking-on-security-check-real-time-payments-fraud/) - Exploring the reality, risk and remediation strategies for check and real-time payments fraud As fraud schemes grow increasingly sophisticated, financial institutions must stay vigilant and proactive to protect their assets and account holders. Join us for an insightful webinar where we will explore two of today’s most pressing fraud challenges: check fraud and real-time payments
- [Retail Banking Implementation Best Practices & Preparedness](https://www.alkami.com/resources/media/webinars/retail-banking-implementation-best-practices-preparedness/) - Tackle your digital banking implementation with confidence. A digital banking conversion is arguably one of the most complex technology transformations that many experience in their careers. While this process can be intimidating, it also creates a unique opportunity for you to be the catalyst for innovation at your financial institution. And best of all? You
- [The 2024 Playbook: Budgeting & Strategies for Financial Institutions](https://www.alkami.com/resources/guides/ebooks/the-2024-playbook-budgeting-strategies-for-financial-institutions/) - Navigating 2024: A Comprehensive Guide for Financial Institutions in the Digital Banking Explore our comprehensive guide for financial institutions, offering industry insights and to better understand the challenges ahead in 2024. Discover expert strategies, innovative solutions, and digital banking platform budgeting recommendations to stay ahead in the ever-evolving digital banking landscape.
- [Sophisticated & Evolving Account Takeover Fraud](https://www.alkami.com/resources/media/partners/sophisticated-evolving-account-takeover-fraud/) - Account takeover fraud threats are becoming more sophisticated and successful with fraudsters leveraging the most innovative tools and techniques available to diminish the bank or credit unions reputation and steal from businesses and consumers. Hear from Seth Ruden, Director of Global Advisory for BioCatch to better understand how you can apply behavioral biometrics to detect
- [Transform Digital Banking into a Profit Center](https://www.alkami.com/resources/guides/ebooks/transform-digital-banking-into-a-profit-center/) - Digital banking is big business. By 2028, the global digital banking market size is estimated to surpass $10.3 trillion. Business market valuations, especially one set over such a span of time, is an indication that the tide is turning from a market made up only of early adopters to one of ubiquity. Consumers expect a
- [Infographic: 4 Money Trends Evolving The Financial Services Landscape](https://www.alkami.com/resources/data-bites/infographics/infographic-4-money-trends-evolving-the-financial-services-landscape/) - The very concept of money and payments continue to evolve. Alkami has identified and studied the four money trends that are impacting the economy and coloring the 2023 financial landscape: Buy Now Pay Later (BNPL) Cryptocurrency (Crypto) Earned Wage Access (EWA) Peer-to-Peer Payments (P2P)
- [Infographic: 10 Features Small Business Owners Want from their Digital Banking Platform](https://www.alkami.com/resources/data-bites/infographics/infographic-10-features-small-business-owners-want-from-their-digital-banking-platform/) - Alkami’s primary market research surveyed 400 small businesses in the U.S. We discovered what mattered most to small businesses when it came to their digital banking technology. Winning with small businesses means a seamless, and fast, online experience from the start. Small businesses today want to do everything instantly and digitally. This includes setting up
- [The 4 Elements of a Powerful Digital Sales & Service Platform](https://www.alkami.com/resources/guides/ebooks/the-4-elements-of-a-powerful-digital-sales-service-platform/) - A financial institution’s digital banking platform couldn’t be more important. Account holders want their primary financial institution to provide a top-of-the-line digital banking experience. But financial institutions know their digital banking solutions have long been a cost center — necessary, but a drain on their bottom lines. What if there were a way to transform
- [Financial technology and marketing tactics tailored for Gen Z](https://www.alkami.com/resources/guides/ebooks/financial-technology-and-marketing-tactics-tailored-for-gen-z/) - How can financial institutions transform their digital banking platform for Gen Z? It’s becoming clear to marketers that Generation Z is much different than their predecessors. In the eBook “How Banks and Credit Unions Can Attract and Retain Gen Z”, Alkami presents the ultimate guide to this truly unique and financially powerful population of account
- [Positioning Your Financial Institution for Business Banking Success](https://www.alkami.com/resources/media/perspectives-media/positioning-your-financial-institution-for-business-banking-success/) - Winning the hearts and wallets of small businesses is a key focus are for most banks and credit unions. In fact, 85% of banks believe greater success with small businesses is critical to their overall success and credit unions are increasingly more commercially-focused than ever before. Hear from Christine Barry, Head of Banking & Payments
- [Infographic: 3 Strategies to Grow Deposits in 2023](https://www.alkami.com/resources/data-bites/infographics/infographic-3-strategies-to-grow-deposits-in-2023/) - Tackling FIs’ #1 Priority: Deposit Growth A recent survey found that 43% of FI respondents listed deposit growth as their #1 priority over the next two years. As financial institutions battle deposit outflow, a competitive rate environment, and megabank and neobank challengers nibbling on their hard-earned banking relationships, they need a digital banking solution that
- [Mastering Positive Pay: Safeguarding Payments in the Digital Era](https://www.alkami.com/resources/media/product/mastering-positive-pay-safeguarding-payments-in-the-digital-era/) - Rapid and secure transactions are at the heart of successful business operations. Yet, the ever-evolving threat of fraud remains a formidable challenge. With 65% of organizations grappling with payments fraud in the last year alone, the need for protective measures has never been more urgent. Enter the world of "Positive Pay"—a beacon of hope in
- [Florida Credit Union](https://www.alkami.com/resources/client-success/case-study/florida-credit-union/) - Empowering Members with a Seamless Payments Experience within their Digital Banking Platform Florida Credit Union was established as a state-chartered credit union for teachers in 1954. Florida Credit Union is currently one of the leading credit unions in North and Central Florida. As a member-focused credit union, they strive to exceed, not just meet, the
- [Why User Experience (UX) Design is Critical to Online Banking Platform Success](https://www.alkami.com/resources/media/product/why-user-experience-ux-design-is-critical-to-online-banking-platform-success/) - The best digital banking solutions are more than just an aesthetically pleasing design. Of course, the visual appeal is paramount but equally important is the functionality and how all of the pieces seamlessly work together to benefit the end user within an online banking platform. Discover how Alkami uses the system usability scale (SUS) to
- [Infographic: 2024’s Top 5 Trends in Commercial & Business Banking](https://www.alkami.com/resources/data-bites/infographics/infographic-2024s-top-5-trends-in-commercial-business-banking/) - Get the Top 5 Trends in Business and Commercial Banking, and Learn How To Utilize Them In 2024, financial institutions are focusing on strategic treasury management, artificial intelligence automation, real-time transactions, lending and even redefining commercial banking as a whole. Download the infographic to learn about 2024’s trends, as selected by commercial banking insiders and
- [An Alkami + Datos Insights Webinar: 4 Tactics for Business Banking Success in 2024](https://www.alkami.com/resources/media/webinars/an-alkami-datos-insights-webinar-4-tactics-for-business-banking-success-in-2024/) - Commercial and business product adoption and deposit growth is a top priority for financial institutions as we head into the new year. Offering a digital banking solution that addresses the needs of complex, multi-entity commercial accounts with an approachable user experience to accommodate businesses of all sizes can help your institution acquire and retain business
- [Stop Silent Attrition with AI-Powered Marketing](https://www.alkami.com/resources/media/webinars/stop-silent-attrition-with-ai-powered-personalized-marketing/) - Silent attrition happens. Digital account opening makes it easy. Are you focused on helping account holders so they don't leave? How do you use data to increase engagement and prevent attrition? The breadcrumbs are there on who is at risk, and what their needs are! Join us as we chat with Capital Credit Union’s CMO
- [Tactics to Attract and Retain Gen Z as Account Holders](https://www.alkami.com/resources/media/webinars/tactics-to-attract-and-retain-gen-z-as-account-holders/) - What is the best way to attract and retain Gen Z account holders? It's a hot topic today in financial institutions worldwide. Constantly connected and user experience-obsessed, Generation Z (Gen Z) will soon represent the largest pool of account holders that banks and credit unions will serve over the next decade. It’s all about using
- [ACH Positive Pay & Check Positive Pay: The Payment Perspective by Wespay](https://www.alkami.com/resources/media/podcast/ach-positive-pay-check-positive-pay-the-payment-perspective-by-wespay/) - In this enlightening episode, we are joined by two industry experts, Jeff Duffy, the Assistant Vice President of Education and Events at Wespay, and Jamie Berg, the Vice President of Sales for Positive Pay at Alkami. Together, they delve into the intricacies of Positive Pay, an essential tool for financial institutions to combat fraud. Jeff and
- [The FI's Guide to Growing Confidently in 2020](https://www.alkami.com/resources/guides/whitepapers/the-fis-guide-to-growing-confidently-in-2020/) - 2020 will have its share of surprises... But preparing for the latest digital banking trends will help get you in a position to grow and keep your data secure. We’ve gathered our most sought-after digital banking insights from 2019 to help you get ahead of these developments and stay competitive: A look into what's next
- [STAR Financial Bank](https://www.alkami.com/resources/client-success/case-study/case-study-star-financial-bank/) - STAR Financial Bank needed the very best in digital banking to effectively engage business owners and consumers in a personal way through the digital channel. They felt the right partner that could help them be more effective in these areas would be transparent and serve as a trustworthy advisor. Read our case study to learn
- [Keesler Federal Credit Union](https://www.alkami.com/resources/client-success/case-study/case-study-keesler-federal-credit-union/) - This case study explores Keesler Federal Credit Union’s digital transformation journey across their organization – from their people and operational processes to member education and experience. Learn how Keesler Federal Credit Union accomplished their business goals while elevating their digital banking presence with: Financial wellness tools providing users’ credit score and transaction data insights Seamless
- [Monthly Payments to Credit Cards by Age Range](https://www.alkami.com/resources/data-bites/charts/alkami-telemetry-data-monthly-payments-to-credit-cards-by-age-range/) - Credit card usage is up for all age ranges over the last 30 months, especially among 21-30 and 31-40 year-olds. What we're seeing: As inflation has reared its head, credit card usage continues to surge higher. While all age cohorts have been affected, those in their 20s and 30s have been hit hardest. 21-30 year-olds
- [Are You All In On Digital Banking](https://www.alkami.com/resources/guides/whitepapers/are-you-all-in-on-digital-banking/) - Learn what to look for in a technology partner in our white paper, "Are You All In on Digital Banking?" We cover what it takes to grow confidently and adapt quickly in today's digital banking world, including: Data-driven insights - The more proficient financial institutions (FIs) are with data, the more confidently they can grow
- [Understanding the True Needs of the Critical Small Business Segment](https://www.alkami.com/resources/guides/whitepapers/understanding-the-true-needs-of-the-critical-small-business-segment/) - Alkami and Aite Group bring you insights on the key focus area for most banks and credit unions: small businesses. See the results of the recent Aite Group survey of more than 1,000 U.S.-based small businesses to answer these crucial market questions: The Small Business Disconnect - How do key factors influence banking preferences? Positioning
- [Digital Banking: Performance Metrics for Banks](https://www.alkami.com/resources/guides/whitepapers/digital-banking-performance-metrics-for-banks/) - Benchmark with our latest Cornerstone report for continued digital success Alkami has partnered with the industry experts at Cornerstone Advisors to produce an exclusive report for banks that gives executives the context they need to measure and manage their digital investments, channels, and operations.
- [Digital Banking: Performance Metrics for Credit Unions](https://www.alkami.com/resources/guides/whitepapers/digital-banking-performance-metrics-for-credit-unions/) - Benchmark with our latest Cornerstone report for continued digital success Alkami has partnered with the industry experts at Cornerstone Advisors to produce an exclusive report for credit unions that gives executives the context they need to measure and manage their digital investments, channels, and operations
- [Delivering Personalized Experiences Using Data](https://www.alkami.com/resources/guides/whitepapers/delivering-personalized-experiences-using-data/) - Alkami and Aite Group bring you insights on digital user engagement. Introduce new touch points to users who are increasingly turning to digital channels and the internet of things, and understand where to meet users next: Learn why FIs need to differentiate on banking experiences users want See how FIs can use data to deliver
- [Aligning Data Strategy and Organizational Priorities](https://www.alkami.com/resources/guides/whitepapers/aligning-data-strategy-and-organizational-priorities/) - Alkami and Aite Group bring you insights on FIs’ organizational priorities and challenges. See how data and analytics capabilities can be viewed as a strategic differentiator, and learn what keeps FIs from aligning data strategy and organizational priorities, such as: Difficulty finding qualified data scientists Lack of investment to support a data strategy Messy and
- [Orchestrating Data Across the Enterprise](https://www.alkami.com/resources/guides/whitepapers/orchestrating-data-across-the-enterprise/) - Alkami and Aite Group bring you insights on what FIs face in orchestrating their analytics process. Learn why FIs that recognize the importance of data may still not be able to extract the valuable information they have about their users: Gain insight into how effectively analytics executives believe they manage their process See how prepared
- [Small-Business Reporting and Data-Driven Insights](https://www.alkami.com/resources/guides/whitepapers/small-business-reporting-and-data-driven-insights/) - Alkami and Aite Group bring you insights on the crucial small-business sector. Learn how to meet business-user expectations to differentiate and compete head-to-head with Megabanks: Understand the disconnect between deliverables and small-business expectations Learn how to meet the reporting needs of small businesses Discover the potential for data-driven insights to deliver a better overall banking
- [Leading Digital Transformation](https://www.alkami.com/resources/guides/whitepapers/leading-digital-transformation/) - The digital future requires a new leadership model. The digital future requires a new leadership model.|The digital future requires a new leadership model. Banking Transformed from Jim Marous, Co-Publisher of The Financial Brand, offers a perspective on the importance of leadership transformation as well as recommendations for setting the necessary foundation for leading digitally transformed organizations: Learn
- [AI can impact the FI’s entire workflow: from front office to middle office to back office.](https://www.alkami.com/resources/guides/whitepapers/ai-can-impact-the-fis-entire-workflow-from-front-office-to-middle-office-to-back-office/) - In simple terms, artificial intelligence (AI) means using technology to do things that usually require human intelligence. It combines computer science with large sets of data to enable problem solving for many industries. For financial institutions (FIs), AI can be the key to growing at scale. Inside of this white paper we will: Define AI
- [Big Tech’s Influence on Digital Banking](https://www.alkami.com/resources/research/reports/big-techs-influence-on-digital-banking/) - Exclusive Alkami-led market research In June 2021, Alkami conducted primary research among 795 digital banking customers and members in the United States to better understand Big Tech’s influence on the digital banking experience and compared those findings with the perceptions of 150 regional and community financial institutions. We found that Big Tech is recreating the
- [Small Business Recovery in Light of the FI Paradigm Shift](https://www.alkami.com/resources/research/reports/small-business-recovery-in-light-of-the-fi-paradigm-shift/) - Exclusive Alkami-led market research Alkami surveyed 400 small businesses to understand how COVID has impacted them and how they feel about the future. We found an underlying shift that is changing the relationship between small businesses and financial providers. Key insights from the report include: Primacy is key. The primary financial institution (PFI) relationship holds
- [2022 Digital Banking Performance Metrics](https://www.alkami.com/resources/research/reports/2022-digital-banking-performance-metrics/) - Cornerstone 2022 Digital Banking Performance Metrics Alkami has partnered again this year with the industry experts at Cornerstone Advisors to produce an exclusive report for banks and credit unions that give financial institution executives the context they need to measure and manage their digital investments, channels, and operations. Read Cornerstone Advisors’ 2022 Digital Banking Performance
- [The 2022 Digital Banking Transformative Trends Study](https://www.alkami.com/resources/research/reports/the-2022-digital-banking-transformative-trends-study/) - Exclusive Alkami-led market research Created in partnership with The Center for Generational Kinetics (CGK), the national study surveyed over 1,500 U.S. participants who currently have a bank account and are active in digital banking. The survey was weighted to the 2020 U.S. Census for age, region, gender, and ethnicity—and the findings reveal numerous unexpected and
- [5 Trends Driving the Digital Banking Landscape](https://www.alkami.com/resources/research/reports/5-trends-driving-the-digital-banking-landscape/) - Cashless, Contactless, Crypto, Competition: Is Your FI Ready? 152 CU and bank executives share what emerging digital avenues they’re focusing on to keep members and customers happy, competition at bay, and what obstacles are keeping them from delivering a rich digital banking experience. Filled with useful insight by The Financial Brand and Alkami, this report
- [Jim Marous State of Digital and Engagement white Paper](https://www.alkami.com/resources/research/reports/state-of-digital-sales-engagement-in-banking/) - Banking Transformed White Paper: State of Digital Sales & Engagement in Banking Prioritizing consumer convenience, engagement and experience has never been more important for financial institutions. Doing so successfully requires a strategy laser-focused on customer centricity, but many institutions are not using their systems to their full potential, and in many cases decision-making trends towards
- [Leominster Credit Union’s Success Story with Alkami](https://www.alkami.com/resources/client-success/case-study/leominster-credit-unions-success-story-with-alkami/) - Leominster Credit Union (Leominster) The path to digital banking transformation was one of modernization, collaboration, and growth. Through their digital banking platform strategic partnership with Alkami, Leominster was equipped and supported as they facilitated a smooth transition for their members, introducing them to a new reality of digital banking with mobile-first capabilities and highly sought after features
- [Direct FCU: Innovating Digital Banking Solutions for Homeowners](https://www.alkami.com/resources/client-success/case-study/direct-fcu-innovating-digital-banking-solutions-for-homeowners/) - Direct FCU is strengthening homeowner relationships within their digital banking solutions by delivering insights about home value, available equity, and relevant offers.

## Solution Blocks

- [Receivables](https://www.alkami.com/solution-block/receivables/)
- [Reporting & Analytics](https://www.alkami.com/solution-block/reporting-analytics/)
- [Automated Billing](https://www.alkami.com/solution-block/automated-billing/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/solution-block/positive-pay-ach-reporting/)
- [Payments](https://www.alkami.com/solution-block/payments/)
- [Business Administration](https://www.alkami.com/solution-block/business-administration/)
- [Business Account Opening](https://www.alkami.com/solution-block/business-account-opening/)
- [Financial Wellness](https://www.alkami.com/solution-block/financial-wellness/)
- [Data & Marketing](https://www.alkami.com/solution-block/data-marketing/)
- [Digital ID](https://www.alkami.com/solution-block/digital-id/)
- [Customer Support](https://www.alkami.com/solution-block/customer-support/)
- [Card Experience](https://www.alkami.com/solution-block/card-experience/)
- [Digital Account Opening](https://www.alkami.com/solution-block/digital-account-opening/)
- [Digital Cards](https://www.alkami.com/solution-block/digital-cards/)
- [Money Movement](https://www.alkami.com/solution-block/money-movement/)
- [Commercial Banking](https://www.alkami.com/solution-block/commercial-banking/)
- [Positive Pay](https://www.alkami.com/solution-block/positive-pay/)
- [ACH Positive Pay](https://www.alkami.com/solution-block/ach-positive-pay/)

## Categories

- [Uncategorized](https://www.alkami.com/category/uncategorized/)
- [Blog](https://www.alkami.com/category/blog/)
- [Strategies](https://www.alkami.com/category/blog/strategies/)
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- [Technology](https://www.alkami.com/category/blog/technology/)
- [News](https://www.alkami.com/category/news/)
- [Press Release](https://www.alkami.com/category/news/press-release/)
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- [Partner](https://www.alkami.com/category/partner/)
- [Alliance](https://www.alkami.com/category/partner/alliance/)
- [Elements](https://www.alkami.com/category/partner/elements/)

## Tags

- [Security & Fraud Protection](https://www.alkami.com/tag/security-fraud-protection/)
- [AI Predictive Modeling](https://www.alkami.com/tag/ai-predictive-modeling/)
- [Digital Banking](https://www.alkami.com/tag/digital-banking/)
- [Business Banking](https://www.alkami.com/tag/business-banking/)
- [Retail Banking](https://www.alkami.com/tag/retail-banking/)
- [Company Culture](https://www.alkami.com/tag/company-culture/)
- [Customer Insights + Marketing Automation](https://www.alkami.com/tag/customer-insights-marketing-automation/)
- [Digital Account Opening](https://www.alkami.com/tag/digital-account-opening/)
- [Extensibility](https://www.alkami.com/tag/extensibility/)
- [Data & Marketing Solutions](https://www.alkami.com/tag/data-marketing-solutions/)
- [Credit Unions](https://www.alkami.com/tag/credit-unions/)
- [Financial Wellness](https://www.alkami.com/tag/financial-wellness/)
- [Customer Service](https://www.alkami.com/tag/customer-service/)
- [Co:lab](https://www.alkami.com/tag/colab/)
- [Business Administration](https://www.alkami.com/tag/business-administration/)
- [Card Experience](https://www.alkami.com/tag/card-experience/)
- [Loan Origination](https://www.alkami.com/tag/loan-origination/)
- [Transaction Data Cleansing](https://www.alkami.com/tag/transaction-data-cleansing/)
- [Partner Program](https://www.alkami.com/tag/partner-program/)
- [Activate](https://www.alkami.com/tag/activate/)
- [Credit Card Origination](https://www.alkami.com/tag/credit-card-origination/)
- [Payments](https://www.alkami.com/tag/payments/)
- [Money Movement](https://www.alkami.com/tag/money-movement/)
- [Commercial Banking](https://www.alkami.com/tag/commercial-banking/)
- [User Experience & Customer Experience](https://www.alkami.com/tag/user-experience-customer-experience/)
- [Data & Marketing](https://www.alkami.com/tag/data-marketing/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/tag/positive-pay-ach-reporting/)
- [Positive Pay for Check & ACH](https://www.alkami.com/tag/positive-pay-for-check-ach/)
- [Treasury Management](https://www.alkami.com/tag/treasury-management/)
- [Business Account Opening](https://www.alkami.com/tag/business-account-opening/)
- [Banks](https://www.alkami.com/tag/banks/)
- [Customer Insights](https://www.alkami.com/tag/customer-insights/)
- [Reporting & Analytics](https://www.alkami.com/tag/reporting-analytics/)
- [Telemetry Data](https://www.alkami.com/tag/telemetry-data/)
- [Digital Sales & Service](https://www.alkami.com/tag/digital-sales-service/)
- [ACH Origination Verification](https://www.alkami.com/tag/ach-origination-verification/)
- [EDI Translation](https://www.alkami.com/tag/edi-translation/)
- [ACH Returns & Notifications of Change](https://www.alkami.com/tag/ach-returns-notifications-of-change/)
- [Fisionaries](https://www.alkami.com/tag/fisionaries/)
- [Digital ID](https://www.alkami.com/tag/digital-id/)
- [Fraud Protection](https://www.alkami.com/tag/fraud-protection/)
- [Money Movemen](https://www.alkami.com/tag/money-movemen/)
- [ACH Returns & NOCs](https://www.alkami.com/tag/ach-returns-nocs/)
- [Commercial Banking Solutions](https://www.alkami.com/tag/commercial-banking-solutions/)
- [Artificial Intelligence in Banking](https://www.alkami.com/tag/artificial-intelligence-in-banking/)
- [digital sales and service](https://www.alkami.com/tag/digital-sales-and-service/)
- [Data Insights](https://www.alkami.com/tag/data-insights/)
- [Full Funnel Marketing](https://www.alkami.com/tag/full-funnel-marketing/)
- [Business Banking Solutions](https://www.alkami.com/tag/business-banking-solutions/)
- [Predictive AI](https://www.alkami.com/tag/predictive-ai/)
- [Customer Experience](https://www.alkami.com/tag/customer-experience/)
- [Client Story](https://www.alkami.com/tag/client-story/)
- [Client Success](https://www.alkami.com/tag/client-success/)
- [Data Bites](https://www.alkami.com/tag/data-bites/)
- [Receivables](https://www.alkami.com/tag/receivables/)
- [Automated Billing](https://www.alkami.com/tag/automated-billing/)
- [Commercial banking/business banking](https://www.alkami.com/tag/commercial-banking-business-banking/)
- [Payment Fraud Prevention](https://www.alkami.com/tag/payment-fraud-prevention/)
- [Digital Banking Solutions](https://www.alkami.com/tag/digital-banking-solutions/)
- [Security & Fraud](https://www.alkami.com/tag/security-fraud/)
- [AI](https://www.alkami.com/tag/ai/)
- [consumer banking solutions](https://www.alkami.com/tag/consumer-banking-solutions/)
- [transaction enrichment](https://www.alkami.com/tag/transaction-enrichment/)
- [Digital Maturity](https://www.alkami.com/tag/digital-maturity/)
- [n/a](https://www.alkami.com/tag/n-a/)
- [Mobile Banking](https://www.alkami.com/tag/mobile-banking/)
- [Credit Union](https://www.alkami.com/tag/credit-union/)
- [Women in Banking](https://www.alkami.com/tag/women-in-banking/)
- [business digital account opening](https://www.alkami.com/tag/business-digital-account-opening/)
- [security and fraud protection](https://www.alkami.com/tag/security-and-fraud-protection/)
- [retail banking solutions](https://www.alkami.com/tag/retail-banking-solutions/)
- [Deposit Growth](https://www.alkami.com/tag/deposit-growth/)
- [Alkami Co:lab](https://www.alkami.com/tag/alkami-colab/)
- [security and fraud](https://www.alkami.com/tag/security-and-fraud/)
- [Artificial Intelligence](https://www.alkami.com/tag/artificial-intelligence/)
- [Research](https://www.alkami.com/tag/research/)
- [Reports](https://www.alkami.com/tag/reports/)
- [Research Reports](https://www.alkami.com/tag/research-reports/)
- [positive pay](https://www.alkami.com/tag/positive-pay/)
- [digital sales and service platform](https://www.alkami.com/tag/digital-sales-and-service-platform/)
- [check positive pay](https://www.alkami.com/tag/check-positive-pay/)
- [positive pay for check and ACH](https://www.alkami.com/tag/positive-pay-for-check-and-ach/)
- [Anticipatory Banking](https://www.alkami.com/tag/anticipatory-banking/)
- [Positive Pay for Checks & ACH](https://www.alkami.com/tag/positive-pay-for-checks-ach/)
- [Evaluation & Research](https://www.alkami.com/tag/evaluation-research/)
- [Conversion Project Plan](https://www.alkami.com/tag/conversion-project-plan/)
- [Needs Assessment Toolkit](https://www.alkami.com/tag/needs-assessment-toolkit/)
- [Initial Demo Readiness Toolkit](https://www.alkami.com/tag/initial-demo-readiness-toolkit/)
- [Full Day Demo Readiness Toolkit](https://www.alkami.com/tag/full-day-demo-readiness-toolkit/)
- [How To | Contract Review & Negotiations](https://www.alkami.com/tag/how-to-contract-review-negotiations/)
- [Blank 1](https://www.alkami.com/tag/blank-1/)
- [Blank 2](https://www.alkami.com/tag/blank-2/)
- [Blank 3](https://www.alkami.com/tag/blank-3/)
- [Blank 4](https://www.alkami.com/tag/blank-4/)
- [Blank 5](https://www.alkami.com/tag/blank-5/)
- [Blank 6](https://www.alkami.com/tag/blank-6/)
- [Blank 7](https://www.alkami.com/tag/blank-7/)
- [Blank 8](https://www.alkami.com/tag/blank-8/)
- [Blank 9](https://www.alkami.com/tag/blank-9/)
- [Blank 10](https://www.alkami.com/tag/blank-10/)
- [Blank 11](https://www.alkami.com/tag/blank-11/)
- [Blank 12](https://www.alkami.com/tag/blank-12/)
- [Blank 13](https://www.alkami.com/tag/blank-13/)
- [APIs & SDK](https://www.alkami.com/tag/apis-sdk/)
- [user experience](https://www.alkami.com/tag/user-experience/)
- [Digital Sales & Service Platform](https://www.alkami.com/tag/digital-sales-service-platform/)
- [Generational Trends](https://www.alkami.com/tag/generational-trends/)
- [Retail Account Opening](https://www.alkami.com/tag/retail-account-opening/)
- [Bank](https://www.alkami.com/tag/bank/)
- [Product Release](https://www.alkami.com/tag/product-release/)
- [BioCatch](https://www.alkami.com/tag/biocatch/)
- [MANTL](https://www.alkami.com/tag/mantl/)
- [AppGate](https://www.alkami.com/tag/appgate/)

## Content Types

- [Case Studies](https://www.alkami.com/content-type/case-studies/)
- [Media](https://www.alkami.com/content-type/media/)
- [Webinar](https://www.alkami.com/content-type/webinar/)
- [Podcast](https://www.alkami.com/content-type/podcast/)
- [Guides](https://www.alkami.com/content-type/guides/)
- [Research](https://www.alkami.com/content-type/research/)
- [Data Bites](https://www.alkami.com/content-type/data-bites/)

## Elements

- [In the report list](https://www.alkami.com/element/in-the-report-list/)

## Event Types

- [Conference](https://www.alkami.com/event-type/conference/)

## Featured

- [Yes](https://www.alkami.com/feature/yes/)

## FI Outcomes

- [Improve Onboarding](https://www.alkami.com/fi-outcome/improve-onboarding/)
- [Engagement & Expansion](https://www.alkami.com/fi-outcome/engagement-expansion/)
- [Increase Deposits](https://www.alkami.com/fi-outcome/increase-deposits/)
- [Increase Loans](https://www.alkami.com/fi-outcome/increase-loans/)
- [Increase Revenue](https://www.alkami.com/fi-outcome/increase-revenue/)
- [Improve Operational Efficiency](https://www.alkami.com/fi-outcome/improve-operational-efficiency/)
- [Protect Account Holders](https://www.alkami.com/fi-outcome/protect-account-holders/)

## FI Types

- [Bank](https://www.alkami.com/fi-type/bank/)
- [Credit Union](https://www.alkami.com/fi-type/credit-union/)

## Internals

- [Value Driver](https://www.alkami.com/internal/value-driver/)
- [Cleaned](https://www.alkami.com/internal/cleaned/)
- [Has Video](https://www.alkami.com/internal/has-video/)
- [image not appearing](https://www.alkami.com/internal/image-not-appearing/)
- [NO CONTENT](https://www.alkami.com/internal/no-content/)
- [broken stats](https://www.alkami.com/internal/broken-stats/)
- [Draft it?](https://www.alkami.com/internal/draft-it/)
- [Need STATS](https://www.alkami.com/internal/need-stats/)
- [Homepage](https://www.alkami.com/internal/homepage/)
- [Redirects](https://www.alkami.com/internal/redirects/)
- [links verified](https://www.alkami.com/internal/links-verified/)
- [redirect pardot](https://www.alkami.com/internal/redirect-pardot/)
- [bbs blocks](https://www.alkami.com/internal/bbs-blocks/)
- [rbs blocks](https://www.alkami.com/internal/rbs-blocks/)
- [testimonials](https://www.alkami.com/internal/testimonials/)
- [use case](https://www.alkami.com/internal/use-case/)
- [Digital Banking](https://www.alkami.com/internal/digital-banking/)
- [Retail Banking](https://www.alkami.com/internal/retail-banking/)
- [table of contents sidebar](https://www.alkami.com/internal/table-of-contents-sidebar/)
- [Dynamic Content](https://www.alkami.com/internal/dynamic-content/)
- [Needs Videos](https://www.alkami.com/internal/needs-videos/)
- [Needs Video](https://www.alkami.com/internal/needs-video/)
- [Business Banking](https://www.alkami.com/internal/business-banking/)

## Line of Businesses

- [Digital Banking](https://www.alkami.com/line-of-business/digital-banking/)
- [Retail Banking](https://www.alkami.com/line-of-business/retail-banking/)
- [Business Banking](https://www.alkami.com/line-of-business/business-banking/)
- [Data & Marketing](https://www.alkami.com/line-of-business/data-marketing/)
- [Onboarding & Account Opening (MANTL)](https://www.alkami.com/line-of-business/onboarding-account-opening-mantl/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/line-of-business/positive-pay-ach-reporting/)
- [Digital Sales & Service Platform](https://www.alkami.com/line-of-business/digital-sales-service-platform/)

## MC Categories

- [Alkami in the News](https://www.alkami.com/mc-category/alkami-in-the-news/)

## MC Outlets

- [CU Broadcast](https://www.alkami.com/mc-outlet/cu-broadcast/)
- [Finopotamus](https://www.alkami.com/mc-outlet/finopotamus/)
- [The Financial Brand](https://www.alkami.com/mc-outlet/the-financial-brand/)
- [Insider Monkey](https://www.alkami.com/mc-outlet/insider-monkey/)
- [PYMNTS](https://www.alkami.com/mc-outlet/pymnts/)
- [ABA Banking Journal](https://www.alkami.com/mc-outlet/aba-banking-journal/)
- [Global Fintech Series](https://www.alkami.com/mc-outlet/global-fintech-series/)
- [Fintech Nexus](https://www.alkami.com/mc-outlet/fintech-nexus/)
- [The Credit Union Connection](https://www.alkami.com/mc-outlet/the-credit-union-connection/)
- [Forbes](https://www.alkami.com/mc-outlet/forbes/)
- [BAI](https://www.alkami.com/mc-outlet/bai/)
- [FinXTech](https://www.alkami.com/mc-outlet/finxtech/)
- [Gonzo Banker](https://www.alkami.com/mc-outlet/gonzo-banker/)
- [CUInsight](https://www.alkami.com/mc-outlet/cuinsight/)
- [Bank Director](https://www.alkami.com/mc-outlet/bank-director/)
- [Digital Transactions](https://www.alkami.com/mc-outlet/digital-transactions/)
- [Bank Automation News](https://www.alkami.com/mc-outlet/bank-automation-news/)
- [The AI Journal](https://www.alkami.com/mc-outlet/the-ai-journal/)
- [eMarketer](https://www.alkami.com/mc-outlet/emarketer/)
- [Bankadelic Podcast](https://www.alkami.com/mc-outlet/bankadelic-podcast/)

## Nav Childs

- [Digital Banking Solutions](https://www.alkami.com/nav-child/digital-banking-solutions/)
- [Data & Marketing Solutions](https://www.alkami.com/nav-child/data-marketing-solutions/)
- [Positive Pay & ACH Reporting](https://www.alkami.com/nav-child/positive-pay-ach-reporting/)
- [MANTL Onboarding & Account Opening](https://www.alkami.com/nav-child/mantl-onboarding-account-opening/)
- [Financial Institution Goal](https://www.alkami.com/nav-child/financial-institution-goal/)

## Nav Item Types

- [Icon Box](https://www.alkami.com/nav-item-type/icon-box/)
- [List Item](https://www.alkami.com/nav-item-type/list-item/)

## Nav Parents

- [Solutions](https://www.alkami.com/nav-parent/solutions/)

## Nav Sub Childs

- [Retail Banking](https://www.alkami.com/nav-sub-child/retail-banking/)
- [Business Banking](https://www.alkami.com/nav-sub-child/business-banking/)

## Page Tags

- [ret](https://www.alkami.com/page-tag/ret/)
- [Bank](https://www.alkami.com/page-tag/bank/)
- [OAO](https://www.alkami.com/page-tag/oao/)
- [Digital Banking](https://www.alkami.com/page-tag/digital-banking/)
- [Business Banking](https://www.alkami.com/page-tag/business-banking/)
- [Credit Union](https://www.alkami.com/page-tag/credit-union/)
- [Security & Fraud Protection](https://www.alkami.com/page-tag/security-fraud-protection/)
- [Generational Trends](https://www.alkami.com/page-tag/generational-trends/)
- [Women in Banking](https://www.alkami.com/page-tag/women-in-banking/)

## Placements

- [Partner Program](https://www.alkami.com/placement/partner-program/)
- [Homepage](https://www.alkami.com/placement/homepage/)
- [Retail Banking](https://www.alkami.com/placement/retail-banking/)
- [Data & Marketing Main](https://www.alkami.com/placement/data-marketing-main/)
- [Data Insights](https://www.alkami.com/placement/data-insights/)
- [Predictive AI](https://www.alkami.com/placement/predictive-ai/)
- [Full Funnel Marketing](https://www.alkami.com/placement/full-funnel-marketing/)
- [Business Banking](https://www.alkami.com/placement/business-banking/)

## Resource Categories

- [Client Success](https://www.alkami.com/resource-category/client-success/)
- [Case Study](https://www.alkami.com/resource-category/case-study/)
- [Client Story](https://www.alkami.com/resource-category/client-story/)
- [Research](https://www.alkami.com/resource-category/research/)
- [Reports](https://www.alkami.com/resource-category/reports/)
- [Testimonial](https://www.alkami.com/resource-category/testimonial/)
- [Data Bites](https://www.alkami.com/resource-category/data-bites/)
- [Charts](https://www.alkami.com/resource-category/charts/)
- [Infographics](https://www.alkami.com/resource-category/infographics/)
- [Guides](https://www.alkami.com/resource-category/guides/)
- [Ebooks](https://www.alkami.com/resource-category/ebooks/)
- [Whitepapers](https://www.alkami.com/resource-category/whitepapers/)
- [Media](https://www.alkami.com/resource-category/media/)
- [Partners](https://www.alkami.com/resource-category/partners/)
- [Perspectives](https://www.alkami.com/resource-category/perspectives/)
- [Product](https://www.alkami.com/resource-category/product/)
- [Webinars](https://www.alkami.com/resource-category/webinars/)

## Solution Types

- [Retail Banking](https://www.alkami.com/solution-type/retail-banking/)
- [Commercial Banking](https://www.alkami.com/solution-type/comercial-banking/)
- [Customer Service](https://www.alkami.com/solution-type/customer-service/)
- [Money Movement](https://www.alkami.com/solution-type/money-movement/)
- [Security & Fraud Protection](https://www.alkami.com/solution-type/security-fraud-protection/)
- [Financial Wellness](https://www.alkami.com/solution-type/financial-wellness/)
- [Business & Commercial Banking](https://www.alkami.com/solution-type/business-commercial-banking/)
- [Marketing & Analytics](https://www.alkami.com/solution-type/marketing-analytics/)
- [Card Experience](https://www.alkami.com/solution-type/card-experience/)

## Templates

- [Gated](https://www.alkami.com/template/gated/)
- [Ungated](https://www.alkami.com/template/ungated/)
- [Blank](https://www.alkami.com/template/blank/)
- [Hubspot](https://www.alkami.com/template/hubspot/)
- [Partner](https://www.alkami.com/template/partner/)

## Toolkit Categories

- [Evaluation & Research](https://www.alkami.com/toolkit-category/evaluation-research/)
- [Requirements Gathering](https://www.alkami.com/toolkit-category/requirements-gathering/)
- [Technical Refinement](https://www.alkami.com/toolkit-category/technical-refinement/)
- [Final Vendor Selection](https://www.alkami.com/toolkit-category/final-vendor-selection/)
- [Implementation & Launch](https://www.alkami.com/toolkit-category/implementation-launch/)

## Topics

- [Partner Program](https://www.alkami.com/topic/partner-program/)
- [Alkami Co:lab](https://www.alkami.com/topic/alkami-colab/)
- [Compliance & Regulations](https://www.alkami.com/topic/compliance-regulations/)
- [Artificial Intelligence](https://www.alkami.com/topic/artificial-intelligence/)
- [Product Release](https://www.alkami.com/topic/product-release/)
- [Anticipatory Banking](https://www.alkami.com/topic/anticipatory-banking/)
- [Company Culture](https://www.alkami.com/topic/company-culture/)
- [User Experience](https://www.alkami.com/topic/user-experience/)
- [Telemetry Data](https://www.alkami.com/topic/telemetry-data/)
- [Implementation](https://www.alkami.com/topic/implementation/)
- [Women in Banking](https://www.alkami.com/topic/women-in-banking/)
- [Digital Maturity](https://www.alkami.com/topic/digital-maturity/)
- [Generational Trends](https://www.alkami.com/topic/generational-trends/)
- [TechFin](https://www.alkami.com/topic/techfin/)