christianpf.com

Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website.

# Bob

## Sitemaps
- [XML Sitemap](https://seedtime.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [How to Talk About Money in Church Without Making It Weird](https://seedtime.com/money-in-church/): I was sitting in the third row of a church in Ohio a few years back, and the pastor got to the offering.
- [How to Increase Giving in Your Church (Without Running Another Campaign)](https://seedtime.com/increase-giving/): Most churches trying to increase giving start in the same place. Better vision casting. A giving app. A campaign with a thermometer in the lobby. Testimony videos. Maybe a stewardship Sunday.
- [Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders](https://seedtime.com/fpu-vs-tff/): Over the past 2 years, we've helped 100+ churches launch a successful financial class. Naturally, one of the questions I get most often is:
- [Having the “Money Conversation” as a Church…](https://seedtime.com/money-conversation-as-a-church/): Fairhaven Church wanted to help their people with money.
- [The Easy Way to Run a Financial Class](https://seedtime.com/top-lessons-from-churches/): Since we launched our 6-week financial class, True Financial Freedom, we've talked to a lot of churches about how to run an easy, well-attended financial class. 
- [Before You Launch a Church Financial Class](https://seedtime.com/before-you-launch-financial-class/): We've walked a lot of churches through the process of picking and starting a financial class. 
- [7 Ways Churches Are Using Their TFF Subscription](https://seedtime.com/7-ways-churches-are-using-tff/): Beyond the big class: getting full value from your investment
- [Who’s Paying for This?](https://seedtime.com/whos-paying-for-this/): Here's a pattern we’ve seen over and over: Everyone agrees their church should do something about financial discipleship. There's initial excitement, maybe some research into options. And then it stalls on one question—"OK, but where's the money coming from?"
- [Is Your Church’s Financial Class Doing More Harm Than Good?](https://seedtime.com/financial-class-doing-good/): The hidden cost of compromise in financial discipleship—and what church leaders can do about it
- [The 3 Money Dimensions](https://seedtime.com/money-dimensions/): I used to think I was terrible with money.
- [The credit score is a scam — and It’s Keeping You in Financial Bondage](https://seedtime.com/credit-score-is-a-scam/): Ok, so if you can't tell from that title, this is going to be an article where I am not pulling any punches and sharing an uncommon opinion.
- [3 shifts to earn & give more](https://seedtime.com/3-shifts-to-earn-give-more/): I still remember the day I made that final mortgage payment.
- [How to Decide Where to Give (When You Can’t Say Yes to Everything)](https://seedtime.com/how-to-decide-where-to-give/): "Bob, beyond tithing, how do you decide where to give? I've got a friend fundraising for a mission trip, an invitation to a charity breakfast for prison ministry, and I just met someone raising money for a youth organization. They're all legitimate causes. I know I should ask God, but do you have any other frameworks?"
- [The Hidden Idol That Controls Every Decision You Make](https://seedtime.com/the-hidden-idol-that-controls-every-decision-you-make/): Think about the last five major decisions you made.
- [First fruits in the Bible: The Scriptures, Meaning, and Biblical Insights](https://seedtime.com/first-fruits-in-the-bible-the-scriptures-meaning-and-biblical-insights/): Have you noticed how the first few minutes of your morning often set the tone for your entire day?
- [Secret giving: Should all giving be done in secret?](https://seedtime.com/secret-giving/): I was sitting across from a friend at lunch when the topic of charitable giving came up.
- [The Wealth of the wicked is stored up for the righteous (do we have it all wrong?)](https://seedtime.com/the-wealth-of-the-wicked-is-stored-up-for-the-righteous/): For years, I have had a handful of people in my life reciting Proverbs 13:22, “the wealth of the wicked is stored up for the righteous,” while they seemed to just be standing back and waiting for the check to come.
- [The One Question That Gets Nearly Every Pastor in Trouble With Money](https://seedtime.com/pastor-finances/): There's a question that haunts the minds of pastors that is rarely talked about publicly.
- [Christian Financial Curriculums: 5 things to look for in a Christian Financial Class](https://seedtime.com/christian-financial-curriculums/): The Bible has a lot more to say about money than we think… and so going through a Christian Financial Curriculum makes a whole lot of sense as a Jesus-follower.
- [The 4 Money Skills: What They Never Taught You in School](https://seedtime.com/money-skills/): Because the thing is, even if you have been dealt the worst financial hand in life, developing your money skills is only going to help you overcome it quicker.
- [Biblical Contentment: The Surprising Power of Wanting Less & a Biblical perspective](https://seedtime.com/biblical-contentment/): Yesterday I read a chapter from Ryan Holiday’s Discipline is Destiny that helped me put to words something that I have been thinking on for years.
- [Should You Tithe On Business Income?](https://seedtime.com/should-you-tithe-on-business-income/): As a Christian business owner, understanding how to honor God with your business finances can often feel complex.
- [Streets of Gold in Heaven: What They Reveal About God’s Provision](https://seedtime.com/streets-of-gold-in-heaven/): Have you ever stopped to really think about the streets of gold in heaven?
- [Is Paying Off Your Mortgage Early Possible? Here’s How We Did It In 3 Years](https://seedtime.com/paying-off-your-mortgage-early/): I know it feels nearly impossible to even buy a house these days, let alone dream about paying it off early.
- [37x your finances in minutes per day](https://seedtime.com/37x-your-finances/): Here’s something that could make a massive difference in your finances in just a few minutes per day:
- [Does God care about your finances?](https://seedtime.com/does-god-care-about-your-finances/): I got this question from a reader the other day that I have gotten enough times that I thought it was worth addressing.
- [Gold vs Inflation: How gold protects your money (and why I am buying more)](https://seedtime.com/gold-vs-inflation/): How Gold Protects Your Money's Value (While the Dollar Doesn't)
- [Satan’s 10-step plan for your finances](https://seedtime.com/satans-plan/): C.S. Lewis’ 'Screwtape Letters' is one of my favorite books.
- [The power of prayer: 10 Prayer Warriors Who Prayed for Hours Each Day](https://seedtime.com/the-power-of-prayer-hours-each-day/): Have you ever wondered what set apart some of the greatest spiritual leaders in history—those who shook the world with their faith and brought about massive revivals?
- [Trusting God in Uncertainty: Lessons from Abraham’s Faith Journey](https://seedtime.com/trusting-god-in-uncertainty/): In a world that craves certainty, we can forget that our God is a God of mystery and wonder.
- [a Biblical Perspective on Interest: What the Bible Really Says About Charging Interest](https://seedtime.com/interest-biblical-perspective/): Is earning interest unbiblical? Discover what the Bible says about charging interest, savings accounts, and financial stewardship with insights from Old and New Testament teachings.
- [If you have more than $1,000 in your bank account, make these 5 moves](https://seedtime.com/1000-2/): A recent survey done by Bankrate showed that 56% of Americans have less than $1,000 in their bank account (both savings & checking).
- [Rakuten just paid me $775.60](https://seedtime.com/rakuten-just-paid-me/): The reason for this post is to tell you/remind you about Rakuten - by far the easiest way to potentially save A LOT of money on your Christmas shopping (or any other time as well).
- [Christian Charitable Giving Guide: 5 Strategies for Effective Christian Giving](https://seedtime.com/charitable-giving-guide/): As followers of Christ, we are called to be good stewards of the resources God has entrusted to us. The Bible teaches us that giving is an essential part of our faith, but it doesn't just tell us to give—it encourages us to give wisely and effectively.
- [Over-spending isn’t your problem](https://seedtime.com/overspending-isnt-your-problem/): Debt probably isn’t your problem. 
- [How to open a crypto Roth IRA](https://seedtime.com/how-to-open-a-crypto-roth-ira/): So, in this article I am sharing exactly how I went about opening a crypto Roth IRA. And how you can, too!
- [Our Honest Medi-Share Review after 14 years](https://seedtime.com/christian-health-insurance-alternative/): My Medi-Share review below was originally written in 2009 when I was investigating them but has been continually updated (now for 2024) as I've been using them for over 10 years.  Hope it helps!  
- [Medishare $100 Sign Up Bonus](https://seedtime.com/medishare-signup-bonus/): Officially speaking Medishare isn't currently offering a signup bonus for their new members.
- [30 things EVERYONE should know about money by age 30](https://seedtime.com/30-things/): As teens, we are told to study hard so we can get a good job.
- [How I helped this student save $500,000 [in under an hour]](https://seedtime.com/how-i-helped-this-student-save-500k/): I know this title sounds unbelievable.
- [The 4 Biggest Money Secrets of Millionaires (that most people misunderstand)](https://seedtime.com/money-secrets-of-millionaires/): In this article we're diving into some super cool stuff– the 4 biggest money secrets of millionaires that most people completely misunderstand.
- [The 4 red flags of the Tranzact debit card](https://seedtime.com/the-4-red-flags-of-the-tranzact-debit-card/): I have some friends who are using it and who are excited about it, but I always do my own due diligence and go with my intuition and I am not feeling good about Tranzact card.
- [Do you have to be smart to be a millionaire?](https://seedtime.com/you-dont-have-to-be-smart-to-be-a-millionaire/): Have you ever assumed that smarter people are wealthier than the rest of us?
- [What does the Bible say about lending money with interest?](https://seedtime.com/lending-and-earning-interest/): There are a variety of questions that come up about whether or not lending money and earning interest is unBiblical. A reader just sent me this question, so I figured it was worth creating an article to share all my thoughts on this topic.
- [The Richest Man in Babylon (Summary & Notes](https://seedtime.com/the-richest-man-in-babylon-review/): George S. Clason's The Richest Man in Babylon has gained widespread recognition for its enduring financial guidance, which is cleverly conveyed through ancient Babylonian parables. Since its first release, this book has remained a fundamental resource in personal finance, celebrated for its ability to impart profound wisdom through concise and impactful narratives.
- [Does God answer ‘selfish prayers’ like paying off debt rather than helping sick kids?](https://seedtime.com/does-god-answer-selfish-prayers-like-paying-off-debt-rather-than-helping-sick-kids/): I recently shared how God helped Linda and me pay off our mortgage in just 9 months, and while most of you were incredibly supportive, some questioned the intentions or priorities behind it.
- [A chicken, a Bible, and a banana tree…](https://seedtime.com/chicken-bible-banana/): We recently began partnering with World Vision, a Christian humanitarian organization that has a proven track record of meeting the physical and spiritual needs of people in over 100 countries.
- [The Generosity Ladder: Your Next Step to Financial Peace (Book Review)](https://seedtime.com/the-generosity-ladder/): "The Generosity Ladder" is a widely appreciated book that blends financial wisdom with spiritual insights.
- [The Eternity Portfolio by Alan Gotthardt – Book Review](https://seedtime.com/the-eternity-portfolio-alan-gotthardt-review/): 'The Eternity Portfolio' by Alan Gotthardt is a renowned book that blends financial advice with Christian principles. It has gained recognition for its unique approach to managing finances in a way that honors spiritual values.
- [He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis](https://seedtime.com/233-millionaires/): It wasn’t winning the lottery, becoming a famous YouTuber, getting an inheritance, or developing an iPhone app that yielded financial success.
- [Financial Stewardship by Andrew Wommack (Book Summary)](https://seedtime.com/financial-stewardship-andrew-wommack/): "Financial Stewardship: Experience the Freedom of Turning Your Finances Over to God" is a renowned book by Andrew Wommack, offering a Christian perspective on managing finances. It's well-regarded for its unique approach that blends financial wisdom with spiritual insights.
- [The Treasure Principle summary & review (by Randy Alcorn)](https://seedtime.com/the-treasure-principle-book-review/): 'The Treasure Principle' by Randy Alcorn is recognized for its compelling perspective on wealth and generosity from a Christian viewpoint. It has been acclaimed for offering practical and spiritual guidance on managing finances in a way that honors God.
- [My 5 top essential tools for running my business](https://seedtime.com/tools-for-running-my-business/): As a business owner, I get questions A LOT about the tools I use to run my business.
- [I Like Giving by Brad Formsma [Book Review]](https://seedtime.com/i-like-giving-brad-formsma-book-review/): "I Like Giving" has garnered attention for its unique approach to generosity. Brad Formsma's book is not just about financial giving, but about living a lifestyle of generosity in all aspects. It has been praised for its practical advice and heartwarming stories.
- [High interest business savings accounts (that actually pay 4% or more)](https://seedtime.com/high-interest-business-savings-accounts/): But what about business savings accounts?
- [Master Your Money by Ron Blue – Book Review](https://seedtime.com/master-your-money-ron-blue-review/): "Master Your Money" by Ron Blue is a widely respected guide in Christian financial circles. It offers a biblically-based approach to personal finance, blending spiritual wisdom with practical advice.
- [Mint.com is shutting down… my 2 favorite Mint Alternatives](https://seedtime.com/mint-alternatives/): So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year.
- [The Millionaire Next Door summary (by Thomas J. Stanley)](https://seedtime.com/millionaire-next-door/): The Millionaire Next Door has garnered significant attention for its insightful exploration into the habits and lifestyles of America's truly wealthy.
- [Can we cover the cost of your Christmas shopping this year?](https://seedtime.com/1k-christmas-giveaway/): Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping.
- [Christian giving stories in ‘Stories of the Generous Life’](https://seedtime.com/christian-giving-stories/): "Stories of the Generous Life" is a compelling book full of Christian giving stories that will inspire your generosity. It delves into the world of generosity and its impact on both the giver and receiver. Known for its inspiring narratives, the book has garnered attention for its unique approach to discussing philanthropy and Christian values.
- [WARNING: healthcare sharing ministry users, you need to see this…](https://seedtime.com/warning-healthcare-sharing-ministry-users/): So, Linda and I have been using Medi-Share as our Christian healthcare-sharing service for over 13 years now.
- [We’re opening up the doors for 10 more churches to go through our Christian financial curriculum](https://seedtime.com/christian-financial-small-group-curriculum/): I suggested they check out our True Financial Freedom 6-week on-demand class.
- [What Growing Up Broke Taught me about money](https://seedtime.com/what-growing-up-broke-taught-me-about-money/): All that to say, these are the lessons that I learned growing up broke.
- [The Blessed Life by Robert Morris (Book Summary)](https://seedtime.com/blessed-life-robert-morris/): "The Blessed Life" by Robert Morris is renowned for its insightful and spiritually enriching content, focusing on the principles of biblical generosity and financial wisdom. It's highly regarded among Christian communities for offering practical advice on managing finances in a way that honors God.
- [Tithing in the New Testament & Old](https://seedtime.com/tithing-in-the-new-testament/): All about tithing in the new testament... Some say it was only an Old Testament Law that doesn't need to be followed as believers under the New Covenant. And some say that it is just a relevant to New Testament Christians as it was in the Old Covenant. This is what the Bible says about Tithing...
- [The Parable of the Talents (The Hidden Meanings)](https://seedtime.com/the-parable-of-the-talents/): This famous parable that Jesus used has a lot to teach us about stewardship of many things in our lives (including money) if we let it.  The Parable of the Talent’s is one of Jesus’ most famous parables. Yet hidden in the 17 verses in Matthew 25 are some of the most important keys to succeeding as a Christian. These lessons aren't just good advice—they're divine mandates that can help believers be more in line with God's purposes, not just in their finances but in every facet of their lives.
- [The Storehouse Principle in the Bible](https://seedtime.com/storehouse-principle/): 'The Storehouse Principle' is a book that resonates with Christians looking to align their financial practices with their faith. Authored by Al Jandl and Van Crouch, it has garnered attention for its unique blend of financial advice and biblical principles.
- [Was Jesus rich?](https://seedtime.com/was-jesus-rich/): “For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you through his poverty might become rich.”
- [Kingdom Stewardship by Tony Evans – Book Summary](https://seedtime.com/kingdom-stewardship-tony-evans/): "Kingdom Stewardship" by Tony Evans is widely recognized for its insightful blend of Christian teachings and practical financial wisdom. The book is acclaimed for its ability to merge spiritual and material stewardship, guiding readers to use their resources in a way that honors God and maximizes their impact.
- [Debt-Free Living by Larry Burkett – Book Review](https://seedtime.com/debt-free-living-larry-burkett-review/): Explore essential insights from Larry Burkett's Debt-Free Living in this detailed review. Uncover key lessons for achieving financial freedom.
- [Fundrise Innovation Fund: My concerns and who should avoid it](https://seedtime.com/fundrise-innovation-fund/): Today I am going to break down the Fundrise innovation fund - I'll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it.
- [Praying with your spouse could save your marriage (from the Founders of Marriage After God podcast)](https://seedtime.com/praying-with-spouse/): The following is an abbreviated transcription from a video Linda and I recorded with Aaron and Jennifer Smith from Marriage After God. Please excuse any typos or errors.
- [Giving is the Good Life by Randy Alcorn (Summary & Notes)](https://seedtime.com/giving-good-life-randy-alcorn/): Randy Alcorn's "Giving is the Good Life" is a compelling exploration of the joy and fulfillment that comes from living generously.
- [A Biblical formula for paying off debt miraculously fast](https://seedtime.com/biblical-formula-for-debt/): Today we discuss a biblical formula for paying off debt miraculously fast.
- [Biblically responsible investing: should Christians invest in morally questionable companies?](https://seedtime.com/biblical-responsible-investing/): Bob: And so the first one and I don't necessarily have names for these. Maybe the first one is a biblically responsible investing. That's the name of the movement. It doesn't have a name, and that is essentially, trying to create some sort of criteria for all the different companies that we invest in or that you choose to invest in.
- [How to hear from God with your giving](https://seedtime.com/hear-from-god-with-giving/): Bob: Today, we wanna talk a little bit about how to hear from God in your giving. And, this is a question that I get that we've gotten a lot over the years. As we've told some of our story and some of the things where we felt like God lead us in a direction normally that's absolutely insane, absolutely crazy.
- [Ten Golden Rules for Financial Success by Gary Moore – Book Review](https://seedtime.com/ten-golden-rules-for-financial-success-by-gary-moore-book-review/): Gary Moore's "Ten Golden Rules for Financial Success" is often cited as a pivotal guide for aligning financial strategies with ethical principles.
- [If you aren’t blessed financially are you doing something wrong?](https://seedtime.com/blessed-financially/): Bob: So, if you aren't blessed financially, does it mean you're doing something wrong?
- [MediShare vs Samaritan Ministries](https://seedtime.com/medishare-samaritan/): If you are trying to decide between Medi-Share (CCM) or Samaritan Ministries for your Christian health sharing ministry, then this article for you.
- [Budgeting: 5 limiting beliefs](https://seedtime.com/budgeting-5-limiting-beliefs/): Limiting beliefs are powerful.
- [The problem with “The Sound of Freedom” that we should be talking about…](https://seedtime.com/sound-of-freedom/): Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it. But first, let me take you back a few years...
- [Financial Peace book summary by Dave Ramsey](https://seedtime.com/financial-peace-dave-ramsey-review/): Explore the fundamental lessons and insights from Dave Ramsey's Financial Peace in this comprehensive book review
- [Relay Bank Review](https://seedtime.com/relay/): Ok, I keep getting asked about the business bank account that we use…
- [Giving and Tithing by Larry Burkett (Book Summary)](https://seedtime.com/giving-and-tithing/): Larry Burkett's "Giving and Tithing" is renowned for its practical and biblically grounded approach to managing finances in a way that honors God.
- [$2k Giveaway!  Celebrating 1 year!](https://seedtime.com/2k-giveaway/): Get out the confetti cause we are celebrating over here!
- [Storing up treasures in heaven (the Bible verses)](https://seedtime.com/treasure-in-heaven/): So I just did a little research pulling out the specific Bible verses and scriptures that reference this whole treasure in heaven idea that Jesus has told us about.
- [The Bible & Crypto (Should Christians invest in Bitcoin?)](https://seedtime.com/christians-and-crypto/): With Bitcoin's price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like:
- [How to cast your cares on the Lord with your finances](https://seedtime.com/cast-your-cares-on-the-lord/): (The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.)
- [How to use ChatGPT for Bible study (4 ways)](https://seedtime.com/chatgpt-bible-study/): Today I'm sharing 4 different ways that I've been using a new AI tool called ChatGPT for Bible study. It's a really fascinating tool and I'm so excited to share with you how it can help you out in your Bible study.
- [The 5 Best-Rated Credit Card Companies](https://seedtime.com/best-rated-credit-card-companies/): I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards.
- [11 Financial Questions You Must Ask Before Getting Married (Free Download)](https://seedtime.com/financial-questions-before-marriage/): (The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.)
- [Josh Straub on how to get on the same page as your spouse](https://seedtime.com/josh-straub/): (The following is an abbreviated transcription from a video Linda and I recorded with Dr. Josh Straub. Please excuse any typos or errors.)
- [Dave and Ashley Willis on the 2 hardest topics in marriage](https://seedtime.com/dave-and-ashley-willis/): (The following is an abbreviated transcription from a podcast Linda and I recorded with Dave and Ashley Willis. Please excuse any typos or errors.)
- [How I gave away $1,000,000](https://seedtime.com/how-i-gave-away-1000000/): Linda: I think this was one of the big keys to us being able to say, we gave away a million dollars. Like that sounds real fancy, but I think that there are so many other people who have done the same thing that might think that we sound fancy. It's just that they haven't tracked it and they don't have the paper trail for it.
- [The Legacy Journey Summary & Notes (by Dave Ramsey)](https://seedtime.com/the-legacy-journey-summary/): Dave Ramsey's "The Legacy Journey" is a highly acclaimed and widely celebrated book that goes far beyond offering basic financial advice. It delves deeply into the profound impact that wealth can have on an individual's lasting legacy, making it a truly exceptional and invaluable resource.
- [Little Instruction Book on Managing Your Money by Larry Burkett (Book Review)](https://seedtime.com/little-instruction-book-managing-money-review/): Little Instruction Book on Managing Your Money" by Larry Burkett serves as a concise, practical guide to personal financial management through a Christian lens. This book likely offers straightforward, biblically-grounded advice on key aspects of financial stewardship, including budgeting, saving, investing, and debt reduction. Burkett, renowned for his ability to blend financial wisdom with Christian ethics, probably focuses on how to manage finances in a way that honors one's faith, encouraging financial responsibility and ethical decision-making. Tailored for a Christian audience, the book is expected to provide easily digestible, actionable steps for achieving financial stability while adhering to Christian values, making it a valuable resource for individuals and families seeking to align their financial practices with their spiritual beliefs.
- [How to use a no-spend challenge to pay off debt and save (with Frugal Friends)](https://seedtime.com/no-spend-challenge/): Jen is the author of a best-selling book on Amazon called The No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself.
- [The Bubble Taurus & the lessons learned](https://seedtime.com/bubble-taurus/): This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned.
- [Why Money Doesn’t Solve Most Money Problems](https://seedtime.com/money-doesnt-solve-money-problems/): I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.
- [“The plan” crypto bot review (5 months later & my results)](https://seedtime.com/the-plan/): I recently did a review of my results of this new Crypto bots experiment using "The Plan" by Dan Hollings that I've been doing for the last 5 months.

## Pages
- [And the winner is…](https://seedtime.com/conf-giveaway-winner/): https://vimeo.com/1228932327
- [Mission-Driven Millionaire](https://seedtime.com/mdm-cohort/): Next Cohort Starting Soon
- [](https://seedtime.com/mc/): Hope the coffee's good! Thanks for letting us treat you.
- [RMM Waitlist](https://seedtime.com/waitlist/): We're restructuring our (un)Budgeting course, and for 1 day only you can get everything for $97 (starting Tuesday, April 14th). By joining the waitlist you'll get early access to the sale - PLUS a special bonus for waitlist members only :-)
- [Here’s your training!](https://seedtime.com/mil-secrets/): We've created a simple, stress-free money system to build wealth, get out of debt, and make an eternal impact. We'll show you how to:
- [Prayers for Finances](https://seedtime.com/1k-gift/): We hit 1,000 reviews!! Thanks for being part of this milestone with us. Just sign up below and enjoy 30 days of access to True Financial Freedom. We're praying that it blesses your socks off ;-)
- [10x Investing Course](https://seedtime.com/10x-6ws/): After 19 years of testing every investment strategy out there,I discovered the one approach that actually works for regular Christians: automated, simple, and designed to create Kingdom impact—not stress and anxiety.
- [](https://seedtime.com/smrl-bonus/): Just fill out the form below and we’ll email you the entire bonus bundle. Plus, we’ll send you some of our best money tips to help you automate, save more, and invest smarter without any guilt or shame.
- [The Secret of 233 Millionaires](https://seedtime.com/millionaire-bonus/): Get the 233 millionaires’ secret wealth strategy breakdown and our 8-point Quick-Start Checklist so you can start managing money like a millionaire—today.
- [](https://seedtime.com/g1m-bonus/): This 14-point checklist is pretty much the best starting point for anyone wanting to be in a better financial position to give more. Just fill out the form below and we'll email you the checklist!And we'll send you some of our best money tips to help you automate, save more, and invest smarter without any guilt or shame.
- [SMRL Chapters 1-2](https://seedtime.com/smrl-2-chapters/): Get a head start on reading and check out the first two chapters of Simple Money, Rich Life today!
- [The Secret of 233 Millionaires](https://seedtime.com/233-2/): Get instant access to the 233 millionaires’ secret wealth strategy video training – plus our 3-part Mission-Driven Millionaire system breakdown so you can start managing money like a millionaire today.
- [SMRL B](https://seedtime.com/simple-money-rich-life/): Our Award-Winning Book: Simple Money, Rich Life (Free Paperback Copy)
- [PF Toolkit Signup](https://seedtime.com/pf-toolkit-signup/): Ready to move beyond financial peace and into financial purpose?
- [Test page with a longer title that needs to be listed](https://seedtime.com/test-page/): No one shall be subjected to arbitrary arrest, detention or exile. Everyone is entitled in full equality to a fair and public hearing by an independent and impartial tribunal, in the determination of his rights and obligations and of any criminal charge against him. No one shall be subjected to arbitrary interference with his privacy, family, home or correspondence, nor to attacks upon his honour and reputation.
- [Welcome to True Financial Freedom!](https://seedtime.com/thanks-tff-churches/): Thank you for joining True Financial Freedom - we're truly honored to serve your community.
- [Welcome to the Course!](https://seedtime.com/thanks-workshop/): In the meantime, enjoy this free bonus training:
- [Millionaire Workshop](https://seedtime.com/millionaire-workshop/): Join me for a free workshop:
- [Mission-Driven Millionaire](https://seedtime.com/mdm-offer/): Even better - what if you could do it all using timeless biblical principles instead of following the world's flawed money system?
- [Offer Expired](https://seedtime.com/offer-expired/): Hey friend! I'm sorry, but this offer has expired.
- [Mission-Driven Millionaire](https://seedtime.com/mission-driven-millionaire/): 90-day money-back guarantee
- [True Financial Freedom](https://seedtime.com/tff-bundle/): True Financial Freedom is a practical 6-week course that will reshape your entire relationship with money and show you how to handle your finances with God (instead of trying to go it alone or trying to pray your money problems away). You'll learn how to break free from debt, boost your earning potential, and kickstart your generosity – all without extreme budgeting or cookie-cutter solutions. Create a personal financial plan that honors God, cuts stress, and puts you on track to make a 7-figure impact.
- [5-Week SMRL Study Guide](https://seedtime.com/studyguide/): Perfect for small groups, individuals, or even whole churches wanting to walk in true financial freedom and make an eternal impact! Drop your email below, and we’ll send it right over, along with our best money tips to help you automate, save more, and invest smarter without any guilt or shame.
- [SMRL sample](https://seedtime.com/smrl-sample/): See below to check out the Intro and Chapter One...
- [Give $1m Checklist](https://seedtime.com/give-1m-checklist/): And you'll get our best tips to better automate, save, earn passively, and invest smarter without any guilt or shame. And a good dose of encouragement to keep you going on your journey.
- [Affiliates](https://seedtime.com/affiliates/): Hey friend! We are thrilled that you are interested in finding out about our affiliate program!
- [“Double-Date” with Bob and Linda](https://seedtime.com/double-date/): Sorry, this live event is closed.
- [Give $1m Checklist](https://seedtime.com/give-1m/): Get my weekly newsletter/devotional helping you achieve true financial freedom and live a life of eternal impact.
- [Engaging Volunteers](https://seedtime.com/engaging-volunteers/): ✅ Set aside time to go through this sheet with a few people on your leadership team or ministry leaders.
- [Black Friday 23′](https://seedtime.com/black-friday-23/): Normally $147, FREE today for pastors and those serving in ministry roles
- [Thank You](https://seedtime.com/thank-you/): Thank you for your purchase.
- [Designing a Life of Eternal Impact](https://seedtime.com/eternal-impact-workshop/): Enter Your Email on this page to join us for the Eternal Impact Workshop LIVE on Thursday, November 9th at 5:30p PT | 7:30p CT | 8:30p ET
- [Simple Money, Rich Life non-U.S. buying options](https://seedtime.com/smrl-international/): If you are interested in grabbing a copy of our book Simple Money, Rich Life and don't live in the United States, we put together a list of places where you can get it shipped internationally.
- [What is SeedTime?](https://seedtime.com/what-is-seedtime/): As long as the earth endures, seedtime and harvest will never cease.
- [Our story](https://seedtime.com/our-story/): Full transcript below...
- [](https://seedtime.com/brainstorm/): Hey! Looking forward to hearing what you want to do at your Church. Let us know the details below:
- [Pastors](https://seedtime.com/pastors/): Normally $147, FREE today for pastors and those serving in ministry roles
- [Billcutterz](https://seedtime.com/billcutterz-po/): Here's an insider tip you might not know: you can negotiate many of your monthly service bills. However, most people won't do it because they are afraid of negotiating.  
- [The Bill Pay Optimizer](https://seedtime.com/bill-pay-optimizer/): The Bill Pay Spreadsheet Process https://vimeo.com/824192168/22ea2de521?share=copy Bill Payment Schedule Spreadsheet Bill Payment Schedule (Blank PDF)
- [How to get 0% on your cards](https://seedtime.com/zero-percent-offer/): How I got 0% on all of my credit cards and car loans https://vimeo.com/857330707/62001362c5?share=copy Your Challenge: Check out CardRatings or other balance transfer offers that will allow you to get 0%. When comparing, look for 0% intro rate, a rate good for 12 months or longer, and ideally a balance transfer fee as low as possible. Links/Resources Mentioned: CardRatings.com: our affiliate partner and just a great all-around site to compare a lot of credit cards side by side.
- [](https://seedtime.com/realmoney-t/): If you can check any of these boxes, then the Real Money Method (un)budgeting course can help you begin reaching your financial goals up to 10x faster.
- [Earnings & Savings Disclaimer](https://seedtime.com/earnings-disclaimer/): The testimonials, statements, and opinions presented on our website and social media are applicable to the individuals depicted. Results will vary and may not be representative of the experience of others. The testimonials are voluntarily provided and are not paid, nor were they provided with free products, services, or any benefits in exchange for said statements. The testimonials are representative of client experience but the exact results and experiences will be unique and individual to each client based upon their own efforts and actions within the program. Any earnings or savings figures mentioned on this page or throughout our website, trainings, presentations are applicable to me or the individuals depicted. I'm using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic.
- [Passive with Purpose](https://seedtime.com/passive-with-purpose/): Enrollment in this workshop is closed, but you can purchase lifetime access to the recordings here.
- [Passive with Purpose](https://seedtime.com/declutter-your-spending/): Enter Your Email Below to Join us LIVE on Thursday, July 27th at 6p PDT | 8p CDT | 9p EDT
- [True Financial Freedom](https://seedtime.com/true/): When they launched a True Financial Freedom class they ended up getting over 110 attendees to the program. Over the months that followed, the attendees made significant financial progress in their own lives, and Lifegate saw generosity increase across the board from everyone who attended.
- [True Financial Freedom Pricing](https://seedtime.com/true-pricing/): (If you found your way to this page and haven't read over the True Financial Freedom class overview, we recommend checking that out first)
- [Simple Money Rich Life](https://seedtime.com/smrl-yv-b/): Let's normalize talking about money and start taking control of your finances... so you can get on with your life!
- [Our Beliefs](https://seedtime.com/beliefs/): We believe in one eternal God who exists in three Persons: God the Father, God the Son and God the Holy Spirit. And that the Lord Jesus Christ is both God and man and is the only One who can reconcile us to God. We believe the Bible is God's Word that is accurate, authoritative, and applicable to our everyday lives.
- [How I’d invest being 5, 10, 15 years out from retirement](https://seedtime.com/10x-retirement/): A student inside my 10x Investing program asked this question:
- [Welcome to the Course!](https://seedtime.com/new-years-thanks/): Please read ALL the details below about the upcoming workshop and a special offer to accelerate your results!
- [](https://seedtime.com/give1m/): This 14-point checklist is pretty much the best starting point for anyone wanting to be in a better financial position to give more. Just fill out the form below and we'll email you the checklist!And we'll send you some of our best money tips to help you better honor God with your finances (without any guilt or shame.)
- [Give more than 2%/yr? Make these 5 moves ASAP](https://seedtime.com/give-more/): If you are a generous giver, then there are specific things that you should probably be doing with your money in order to be able to give more... effortlessly.
- [Sign up for the SeedTime Business Series](https://seedtime.com/business-list-signup/): You”ll learn…
- [](https://seedtime.com/engaged/): Are you approaching marriage and want to make sure you're on the same page with your significant other? Just click the link below to get our Pre-Marital Financial Quiz that you can do together!
- [](https://seedtime.com/never100welcome/): This video was originally only for people who bought the program but I think it does a great job explaining the value of this workshop, why we created it, and how it'll help YOU have a financial breakthrough.

## Lasso Lite
- [10. Roots Real Estate](https://seedtime.com/go/roots/)
- [“The best combination of personal finance and the Christian faith that I’ve read”](https://seedtime.com/go/smrl-free/)
- [12. Empower (& their Retirement Estimator)](https://seedtime.com/go/empower/)
- [14. Annual Credit Report](https://seedtime.com/go/annualcreditreport/)
- [13. Credit Karma](https://seedtime.com/go/creditkarma/)
- [11. Sofi Investing](https://seedtime.com/go/sofi/)
- [10. Fundrise](https://seedtime.com/go/fundrise/)
- [9. Acorns](https://seedtime.com/go/acorns/)
- [Policy Genius](https://seedtime.com/go/policygenius/)
- [8. Medi-Share (our health insurance alternative)](https://seedtime.com/go/medishare/)
- [7. The Real Money Method (The (un)budgeting method we use)](https://seedtime.com/go/real/)
- [6. Ally Bank](https://seedtime.com/go/ally/)
- [5. Rocket Money](https://seedtime.com/go/rocketmoney/)
- [ 4. Ink Business Preferred® Credit Card (for biz owners)](https://seedtime.com/go/inkbiz/)
- [Rakuten](https://seedtime.com/go/rakuten/)
- [3. The Chase Freedom Unlimited®](https://seedtime.com/go/freedom/)
- [2. Chase Sapphire Preferred® Card](https://seedtime.com/go/sapphire/)