finance-watch.org

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# Finance Watch

Making finance serve society

## Sitemaps

- [XML Sitemap](https://www.finance-watch.org/sitemap.xml): Contains all public & indexable URLs for this website.

## The Blog

- [Misleading economic models increase the risk of a climate financial crisis](https://www.finance-watch.org/blog/misleading-economics-models-increase-the-risk-of-a-climate-financial-crisis/)
- [Unprepared, the financial system will triple people’s bills for climate change](https://www.finance-watch.org/blog/unprepared-the-financial-system-will-triple-peoples-bills-for-climate-change/)
- [What is financial inclusion?](https://www.finance-watch.org/blog/what-is-financial-inclusion/)
- [What the European Semester does and does not do](https://www.finance-watch.org/blog/what-the-european-semester-does-and-does-not-do/)
- [Europe’s sustainability rules are under attack: Here’s how your money can still play a role](https://www.finance-watch.org/blog/europes-sustainability-rules-are-under-attack-heres-how-your-money-can-still-play-a-role/)
- [Dark patterns explained: how to spot and avoid deceptive UX](https://www.finance-watch.org/blog/dark-patterns-explained-how-to-spot-and-avoid-deceptive-ux/)
- [Why defence spending shouldn’t be labelled sustainable](https://www.finance-watch.org/blog/why-defence-spending-shouldnt-be-labelled-sustainable/) - Welcome to the new consensus: where military spending could become the next frontier of so-called ‘sustainable’ finance.
- [Scrapping financial safeguards will inflate bills for ordinary people](https://www.finance-watch.org/blog/scrapping-financial-safeguards-will-inflate-bills-for-ordinary-people/)
- [How unfair commercial practices in finance put consumers at risk](https://www.finance-watch.org/blog/how-unfair-commercial-practices-in-finance-put-consumers-at-risk/)
- [Why climate costs keep mounting: A blind spot in Europe's public finances](https://www.finance-watch.org/blog/why-climate-costs-keep-mounting-a-blind-spot-in-europes-public-finances/)
- [Europe cannot sacrifice financial regulation to Trump’s economic warfare](https://www.finance-watch.org/blog/europe-cannot-sacrifice-financial-regulation-to-trumps-economic-warfare/)
- [More risk, no reward? The strange revival of securitisation](https://www.finance-watch.org/blog/more-risk-no-reward-the-strange-revival-of-securitisation/)
- [How the Omnibus proposal sets the foundation for a deregulation agenda](https://www.finance-watch.org/blog/how-the-omnibus-proposal-sets-the-foundation-for-a-deregulation-agenda/) - The Omnibus threatens key sustainable finance rules. Finance Watch explains what’s at stake and why protecting financial safeguards is essential for people and the planet.
- [Lessons from history #11 – The Monaco crisis from 1962-1963 and the emancipation of tax havens](https://www.finance-watch.org/blog/lessons-from-history-11-the-monaco-crisis-from-1962-1963-and-the-emancipation-of-tax-havens/)
- [EU ready to sacrifice the Green Deal and due diligence in the name of competitiveness](https://www.finance-watch.org/blog/eu-ready-to-sacrifice-the-green-deal-and-due-diligence-in-the-name-of-competitiveness/) - The European Commission's conception of competitiveness is excessively restrictive and fails to break away from outdated notions of an economy indifferent to our planetary boundaries. It fails to understand the world of tomorrow and corporate sustainability as a factor in competitiveness.
- [Finance Watch publishes its Annual Report 2024](https://www.finance-watch.org/blog/finance-watch-publishes-its-annual-report-2024/)
- [The stage is being set for another financial crisis](https://www.finance-watch.org/blog/the-stage-is-being-set-for-another-financial-crisis/)
- [The last stretch: reaping the benefits of the sustainable finance framework](https://www.finance-watch.org/blog/the-last-stretch-reaping-the-benefits-of-the-sustainable-finance-framework/)
- [Climate risk and insurance: a small step forward, but is it enough?](https://www.finance-watch.org/blog/climate-risk-and-insurance-a-small-step-forward-but-is-it-enough/)
- [Finance Watch publishes its Annual Report 2023](https://www.finance-watch.org/blog/finance-watch-publishes-its-annual-report-2023/)
- [The environment sacrificed on the altar of EU fiscal rules](https://www.finance-watch.org/blog/the-environment-sacrificed-on-the-altar-of-eu-fiscal-rules/)
- [The trillion-euro problem: how to meet Europe's investment needs](https://www.finance-watch.org/blog/the-trillion-euro-problem-how-to-meet-europes-investment-needs/)
- [The cost of action and the cost of inaction: genuinely incorporating the environment into the budget debate](https://www.finance-watch.org/blog/the-cost-of-action-and-the-cost-of-inaction-genuinely-incorporating-the-environment-into-the-budget-debate/)
- [On the Capital Markets Union. A conversation with Finance Watch's Chief Economist, Thierry Philipponnat](https://www.finance-watch.org/blog/on-the-capital-markets-union-a-conversation-with-finance-watchs-chief-economist-thierry-philipponnat/)
- [#NoMoreCrises: Unkept Promises of Reform](https://www.finance-watch.org/blog/nomorecrises-unkept-promises-of-reform/)
- [Bank Capital is Good for the Economy](https://www.finance-watch.org/blog/bank-capital-is-good-for-the-economy/)
- [Who controls Europe’s payments? The sovereign case for a Digital Euro](https://www.finance-watch.org/blog/who-controls-europes-payments-the-sovereign-case-for-a-digital-euro/)
- [A green supporting factor would weaken banks and do little for the environment](https://www.finance-watch.org/blog/a-green-supporting-factor-would-weaken-banks-and-do-little-for-the-environment/)
- [Finance Watch publishes its Annual Report 2019](https://www.finance-watch.org/blog/finance-watch-publishes-its-annual-report-2019/)
- [Finance Watch publishes Annual Report 2017](https://www.finance-watch.org/blog/finance-watch-publishes-annual-report-2017/)
- [Broad support for CMU… from the financial industry](https://www.finance-watch.org/blog/broad-support-for-cmu-from-the-financial-industry/)
- [New European law regulates sustainability ratings: a victory for civil society and sustainable investors](https://www.finance-watch.org/blog/new-european-law-regulates-sustainability-ratings-a-victory-for-civil-society-and-sustainable-investors/)
- [Banks do best for society when they have more capital, not less](https://www.finance-watch.org/blog/banks-do-best-for-society-when-they-have-more-capital-not-less/)
- [And what about the money?](https://www.finance-watch.org/blog/and-what-about-the-money/)
- [Money supply – a public service in private hands](https://www.finance-watch.org/blog/money-supply-a-public-service-in-private-hands/)
- [Airlines and energy companies must disclose their derivatives trading too](https://www.finance-watch.org/blog/airlines-and-energy-companies-must-disclose-their-derivatives-trading-too/)
- [Which financial services are needed for financial inclusion?](https://www.finance-watch.org/blog/which-financial-services-are-needed-for-financial-inclusion/)
- [COP28: 5 reforms to bridge the climate finance gap](https://www.finance-watch.org/blog/cop28-5-reforms-to-bridge-the-climate-finance-gap/)
- [« Mieux légiférer » – une introduction](https://www.finance-watch.org/blog/mieux-legiferer-une-introduction/)
- [Bessere Rechtsetzung – eine Einführung](https://www.finance-watch.org/blog/bessere-rechtsetzung-eine-einfuhrung/)
- [Representation of public interest in banking #5 – Shareholder Value in Banking: Legal Fictions and Financial Stability](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-5-shareholder-value-in-banking-legal-fictions-and-financial-stability/)
- [The temporary financialisation of refugees in Greece](https://www.finance-watch.org/blog/the-temporary-financialisation-of-refugees-in-greece/)
- [ESG ratings must disaggregate ESG parameters to repair sustainable investors’ trust](https://www.finance-watch.org/blog/esg-ratings-must-disaggregate-esg-parameters-to-repair-sustainable-investors-trust/)
- [MiFID2 – 26 Oct update on the Parliament’s votes](https://www.finance-watch.org/blog/mifid2-26-oct-update-on-the-parliaments-votes/)
- [Eine Reaktion auf die Bankenkrise: Stärkt die internationalen Bankenregeln](https://www.finance-watch.org/blog/eine-reaktion-auf-die-bankenkrise-starkt-die-internationalen-bankenregeln/) - In der jüngsten Bankenkrise werden erneut öffentliche Gelder eingesetzt, um die Flammen der Bankenpleite zu löschen. Wie können wir dies in Zukunft verhindern?
- [10 Years after the Failure of Lehman Brothers: Once more unto the brink](https://www.finance-watch.org/blog/10-years-after-the-failure-of-lehman-brothers-once-more-unto-the-brink/)
- [Ten years after the crash, is civil society ready to take on big finance?](https://www.finance-watch.org/blog/ten-years-after-the-crash-is-civil-society-ready-to-take-on-big-finance/)
- [A Paradise for the 0.1%](https://www.finance-watch.org/blog/a-paradise-for-the-0-1/)
- [Hiding in Plain View: Why economists can’t see the obvious coming](https://www.finance-watch.org/blog/hiding-in-plain-view-why-economists-cant-see-the-obvious-coming/)
- [Splitting Deutsche Bank?](https://www.finance-watch.org/blog/splitting-deutsche-bank/)
- [Caritas France joins the fight to re-regulate finance](https://www.finance-watch.org/blog/caritas-france-joins-the-fight-to-re-regulate-finance/)
- [Accounting for influence: how the Big Four are embedded in EU tax avoidance policy](https://www.finance-watch.org/blog/accounting-for-influence-how-the-big-four-are-embedded-in-eu-tax-avoidance-policy/)
- [BNP Paribas – The story of straying off course](https://www.finance-watch.org/blog/bnp-paribas-the-story-of-straying-off-course/)
- [Les accords de commerce privent les Etats des moyens nécessaires pour réguler la finance](https://www.finance-watch.org/blog/les-accords-de-commerce-privent-les-etats-des-moyens-necessaires-pour-reguler-la-finance/)
- [New trade deals restrain governments on financial regulation](https://www.finance-watch.org/blog/new-trade-deals-restrain-governments-on-financial-regulation/)
- [Banks stress-tests 2018: Trying too hard to reassure](https://www.finance-watch.org/blog/banks-stress-tests-2018-trying-too-hard-to-reassure/)
- [You enjoyed the last financial crisis? You will love the next one, still more devastating…](https://www.finance-watch.org/blog/you-enjoyed-the-last-financial-crisis-you-will-love-the-next-one-still-more-devastating/)
- [Capture des États par les lobbys :  la démocratie confisquée](https://www.finance-watch.org/blog/capture-des-etats-par-les-lobbys-la-democratie-confisquee/)
- [Taking the state – solutions for a besieged democracy](https://www.finance-watch.org/blog/taking-the-state-solutions-for-a-besieged-democracy/)
- [12 propositions for reforming our financial system](https://www.finance-watch.org/blog/12-propositions-for-reforming-our-financial-system/)
- [Still Going Round in Circles: The Revolving Door Between Banks And Their Regulators](https://www.finance-watch.org/blog/still-going-round-in-circles-the-revolving-door-between-banks-and-their-regulators/)
- [The so-called “science” of economics could not care less about forecasting crises](https://www.finance-watch.org/blog/the-so-called-science-of-economics-could-not-care-less-about-forecasting-crises/)
- [Deutsche Bank “too small to scale”? You cannot be serious…](https://www.finance-watch.org/blog/deutsche-bank-too-small-to-scale-you-cannot-be-serious/)
- [Banks still running on a shoestring](https://www.finance-watch.org/blog/banks-still-running-on-a-shoestring/)
- [Les milliards volés du #CumEx ou l’urgence de changer la finance](https://www.finance-watch.org/blog/les-milliards-voles-du-cumex-ou-lurgence-de-changer-la-finance/)
- [Grand Theft Europe scandal – one more reason to #ChangeFinance](https://www.finance-watch.org/blog/grand-theft-europe-scandal-one-more-reason-to-changefinance/)
- [Il potere della democrazia contro quello della finanza](https://www.finance-watch.org/blog/il-potere-della-democrazia-contro-quello-della-finanza/)
- [The power of democracy against the power of finance](https://www.finance-watch.org/blog/the-power-of-democracy-against-the-power-of-finance/)
- [The fascination with the ogre – and how to loosen the stranglehold of finance](https://www.finance-watch.org/blog/the-fascination-with-the-ogre-and-how-to-loosen-the-stranglehold-of-finance/)
- [La fascination de l’ogre – Ou comment desserrer l’étau de la Finance](https://www.finance-watch.org/blog/la-fascination-de-logre-ou-comment-desserrer-letau-de-la-finance/)
- [Our live comments on Valdis Dombrovskis’ hearing at the European Parliament](https://www.finance-watch.org/blog/our-live-comments-on-valdis-dombrovskis-hearing-at-the-european-parliament/)
- [Les députés français ne doivent pas bloquer la finalisation des accords de Bâle III](https://www.finance-watch.org/blog/les-deputes-francais-ne-doivent-pas-bloquer-la-finalisation-des-accords-de-bale-iii/)
- [Financial regulation: Small victories on revolving doors](https://www.finance-watch.org/blog/financial-regulation-small-victories-on-revolving-doors/)
- [From a health crisis to financial turmoil: Supervisors must make sure finance does not backfire](https://www.finance-watch.org/blog/from-a-health-crisis-to-financial-turmoil-supervisors-must-make-sure-finance-does-not-backfire/)
- [About the decisions taken by European bank regulators and supervisors in the face of the coronavirus crisis](https://www.finance-watch.org/blog/about-the-decisions-taken-by-european-bank-regulators-and-supervisors-in-the-face-of-the-coronavirus-crisis/)
- [Monitoring derivatives trading books in the current context of financial markets turmoil](https://www.finance-watch.org/blog/monitoring-derivatives-trading-books-in-the-current-context-of-financial-markets-turmoil/)
- [Should we close financial markets?](https://www.finance-watch.org/blog/should-we-close-financial-markets/)
- [Can we attach conditionality to the ECB’s emergency liquidity programmes targeted at banks?](https://www.finance-watch.org/blog/can-we-attach-conditionality-to-the-ecbs-emergency-liquidity-programmes-targeted-at-banks/)
- [Coronavirus: Should taxpayers bail-out debt-laden corporates?](https://www.finance-watch.org/blog/coronavirus-should-taxpayers-bail-out-debt-laden-corporates/)
- [Finance Watch’s view on the COVID-19 Banking Package](https://www.finance-watch.org/blog/finance-watchs-view-on-the-covid-19-banking-package/)
- [COVID-19 : quel impact sur la finance, l’économie, la justice sociale et l’environnement ?](https://www.finance-watch.org/blog/covid-19-quel-impact-sur-la-finance-leconomie-la-justice-sociale-et-lenvironnement/)
- [COVID-19 und seine Folgen für die Finanzwelt, Wirtschaft, Menschen und Umwelt](https://www.finance-watch.org/blog/covid-19-und-seine-folgen-fur-die-finanzwelt-wirtschaft-menschen-und-umwelt/)
- [Our dossier COVID-19: What impact on finance, the economy, people and the environment?](https://www.finance-watch.org/blog/our-dossier-covid-19-what-impact-on-finance-the-economy-people-and-the-environment/)
- [Paquet bancaire COVID-19, l’analyse de Finance Watch](https://www.finance-watch.org/blog/paquet-bancaire-covid-19-lanalyse-de-finance-watch/)
- [Prudential regulation should not be instrumentalised to distort the banking competitive landscape](https://www.finance-watch.org/blog/prudential-regulation-should-not-be-instrumentalised-to-distort-the-banking-competitive-landscape/)
- [Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements](https://www.finance-watch.org/blog/basel-iii-finalisation-comes-undone-a-proposal-that-lets-down-citizens-and-backtracks-on-global-agreements/)
- [A Reaction to the Banking Crisis: Reinforce international prudential and resolution rules](https://www.finance-watch.org/blog/a-reaction-to-the-banking-crisis-reinforce-international-prudential-and-resolution-rules/)
- [8% – We had a deal!](https://www.finance-watch.org/blog/8-we-had-a-deal/)
- [4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity](https://www.finance-watch.org/blog/4-reasons-why-banks-and-insurers-cant-withstand-the-climate-crisis-without-extra-loss-absorption-capacity/)
- [Climate impacts loom large on the horizon for the insurance industry](https://www.finance-watch.org/blog/climate-impacts-loom-large-on-the-horizon-for-the-insurance-industry/)
- [Monte dei Paschi: in via di fallimento o a rischio di fallire](https://www.finance-watch.org/blog/monte-dei-paschi-in-via-di-fallimento-o-a-rischio-di-fallire/)
- [Failing or likely to fail?](https://www.finance-watch.org/blog/failing-or-likely-to-fail/)
- [Microcredits in the EU](https://www.finance-watch.org/blog/microcredits-in-the-eu/)
- [Inclusive affordable personal credit – Movie](https://www.finance-watch.org/blog/inclusive-affordable-personal-credit-movie/)
- [La création monétaire – un service public entre des mains privées](https://www.finance-watch.org/blog/la-creation-monetaire-un-service-public-entre-des-mains-privees/)
- [Geldversorgung – ein öffentlicher Dienst in privaten Händen](https://www.finance-watch.org/blog/geldversorgung-ein-offentlicher-dienst-in-privaten-handen/)
- [Leben auf der Kippe – Zigaretten als Währung in Kriegsgefangenenlagern](https://www.finance-watch.org/blog/leben-auf-der-kippe-zigaretten-als-wahrung-in-kriegsgefangenenlagern/)
- [Vivre ou fumer – La cigarette, monnaie d’échange dans les camps de prisonniers de guerre](https://www.finance-watch.org/blog/vivre-ou-fumer-la-cigarette-monnaie-dechange-dans-les-camps-de-prisonniers-de-guerre/)
- [The perfect draw – when cigarettes became a war camp currency](https://www.finance-watch.org/blog/the-perfect-draw-when-cigarettes-became-a-war-camp-currency/)
- [Mikrokredite in der EU](https://www.finance-watch.org/blog/mikrokredite-in-der-eu/)
- [Les microcrédits dans l’Union Européenne](https://www.finance-watch.org/blog/les-microcredits-dans-lunion-europeenne/)
- [Critical financial literacy – an agenda](https://www.finance-watch.org/blog/critical-financial-literacy-an-agenda/)
- [Les leçons de l’histoire II : Les “Trente Demoiselles de Genève” et la Révolution Française](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-ii-les-trente-demoiselles-de-geneve-et-la-revolution-francaise/)
- [Aus der Geschichte lernen II: Die “Dreißig Genfer Mädchen” und die französische Revolution](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-ii-die-dreisig-genfer-madchen-und-die-franzosische-revolution/)
- [Lessons from history II: The “Thirty Maidens of Geneva” and the French Revolution](https://www.finance-watch.org/blog/lessons-from-history-ii-the-thirty-maidens-of-geneva-and-the-french-revolution/)
- [Ein irreführendes Argument in der Trennbankendebatte: der “Kundenbezug”](https://www.finance-watch.org/blog/ein-irrefuhrendes-argument-in-der-trennbankendebatte-der-kundenbezug/)
- [Séparer les activités bancaires « menées pour le compte de clients » : le mauvais critère](https://www.finance-watch.org/blog/separer-les-activites-bancaires-menees-pour-le-compte-de-clients-le-mauvais-critere/)
- [A misleading argument on bank separation – the “client facing” criterion](https://www.finance-watch.org/blog/a-misleading-argument-on-bank-separation-the-client-facing-criterion/)
- [Les leçons de l’histoire VI : la vente à découvert](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-vi-la-vente-a-decouvert/)
- [Aus der Geschichte lernen VI – Pro und Contra Leerverkäufe](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-vi-pro-und-contra-leerverkaufe/)
- [Lessons from history VI – For and against short selling](https://www.finance-watch.org/blog/lessons-from-history-vi-for-and-against-short-selling/)
- [Aus der Geschichte lernen VII – Tulpenmanie oder über die Deutungshoheit der Finanzelite](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-vii-tulpenmanie-oder-uber-die-deutungshoheit-der-finanzelite/)
- [Les leçons de l’histoire VII – La crise de la tulipe et l’imposition par les élites d’une interprétation](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-vii-la-crise-de-la-tulipe-et-limposition-par-les-elites-dune-interpretation/)
- [Lessons from history VII – Tulip mania and the ‘bubble’ propaganda of elites](https://www.finance-watch.org/blog/lessons-from-history-vii-tulip-mania-and-the-bubble-propaganda-of-elites/)
- [De Londres à Paris. Comment un excès de dette publique et une innovation financière incontrôlée ont mené aux bulles de 1720](https://www.finance-watch.org/blog/de-londres-a-paris-comment-un-exces-de-dette-publique-et-une-innovation-financiere-incontrolee-ont-mene-aux-bulles-de-1720/)
- [Aus der Geschichte Lernen X – Von London nach Paris. Wie massive öffentliche Schulden und unbeaufsichtigte Finanzinnovation zu den Spekulationsblasen in den 1720er Jahren führten](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-x-von-london-nach-paris-wie-massive-offentliche-schulden-und-unbeaufsichtigte-finanzinnovation-zu-den-spekulationsblasen-in-den-1720er-jahren-fuhrten/)
- [Lessons from History X – From London to Paris. How excessive public debt and uncontrolled financial innovation led to the bubbles of 1720](https://www.finance-watch.org/blog/lessons-from-history-x-from-london-to-paris-how-excessive-public-debt-and-uncontrolled-financial-innovation-led-to-the-bubbles-of-1720/)
- [Pourquoi pensons-nous que la proposition de la Commission Européenne prévoit des mécanismes trop fragiles en dépit de ses bons objectifs?](https://www.finance-watch.org/blog/pourquoi-pensons-nous-que-la-proposition-de-la-commission-europeenne-prevoit-des-mecanismes-trop-fragiles-en-depit-de-ses-bons-objectifs/)
- [Warum wir finden, dass der Vorschlag der EU-Kommission zwar die richtigen Ziele verfolgt, aber auf einen fragilen Mechanismus setzt](https://www.finance-watch.org/blog/warum-wir-finden-dass-der-vorschlag-der-eu-kommission-zwar-die-richtigen-ziele-verfolgt-aber-auf-einen-fragilen-mechanismus-setzt/)
- [Why do we think the EC proposal has the “right objectives but a fragile mechanism”?](https://www.finance-watch.org/blog/why-do-we-think-the-ec-proposal-has-the-right-objectives-but-a-fragile-mechanism/)
- [Just a little bit of banking separation](https://www.finance-watch.org/blog/just-a-little-bit-of-banking-separation/)
- [The continuous fling with investment banking](https://www.finance-watch.org/blog/the-continuous-fling-with-investment-banking/)
- [More useful, less interconnected. A UK view on bank structure reform](https://www.finance-watch.org/blog/more-useful-less-interconnected-a-uk-view-on-bank-structure-reform/)
- [Liquidität – ein zweischneidiges Schwert](https://www.finance-watch.org/blog/liquiditat-ein-zweischneidiges-schwert/)
- [La liquidité – une arme à double tranchant](https://www.finance-watch.org/blog/la-liquidite-une-arme-a-double-tranchant/)
- [Liquidity – a double-edged sword](https://www.finance-watch.org/blog/liquidity-a-double-edged-sword/)
- [The Capital Markets Union: Faith in finance restored, contract with finance rewritten?](https://www.finance-watch.org/blog/the-capital-markets-union-faith-in-finance-restored-contract-with-finance-rewritten/)
- [Putting the Capital Markets Union on sustainable foundations](https://www.finance-watch.org/blog/putting-the-capital-markets-union-on-sustainable-foundations/)
- [Jamie Dimon’s letter to shareholders](https://www.finance-watch.org/blog/jamie-dimons-letter-to-shareholders/)
- [Four fixes to make shadow banking a little bit safer](https://www.finance-watch.org/blog/four-fixes-to-make-shadow-banking-a-little-bit-safer/)
- [Les leçons de l’histoire IX – L’actionnaire et le capitaliste. Une réflexion historique sur la gouvernance d’entreprise](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-ix-lactionnaire-et-le-capitaliste-une-reflexion-historique-sur-la-gouvernance-dentreprise/)
- [Aus der Geschichte lernen IX – Der Aktionär und der Kapitalist. Corporate Governance aus historischer Perspektive](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-ix-der-aktionar-und-der-kapitalist-corporate-governance-aus-historischer-perspektive/)
- [Lessons from History IX – The shareholder and the capitalist. A historical reflection on corporate governance](https://www.finance-watch.org/blog/lessons-from-history-ix-the-shareholder-and-the-capitalist-a-historical-reflection-on-corporate-governance/)
- [Le capital de l’abondance à l’utilité](https://www.finance-watch.org/blog/le-capital-de-labondance-a-lutilite/)
- [Book presentation: Le capital de l’abondance à l’utilité](https://www.finance-watch.org/blog/book-presentation-le-capital-de-labondance-a-lutilite/)
- [Lessons from history VIII – On the social utility of finance](https://www.finance-watch.org/blog/lessons-from-history-viii-on-the-social-utility-of-finance/)
- [Bankenunion: Ein zentrales Projekt bleibt unvollendet](https://www.finance-watch.org/blog/bankenunion-ein-zentrales-projekt-bleibt-unvollendet/)
- [L’Union bancaire : un projet fondamental inachevé](https://www.finance-watch.org/blog/lunion-bancaire-un-projet-fondamental-inacheve/)
- [Banking Union: An unfinished project](https://www.finance-watch.org/blog/banking-union-an-unfinished-project/)
- [The Italian EU Presidency – A missed chance](https://www.finance-watch.org/blog/the-italian-eu-presidency-a-missed-chance/)
- [The insufficient role of EDIS in restoring trust in banks](https://www.finance-watch.org/blog/the-insufficient-role-of-edis-in-restoring-trust-in-banks/)
- [ENLIGHTEN: European legitimacy in governing through hard times](https://www.finance-watch.org/blog/enlighten-european-legitimacy-in-governing-through-hard-times/)
- [Financial education; the what, the how, the why…](https://www.finance-watch.org/blog/financial-education-the-what-the-how-the-why/)
- [Robert Jenkins’ partial list of bank misdeeds](https://www.finance-watch.org/blog/robert-jenkins-partial-list-of-bank-misdeeds/)
- [Interview avec Christophe Nijdam](https://www.finance-watch.org/blog/interview-avec-christophe-nijdam/)
- [Interview mit Christophe Nijdam](https://www.finance-watch.org/blog/interview-mit-christophe-nijdam/)
- [Interview with Christophe Nijdam](https://www.finance-watch.org/blog/interview-with-christophe-nijdam/)
- [Better Regulation – an introduction](https://www.finance-watch.org/blog/better-regulation-an-introduction/)
- [Méfiez-vous des analyses d’impact](https://www.finance-watch.org/blog/mefiez-vous-des-analyses-dimpact/)
- [Vorsicht vor der Folgenabschätzung](https://www.finance-watch.org/blog/vorsicht-vor-der-folgenabschatzung/)
- [Beware of the impact assessment](https://www.finance-watch.org/blog/beware-of-the-impact-assessment/)
- [Le restaurant du Mieux légiférer](https://www.finance-watch.org/blog/le-restaurant-du-mieux-legiferer/)
- [Zur Besseren Rechtsetzung – ein Restaurantbesuch](https://www.finance-watch.org/blog/zur-besseren-rechtsetzung-ein-restaurantbesuch/)
- [The Better Regulation restaurant](https://www.finance-watch.org/blog/the-better-regulation-restaurant/)
- [Representation of public interest in banking #1 – The major contribution of the workshops in the research](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-1-the-major-contribution-of-the-workshops-in-the-research/)
- [Bessere Rechtsetzung: Warum manche Interessengruppen von einer stärkeren Beteiligung profitieren und andere kaum](https://www.finance-watch.org/blog/bessere-rechtsetzung-warum-manche-interessengruppen-von-einer-starkeren-beteiligung-profitieren-und-andere-kaum/)
- [Better regulation : Pourquoi plus d’implication des parties prenantes bénéficiera plus à certaines qu’à d’autres](https://www.finance-watch.org/blog/better-regulation-pourquoi-plus-dimplication-des-parties-prenantes-beneficiera-plus-a-certaines-qua-dautres/)
- [Better regulation: Why more stakeholder involvement benefits some more than others](https://www.finance-watch.org/blog/better-regulation-why-more-stakeholder-involvement-benefits-some-more-than-others/)
- [Representation of public interest in banking #2 – Who is challenging finance? Examining the diversity of voices in the design of financial regulation](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-2-who-is-challenging-finance-examining-the-diversity-of-voices-in-the-design-of-financial-regulation/)
- [Representation of public interest in banking #3 – What blocks public participation in banking?](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-3-what-blocks-public-participation-in-banking/)
- [Les monnaies locales et virtuelles sont-elles sur le point de changer la finance ?](https://www.finance-watch.org/blog/les-monnaies-locales-et-virtuelles-sont-elles-sur-le-point-de-changer-la-finance/)
- [Revolutionieren lokale und virtuelle Währungen das Finanzsystem?](https://www.finance-watch.org/blog/revolutionieren-lokale-und-virtuelle-wahrungen-das-finanzsystem/)
- [Are local and virtual currencies about to change finance?](https://www.finance-watch.org/blog/are-local-and-virtual-currencies-about-to-change-finance/)
- [Financial services for consumers: Still too many people left out and poorly served](https://www.finance-watch.org/blog/financial-services-for-consumers-still-too-many-people-left-out-and-poorly-served/)
- [Les leçons de l’histoire #11 – La crise de Monaco de 1962-1963 et l’émancipation des paradis fiscaux](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-11-la-crise-de-monaco-de-1962-1963-et-lemancipation-des-paradis-fiscaux/)
- [Aus der Geschichte lernen #11 – Die Monacokrise 1962/63 und die Emanzipierung der Steueroasen](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-11-die-monacokrise-1962-63-und-die-emanzipierung-der-steueroasen/)
- [Ein Blick nach Deutschland 1 – Wie das Drei-Säulen-Modell des deutschen Bankenmarkts durch die Krise kam](https://www.finance-watch.org/blog/ein-blick-nach-deutschland-1-wie-das-drei-saulen-modell-des-deutschen-bankenmarkts-durch-die-krise-kam/)
- [Vu d’Allemagne I – Comment le système bancaire allemand et ses trois piliers ont traversé la crise financière](https://www.finance-watch.org/blog/vu-dallemagne-i-comment-le-systeme-bancaire-allemand-et-ses-trois-piliers-ont-traverse-la-crise-financiere/)
- [A View From Germany I – How the three-pillared German Banking System has gotten through the crisis](https://www.finance-watch.org/blog/a-view-from-germany-i-how-the-three-pillared-german-banking-system-has-gotten-through-the-crisis/)
- [Blick nach Deutschland III – Lokale Lösungen für eine globale Krise](https://www.finance-watch.org/blog/blick-nach-deutschland-iii-lokale-losungen-fur-eine-globale-krise/)
- [Vu d’Allemagne III – Crise mondiale, solutions locales](https://www.finance-watch.org/blog/vu-dallemagne-iii-crise-mondiale-solutions-locales/)
- [A View From Germany III – Local solutions to a global crisis](https://www.finance-watch.org/blog/a-view-from-germany-iii-local-solutions-to-a-global-crisis/)
- [What we need is another financial system, not green niches](https://www.finance-watch.org/blog/what-we-need-is-another-financial-system-not-green-niches/)
- [Bottom-up approaches to corporate governance in the financial sector](https://www.finance-watch.org/blog/bottom-up-approaches-to-corporate-governance-in-the-financial-sector/)
- [Plaidoyer en faveur des Banques Ethiques – une initiative italienne](https://www.finance-watch.org/blog/plaidoyer-en-faveur-des-banques-ethiques-une-initiative-italienne/)
- [Making the Case for Ethical Banks – an Italian initiative](https://www.finance-watch.org/blog/making-the-case-for-ethical-banks-an-italian-initiative/)
- [MiFID 2 – Vote du Parlement du 26 octobre](https://www.finance-watch.org/blog/mifid-2-vote-du-parlement-du-26-octobre/)
- [MiFID 2 – Wie das EU-Parlament am 26. Oktober abgestimmt hat](https://www.finance-watch.org/blog/mifid-2-wie-das-eu-parlament-am-26-oktober-abgestimmt-hat/)
- [Rejoignez notre appel pour une réforme bancaire européenne ambitieuse](https://www.finance-watch.org/blog/rejoignez-notre-appel-pour-une-reforme-bancaire-europeenne-ambitieuse/)
- [Aufruf: Machen Sie mit bei der Reformierung des EU-Bankensektors](https://www.finance-watch.org/blog/aufruf-machen-sie-mit-bei-der-reformierung-des-eu-bankensektors/)
- [Call for Action – Join our demand for a strong EU Bank Reform Proposal](https://www.finance-watch.org/blog/call-for-action-join-our-demand-for-a-strong-eu-bank-reform-proposal/)
- [EU-Bürger wollen klare Trennung von Bankaktivitäten](https://www.finance-watch.org/blog/eu-burger-wollen-klare-trennung-von-bankaktivitaten/)
- [Les citoyens européens demandent une séparation stricte des activités bancaires](https://www.finance-watch.org/blog/les-citoyens-europeens-demandent-une-separation-stricte-des-activites-bancaires/)
- [EU citizens want to see a clear separation of banking activities](https://www.finance-watch.org/blog/eu-citizens-want-to-see-a-clear-separation-of-banking-activities/)
- [Le désinvestissement des combustibles fossiles – Une perspective élargie sur le nouveau défi moral lancé au secteur financier](https://www.finance-watch.org/blog/le-desinvestissement-des-combustibles-fossiles-une-perspective-elargie-sur-le-nouveau-defi-moral-lance-au-secteur-financier/)
- [Investitionen in fossile Brennstoffe stoppen – eine neue moralische Herausforderung für die Finanzindustrie?](https://www.finance-watch.org/blog/investitionen-in-fossile-brennstoffe-stoppen-eine-neue-moralische-herausforderung-fur-die-finanzindustrie/)
- [Divesting from fossil fuels – Broadening the perspective on the newest ethical challenge to the financial industry](https://www.finance-watch.org/blog/divesting-from-fossil-fuels-broadening-the-perspective-on-the-newest-ethical-challenge-to-the-financial-industry/)
- [Help us voice society’s concerns to avoid a further deregulation of the banking sector](https://www.finance-watch.org/blog/help-us-voice-societys-concerns-to-avoid-a-further-deregulation-of-the-banking-sector/)
- [Representation of public interest in banking #0 – Introduction: A contribution to shaping a vision for the future of banking in Europe](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-0-introduction-a-contribution-to-shaping-a-vision-for-the-future-of-banking-in-europe/)
- [Stoppons l’OPA de Facebook sur le système financier](https://www.finance-watch.org/blog/stoppons-lopa-de-facebook-sur-le-systeme-financier/)
- [Don’t let Facebook take over the financial system](https://www.finance-watch.org/blog/dont-let-facebook-take-over-the-financial-system/)
- [Our Petition to ‘Stop Libra’ Collects 80,000 Signatures – let’s reach 100,000](https://www.finance-watch.org/blog/our-petition-to-stop-libra-collects-80000-signatures-lets-reach-100000/)
- [One year on …what has Finance Watch achieved?](https://www.finance-watch.org/blog/one-year-on-what-has-finance-watch-achieved/)
- [Annual report 2011 and 2012](https://www.finance-watch.org/blog/annual-report-2011-and-2012/)
- [In memoriam](https://www.finance-watch.org/blog/in-memoriam/)
- [Looking back at 2018 – A message from our Secretary General](https://www.finance-watch.org/blog/looking-back-at-2018-a-message-from-our-secretary-general/)
- [So-called “Basel IV” would help restore trust in the health of the European banking sector](https://www.finance-watch.org/blog/so-called-basel-iv-would-help-restore-trust-in-the-health-of-the-european-banking-sector/)
- [Making retail financial products safer for consumers](https://www.finance-watch.org/blog/making-retail-financial-products-safer-for-consumers/)
- [Debunking eight tales about European public debt and fiscal rules](https://www.finance-watch.org/blog/debunking-eight-tales-about-european-public-debt-and-fiscal-rules/)
- [“Bank lobby has been successful at fighting reform”](https://www.finance-watch.org/blog/bank-lobby-has-been-successful-at-fighting-reform/)
- [The EU should tackle exploitative consumer loans head on](https://www.finance-watch.org/blog/the-eu-should-tackle-exploitative-consumer-loans-head-on/)
- [Blocking complexity – how complex regulation blocks public interest representation](https://www.finance-watch.org/blog/blocking-complexity-how-complex-regulation-blocks-public-interest-representation/)
- [The EU recovery plan can still be made into a catalyst for sustainability](https://www.finance-watch.org/blog/the-eu-recovery-plan-can-still-be-made-into-a-catalyst-for-sustainability/)
- [Le Secours Catholique rejoint le combat pour re-réguler la finance](https://www.finance-watch.org/blog/le-secours-catholique-rejoint-le-combat-pour-re-reguler-la-finance/)
- [What the Squid Game reveals about the problem of over-indebtedness, and why we should have structural answers to it](https://www.finance-watch.org/blog/what-the-squid-game-reveals-about-the-problem-of-over-indebtedness-and-why-we-should-have-structural-answers-to-it/)
- [Die Reform der Megabanken – zwei mögliche Szenarien nach dem Tsunami](https://www.finance-watch.org/blog/die-reform-der-megabanken-zwei-mogliche-szenarien-nach-dem-tsunami/)
- [Réformer les méga banques – les scénarios de l’après-tsunami](https://www.finance-watch.org/blog/reformer-les-mega-banques-les-scenarios-de-lapres-tsunami/)
- [Reforming the mega banks – two ways to deal with a tsunami](https://www.finance-watch.org/blog/reforming-the-mega-banks-two-ways-to-deal-with-a-tsunami/)
- [Questions to European Commissioner-designate Jonathan Hill – Answers by Finance Watch](https://www.finance-watch.org/blog/questions-to-european-commissioner-designate-jonathan-hill-answers-by-finance-watch/)
- [Climate risk: strong Pillar II prudential measures are needed but not enough](https://www.finance-watch.org/blog/climate-risk-strong-pillar-ii-prudential-measures-are-needed-but-not-enough/)
- [6,5 Monate Bankengewinne könnten die deutsche Gesellschaft vor einer fossilen Subprime-Krise bewahren](https://www.finance-watch.org/blog/65-monate-bankengewinne-konnten-die-deutsche-gesellschaft-vor-einer-fossilen-subprime-krise-bewahren/) - Eine geringfügige und kosteneffektive Anpassung der Eigenkapitalanforderungen für Banken könnte die reale Gefahr einer fossilen Subprime-Krise verhindern.
- [Commodity derivatives](https://www.finance-watch.org/blog/commodity-derivatives/)
- [Banking union: untangling sovereigns from their banks](https://www.finance-watch.org/blog/banking-union-untangling-sovereigns-from-their-banks/)
- [Who are the senior bankers calling for separation?](https://www.finance-watch.org/blog/who-are-the-senior-bankers-calling-for-separation/)
- [Ces banquiers seniors qui soutiennent la séparation des activités bancaires](https://www.finance-watch.org/blog/ces-banquiers-seniors-qui-soutiennent-la-separation-des-activites-bancaires/)
- [Welche führenden Banker für die Trennung sind](https://www.finance-watch.org/blog/welche-fuhrenden-banker-fur-die-trennung-sind/)
- [Un an après… qu’a accompli Finance Watch ?](https://www.finance-watch.org/blog/un-an-apres-qua-accompli-finance-watch/)
- [Ein Jahr später: Was hat Finance Watch erreicht?](https://www.finance-watch.org/blog/ein-jahr-spater-was-hat-finance-watch-erreicht/)
- [Interview with Joe Saluzzi](https://www.finance-watch.org/blog/interview-with-joe-saluzzi/)
- [Buying complex retail investment products](https://www.finance-watch.org/blog/buying-complex-retail-investment-products/)
- [Investir dans des produits complexes](https://www.finance-watch.org/blog/investir-dans-des-produits-complexes/)
- [Interview with Paddy Hirsch](https://www.finance-watch.org/blog/interview-with-paddy-hirsch/)
- [Finance Watch webinar on High Frequency Trading](https://www.finance-watch.org/blog/finance-watch-webinar-on-high-frequency-trading/)
- [Webinaire de Finance Watch à propos du trading à haute fréquence](https://www.finance-watch.org/blog/webinaire-de-finance-watch-a-propos-du-trading-a-haute-frequence/)
- [Finance Watch Webinar zum Hochfrequenzhandel](https://www.finance-watch.org/blog/finance-watch-webinar-zum-hochfrequenzhandel/)
- [Lessons from history I: Not so innovative financial innovations](https://www.finance-watch.org/blog/lessons-from-history-i-not-so-innovative-financial-innovations/)
- [Les leçons de l’histoire I : De l’innovation financière pas si novatrice que ça](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-i-de-linnovation-financiere-pas-si-novatrice-que-ca/)
- [Aus der Geschichte lernen I: Nicht so innovative Finanzinnovationen](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-i-nicht-so-innovative-finanzinnovationen/)
- [Lessons from history III: Banking separation (1/3) The Other Separation: the separation of Banking and Commerce in the United States](https://www.finance-watch.org/blog/lessons-from-history-iii-banking-separation-1-3-the-other-separation-the-separation-of-banking-and-commerce-in-the-united-states/)
- [Les leçons de l’histoire III: La séparation bancaire (1/3) L’Autre Séparation : la séparation de la banque et du commerce aux Etats-Unis](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-iii-la-separation-bancaire-1-3-lautre-separation-la-separation-de-la-banque-et-du-commerce-aux-etats-unis/)
- [Aus der Geschichte lernen III: Trennbankensysteme (1/3) Die andere Trennung: Trennung von Banken und Handel in den Vereinigten Staaten](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-iii-trennbankensysteme-1-3-die-andere-trennung-trennung-von-banken-und-handel-in-den-vereinigten-staaten/)
- [Lessons from history IV: Banking separation (2/3). The true history of the Glass-Steagall Act of 1933](https://www.finance-watch.org/blog/lessons-from-history-iv-banking-separation-2-3-the-true-history-of-the-glass-steagall-act-of-1933/)
- [Les leçons de l’histoire IV: La séparation bancaire (2/3) La véritable histoire du Glass-Steagall Act de 1933](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-iv-la-separation-bancaire-2-3-la-veritable-histoire-du-glass-steagall-act-de-1933/)
- [Aus der Geschichte lernen IV: Trennbankensysteme (2/3) Die wahre Geschichte des Glass-Steagall Act von 1933](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-iv-trennbankensysteme-2-3-die-wahre-geschichte-des-glass-steagall-act-von-1933/)
- [Lessons from history V: Banking separation (3/3) Why Europe did not copy the Glass-Steagall Act?](https://www.finance-watch.org/blog/lessons-from-history-v-banking-separation-3-3-why-europe-did-not-copy-the-glass-steagall-act/)
- [Les leçons de l’histoire V: La séparation bancaire (3/3) : Pourquoi l’Europe n’a pas copié le Glass-Steagall Act](https://www.finance-watch.org/blog/les-lecons-de-lhistoire-v-la-separation-bancaire-3-3-pourquoi-leurope-na-pas-copie-le-glass-steagall-act/)
- [Aus der Geschichte lernen V: Trennbankensysteme (3/3) – Warum es in Europa keinen Glass-Steagall Act gab](https://www.finance-watch.org/blog/aus-der-geschichte-lernen-v-trennbankensysteme-3-3-warum-es-in-europa-keinen-glass-steagall-act-gab/)
- [MiFID: the counter-lobby makes a difference](https://www.finance-watch.org/blog/mifid-the-counter-lobby-makes-a-difference/)
- [MiFID: le contre-lobby fait la différence](https://www.finance-watch.org/blog/mifid-le-contre-lobby-fait-la-difference/)
- [MiFID: Gegenlobby macht den Unterschied](https://www.finance-watch.org/blog/mifid-gegenlobby-macht-den-unterschied/)
- [A View From Germany II – The financing of the German economy](https://www.finance-watch.org/blog/a-view-from-germany-ii-the-financing-of-the-german-economy/)
- [Vu d’Allemagne II – Le financement de l’économie allemande](https://www.finance-watch.org/blog/vu-dallemagne-ii-le-financement-de-leconomie-allemande/)
- [Ein Blick nach Deutschland II – Finanzierung der deutschen Wirtschaft](https://www.finance-watch.org/blog/ein-blick-nach-deutschland-ii-finanzierung-der-deutschen-wirtschaft/)
- [Annual Report 2013](https://www.finance-watch.org/blog/annual-report-2013/)
- [TTIP – a consultation that misses the key question](https://www.finance-watch.org/blog/ttip-a-consultation-that-misses-the-key-question/)
- [TTIP : Une consultation qui ne pose pas la question cruciale](https://www.finance-watch.org/blog/ttip-une-consultation-qui-ne-pose-pas-la-question-cruciale/)
- [TTIP: Eine Konsultation, in der die zentrale Frage nicht gestellt wird](https://www.finance-watch.org/blog/ttip-eine-konsultation-in-der-die-zentrale-frage-nicht-gestellt-wird/)
- [“Pour une vraie régulation bancaire”](https://www.finance-watch.org/blog/pour-une-vraie-regulation-bancaire/)
- [Et la monnaie dans tout ça ?](https://www.finance-watch.org/blog/et-la-monnaie-dans-tout-ca/)
- [Und welche Rolle spielt eigentlich das Geld?](https://www.finance-watch.org/blog/und-welche-rolle-spielt-eigentlich-das-geld/)
- [Bank structure reform in danger](https://www.finance-watch.org/blog/bank-structure-reform-in-danger/)
- [Too Big to Separate? A French and German defence of their biggest banks](https://www.finance-watch.org/blog/too-big-to-separate-a-french-and-german-defence-of-their-biggest-banks/)
- [Annual Report 2014](https://www.finance-watch.org/blog/annual-report-2014/)
- [The EU’s role in international financial bodies](https://www.finance-watch.org/blog/the-eus-role-in-international-financial-bodies/)
- [Le rôle de l’Union Européenne dans les instances financières internationales](https://www.finance-watch.org/blog/le-role-de-lunion-europeenne-dans-les-instances-financieres-internationales/)
- [Die Rolle der EU in internationalen Finanzinstitutionen](https://www.finance-watch.org/blog/die-rolle-der-eu-in-internationalen-finanzinstitutionen/)
- [“Take care of the crowd!” – Legal protection of retail investors in crowdfunding is long overdue](https://www.finance-watch.org/blog/take-care-of-the-crowd-legal-protection-of-retail-investors-in-crowdfunding-is-long-overdue/)
- [Annual Report 2015](https://www.finance-watch.org/blog/annual-report-2015/)
- [Nous ne voulons pas d’une finance plus verte mais d’une tout autre finance !](https://www.finance-watch.org/blog/nous-ne-voulons-pas-dune-finance-plus-verte-mais-dune-tout-autre-finance/)
- [Wir brauchen ein anderes Finanzsystem, keine grünen Nischen](https://www.finance-watch.org/blog/wir-brauchen-ein-anderes-finanzsystem-keine-grunen-nischen/)
- [Fixing Basel III doesn’t make it Basel IV #PlayItFair](https://www.finance-watch.org/blog/fixing-basel-iii-doesnt-make-it-basel-iv-playitfair/)
- [BCBS at last leveling the playing field #Playitfair](https://www.finance-watch.org/blog/bcbs-at-last-leveling-the-playing-field-playitfair/)
- [Reinventing financial regulation for a more resilient world](https://www.finance-watch.org/blog/reinventing-financial-regulation-for-a-more-resilient-world/)
- [Representation of public interest in banking #4 – The banks, the public and the secluded world of the BCBS: who has access?](https://www.finance-watch.org/blog/representation-of-public-interest-in-banking-4-the-banks-the-public-and-the-secluded-world-of-the-bcbs-who-has-access/)
- [Financial policy for future generations](https://www.finance-watch.org/blog/financial-policy-for-future-generations/)
- [Annual Report 2016](https://www.finance-watch.org/blog/annual-report-2016/)
- [Making finance serve the energy transition](https://www.finance-watch.org/blog/making-finance-serve-the-energy-transition/)
- [Mettre la finance au service de la transition énergétique](https://www.finance-watch.org/blog/mettre-la-finance-au-service-de-la-transition-energetique/)
- [Un “green supporting factor” fragiliserait les banques et n’aurait qu’un faible impact sur le financement de la lutte contre le réchauffement climatique](https://www.finance-watch.org/blog/un-green-supporting-factor-fragiliserait-les-banques-et-naurait-quun-faible-impact-sur-le-financement-de-la-lutte-contre-le-rechauffement-climatique/)
- [Ein ‚Green Supporting Factor‘ würde Banken schwächen und wenig für die Umwelt tun](https://www.finance-watch.org/blog/ein-green-supporting-factor-wurde-banken-schwachen-und-wenig-fur-die-umwelt-tun/)
- [Should your savings finance a sustainable future or a burned-out economy?](https://www.finance-watch.org/blog/should-your-savings-finance-a-sustainable-future-or-a-burned-out-economy/)
- [Votre épargne doit-elle financer un avenir durable ou une “économie burn-out” ?](https://www.finance-watch.org/blog/votre-epargne-doit-elle-financer-un-avenir-durable-ou-une-economie-burn-out/)
- [Im Interesse des Anlegers](https://www.finance-watch.org/blog/im-interesse-des-anlegers/)
- [Introducing the Global Green Finance Index](https://www.finance-watch.org/blog/introducing-the-global-green-finance-index/)
- [Global finance must be reined in order to fight climate change](https://www.finance-watch.org/blog/global-finance-must-be-reined-in-order-to-fight-climate-change/)
- [Les marchés financiers globalisés contre la transition écologique](https://www.finance-watch.org/blog/les-marches-financiers-globalises-contre-la-transition-ecologique/)
- [Bank capital requirements and the case for a macroprudential approach to climate risks](https://www.finance-watch.org/blog/bank-capital-requirements-and-the-case-for-a-macroprudential-approach-to-climate-risks/)
- [La banque éthique, pierre angulaire d’une finance saine](https://www.finance-watch.org/blog/la-banque-ethique-pierre-angulaire-dune-finance-saine/)
- [Plus de dérégulation de la finance ne soutiendra pas les PME](https://www.finance-watch.org/blog/plus-de-deregulation-de-la-finance-ne-soutiendra-pas-les-pme/)
- [Nouveau site de Finance Watch : mais où est passé le français ?](https://www.finance-watch.org/blog/nouveau-site-de-finance-watch-mais-ou-est-passe-le-francais/)
- [BNP Paribas – L’histoire d’une dérive](https://www.finance-watch.org/blog/bnp-paribas-lhistoire-dune-derive/)
- [Brexit and financial services: What is at stake for citizens?](https://www.finance-watch.org/blog/brexit-and-financial-services-what-is-at-stake-for-citizens/)
- [Closed: We are recruiting a Senior Research & Advocacy Officer](https://www.finance-watch.org/blog/closed-we-are-recruiting-a-senior-research-advocacy-officer/)
- [The brave new world of customer profiling in the insurance sector](https://www.finance-watch.org/blog/the-brave-new-world-of-customer-profiling-in-the-insurance-sector/)
- [Transparenz bei Policen – Faire Prämien statt Diskriminierung](https://www.finance-watch.org/blog/transparenz-bei-policen-faire-pramien-statt-diskriminierung/)
- [Pioneers in ethical banking: A new goldmine of information](https://www.finance-watch.org/blog/pioneers-in-ethical-banking-a-new-goldmine-of-information/)
- [Finance Watch publishes Annual Report 2018](https://www.finance-watch.org/blog/finance-watch-publishes-annual-report-2018/)
- [No Climate Justice without Sustainable Finance](https://www.finance-watch.org/blog/no-climate-justice-without-sustainable-finance/)
- [Member-states attempt to sabotage EU’s sustainable finance efforts](https://www.finance-watch.org/blog/member-states-attempt-to-sabotage-eus-sustainable-finance-efforts/)
- [How short termism and speculation could become “sustainable”](https://www.finance-watch.org/blog/how-short-termism-and-speculation-could-become-sustainable/)
- [Non, le court-termisme et la spéculation ne sont pas “durables”](https://www.finance-watch.org/blog/non-le-court-termisme-et-la-speculation-ne-sont-pas-durables/)
- [Debt collection: Europe could end unjustifiable and wide-spread malpractices](https://www.finance-watch.org/blog/debt-collection-europe-could-end-unjustifiable-and-wide-spread-malpractices/)
- [Coronavirus: a dangerous wave of personal over-indebtedness is on its way: here is how to avoid it](https://www.finance-watch.org/blog/coronavirus-a-dangerous-wave-of-personal-over-indebtedness-is-on-its-way-here-is-how-to-avoid-it/)
- [Greening the EU economic and financial governance to stop the collapse of nature](https://www.finance-watch.org/blog/greening-the-eu-economic-and-financial-governance-to-stop-the-collapse-of-nature/)
- [Untold stories of personal debt in Europe](https://www.finance-watch.org/blog/untold-stories-of-personal-debt-in-europe/)
- [Health crisis: Credit is not the solution to the financial problems of precarious European households](https://www.finance-watch.org/blog/health-crisis-credit-is-not-the-solution-to-the-financial-problems-of-precarious-european-households/)
- [Crise sanitaire : Le crédit n’est pas la solution aux problèmes financiers des ménages européens précaires](https://www.finance-watch.org/blog/crise-sanitaire-le-credit-nest-pas-la-solution-aux-problemes-financiers-des-menages-europeens-precaires/)
- [Personal debt is a feminist issue](https://www.finance-watch.org/blog/personal-debt-is-a-feminist-issue/)
- [Debt as an Opportunity or Risk: A Gender Perspective](https://www.finance-watch.org/blog/debt-as-an-opportunity-or-risk-a-gender-perspective/)
- [Insolvency syndrome: when over-indebtedness affects health and well-being](https://www.finance-watch.org/blog/insolvency-syndrome-when-over-indebtedness-affects-health-and-well-being/)
- [What EU regulators should do to limit over-indebtedness](https://www.finance-watch.org/blog/what-eu-regulators-should-do-to-limit-over-indebtedness/)
- [Cancelling toxic household debt: the case for a modern debt jubilee](https://www.finance-watch.org/blog/cancelling-toxic-household-debt-the-case-for-a-modern-debt-jubilee/)
- [Distressed Debts and the Crisis of Social Reproduction in Europe](https://www.finance-watch.org/blog/distressed-debts-and-the-crisis-of-social-reproduction-in-europe/)
- [The Financialisation of Distressed Debts in Europe](https://www.finance-watch.org/blog/the-financialisation-of-distressed-debts-in-europe/)
- [Fossil fuel lending is a financial stability issue](https://www.finance-watch.org/blog/fossil-fuel-lending-is-a-financial-stability-issue/)
- [Le financement des énergies fossiles est un problème de stabilité financière.](https://www.finance-watch.org/blog/le-financement-des-energies-fossiles-est-un-probleme-de-stabilite-financiere/)
- [Bail out people, not banks](https://www.finance-watch.org/blog/bail-out-people-not-banks/)
- [Climate risks and financial stability: the snowballing cost of procrastination](https://www.finance-watch.org/blog/climate-risks-and-financial-stability-the-snowballing-cost-of-procrastination/)
- [Acht Ammenmärchen über Europa’s Staatsverschuldung und Haushaltspolitik](https://www.finance-watch.org/blog/acht-ammenmarchen-uber-europas-staatsverschuldung-und-haushaltspolitik/)
- [Desmontando ocho mitos sobre la deuda pública y las políticas fiscales europeas](https://www.finance-watch.org/blog/desmontando-ocho-mitos-sobre-la-deuda-publica-y-las-politicas-fiscales-europeas/)
- [Sanningen om åtta berättelser om europeisk statsskuld och finanspolitiska regler](https://www.finance-watch.org/blog/sanningen-om-atta-berattelser-om-europeisk-statsskuld-och-finanspolitiska-regler/)
- [The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation](https://www.finance-watch.org/blog/the-one-for-one-rule-a-way-for-cop26-ambitions-to-manifest-in-financial-regulation/)
- [Capital requirements: a “silver bullet” against the looming climate-induced financial crises](https://www.finance-watch.org/blog/capital-requirements-a-silver-bullet-against-the-looming-climate-induced-financial-crises/)
- [Facebook’s digital currency plans: frozen for good or merely on ice?](https://www.finance-watch.org/blog/facebooks-digital-currency-plans-frozen-for-good-or-merely-on-ice/)
- [Personal insolvency: Europe needs harmonised procedures](https://www.finance-watch.org/blog/personal-insolvency-europe-needs-harmonised-procedures/)
- [Climate change: Are markets ready to finance the energy transition?](https://www.finance-watch.org/blog/climate-change-are-markets-ready-to-finance-the-energy-transition/)
- [With inflation, unregulated financial products will harm the vulnerable even more. Unless…](https://www.finance-watch.org/blog/with-inflation-unregulated-financial-products-will-harm-the-vulnerable-even-more-unless/)
- [Will the revised EU Consumer Credit Directive fully protect vulnerable consumers?](https://www.finance-watch.org/blog/will-the-revised-eu-consumer-credit-directive-fully-protect-vulnerable-consumers/)
- [Beyond the illusion of Net Zero portfolios: harnessing finance to decarbonise the real economy](https://www.finance-watch.org/blog/beyond-the-illusion-of-net-zero-portfolios-harnessing-finance-to-decarbonise-the-real-economy/)
- [Basel approach not sufficient to address climate-related risks](https://www.finance-watch.org/blog/basel-approach-not-sufficient-to-address-climate-related-risks/)
- [The Insurance Industry and Climate Change: Shifting the Cost to Policyholders](https://www.finance-watch.org/blog/the-insurance-industry-and-climate-change-shifting-the-cost-to-policyholders/) - The Insurance and Industry Climate Change: insurers can mitigate climate-related risks and preserve access to affordable insurance for policyholders.
- [IPCC Report – The UN Urges Act Now to Prevent Climate-Driven Financial Shocks](https://www.finance-watch.org/blog/ipcc-report-the-un-urges-act-now-to-prevent-climate-driven-financial-shocks/)
- [Three months of banking profits could prevent a ‘fossil subprime’ crisis](https://www.finance-watch.org/blog/three-months-of-banking-profits-could-prevent-a-fossil-subprime-crisis/)
- [Going further to make the online financial services market safer and fairer for Europeans](https://www.finance-watch.org/blog/going-further-to-make-the-online-financial-services-market-safer-and-fairer-for-europeans/)
- [8 lobby myths about higher capital requirements for fossil banking](https://www.finance-watch.org/blog/8-lobby-myths-about-higher-capital-requirements-for-fossil-banking/)
- [Why Cash is Essential in the 21st Century](https://www.finance-watch.org/blog/why-cash-is-essential-in-the-21st-century/)
- [Kicking and screaming – the Euro arrives in the Digital Age](https://www.finance-watch.org/blog/kicking-and-screaming-the-euro-arrives-in-the-digital-age/)
- [Gender Equality efforts in Europe have stalled. Can better Consumer Protections get it moving again?](https://www.finance-watch.org/blog/gender-equality-efforts-in-europe-have-stalled-can-better-consumer-protections-get-it-moving-again/)
- [It’s time to fix EU fiscal rules](https://www.finance-watch.org/blog/its-time-to-fix-eu-fiscal-rules/) - The EU fiscal rules should be reformed because public debt is not necessarily bad for future generations, but can be essential to finance public investments.
- [Europe must harmonise its patchwork of transition plan requirements](https://www.finance-watch.org/blog/europe-must-harmonise-its-patchwork-of-transition-plan-requirements/)
- [Finance Watch publishes its Annual Report 2022](https://www.finance-watch.org/blog/finance-watch-publishes-its-annual-report-2022/)

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## Policies

- [Finance Watch response to the Commission Consultation on the implementation of the new market risk framework under Basel III standards](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-commission-consultation-on-the-implementation-of-the-new-market-risk-framework-under-basel-iii-standards/)
- [Feedback on the revision of the sustainable finance disclosure regulation (SFDR)](https://www.finance-watch.org/policy-portal/sustainable-finance/feedback-on-the-revision-of-the-sustainable-finance-disclosure-regulation-sfdr/) - Finance Watch calls for clearer rules, credible product standards, and stronger disclosures to make sustainable finance trustworthy for all investors.
- [Climate resilience requires financial reform and forward-looking risk management](https://www.finance-watch.org/policy-portal/sustainable-finance/climate-resilience-requires-financial-reform-and-forward-looking-risk-management/)
- [Improving supervisors' assessment of bank risk management in Europe](https://www.finance-watch.org/policy-portal/stability-supervision/improving-supervisors-assessment-of-bank-risk-management/)
- [“Europe’s banking trilemma” – a report on Banking Union and bank structure reform](https://www.finance-watch.org/policy-portal/stability-supervision/europes-banking-trilemma-a-report-on-banking-union-and-bank-structure-reform/)
- [The false trade-off defining Germany’s CRD transposition (Bundestag Finance Committee hearing)](https://www.finance-watch.org/policy-portal/stability-supervision/crd-transposition-and-banking-supervision-in-germany-bundestag-finance-committee-hearing/)
- [Aligning climate & socio-economic governance within the European Semester](https://www.finance-watch.org/policy-portal/public-finance/aligning-climate-socio-economic-governance-within-the-european-semester/)
- [Report - Hidden risks in NBFI: Mapping vulnerabilities from shadow banking](https://www.finance-watch.org/policy-portal/stability-supervision/report-hidden-risks-in-non-bank-financial-intermediation-part-i-mapping-vulnerabilities-from-shadow-banking/)
- [Joint letter - Public money, public value: EU funding for companies must come with social conditions](https://www.finance-watch.org/policy-portal/public-finance/joint-letter-public-money-public-value-eu-funding-for-companies-must-come-with-social-conditions/)
- [A prudent approach to climate risk](https://www.finance-watch.org/policy-portal/sustainable-finance/a-prudent-approach-to-climate-risk/)
- [Advancing the EU Anti-Poverty Strategy through inclusive finance](https://www.finance-watch.org/policy-portal/retail-inclusion/advancing-the-eu-anti-poverty-strategy-through-inclusive-finance/)
- [A transition plan barometer for banks](https://www.finance-watch.org/policy-portal/sustainable-finance/a-transition-plan-barometer-for-banks/)
- [Strengthening corporate governance rules for sound risk management practices](https://www.finance-watch.org/policy-portal/sustainable-finance/strengthening-corporate-governance-rules-for-sound-risk-management-practices/)
- [Consumers need fairer and safer investments: joint civil society recommendations on the Retail Investment Strategy trilogues](https://www.finance-watch.org/policy-portal/retail-inclusion/recommendations-on-the-retail-investment-strategy-trilogues/)
- [The Digital Fairness Act must ensure a safer, fairer retail finance marketplace](https://www.finance-watch.org/policy-portal/digital-finance/the-digital-fairness-act-must-ensure-a-safer-fairer-retail-finance-marketplace/)
- [Securitisation and capital requirements for European insurers – Part II](https://www.finance-watch.org/policy-portal/stability-supervision/securitisation-and-capital-requirements-for-european-insurers-part-ii/)
- [Report – Breaking the spiral of uninsurable climate losses](https://www.finance-watch.org/policy-portal/sustainable-finance/report-breaking-the-spiral-of-uninsurable-climate-losses/)
- [Consumers need an ambitious Sustainable Finance Disclosure Regulation to gain trust in the Savings and Investment Union  - Open Letter](https://www.finance-watch.org/policy-portal/sustainable-finance/consumers-need-an-ambitious-sustainable-finance-disclosure-regulation-to-gain-trust-in-the-savings-and-investment-union-open-letter/)
- [Finance Watch response to revised European Sustainability Reporting Standards (ESRS)](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-response-to-revised-european-sustainability-reporting-standards-esrs/)
- [There is no room for fossil fuel developers in any sustainable finance categories  - Open Letter](https://www.finance-watch.org/policy-portal/sustainable-finance/there-is-no-room-for-fossil-fuel-developers-in-any-sustainable-finance-categories-open-letter/)
- [Enhancing ESG stress tests for credible compound and systemic risk management](https://www.finance-watch.org/policy-portal/sustainable-finance/enhancing-esg-stress-tests-for-credible-compound-and-systemic-risk-management/)
- [Report – A trillion dollars of climate risk: the case for a systemic risk buffer](https://www.finance-watch.org/policy-portal/sustainable-finance/report-a-trillion-dollars-of-climate-risk/)
- [Securitisation and capital requirements for European insurers](https://www.finance-watch.org/policy-portal/stability-supervision/securitisation-and-capital-requirements-for-european-insurers/)
- [Assessing transition risk in prudential transition plans](https://www.finance-watch.org/policy-portal/sustainable-finance/assessing-transition-risk-in-prudential-transition-plans/)
- [Finance Watch response to the European Commission call for feedback on Draft Solvency II Delegated Regulation](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-european-commission-call-for-feedback-on-draft-solvency-ii-delegated-regulation/)
- [Improving EBA's Pillar III disclosures on ESG risk exposure - EBA consultation](https://www.finance-watch.org/policy-portal/sustainable-finance/improving-ebas-pillar-iii-disclosures-on-esg-risk-exposure-eba-consultation/)
- [More work is needed on the PRA climate risk guidelines for banks and insurers](https://www.finance-watch.org/policy-portal/sustainable-finance/more-work-is-needed-on-the-pra-climate-risk-guidelines-for-banks-and-insurers/)
- [The Consumer Agenda 2025-2030 must address barriers to accessing essential financial services](https://www.finance-watch.org/policy-portal/retail-inclusion/the-consumer-agenda-2025-2030-must-address-barriers-to-accessing-essential-financial-services/)
- [Protecting EU consumers in the age of AI-driven retail finance](https://www.finance-watch.org/policy-portal/digital-finance/protecting-eu-consumers-in-the-age-of-ai-driven-retail-finance/)
- [Report - Artificial intelligence in finance: how to trust a black box?](https://www.finance-watch.org/policy-portal/digital-finance/report-artificial-intelligence-in-finance/)
- [Finance Watch supports the call to protect consumers’ right to choose digital or print communications](https://www.finance-watch.org/policy-portal/retail-inclusion/finance-watch-supports-the-call-to-protect-consumers-right-to-choose-digital-or-print-communications/)
- [Robust consumer protection standards are needed for the use of AI in the insurance sector](https://www.finance-watch.org/policy-portal/digital-finance/robust-consumer-protection-standards-are-needed-for-the-use-of-ai-in-the-insurance-sector/)
- [Recommendations to EIOPA on the integration of sustainability risks in Solvency II](https://www.finance-watch.org/policy-portal/sustainable-finance/recommendations-to-eiopa-on-the-integration-of-sustainability-risks-in-solvency-ii/)
- [IAIS progresses but must do more to capture climate risk in the ICP framework - Consultation](https://www.finance-watch.org/policy-portal/sustainable-finance/iais-progresses-but-must-do-more-to-capture-climate-risk-in-the-icp-framework-consultation/)
- [A safer use of climate scenario analysis by banks](https://www.finance-watch.org/policy-portal/sustainable-finance/a-safer-use-of-climate-scenario-analysis-by-banks/)
- [Response to Commission consultation on the market risk prudential framework](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-commission-consultation-on-the-application-of-the-market-risk-prudential-framework/)
- [Feedback to the EBA on requirements for ESG Scenario Analysis](https://www.finance-watch.org/policy-portal/sustainable-finance/eba-requirements-can-help-banks-overcome-the-limitations-climate-scenario-analysis-exercises/)
- [Foundations for simple, transparent and meaningful SFDR product categories](https://www.finance-watch.org/policy-portal/sustainable-finance/sfdr-product-categories/)
- [Finance Watch’s response to the consultation on Taxonomy criteria and disclosures - Consultation response](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watchs-response-to-the-consultation-on-taxonomy-criteria-and-disclosures-consultation-response/) - The Taxonomy is the best tool to assess corporate sustainability, and making it voluntary would weaken possibilities to improve the SFDR framework.
- [Bridging the gaps in climate scenarios](https://www.finance-watch.org/policy-portal/sustainable-finance/bridging-the-gaps-in-climate-scenarios/)
- [Finance Watch responds to Commission's call for evidence - Communication on European Savings and Investments Union](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-responds-to-commissions-call-for-evidence-communication-on-european-savings-and-investments-union/)
- [Joint call for clearer ESG categorisation rules for individual investors - Joint Letter](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-call-for-clearer-esg-categorisation-rules-for-individual-investors-joint-letter/) - Finance Watch, Better Finance, and the European Consumer Organisation (BEUC) call on the European Commission to remove any confusing categories (ESG Collection), and to make engagement a binding element, at least for the transition category.
- [Report - Lost Momentum: The Evolution and Challenges of Basel III](https://www.finance-watch.org/policy-portal/stability-supervision/report-lost-momentum-the-evolution-and-challenges-of-basel-iii/)
- [Swift action needed to address fossil fuel risks to financial stability - Open letter](https://www.finance-watch.org/policy-portal/sustainable-finance/swift-action-needed-to-address-fossil-fuel-risks-to-financial-stability-open-letter/)
- [The Capital Markets Union and sustainability: recommendations for the mid-term review](https://www.finance-watch.org/policy-portal/stability-supervision/the-capital-markets-union-and-sustainability-recommendations-for-the-mid-term-review/)
- [Open letter - Insurers' capital requirements should reflect transition risk](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-insurers-capital-requirements-should-reflect-transition-risk/)
- [Ensuring Consumer Protection in the Financial Data Access (FIDA) Regulation](https://www.finance-watch.org/policy-portal/digital-finance/ensuring-consumer-protection-in-the-financial-data-access-fida-regulation/) - Ensuring robust safeguards in the FIDA Regulation can protect consumers, prevent data misuse, and promote trust in digital finance.
- [Addressing challenges in the securitisation framework – Finance Watch response to Commission Consultation](https://www.finance-watch.org/policy-portal/stability-supervision/addressing-challenges-in-the-securitisation-framework-finance-watch-response-to-commission-consultation/)
- [EU sustainability disclosures are no threat to competitiveness - Joint letter](https://www.finance-watch.org/policy-portal/sustainable-finance/eu-sustainability-disclosures-are-no-threat-to-competitiveness-joint-letter/)
- [Addressing systemic risks and regulatory gaps in non-banking financial institutions – Finance Watch response to Commission Consultation](https://www.finance-watch.org/policy-portal/stability-supervision/addressing-systemic-risks-and-regulatory-gaps-in-non-banking-financial-institutions-finance-watch-response-to-commission-consultation/)
- [Joint Statement - Public Money, Public Benefits: Clear social and environmental standards must determine businesses' access to public finance in the EU](https://www.finance-watch.org/policy-portal/public-finance/joint-statement-public-money-public-benefits-clear-social-and-environmental-standards-must-determine-businesses-access-to-public-finance-in-the-eu/)
- [A Revised Mortgage Credit Directive](https://www.finance-watch.org/policy-portal/retail-inclusion/a-revised-mortgage-credit-directive/)
- [Policy brief - Empower investors to drive the climate transition](https://www.finance-watch.org/policy-portal/sustainable-finance/policy-brief-empower-investors-to-drive-the-climate-transition/) - The revision of SRD II could empower shareholders to boost the transition by reconciling transition plans and good governance.
- [Can Securitisation Reboot the Capital Markets Union? The limits of recent policy proposals to 'revive' the market for asset-backed securities in Europe](https://www.finance-watch.org/policy-portal/stability-supervision/can-securitisation-reboot-the-capital-markets-union/)
- [Introduction to Securitisation: Structures, regulation and market for asset-backed securities in the EU](https://www.finance-watch.org/policy-portal/stability-supervision/introduction-to-securitisation-structures-regulation-and-market-for-asset-backed-securities-in-the-eu/)
- [Joint letter - Europe needs a Next Generation 2.0 fund to secure its just transition](https://www.finance-watch.org/policy-portal/public-finance/joint-letter-europe-needs-a-next-generation-2-0-fund-to-secure-its-just-transition/)
- [Report: A Finance Watch guide to the next 'sustainable finance agenda'](https://www.finance-watch.org/policy-portal/sustainable-finance/report-a-finance-watch-guide-to-the-next-sustainable-finance-agenda/)
- [“Safe transition planning for banks”: Recommendations for EU’s new ‘prudential’ transition plans](https://www.finance-watch.org/policy-portal/sustainable-finance/safe-transition-planning-for-banks-recommendations-on-eus-new-prudential-transition-plans/)
- [Policy brief – Citizens are not the product](https://www.finance-watch.org/policy-portal/retail-inclusion/policy-brief-citizens-are-not-the-product/) - With the right data safeguards, the open finance framework, also known as the Financial Data Access Regulation, can significantly benefit retail consumers.
- [Consultation response - The growth of AI in finance demands appropriate supervision and regulation](https://www.finance-watch.org/policy-portal/digital-finance/consultation-response-the-growth-of-ai-in-finance-demands-appropriate-supervision-and-regulation/)
- [Finance Watch Calls on ECON to Advance European Deposit Insurance Scheme (EDIS) and Protect Depositors](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-calls-on-econ-to-advance-european-deposit-insurance-scheme-edis-and-protect-depositors/)
- [Finance Watch commends the IAIS for embracing double materiality in Insurance Core Principles (consultation response)](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-commends-the-iais-for-embracing-double-materiality-in-insurance-core-principles-consultation-response/)
- [Improving transparency and understandability for retail investors: A reaction to the 2024 joint ESAs’ opinion on SFDR](https://www.finance-watch.org/policy-portal/sustainable-finance/improving-transparency-and-understandability-for-retail-investors-a-reaction-to-the-2024-joint-esas-opinion-on-sfdr/)
- [Progress on climate scenario analysis is necessary but not sufficient -  Feedback to BCBS on the use of CSA in supervision and risk management](https://www.finance-watch.org/policy-portal/sustainable-finance/progress-on-climate-scenario-analysis-is-necessary-but-not-sufficient-feedback-to-bcbs-on-the-use-of-csa-in-supervision/)
- [Consultation response: Adapting the Irish Consumer Protection Code to today's challenges](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-adapting-the-irish-consumer-protection-code-to-todays-challenges/)
- [Joint Statement - Why carbon offsetting undermines climate targets](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-statement-why-carbon-offsetting-undermines-climate-targets/)
- [Making Finance Serve Nature – Report](https://www.finance-watch.org/policy-portal/sustainable-finance/making-finance-serve-nature-report/)
- [Report “Nature’s Return” on integrating economic and environmental governance](https://www.finance-watch.org/policy-portal/sustainable-finance/report-natures-return-on-integrating-economic-and-environmental-governance/)
- [Report – The debts we need: Reinforcing Debt Sustainability with Future-Oriented Fiscal Rules](https://www.finance-watch.org/policy-portal/public-finance/report-the-debts-we-need-reinforcing-debt-sustainability-with-future-oriented-fiscal-rules/)
- [Report - Europe’s coming investment crisis: Capital markets can only match a third of EU's essential needs](https://www.finance-watch.org/policy-portal/public-finance/report-europes-coming-investment-crisis-can-capital-markets-match-eus-funding-needs/)
- [Making the digital market for retail financial services safer for consumers](https://www.finance-watch.org/policy-portal/retail-inclusion/making-the-digital-market-for-retail-financial-services-safer-for-consumers/)
- [Report “Basic Financial Services”](https://www.finance-watch.org/policy-portal/retail-inclusion/report-basic-financial-services/)
- [EIOPA’s report shows it takes climate risk seriously (Consultation response)](https://www.finance-watch.org/policy-portal/sustainable-finance/eiopas-report-shows-they-take-climate-risk-seriously-consultation-response/)
- [Rethinking SFDR: Finance Watch’s proposal in 10 questions - Position Paper](https://www.finance-watch.org/policy-portal/sustainable-finance/rethinking-sfdr-finance-watchs-proposal-in-10-questions/)
- [Requirements for banks' transition plans under CRD should leverage on impact materiality (Consultation response)](https://www.finance-watch.org/policy-portal/sustainable-finance/requirements-for-banks-transition-plans-under-crd-should-leverage-on-impact-materiality-consultation-response/)
- [Sustainable investing: Tailoring the transparency framework for retail investors - Position Paper](https://www.finance-watch.org/policy-portal/sustainable-finance/sustainable-investing-tailoring-the-transparency-framework-for-retail-investors/)
- [Report: Breaking down barriers to basic payment accounts in the EU](https://www.finance-watch.org/policy-portal/retail-inclusion/report-breaking-down-barriers-to-basic-payment-accounts-in-the-eu/)
- [Global Green Finance Index 3](https://www.finance-watch.org/policy-portal/sustainable-finance/global-green-finance-index-3/)
- [Consultation response on the functioning of the EU securitisation framework](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-the-functioning-of-the-eu-securitisation-framework/)
- [Report - Transition Planning for Insurers: A supervisory tool to improve climate risk resilience](https://www.finance-watch.org/policy-portal/sustainable-finance/report-transition-planning-for-insurers-a-supervisory-tool-to-improve-climate-risk-resilience/)
- [Remodeler le cadre budgétaire européen](https://www.finance-watch.org/policy-portal/public-finance/remodeler-le-cadre-budgetaire-europeen/)
- [BCBS Consultation response on the principles to effectively manage and supervise climate-related financial risks](https://www.finance-watch.org/policy-portal/sustainable-finance/bcbs-consultation-climate-risks/)
- [Analysis of the EU Digital Finance package – A New Finance Watch Report](https://www.finance-watch.org/policy-portal/digital-finance/an-analysis-of-the-eu-digital-finance-package-new-finance-watch-report/)
- [Policy brief: “Cracks in the pillars – Financial stability loses out in the EU’s Basel III endgame”](https://www.finance-watch.org/policy-portal/stability-supervision/policy-brief-cracks-in-the-pillars-financial-stability-loses-out-in-the-eus-basel-iii-endgame/)
- [Policy brief – The Digital Euro: A Matter of Trust](https://www.finance-watch.org/policy-portal/digital-finance/policy-brief-the-digital-euro-a-matter-of-trust/) - Finance Watch supports the proposed introduction of a Digital Euro. This policy brief is a reaction to the European Commission's Digital Euro proposal.
- [Open letter calling on policy-makers for a Basel-compliant Europe](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-calling-on-policy-makers-for-a-basel-compliant-europe/)
- [Joint Statement on the EU Retail Investment Strategy](https://www.finance-watch.org/policy-portal/retail-inclusion/joint-statement-on-the-eu-retail-investment-strategy/)
- [Root causes of household over-indebtedness](https://www.finance-watch.org/policy-portal/retail-inclusion/root-causes-of-household-over-indebtedness/) - A closer look at the over-indebtedness ecosystem, including steps that can be taken by policymakers to better protect households
- [Joint statement - Fiscal Follies: How new EU rules miss the mark on climate and prosperity](https://www.finance-watch.org/policy-portal/public-finance/joint-statement-fiscal-follies-how-new-eu-rules-miss-the-mark-on-climate-and-prosperity/)
- [Agreement on fiscal rules stands in the way of EU strategic autonomy - Joint letter](https://www.finance-watch.org/policy-portal/public-finance/agreement-on-fiscal-rules-stands-in-the-way-of-eu-strategic-autonomy-joint-letter/)
- [Report – From debtor prisons to being prisoners of debt](https://www.finance-watch.org/policy-portal/retail-inclusion/from-debtor-prisons-to-being-prisoners-of-debt/)
- [IAIS work on climate scenario analysis needs a reality check  (Consultation response)](https://www.finance-watch.org/policy-portal/sustainable-finance/iais-work-on-climate-scenario-analysis-needs-a-reality-check-consultation-response/)
- [Capital Markets Union in 5 questions](https://www.finance-watch.org/policy-portal/stability-supervision/capital-markets-union-in-5-questions/)
- [Banks should also disclose the results of capital adequacy assessment (BCBS consultation on climate risk disclosure)](https://www.finance-watch.org/policy-portal/sustainable-finance/banks-should-also-disclose-the-results-of-capital-adequacy-assessment-bcbs-consultation-on-climate-risk-disclosure/)
- [Open letter calling on the BCBS to enshrine the principle of “full transparency” in disclosures of climate-related financial risk](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-calling-on-the-bcbs-to-enshrine-the-principle-of-full-transparency-in-disclosures-of-climate-related-financial-risk/)
- [Open letter – “Do not lose momentum on the Social Taxonomy”](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-do-not-lose-momentum-on-the-social-taxonomy/)
- [Response to EC shadow banking consultation](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-ec-shadow-banking-consultation/)
- [Consumer credit market malpractices uncovered](https://www.finance-watch.org/policy-portal/retail-inclusion/consumer-credit-market-malpractices-uncovered/)
- [Position paper on sovereign CDS](https://www.finance-watch.org/policy-portal/stability-supervision/position-paper-on-sovereign-cds/)
- [Response to consultation on IDD guidelines for sustainability preferences in suitability assessment](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-consultation-on-idd-guidelines-for-sustainability-preferences-in-suitability-assessment/)
- [Report - Finance in a hot house world](https://www.finance-watch.org/policy-portal/sustainable-finance/report-finance-in-a-hot-house-world/)
- [Speech to ECB on “Financial integration and stability”](https://www.finance-watch.org/policy-portal/public-finance/speech-to-ecb-on-financial-integration-and-stability/)
- [Consumer protection: Digitalisation of retail financial services during the Covid-19 pandemic](https://www.finance-watch.org/policy-portal/digital-finance/consumer-protection-digitalisation-of-retail-financial-services-during-the-covid-19-pandemic/)
- [Report – Insuring the uninsurable: Tackling the link between climate change and financial instability in the insurance sector](https://www.finance-watch.org/policy-portal/sustainable-finance/insuring-the-uninsurable/)
- [Establishing ESAP: EU Commission consultation response](https://www.finance-watch.org/policy-portal/sustainable-finance/european-single-access-point-esap-eu-commission-consultation-response/)
- [Report – Breaking the climate-finance doom loop](https://www.finance-watch.org/policy-portal/sustainable-finance/breaking-the-climate-finance-doom-loop/)
- [Consultation responses: TPT guidance for the insurance sector](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-responses-tpt-guidance-for-the-insurance-sector/)
- [“A missed opportunity to revive “boring” finance?” – Position paper on long term financing, securitisation and securities financing](https://www.finance-watch.org/policy-portal/stability-supervision/position-paper-on-long-term-financing-securitisation-and-securities-financing/)
- [Response to the EC consultation on the implementation of SFDR](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-ec-consultation-on-the-implementation-of-sfdr/)
- [Navigating the Maze](https://www.finance-watch.org/policy-portal/public-finance/navigating-the-maze/)
- [Response to the ESAs consultation on the review of the SFDR delegated regulation](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-esas-consultation-on-the-review-of-the-sfdr-delegated-regulation/)
- [Response to consultation: Directive on Distance Marketing of Consumer Financial Services](https://www.finance-watch.org/policy-portal/retail-inclusion/our-response-to-the-consultation-on-the-directive-on-distance-marketing-of-consumer-financial-services/)
- [Assessing risk properly is key to enable insurance companies to invest for the long term and to tackle climate risk (ECON Hearing on Solvency II and IRRD)](https://www.finance-watch.org/policy-portal/stability-supervision/we-can-stop-moral-hazard-and-tackle-climate-risk-in-the-insurance-industry-hearing-on-solvency-ii-and-irrd/)
- [Report – Tackling causes of over-indebtedness in the EU consumer credit market](https://www.finance-watch.org/policy-portal/retail-inclusion/over-indebtedness-eu-consumer-credit-market-ccd/)
- [Our response to the consultation on the establishment of an EU Green Bond Standard](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-consultation-on-the-establishment-of-an-eu-green-bond-standard/)
- [Report – Is the human dignity of individual debtors at risk?](https://www.finance-watch.org/policy-portal/retail-inclusion/report-is-the-human-dignity-of-individual-debtor-at-risk/)
- [Consultation response on draft guidelines on loan origination and monitoring](https://www.finance-watch.org/policy-portal/retail-inclusion/guidelines-on-loan-origination-and-monitoring/)
- [Reform of the European Supervisory Authorities and financial consumer protection](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-to-the-council-of-the-eu-reform-of-the-european-supervisory-authorities-and-financial-consumer-protection/)
- [Consultation response – EIOPA Discussion Paper on Prudential Treatment of Sustainability Risks](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-eiopa-discussion-paper-on-prudential-treatment-of-sustainability-risks/)
- [EIOPA consultation on integration of sustainability risks and factors](https://www.finance-watch.org/policy-portal/sustainable-finance/eiopa-consultation-on-integration-of-sustainability-risks-and-factors/)
- [EU Ecolabel for Financial Products](https://www.finance-watch.org/policy-portal/sustainable-finance/1-eu-ecolabel-for-financial-products/)
- [Brexit: Preparing for a future UK-EU trade relationship](https://www.finance-watch.org/policy-portal/stability-supervision/preparing-for-a-future-uk-eu-trade-relationship/)
- [Report: “#10yearsAfter – Back to Business as Usual”](https://www.finance-watch.org/policy-portal/stability-supervision/10yearsafter-back-to-business-as-usual-an-assessment-of-the-post-crisis-financial-regulation-in-europe/) - Finance Watch publishes a comprehensive assessment of post-crisis financial regulation in Europe: “Ten Years After: Back to Business as Usual”
- [Consultation response on investment advice regarding ESG preferences](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-reponse-on-investment-advice-regarding-esg-preferences/)
- [Social Innovation & Mutual learning on Micro-savings in Europe: synthesis.](https://www.finance-watch.org/policy-portal/retail-inclusion/social-innovation-mutual-learning-on-micro-savings-in-europe/)
- [Response to EIOPA consultation on Taxonomy Regulation Article 8](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-eiopa-consultation-on-article-8-of-the-taxonomy-regulation/)
- [Consultation response on the review of prudential rules for insurance and reinsurance firms (Solvency II Directive)](https://www.finance-watch.org/policy-portal/stability-supervision/review-of-prudential-rules-for-insurance-reinsurance-firms-consultation-response/)
- [Consultation response for EIOPA: climate change materiality assessments and scenarios in ORSAs](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-eiopa-orsa/)
- [Amending the Mortgage Credit Directive to address consumer protection issues, digitalisation and green mortgages](https://www.finance-watch.org/policy-portal/retail-inclusion/finance-watch-urges-amendments-to-the-mortgage-credit-directive-mcd-to-address-consumer-protection-issues-digitalisation-and-green-mortgages/)
- [Multi-stakeholder letter calling to broaden the scope of the EU Corporate Sustainability Reporting Directive](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-letter-calling-to-broaden-the-scope-of-the-eu-corporate-sustainability-reporting-directive/)
- [Joint NGOs and consumer recommendations for minimum criteria for Art. 8 & 9 products under SFDR](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-ngos-and-consumer-recommendations-for-minimum-criteria-for-art-8-9-sfdr-products/)
- [Manifesto – NGOs and academics call for fundamental reform of Europe’s fiscal rules](https://www.finance-watch.org/policy-portal/public-finance/manifesto-ngos-academics-reform-europe-fiscal-rules/) - Signed by over 270 leading voices the manifesto highlights the need to upgrade Europe's fiscal framework to meet 21st century challenges.
- [Joint statement – European Parliament leaves SMEs out of CSRD scope](https://www.finance-watch.org/policy-portal/sustainable-finance/european-parliament-leaves-smes-out-of-csrd-scope/)
- [Comments on the FDIC statement of principles for climate-related financial risk management](https://www.finance-watch.org/policy-portal/sustainable-finance/comments-on-fdic-statement-of-principles-for-climate-related-financial-risk-management/)
- [Response to consultation on the functioning of the ESG ratings market and on the consideration of ESG factors in credit ratings](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-consultation-on-the-esg-ratings-market-in-the-eu/)
- [BCBS Core principles: the specificity of climate risk requires a precautionary approach (Consultation)](https://www.finance-watch.org/policy-portal/sustainable-finance/bcbs-core-principles-the-specificity-of-climate-risk-requires-a-precautionary-approach-consultation/)
- [Cheat sheet: the Bank Structural Reform (BSR)](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-the-bank-structural-reform-bsr/)
- [Policy brief: Debt sustainability and a sustainable Covid recovery](https://www.finance-watch.org/policy-portal/public-finance/policy-brief-debt-sustainability-and-a-sustainable-covid-recovery/)
- [Financial Regulation challenged by European Trade Policy](https://www.finance-watch.org/policy-portal/stability-supervision/financial-regulation-challenged-by-european-trade-policy/)
- [Insurance and discrimination: Guaranteeing full and equal access to basic insurance](https://www.finance-watch.org/policy-portal/retail-inclusion/insurance-and-discrimination-guaranteeing-full-and-equal-access-to-basic-insurance/)
- [Our views on product disclosure templates under the Sustainable Finance Disclosure Regulation](https://www.finance-watch.org/policy-portal/sustainable-finance/our-views-on-product-disclosure-templates-under-the-sustainable-finance-disclosure-regulation/)
- [Libra: Heads I win – tails you lose](https://www.finance-watch.org/policy-portal/digital-finance/libra-heads-i-win-tails-you-lose/)
- [Response to European Commission Public consultation on instant payments](https://www.finance-watch.org/policy-portal/digital-finance/response-to-european-commission-public-consultation-on-instant-payments/)
- [Maastricht 2.0: Updating EU economic governance for the challenges ahead](https://www.finance-watch.org/policy-portal/public-finance/maastricht-2-0-updating-eu-economic-governance-for-the-challenges-ahead/)
- [Fiscal Mythology Unmasked](https://www.finance-watch.org/policy-portal/public-finance/fiscal-mythology-unmasked/) - Debunking eight tales about European public debt and fiscal rules.
- [Reshaping the European Fiscal Framework – English language letter](https://www.finance-watch.org/policy-portal/public-finance/reshaping-the-european-fiscal-framework-english-language-letter/)
- [One Framework to Rule Them All](https://www.finance-watch.org/policy-portal/public-finance/one-framework-to-rule-them-all/)
- [Position Paper on the Retail Investment Strategy](https://www.finance-watch.org/policy-portal/retail-inclusion/position-paper-on-the-retail-investment-strategy/) - To ensure that European citizens can safely invest in capital markets improvements are needed to enhance the EU retail investor protection framework
- [Cheat sheet: What is BRRD (Level 2)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-brrd-level-2/)
- [Improving the EU Macroprudential Framework for the Banking Sector (Consultation response)](https://www.finance-watch.org/policy-portal/stability-supervision/improving-the-eu-macroprudential-framework-for-the-banking-sector-consultation-response/)
- [Finalising Basel III to serve the European economy (ECON Hearing on the Basel III “Finalisation Package”)](https://www.finance-watch.org/policy-portal/stability-supervision/finalising-basel-iii-to-serve-the-european-economy-econ-hearing-on-the-basel-iii-finalisation-package/)
- [Factsheet – Creditworthiness assessment for small loans: the key to prevent consumer over-indebtedness](https://www.finance-watch.org/policy-portal/retail-inclusion/factsheet-creditworthiness-assessment-for-small-loans-the-key-to-prevent-consumer-over-indebtedness/)
- [Response to the ESMA consultation on guidelines for MiFID II suitability requirements](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-the-esma-consultation-on-guidelines-for-mifid-ii-suitability-requirements/)
- [Policy Brief – “From Maastricht to Paris: Why climate change should be considered in a reformed EU fiscal framework”](https://www.finance-watch.org/policy-portal/public-finance/policy-brief-from-maastricht-to-paris-why-climate-change-should-be-considered-in-a-reformed-eu-fiscal-framework/)
- [Report – The Problem Lies in the Net: Making Finance contribute to a Net Zero Economy](https://www.finance-watch.org/policy-portal/sustainable-finance/report-the-problem-lies-in-the-net-making-finance-contribute-to-a-net-zero-economy/) - Finance Watch Report | Concrete policy measures to make the concept of “net-zero” meaningful and drive progress to net-zero. Read the full report.
- [Response to the FSB Consultation on Supervisory and Regulatory Approaches to Climate-related Risks](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-fsb-consultation-on-supervisory-and-regulatory-approaches-to-climate-related-risks/)
- [Joint letter – Civil society will only support ambitious ESRS](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-letter-civil-society-will-only-support-ambitious-esrs/)
- [Open letter: banks and insurers must account for climate risk](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-banks-and-insurers-must-account-for-climate-risk/) - Finance Watch and 13 partners call to include mandatory transition plans and capital requirements for climate-related risks in their review of the EU banks and insurers prudential rules.
- [Response to the EBA Discussion Paper on Environmental Risks in the Prudential Framework](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-eba-discussion-paper-on-environmental-risks-in-the-prudential-framework/)
- [Letter to the ISSB on its proposals for International Sustainability Reporting Standards](https://www.finance-watch.org/policy-portal/sustainable-finance/letter-to-the-issb-on-its-proposals-for-international-sustainability-reporting-standards/)
- [Feedback on the EFRAG exposure drafts on the European Sustainability Reporting Standards](https://www.finance-watch.org/policy-portal/sustainable-finance/feedback-on-the-efrag-exposure-drafts-on-the-european-sustainability-reporting-standards/)
- [Report – A safer transition for fossil banking: Quantifying capital needed to reflect transition risk](https://www.finance-watch.org/policy-portal/sustainable-finance/report-a-safer-transition-for-fossil-banking-quantifying-capital-needed-to-reflect-transition-risk/)
- [Policy Brief – “Europe’s Fiscal Framework: The People’s View?”](https://www.finance-watch.org/policy-portal/public-finance/policy-brief-europes-fiscal-framework-the-peoples-view/) - Excessive public spending cuts since 2009 have contributed to making EU citizens €3.000 a year worse-off. Most Europeans agree fiscal rules should remain flexible.
- [Joint Statement calling for a robust and ambitious Corporate Sustainability Due Diligence Directive (CSDDD)](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-statement-calling-for-a-robust-and-ambitious-corporate-sustainability-due-diligence-directive-csddd/)
- [Consultation response – A precautionary approach is crucial for finance ministers to drive climate action](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-a-precautionary-approach-is-crucial-for-finance-ministers-to-drive-climate-action/)
- [Joint Policy Brief – “Investing in our Future: Seven EU economic governance reforms”](https://www.finance-watch.org/policy-portal/public-finance/joint-policy-brief-investing-in-our-future-seven-eu-economic-governance-reforms/) - A civil society briefing on how to ensure a reformed European economic governance framework supports the EU’s goals and helps tackling Europe's multiple crises.
- [Response to the UK Transition Plan Taskforce Framework and Guidance Consultation](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-uk-transition-plan-taskforce-framework-and-guidance-consultation/)
- [Views on Council General Approach to Distance Marketing of Financial Services](https://www.finance-watch.org/policy-portal/digital-finance/views-on-council-general-approach-to-distance-marketing-of-financial-services/) - Finance Watch analyses Council’s general approach to the Distance Marketing of Consumer Financial Services Directive (DMFSD).
- [Joint Statement – Reaction to Germany’s pushback on debt rules](https://www.finance-watch.org/policy-portal/public-finance/joint-statement-reaction-to-germanys-pushback-on-debt-rules/) - The push for a common debt reduction rule contradicts the Commission proposal, would limit governments investments and hamper a just and green transition.
- [What should the final distance marketing of consumer financial services rules look like?](https://www.finance-watch.org/policy-portal/digital-finance/what-should-the-final-distance-marketing-of-consumer-financial-services-rules-look-like/) - Finance Watch argues robust and effective consumer protection rules in the online financial services market are more important than ever.
- [Consultation response – “The draft extended Taxonomy Delegated Acts are still missing important activities”](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-the-draft-extended-taxonomy-delegated-acts-are-still-missing-important-activities/)
- [Policy brief – Regulating ESG ratings to strengthen sustainable investors](https://www.finance-watch.org/policy-portal/sustainable-finance/policy-brief-regulating-esg-ratings-to-strengthen-sustainable-investors/)
- [Consultation response: IAIS public consultation on climate risk supervisory guidance](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-iais-public-consultation-on-climate-risk-supervisory-guidance/)
- [Consultation response: IAIS public consultation on ICP 17 regarding capital adequacy](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-iais-public-consultation-on-icp-17-regarding-capital-adequacy/)
- [Consultation response – “The CSRD delegated acts should better preserve the integrity of the EFRAG drafts”](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-the-csrd-delegated-acts-should-better-preserve-the-integrity-of-the-efrag-drafts/)
- [Response to the ESAs consultation on EU taxonomy-related sustainability product-level disclosures](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-esas-consultation-on-eu-taxonomy-related-sustainability-product-level-disclosures/)
- [Consultation response on the REFIT review of the EU Directive on motor insurance](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-on-the-refit-review-of-the-eu-directive-on-motor-insurance/)
- [Evidence at Parliament ECON hearing on CRA3](https://www.finance-watch.org/policy-portal/stability-supervision/evidence-at-parliament-econ-hearing-on-cra3/)
- [Consultation response on the Review of the Crisis Management and Deposit Insurance framework (CMDI)](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-the-review-of-the-crisis-management-and-deposit-insurance-framework-cmdi/)
- [Italy CASE STUDY – Affordable Personal Inclusive Credit](https://www.finance-watch.org/policy-portal/retail-inclusion/italy-case-study-affordable-personal-inclusive-credit/)
- [Cheat sheet: Retail Financial Services](https://www.finance-watch.org/policy-portal/retail-inclusion/cheat-sheet-retail-financial-services/)
- [SAVINGS – EU countries mapping – Summary report 2014](https://www.finance-watch.org/policy-portal/retail-inclusion/savings-eu-countries-mapping-summary-report-2014/)
- [Speech to EESC at hearing on civil society and financial regulation](https://www.finance-watch.org/policy-portal/stability-supervision/speech-to-eesc-at-hearing-on-civil-society-and-financial-regulation/)
- [Cheat sheet: What is PRIIPs (Level 2/3)?](https://www.finance-watch.org/policy-portal/retail-inclusion/cheat-sheet-what-is-priips-level-2-3/)
- [Belgian CASE STUDY – Affordable Personal Inclusive Credit](https://www.finance-watch.org/policy-portal/retail-inclusion/belgian-case-study-affordable-personal-inclusive-credit/)
- [Speech at the Public Hearing on Brexit and its potential impact for Lower Saxony](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-the-public-hearing-on-brexit-and-its-potential-impact-for-lower-saxony/)
- [French CASE STUDY – Affordable Personal Inclusive Credit](https://www.finance-watch.org/policy-portal/retail-inclusion/french-case-study-affordable-personal-inclusive-credit/)
- [Early detection and constructive response about households financial difficulties](https://www.finance-watch.org/policy-portal/retail-inclusion/early-detection-and-constructive-response-about-households-financial-difficulties/)
- [Social innovation and mutual learning on micro-saving in Europe – Global assessment report](https://www.finance-watch.org/policy-portal/retail-inclusion/social-innovation-and-mutual-learning-on-micro-saving-in-europe-global-assessment-report/)
- [Speech at the UN High-level SDG Financing Lab](https://www.finance-watch.org/policy-portal/sustainable-finance/speech-at-the-un-high-level-sdg-financing-lab/)
- [Financial inclusion and new means of payment](https://www.finance-watch.org/policy-portal/retail-inclusion/financial-inclusion-and-new-means-of-payment/)
- [CAPIC EU Project: lessons learned](https://www.finance-watch.org/policy-portal/retail-inclusion/capic-eu-project-lessons-learned/)
- [Evidence at EPP Group Hearing on ELTIFs](https://www.finance-watch.org/policy-portal/stability-supervision/evidence-at-epp-group-hearing-on-eltifs/)
- [Social innovation and mutual learning on micro-saving in Europe. Country report – France](https://www.finance-watch.org/policy-portal/retail-inclusion/social-innovation-and-mutual-learning-on-micro-saving-in-europe-country-report-france/)
- [Our letter to the EBA on top official’s alleged move to lobbying organisation](https://www.finance-watch.org/policy-portal/stability-supervision/our-letter-to-the-eba-on-top-officials-alleged-move-to-lobbying-organisation/)
- [UK CASE STUDY – Affordable Personal Inclusive Credit](https://www.finance-watch.org/policy-portal/retail-inclusion/uk-case-study-affordable-personal-inclusive-credit/)
- [Unfair Lending Practices and Toxic Loans](https://www.finance-watch.org/policy-portal/retail-inclusion/unfair-lending-practices-and-toxic-loans/)
- [Amendments to French bank reform proposals](https://www.finance-watch.org/policy-portal/stability-supervision/amendments-to-french-bank-reform-proposals/)
- [“Basel 3 in 5 Questions – Keys to understanding Basel 3”](https://www.finance-watch.org/policy-portal/stability-supervision/basel-3-in-5-questions-keys-to-understanding-basel-3/)
- [Cheat sheet: What is Sustainable finance?](https://www.finance-watch.org/policy-portal/sustainable-finance/cheat-sheet-what-is-sustainable-finance/)
- [Open letter to Pierre Moscovici on French banking reform](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-to-pierre-moscovici-on-french-banking-reform/)
- [Evidence to Liikanen hearing](https://www.finance-watch.org/policy-portal/stability-supervision/evidence-to-liikanen-hearing/)
- [Cheat sheet: What is Securitisation (CMU)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-securitisation-cmu/)
- [Speech at ECON hearing on TTIP and Financial Services Regulation](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-econ-hearing-on-ttip-and-financial-services-regulation/)
- [ECON evidence on MiFID](https://www.finance-watch.org/policy-portal/stability-supervision/econ-evidence-on-mifid/)
- [Cheat sheet: What is Long Term Financing?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-long-term-financing/)
- [Cheat sheet: What is Securities Financing?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-securities-financing/)
- [Green Paper on retail financial services: better products, more choice, and greater opportunities for consumers and businesses](https://www.finance-watch.org/policy-portal/retail-inclusion/green-paper-on-retail-financial-services-better-products-more-choice-and-greater-opportunities-for-consumers-and-businesses/)
- [Cheat sheet: What is TTIP?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-ttip/)
- [Speaking notes for EC public hearing on CMU](https://www.finance-watch.org/policy-portal/stability-supervision/speaking-notes-for-ec-public-hearing-on-cmu/)
- [Capital Markets Union and STS Securitisation Q&As & Quick assessment of CRR revision](https://www.finance-watch.org/policy-portal/stability-supervision/capital-markets-union-and-sts-securitisation-qas-quick-assessment-of-crr-revision/)
- [Speech at the Public Hearing on the Review of the European System of Financial Supervision](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-the-public-hearing-on-the-review-of-the-european-system-of-financial-supervision/)
- [Public hearing at ECON on the banking legislation package](https://www.finance-watch.org/policy-portal/stability-supervision/public-hearing-at-econ-on-the-banking-legislation-package/)
- [Towards inclusive, safe and sustainable financial services for consumers](https://www.finance-watch.org/policy-portal/retail-inclusion/towards-inclusive-safe-and-sustainable-financial-services-for-consumers/)
- [Joint letter – 16 organisations urge ECON to bolster action against climate risk in Basel III finalisation](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-letter-16-organisations-urge-econ-to-bolster-action-against-climate-risk-in-basel-iii-finalisation/)
- [Position paper on German bank reform](https://www.finance-watch.org/policy-portal/stability-supervision/position-paper-on-german-bank-reform/)
- [NGO Policy Briefing on Sustainable Corporate Governance](https://www.finance-watch.org/policy-portal/sustainable-finance/ngo-policy-briefing-on-sustainable-corporate-governance/)
- [A Wrinkle in the Process: Financial Inclusion Barriers in an Ageing Europe – Report](https://www.finance-watch.org/policy-portal/retail-inclusion/a-wrinkle-in-the-process-financial-inclusion-barriers-in-an-ageing-europe-report/)
- [Cheat sheet: What is Banking Union (SRM and SSM)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-banking-union-srm-and-ssm/)
- [Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework](https://www.finance-watch.org/policy-portal/stability-supervision/comments-on-the-ebas-interim-report-on-the-implementation-and-design-of-the-mrel-framework/)
- [Comments on the current debate regarding bank bail-in and recapitalisation](https://www.finance-watch.org/policy-portal/stability-supervision/comments-on-the-current-debate-regarding-bank-bail-in-and-recapitalisation/)
- [Cheat sheet: What is European Supervision?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-european-supervision/)
- [Multi-stakeholder statement on the CSRD reform and EU standards](https://www.finance-watch.org/policy-portal/sustainable-finance/multi-stakeholder-statement-on-the-csrd-reform-and-eu-standards/)
- [ECON Committee evidence on CRD4](https://www.finance-watch.org/policy-portal/stability-supervision/econ-committee-evidence-on-crd4/)
- [Representation of the public interest in banking](https://www.finance-watch.org/policy-portal/stability-supervision/representation-of-the-public-interest-in-banking/)
- [MiFID II position paper “Investing not betting”](https://www.finance-watch.org/policy-portal/stability-supervision/mifid-ii-position-paper-investing-not-betting/)
- [Finance Watch Blueprint on the European System of Financial Supervision](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-blueprint-on-the-european-system-of-financial-supervision/)
- [Proposal for the EU financial supervisory reform – Open letter](https://www.finance-watch.org/policy-portal/stability-supervision/proposal-for-the-eu-financial-supervisory-reform-open-letter/)
- [Cheat sheet: What is MiFID II (Level 2)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-mifid-ii-level-2/)
- [Cheat sheet: What is CRA 3?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-cra-3/)
- [Finance Watch’s assessment of German High-Frequency Trading Act](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watchs-assessment-of-german-high-frequency-trading-act/)
- [Cheat sheet: What is the Trading Book Review?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-the-trading-book-review/)
- [Cheat sheet: What are Shadow Banking & Money Market Funds (MMFs)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-are-shadow-banking-money-market-funds-mmfs/)
- [Cheat sheet: What are ELTIF Funds?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-are-eltif-funds/)
- [Cheat sheet: What is the Capital Markets Union (CMU)?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-the-capital-markets-union-cmu/)
- [Cheat sheet: What are Benchmarks?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-are-benchmarks/)
- [Finance Watch’s General Assessement of CRD IV bill](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watchs-general-assessement-of-crd-iv-bill/)
- [Statement at ECON hearing on Stocktaking and challenges of the EU Financial Regulation](https://www.finance-watch.org/policy-portal/stability-supervision/statement-at-econ-hearing-on-stocktaking-and-challenges-of-the-eu-financial-regulation/)
- [The importance of being separated](https://www.finance-watch.org/policy-portal/stability-supervision/the-importance-of-being-separated/)
- [Open Letter: Risking Effective Sustainable Corporate Governance](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-risking-effective-sustainable-corporate-governance/)
- [Finance Watch letter to the European Commission on sustainable corporate governance](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-letter-to-the-european-commission-on-sustainable-corporate-governance/)
- [Finance Watch Policy Brief “Structural reform to refocus banks on the real economy”](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-policy-brief-structural-reform-to-refocus-banks-on-the-real-economy/)
- [CRD4 position paper “To end all crises?”](https://www.finance-watch.org/policy-portal/stability-supervision/crd4-position-paper-to-end-all-crises/)
- [Public hearing on the EU’s Macro-prudential Policy](https://www.finance-watch.org/policy-portal/stability-supervision/public-hearing-on-the-eus-macro-prudential-policy/)
- [Cheat sheet: What is the Future of UCITS?](https://www.finance-watch.org/policy-portal/retail-inclusion/cheat-sheet-what-is-the-future-of-ucits/)
- [Response to Commission public consultation: Retail investment strategy for Europe](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-commission-public-consultation-retail-investment-strategy-for-europe/)
- [Six priorités pour construire le système financier d’un monde durable](https://www.finance-watch.org/policy-portal/sustainable-finance/six-priorites-pour-construire-le-systeme-financier-dun-monde-durable/)
- [Global Green Finance Index 1](https://www.finance-watch.org/policy-portal/sustainable-finance/ggfi-1-report/)
- [Response to the consultation on the Renewed Sustainable Finance Strategy](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-consultation-on-the-renewed-sustainable-finance-strategy/)
- [Response to Commission Consultation Document Proposal for an Initiative on Sustainable Corporate Governance](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-commission-consultation-document-proposal-for-an-initiative-on-sustainable-corporate-governance/)
- [Insurance Sector and Climate-Related Financial Risks: Response to the FIO](https://www.finance-watch.org/policy-portal/sustainable-finance/insurance-sector-and-climate-related-financial-risks-response-to-the-fio/)
- [Policy brief – “Breaking The Stalemate: Upgrading EU economic governance for the challenges ahead”](https://www.finance-watch.org/policy-portal/public-finance/policy-brief-breaking-the-stalemate-upgrading-eu-economic-governance-for-the-challenges-ahead/)
- [Consultation response on EBA’s proposals for a STS framework for synthetic securitisation](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-ebas-proposals-for-a-sts-framework-for-synthetic-securitisation/)
- [Hearing at the Bundestag on the finalisation of the Basel III framework](https://www.finance-watch.org/policy-portal/stability-supervision/hearing-at-the-bundestag-on-the-finalisation-of-the-basel-iii-framework/)
- [Response to the European Commission’s consultation on State Aid for Banks in Difficulty](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-european-commissions-consultation-on-state-aid-for-banks-in-difficulty/) - Finance Watch highlights persistent flaws in the legal framework for the recovery and resolution of distressed banks in the EU.
- [Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector](https://www.finance-watch.org/policy-portal/digital-finance/response-to-the-european-commissions-consultation-on-open-finance-framework-and-data-sharing-in-the-financial-sector/)
- [Report – Financing Local Green Enterprises. Closing the funding gap for sustainable MSMEs in developing countries](https://www.finance-watch.org/policy-portal/sustainable-finance/report-financing-local-green-enterprises-closing-the-funding-gap-for-sustainable-msmes-in-developing-countries/) - Finance Watch new report on how to improve financing opportunities for sustainable Micro, Small, and Medium enterprises in developing countries.
- [Open letter calling on the G20 for a #SafeTransition](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-calling-on-the-g20-for-a-safetransition/)
- [Joint letter in reaction to the postponement of the 2nd set of ESRS](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-letter-in-reaction-to-the-postponement-of-the-2nd-set-of-esrs/)
- [Open letter to EU leaders on supervised bank deleveraging](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-to-eu-leaders-on-supervised-bank-deleveraging/)
- [Response to MiFID questionnaire](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-mifid-questionnaire/)
- [Cheat sheet: Short selling / naked CDS](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-short-selling-naked-cds/)
- [Letter to US Senate Banking Committee](https://www.finance-watch.org/policy-portal/stability-supervision/letter-to-us-senate-banking-committee/)
- [Response to Liikanen HLEG Consultation](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-liikanen-hleg-consultation/)
- [Consultation on bank account](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-on-bank-account/)
- [Response to Parliament questionnaire on LIBOR and EURIBOR](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-parliament-questionnaire-on-libor-and-euribor/)
- [Oral evidence to Parliament on LIBOR/EURIBOR](https://www.finance-watch.org/policy-portal/stability-supervision/oral-evidence-to-parliament-on-libor-euribor/)
- [Open letter to Commission on WTO rules and financial services](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-to-commission-on-wto-rules-and-financial-services/)
- [Innovation Sociale & apprentissage mutuel en matière de micro-épargne en Europe. Notes de synthèse](https://www.finance-watch.org/policy-portal/retail-inclusion/innovation-sociale-apprentissage-mutuel-en-matiere-de-micro-epargne-en-europe-notes-de-synthese/)
- [Response to EC consultation on UCITS](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-ec-consultation-on-ucits/)
- [Position paper on PRIPS “Towards suitable investment decisions?”](https://www.finance-watch.org/policy-portal/retail-inclusion/position-paper-on-prips-towards-suitable-investment-decisions/)
- [Bank structures and Banking Union: Presentation at Finethikon](https://www.finance-watch.org/policy-portal/stability-supervision/bank-structures-and-banking-union-presentation-at-finethikon/)
- [Response to EC consultation on Liikanen recommendations](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-ec-consultation-on-liikanen-recommendations/)
- [Response to EC consultation on benchmarks](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-ec-consultation-on-benchmarks/)
- [Response to PCBS on proprietary trading](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-pcbs-on-proprietary-trading/)
- [Cheat sheet: What is UCITS V?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-ucits-v/)
- [Report on the Bank Resolution and Recovery Proposal of the EC](https://www.finance-watch.org/policy-portal/stability-supervision/report-on-the-bank-resolution-and-recovery-proposal-of-the-ec/)
- [Finance Watch response to the questionnaire on long-term investment funds](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-questionnaire-on-long-term-investment-funds/)
- [Discussion paper on product rules for retail investment products](https://www.finance-watch.org/policy-portal/retail-inclusion/discussion-paper-on-product-rules-for-retail-investment-products/)
- [Finance Watch response to the IOSCO consultation on the regulation of retail structured products](https://www.finance-watch.org/policy-portal/retail-inclusion/finance-watch-response-to-the-iosco-consultation-on-the-regulation-of-retail-structured-products/)
- [Finance Watch response to the consultation on Long-term Financing](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-consultation-on-long-term-financing/)
- [Finance Watch response to ECON coherence questionnaire](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-econ-coherence-questionnaire/)
- [Finance Watch response to the Consultation on the review of the European System of Financial Supervision](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-consultation-on-the-review-of-the-european-system-of-financial-supervision/)
- [Finance Watch response to EC Consultation on Banking Structure](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-ec-consultation-on-banking-structure/)
- [Finance Watch responses to the ESMA MiFID II/MiFIR Level 2 Consultation and Discussion Papers](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-responses-to-the-esma-mifid-ii-mifir-level-2-consultation-and-discussion-papers/)
- [Finance Watch response to consultation on modalities for investment protection and ISDS in TTIP](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-consultation-on-modalities-for-investment-protection-and-isds-in-ttip/)
- [Over indebtedness in Bulgaria – Overview – 2014](https://www.finance-watch.org/policy-portal/retail-inclusion/over-indebtedness-in-bulgaria-overview-2014/)
- [Finance Watch response to the public consultation on stakeholder consultation guidelines](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-public-consultation-on-stakeholder-consultation-guidelines/)
- [Finance Watch note “Too-big-to-fail in the EU”](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-note-too-big-to-fail-in-the-eu/)
- [Open letter to Michel Barnier on completion of his mandate](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-to-michel-barnier-on-completion-of-his-mandate/)
- [Finance Watch response to the public consultation on the Europe 2020 strategy](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-public-consultation-on-the-europe-2020-strategy/)
- [Finance Watch Policy Brief “Should precautionary recapitalisations make taxpayers nervous?”](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-policy-brief-should-precautionary-recapitalisations-make-taxpayers-nervous/)
- [Bank reforms will help lift Europe’s struggling economy](https://www.finance-watch.org/policy-portal/stability-supervision/bank-reforms-will-help-lift-europes-struggling-economy/)
- [Evidence to ECON Committee hearing on Bank Structure Reform](https://www.finance-watch.org/policy-portal/stability-supervision/evidence-to-econ-committee-hearing-on-bank-structure-reform/)
- [Response to EBA consultation on simple, standard and transparent securitisations](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-eba-consultation-on-simple-standard-and-transparent-securitisations/)
- [Response to BCBS consultation on corporate governance principles in banks](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-bcbs-consultation-on-corporate-governance-principles-in-banks/)
- [Response to FSB consultation on TLAC](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-fsb-consultation-on-tlac/)
- [Response to first ESA discussion paper on PRIIPs Level 2](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-first-esa-discussion-paper-on-priips-level-2/)
- [Response to EBA consultation on MREL](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-eba-consultation-on-mrel/)
- [Response to BCBS/IOSCO consultation on simple, transparent and comparable securitisations](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-bcbs-iosco-consultation-on-simple-transparent-and-comparable-securitisations/)
- [Separating fact and fiction – Note on the Bank Structural Reform](https://www.finance-watch.org/policy-portal/stability-supervision/separating-fact-and-fiction-note-on-the-bank-structural-reform/)
- [Response to ESMA consultation on MiFID II/MiFIR Technical Standards](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-esma-consultation-on-mifid-ii-mifir-technical-standards/)
- [Pay-day lenders: why can we consider them as being bad players on the credit market?](https://www.finance-watch.org/policy-portal/retail-inclusion/pay-day-lenders-why-can-we-consider-them-as-being-bad-players-on-the-credit-market/)
- [Over-indebtedness in the EU : from figures to expert opinions](https://www.finance-watch.org/policy-portal/retail-inclusion/over-indebtedness-in-the-eu-from-figures-to-expert-opinions/)
- [Finance Watch Policy Brief “Separating universal banks from too-big-to-fail banks (TBTF)”](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-policy-brief-separating-universal-banks-from-too-big-to-fail-banks-tbtf/)
- [Response to EBA consultation – The Future of the IRB Approach](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-eba-consultation-the-future-of-the-irb-approach/)
- [Response to Commission Green Paper on Capital Markets Union](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-commission-green-paper-on-capital-markets-union/)
- [Response to Commission consultation on framework for simple, transparent and standardised securitisation](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-commission-consultation-on-framework-for-simple-transparent-and-standardised-securitisation/)
- [Response to second ESA Joint Committee’s consultation on PRIIPs](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-second-esa-joint-committees-consultation-on-priips/)
- [Response to DG FISMA consultation on the possible impact of the CRR and CRD IV on bank financing of the economy](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-dg-fisma-consultation-on-the-possible-impact-of-the-crr-and-crd-iv-on-bank-financing-of-the-economy/)
- [Need for sustainable prosperity comes first](https://www.finance-watch.org/policy-portal/stability-supervision/need-for-sustainable-prosperity-comes-first/)
- [Response to third ESA Joint Committee’s consultation on PRIIPs](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-third-esa-joint-committees-consultation-on-priips/)
- [Response to Commission call for evidence on the regulatory framework for financial services](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-commission-call-for-evidence-on-the-regulatory-framework-for-financial-services/)
- [Cheat sheet: What is the “Better Regulation Package”?](https://www.finance-watch.org/policy-portal/stability-supervision/cheat-sheet-what-is-the-better-regulation-package/)
- [Speech at the EC public hearing on the Green Paper on retail financial services](https://www.finance-watch.org/policy-portal/retail-inclusion/speech-at-the-ec-public-hearing-on-the-green-paper-on-retail-financial-services/)
- [Response to the EC consultation on the Green Paper on retail financial services](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-the-ec-consultation-on-the-green-paper-on-retail-financial-services/)
- [Policy Brief “TLAC/MREL: Making failure possible?”](https://www.finance-watch.org/policy-portal/stability-supervision/policy-brief-tlac-mrel-making-failure-possible/)
- [Speech at the EC public hearing on the Call for Evidence – A review of the EU regulatory framework for financial services](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-the-ec-public-hearing-on-the-call-for-evidence-a-review-of-the-eu-regulatory-framework-for-financial-services/)
- [Speech at the EP Public hearing on Securitisation](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-the-ep-public-hearing-on-securitisation/)
- [Response to the BCBS consultation on “Reducing variation in credit risk-weighted assets”](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-bcbs-consultation-on-reducing-variation-in-credit-risk-weighted-assets/)
- [Response to the BCBS consultation on the “Revisions to the Basel III leverage ratio framework”](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-bcbs-consultation-on-the-revisions-to-the-basel-iii-leverage-ratio-framework/)
- [Response to the EC’s Public Consultation on a Potential EU Personal Pensions Framework](https://www.finance-watch.org/policy-portal/retail-inclusion/response-to-the-ecs-public-consultation-on-a-potential-eu-personal-pensions-framework/)
- [Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-ecs-consultation-on-the-review-of-the-eu-macroprudential-policy-framework/)
- [Public Hearing at the European Commission on Personal Pensions](https://www.finance-watch.org/policy-portal/retail-inclusion/public-hearing-at-the-european-commission-on-personal-pensions/)
- [Open Letter on the Retail Financial Services Action Plan](https://www.finance-watch.org/policy-portal/retail-inclusion/open-letter-on-the-retail-financial-services-action-plan/)
- [Curbing subjectivity: A technical brief on the Fundamental Review of the Trading Book proposal](https://www.finance-watch.org/policy-portal/stability-supervision/curbing-subjectivity-a-technical-brief-on-the-fundamental-review-of-the-trading-book-proposal/)
- [Indicators to monitor over-indebtedness](https://www.finance-watch.org/policy-portal/retail-inclusion/indicators-to-monitor-over-indebtedness/)
- [Response to the EC’s public consultation on the CMU mid-term review 2017](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-ecs-public-consultation-on-the-cmu-mid-term-review-2017/)
- [Response to the EC’s public consultation on a multilateral reform of investment dispute resolution](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-ecs-public-consultation-on-a-multilateral-reform-of-investment-dispute-resolution/)
- [EFIN response to European Supervisory Authorities consultation on Big Data](https://www.finance-watch.org/policy-portal/retail-inclusion/efin-response-to-european-supervisory-authorities-consultation-on-big-data/)
- [Response to the EC’s public consultation on the operations of the European Supervisory Authorities](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-ecs-public-consultation-on-the-operations-of-the-european-supervisory-authorities/)
- [Briefing paper “ESMA’s role in sustainable finance”](https://www.finance-watch.org/policy-portal/sustainable-finance/briefing-paper-esmas-role-in-sustainable-finance/)
- [Policy Brief “One step forward, two steps back”](https://www.finance-watch.org/policy-portal/stability-supervision/policy-brief-one-step-forward-two-steps-back/)
- [Finance Watch’s response to the EC consultation on FinTech](https://www.finance-watch.org/policy-portal/digital-finance/finance-watchs-response-to-the-ec-consultation-on-fintech/)
- [A pot of gold at the end of the rainbow](https://www.finance-watch.org/policy-portal/retail-inclusion/a-pot-of-gold-at-the-end-of-the-rainbow/)
- [New pathways: Building blocks for a sustainable finance future for Europe](https://www.finance-watch.org/policy-portal/sustainable-finance/new-pathways-building-blocks-for-a-sustainable-finance-future-for-europe/)
- [Finance Watch response to the HLEG questionnaire on sustainable finance](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-response-to-the-hleg-questionnaire-on-sustainable-finance/)
- [Speech at Financial Stability Conference 2017](https://www.finance-watch.org/policy-portal/stability-supervision/speech-at-financial-stability-conference-2017/)
- [Finance Watch response to the ESMA Consultation Paper on suitability requirements guidelines under MiFID II](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-esma-consultation-paper-on-suitability-requirements-guidelines-under-mifid-ii/)
- [Consultation response on transparency and fees in cross-border transactions in the EU](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-on-transparency-and-fees-in-cross-border-transactions-in-the-eu/)
- [Consultation response on secondary markets for non-performing loans](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-secondary-markets-for-non-performing-loans/)
- [Comment on the final report of the European Commission’s Expert Group on Corporate Bonds](https://www.finance-watch.org/policy-portal/stability-supervision/comment-on-the-final-report-of-the-european-commissions-expert-group-on-corporate-bonds/)
- [Finance Watch blueprint on sustainable finance](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-blueprint-on-sustainable-finance/)
- [Consultation response on institutional investors and asset managers’ duties regarding sustainability](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-on-institutional-investors-and-asset-managers-duties-regarding-sustainability/)
- [Finance Watch Policy brief on Remittances](https://www.finance-watch.org/policy-portal/retail-inclusion/finance-watch-policy-brief-on-remittances/)
- [Finance Watch analysis of the HLEG recommendations on Sustainable Finance](https://www.finance-watch.org/policy-portal/sustainable-finance/finance-watch-analysis-of-the-hleg-recommendations-on-sustainable-finance/)
- [Finance Watch recommendations for a Pan-European Personal Pension Product](https://www.finance-watch.org/policy-portal/retail-inclusion/finance-watch-recommendations-for-a-pan-european-personal-pension-product/)
- [Financial Inclusion – Bibliography](https://www.finance-watch.org/policy-portal/retail-inclusion/financial-inclusion-bibliography/)
- [“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”](https://www.finance-watch.org/policy-portal/stability-supervision/would-you-mind-holding-this-for-me-the-increasingly-desperate-search-for-an-answer-to-europes-npl-problem/)
- [Joint Statement: ECON’s draft report on the review of the European Financial Supervisors](https://www.finance-watch.org/policy-portal/stability-supervision/joint-statement-econs-draft-report-on-the-review-of-the-european-financial-supervisors/)
- [“Dinosaurs in the sandbox” Briefing note on the FinTech Action Plan](https://www.finance-watch.org/policy-portal/digital-finance/dinosaurs-in-the-sandbox-briefing-note-on-the-fintech-action-plan/)
- [Response to the consultation on disclosure relating to sustainable investments & sustainability risks](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-consultation-on-disclosure-relating-to-sustainable-investments-sustainability-risks/)
- [Response to the consultation on carbon benchmarks](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-consultation-on-carbon-benchmarks/)
- [Response to the consultation on a framework for sustainable investment](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-consultation-on-a-framework-for-sustainable-investment/)
- [Finance Watch response to the public consultation on impact assessment guidelines](https://www.finance-watch.org/policy-portal/stability-supervision/finance-watch-response-to-the-public-consultation-on-impact-assessment-guidelines/)
- [Contribution to the consultation on the EU framework for public reporting by companies](https://www.finance-watch.org/policy-portal/sustainable-finance/contribution-to-the-consultation-on-the-eu-framework-for-public-reporting-by-companies/)
- [La régulation financière à l’épreuve de la politique commerciale européenne](https://www.finance-watch.org/policy-portal/stability-supervision/la-regulation-financiere-a-lepreuve-de-la-politique-commerciale-europeenne/)
- [EIOPA consultation on resolution funding and national IGSs](https://www.finance-watch.org/policy-portal/stability-supervision/eiopa-consultation-on-resolution-funding-and-national-igss/)
- [Consultation on integrating sustainability risks and factors in the UCITS Directive and AIFMD](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-on-integrating-sustainability-risks-and-factors-in-the-ucits-directive-and-aifmd/)
- [Consultation on integrating sustainability risks and factors in MiFID II](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-on-integrating-sustainability-risks-and-factors-in-mifid-ii/)
- [Open letter to European Parliamentarians on the Taxonomy regulation](https://www.finance-watch.org/policy-portal/sustainable-finance/open-letter-to-european-parliamentarians-on-the-taxonomy-regulation/)
- [ESMA consultation on Disclosure Requirements Applicable to Credit Ratings](https://www.finance-watch.org/policy-portal/stability-supervision/esma-consultation-on-disclosure-requirements-applicable-to-credit-ratings/)
- [Feedback on the Technical Expert Group preliminary report for an EU Green Bond Standard](https://www.finance-watch.org/policy-portal/sustainable-finance/feedback-on-the-technical-expert-group-preliminary-report-for-an-eu-green-bond-standard/)
- [Consultation response on the Evaluation of the Consumer Credit Directive](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-on-the-evaluation-of-the-consumer-credit-directive/)
- [Open Letter for the Sibiu Summit 2019 on the Future of Europe](https://www.finance-watch.org/policy-portal/stability-supervision/open-letter-for-the-sibiu-summit-2019-on-the-future-of-europe/)
- [What makes credit so risky? A consumer perspective](https://www.finance-watch.org/policy-portal/retail-inclusion/what-makes-credit-so-risky-a-consumer-perspective/)
- [Response to the consultation on Distance Marketing of Financial Services](https://www.finance-watch.org/policy-portal/digital-finance/response-to-the-consultation-on-distance-marketing-of-financial-services/)
- [Response to EIOPA consultation on sustainability within Solvency II](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-eiopa-consultation-on-sustainability-within-solvency-ii/)
- [Libra: Pile je gagne – face tu perds](https://www.finance-watch.org/policy-portal/digital-finance/libra-pile-je-gagne-face-tu-perds/)
- [Responses to crypto-assets consultations](https://www.finance-watch.org/policy-portal/digital-finance/responses-to-crypto-assets-consultations/)
- [Le Green Deal européen: une occasion de changer la donne](https://www.finance-watch.org/policy-portal/sustainable-finance/le-green-deal-europeen-une-occasion-de-changer-la-donne/)
- [Game-changer: Financing the European Green Deal](https://www.finance-watch.org/policy-portal/sustainable-finance/game-changer-financing-the-european-green-deal/)
- [Three reforms to strengthen the Banking Union and the euro area](https://www.finance-watch.org/policy-portal/stability-supervision/three-reforms-to-strengthen-the-banking-union-and-the-euro-area/)
- [How can safer banks hurt the EU economy?](https://www.finance-watch.org/policy-portal/stability-supervision/how-can-safer-banks-hurt-the-eu-economy/)
- [Consultation response on implementing the final BASEL III reforms in the EU](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-implementing-the-final-basel-iii-reforms-in-the-eu/)
- [Alliance Letters to EU institutions on the Reform of the European Supervisory Authorities (ESAs)  ](https://www.finance-watch.org/policy-portal/stability-supervision/alliance-letters-to-eu-institutions-on-the-reform-of-the-european-supervisory-authorities-esas/)
- [Financial Exclusion: Making the invisible visible](https://www.finance-watch.org/policy-portal/retail-inclusion/financial-exclusion-making-the-invisible-visible/)
- [Consultation response on the revision of the non-financial reporting directive (NFRD)](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-on-the-revision-of-the-non-financial-reporting-directive-nfrd/)
- [Consultation response on a new digital finance strategy for Europe / FinTech action plan](https://www.finance-watch.org/policy-portal/digital-finance/consultation-response-on-a-new-digital-finance-strategy-for-europe-fintech-action-plan/)
- [Finance Watch response to the FSB’s public consultation on “global stablecoins”](https://www.finance-watch.org/policy-portal/digital-finance/finance-watch-response-to-the-fsbs-public-consultation-on-global-stablecoins/)
- [Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-the-fsb-consultation-on-the-evaluation-of-the-effects-of-too-big-to-fail-reforms/)
- [Responsible lending and privacy protection: A consumer perspective](https://www.finance-watch.org/policy-portal/retail-inclusion/responsible-lending-and-privacy-protection-a-consumer-perspective/)
- [Public hearing on EU Banking Package at German Bundestag](https://www.finance-watch.org/policy-portal/stability-supervision/public-hearing-on-eu-banking-package-at-german-bundestag/)
- [Consultation response on the review of Solvency II](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-the-review-of-solvency-ii/)
- [Consultation response on the New European Consumer Agenda](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-on-the-new-european-consumer-agenda/)
- [10 Principles for a Sustainable Recovery](https://www.finance-watch.org/policy-portal/public-finance/10-principles-for-a-sustainable-recovery/)
- [Response to the ESMA consultation on Art 8 Taxonomy-related disclosures](https://www.finance-watch.org/policy-portal/sustainable-finance/response-to-the-esma-consultation-on-art-8-taxonomy-related-disclosures/)
- [Feedback on the draft Delegated Acts on climate mitigation & adaptation (EU Taxonomy)](https://www.finance-watch.org/policy-portal/sustainable-finance/feedback-on-the-draft-delegated-acts-on-climate-mitigation-adaptation-eu-taxonomy/)
- [Tackling non-performing loans in the aftermath of the Covid-19 pandemic](https://www.finance-watch.org/policy-portal/stability-supervision/tackling-non-performing-loans-in-the-aftermath-of-the-covid-19-pandemic/)
- [Response to EU Commission on review of Alternative Investment Fund Managers Directive (AIFMD)](https://www.finance-watch.org/policy-portal/stability-supervision/response-to-eu-commission-on-review-of-alternative-investment-fund-managers-directive-aifmd/)
- [Reshaping the European Fiscal Framework – Spanish language letter](https://www.finance-watch.org/policy-portal/public-finance/reshaping-the-european-fiscal-framework-spanish-language-letter/)
- [Reshaping the European Fiscal Framework – German language letter](https://www.finance-watch.org/policy-portal/public-finance/reshaping-the-european-fiscal-framework-german-language-letter/)
- [Joint NGO statement on the Corporate Sustainability Reporting Directive (formerly NFRD)](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-ngo-statement-on-the-corporate-sustainability-reporting-directive-formerly-nfrd/)
- [Consultation response on the Green Paper on Ageing](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-response-on-the-green-paper-on-ageing/)
- [Consultation Response on “Preparedness and Resilience to Climate-Related Risks” for the OSFI, Canada](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-on-preparedness-and-resilience-to-climate-related-risks-for-the-osfi-canada/)
- [Letter to EU policymakers to close ‘climate-finance doom loop’ through CRR, Solvency II upgrades](https://www.finance-watch.org/policy-portal/sustainable-finance/letter-to-eu-policymakers-to-close-climate-finance-doom-loop-through-crr-solvency-ii-upgrades/)
- [Consultation Response on the Supervisory Convergence and the Single Rule Book](https://www.finance-watch.org/policy-portal/stability-supervision/consultation-response-on-the-supervisory-convergence-and-the-single-rule-book/)
- [Global Green Finance Index 2](https://www.finance-watch.org/policy-portal/sustainable-finance/global-green-finance-index-2/)
- [Consultation Response on the Draft Delegated Act on Art. 8 of the Taxonomy Regulation](https://www.finance-watch.org/policy-portal/sustainable-finance/consultation-response-on-the-draft-delegated-act-on-art-8-of-the-taxonomy-regulation/)
- [Report: A ‘silver bullet’ against Green Swans – Incorporating climate risk into prudential rules](https://www.finance-watch.org/policy-portal/sustainable-finance/report-a-silver-bullet-against-green-swans-incorporating-climate-risk-into-prudential-rules/)
- [Joint Statement- NGOs express deep concerns on the upcoming Sustainable Corporate Governance initiative](https://www.finance-watch.org/policy-portal/sustainable-finance/joint-statement-ngos-express-deep-concerns-on-the-upcoming-sustainable-corporate-governance-initiative/)
- [Feedback on OCC Principles for Climate-Related Financial Risk Management for Large Banks](https://www.finance-watch.org/policy-portal/sustainable-finance/feedback-on-occ-principles-for-climate-related-financial-risk-management-for-large-banks/)
- [Feedback on the Roadmap for a Money Laundering and Terrorism Financing Action Plan](https://www.finance-watch.org/policy-portal/retail-inclusion/feedback-on-the-roadmap-for-a-money-laundering-and-terrorism-financing-action-plan/)
- [Consultation on basic payment account](https://www.finance-watch.org/policy-portal/retail-inclusion/consultation-on-basic-payment-account/)
- [Responsible mortgage lending and borrowing](https://www.finance-watch.org/policy-portal/retail-inclusion/responsible-mortgage-lending-and-borrowing/)
- [Financial inclusion : ensuring access to a basic bank account](https://www.finance-watch.org/policy-portal/retail-inclusion/financial-inclusion-ensuring-access-to-a-basic-bank-account/)

## Press release

- [Isabelle Buscke begins as Secretary General of Finance Watch](https://www.finance-watch.org/press/isabelle-buscke-begins-as-secretary-general-of-finance-watch/)
- [Shadow banking no more? Banks are at the core of Non-bank financial intermediation (NBFI)](https://www.finance-watch.org/press/shadow-banking-no-more-banks-are-at-the-core-of-non-bank-financial-intermediation-nbfi/)
- [Bankers' pay is not properly linked to green performance](https://www.finance-watch.org/press/bankers-pay-is-not-properly-linked-to-green-performance/)
- [The EU has begun a ‘deregulate to accelerate’ strategy for AI, and consumers will pay the price.](https://www.finance-watch.org/press/the-eu-has-begun-a-deregulate-to-accelerate-strategy-for-ai-and-consumers-will-pay-the-price/)
- [European Parliament votes to gut EU sustainability rules](https://www.finance-watch.org/press/european-parliament-votes-to-gut-eu-sustainability-rules/)
- [Early CSRD reports show banks can deliver credible Transition Plans – Omnibus I negotiations are crucial](https://www.finance-watch.org/press/early-csrd-reports-show-banks-can-deliver-credible-transition-plans-omnibus-i-negotiations-are-crucial/)
- [Breaking the Insurance doom loop - Finance Watch report](https://www.finance-watch.org/press/breaking-the-insurance-doom-loop-finance-watch-report/)
- [A trillion dollars of climate risk](https://www.finance-watch.org/press/a-trillion-dollars-of-climate-risk/)
- [Don’t dilute and delay AI rules, reinforce safeguards to protect consumers, warns report](https://www.finance-watch.org/press/dont-dilute-and-delay-ai-rules-reinforce-safeguards-to-protect-consumers-warns-report/)
- [FSB roadmap veers off course, undermining G20 climate commitments](https://www.finance-watch.org/press/fsb-roadmap-veers-off-course-undermining-g20-climate-commitments/)
- [Council supports sweeping cuts to EU sustainable finance rules](https://www.finance-watch.org/press/council-supports-sweeping-cuts-to-eu-sustainable-finance-rules/)
- [The EU capital markets agenda kicks off with weaker rules, bigger risks, and minimal real economy impact](https://www.finance-watch.org/press/the-eu-capital-markets-agenda-kicks-off-with-weaker-rules-bigger-risks-and-minimal-real-economy-impact/)
- [NGFS climate scenarios help map the risks, capital buffers are needed to contain them](https://www.finance-watch.org/press/ngfs-climate-scenarios-help-map-the-risks-capital-buffers-are-needed-to-contain-them/)
- [Basel Committee's voluntary climate risk disclosures: One step forward, two steps back.](https://www.finance-watch.org/press/basel-committees-voluntary-climate-risk-disclosures-one-step-forward-two-steps-back/)
- [Same plan, same problems - Finance Watch responds to the Commission’s SIU communication](https://www.finance-watch.org/press/same-plan-same-problems-finance-watch-responds-to-the-commissions-siu-communication/)
- [The Commission should streamline, not steamroll, financial regulation in its 2025 Work Programme](https://www.finance-watch.org/press/the-commission-should-streamline-not-steamroll-financial-regulation-in-its-2025-work-programme/)
- [Can we trust an AI-powered financial system?](https://www.finance-watch.org/press/can-we-trust-an-ai-powered-financial-system/)
- [EU kicks off new mandate by slashing sustainability rules](https://www.finance-watch.org/press/eu-kicks-off-new-mandate-by-slashing-sustainability-rules/)
- [Open letter: Albuquerque must address insurers’ fossil fuel risks now](https://www.finance-watch.org/press/open-letter-albuquerque-must-address-insurers-fossil-fuel-risks-now/)
- [CMU mid-term review: “Priorities remain unchanged, despite concerns raised by CSOs”](https://www.finance-watch.org/press/cmu-mid-term-review-priorities-remain-unchanged-despite-concerns-raised-by-csos/)
- [Finance Watch comments on CMU mid-term review](https://www.finance-watch.org/press/finance-watch-comments-on-cmu-mid-term-review/)
- [Simplification or sabotage? Finance Watch responds to Commission’s competitiveness compass](https://www.finance-watch.org/press/simplification-or-sabotage-finance-watch-response-to-the-commissions-competitiveness-compass/)
- [New EU data rules must embed strong consumer protections against data misuse](https://www.finance-watch.org/press/new-eu-data-rules-must-embed-strong-consumer-protections-against-data-misuse/)
- [Finance Watch urges MCD revision to alleviate housing crisis](https://www.finance-watch.org/press/finance-watch-urges-mcd-revision-to-alleviate-housing-crisis/)
- [Securitisation returns to the EU's agenda, accompanied by unrealistic hopes and underexplored risks](https://www.finance-watch.org/press/securitisation-returns-to-the-eu-agenda-accompanied-by-unrealistic-hopes-and-underexplored-risks/)
- [EIOPA confronts the financial risks of climate change - The Commission and EBA must follow suit](https://www.finance-watch.org/press/eiopa-confronts-the-financial-risks-of-climate-change-the-commission-and-eba-need-to-follow-suit/)
- [Finance Watch responds to European Parliament's inaction on crucial financial stability regulation](https://www.finance-watch.org/press/finance-watch-responds-to-european-parliaments-inaction-on-crucial-financial-stability-regulation/)
- [Finance Watch calls on EBA for robust transition plan guidelines to strengthen banks against transition risk](https://www.finance-watch.org/press/finance-watch-calls-on-eba-for-robust-transition-plan-guidelines-to-strengthen-banks-against-transition-risk/)
- [Making finance serve all – European Financial Inclusion Network members join Finance Watch](https://www.finance-watch.org/press/making-finance-serve-all-european-financial-inclusion-network-members-join-finance-watch/)
- [Parliament compromises on bank safety](https://www.finance-watch.org/press/parliament-compromises-on-bank-safety/)
- [Brexit deal on financial services: Protection of citizens must come first](https://www.finance-watch.org/press/brexit-deal-on-financial-services-protection-of-citizens-must-come-first/)
- [EU Elections 2019: Political groups race to the top for making finance serve society](https://www.finance-watch.org/press/eu-elections-2019-political-groups-race-to-the-top-for-making-finance-serve-society/)
- [FW response to Parliament on LIBOR and EURIBOR](https://www.finance-watch.org/press/fw-response-to-parliament-on-libor-and-euribor/)
- [EU must use Liikanen findings to build a coherent and sustainable banking system](https://www.finance-watch.org/press/eu-must-use-liikanen-findings-to-build-a-coherent-and-sustainable-banking-system/)
- [“Towards suitable investment decisions?”download our position paper on PRIPs](https://www.finance-watch.org/press/towards-suitable-investment-decisionsdownload-our-position-paper-on-prips/)
- [Finance Watch responds to EC benchmarks consultation](https://www.finance-watch.org/press/finance-watch-responds-to-ec-benchmarks-consultation/)
- [French President set to miss his pledge on bank reform, Finance Watch warns in open letter](https://www.finance-watch.org/press/french-president-set-to-miss-his-pledge-on-bank-reform-finance-watch-warns-in-open-letter/)
- [Finance Watch proposes amendments to French bank reform proposals](https://www.finance-watch.org/press/finance-watch-proposes-amendments-to-french-bank-reform-proposals/)
- [Recommandations de Finance Watch pour donner de la substance au projet de loi bancaire](https://www.finance-watch.org/press/recommandations-de-finance-watch-pour-donner-de-la-substance-au-projet-de-loi-bancaire/)
- [“The simpler the rules, the stronger the ring-fence” Finance Watch response to PCBS](https://www.finance-watch.org/press/the-simpler-the-rules-the-stronger-the-ring-fence-finance-watch-response-to-pcbs/)
- [Cyprus bank proposals underline urgent need for reforms to create a sustainable banking system](https://www.finance-watch.org/press/cyprus-bank-proposals-underline-urgent-need-for-reforms-to-create-a-sustainable-banking-system/)
- [Finance Watch welcomes Green Paper on Long-term financing and calls for swift legislative follow-up](https://www.finance-watch.org/press/finance-watch-welcomes-green-paper-on-long-term-financing-and-calls-for-swift-legislative-follow-up/)
- [Cyprus bank deal should serve as a model for future bank crises, says Finance Watch](https://www.finance-watch.org/press/cyprus-bank-deal-should-serve-as-a-model-for-future-bank-crises-says-finance-watch/)
- [Bank separation is essential for banking competition and the economy, the time for indefinite bank subsidies is over](https://www.finance-watch.org/press/bank-separation-is-essential-for-banking-competition-and-the-economy-the-time-for-indefinite-bank-subsidies-is-over/)
- [Long-term financing needs better information and incentives – conference summary](https://www.finance-watch.org/press/long-term-financing-needs-better-information-and-incentives-conference-summary/)
- [Time to cut the umbilical cord between bank deposits and financial trading](https://www.finance-watch.org/press/time-to-cut-the-umbilical-cord-between-bank-deposits-and-financial-trading/)
- [Strong reform needed when European Parliament votes on bank structure this week](https://www.finance-watch.org/press/strong-reform-needed-when-european-parliament-votes-on-bank-structure-this-week/)
- [Single Resolution Mechanism will require strong bank structure reform](https://www.finance-watch.org/press/single-resolution-mechanism-will-require-strong-bank-structure-reform/)
- [“Europe’s banking trilemma” – Finance Watch releases report on Banking Union and bank structure reform](https://www.finance-watch.org/press/europes-banking-trilemma-finance-watch-releases-report-on-banking-union-and-bank-structure-reform/)
- [Financial reforms since Lehmans are not enough – a new approach is needed](https://www.finance-watch.org/press/financial-reforms-since-lehmans-are-not-enough-a-new-approach-is-needed/)
- [Join Finance Watch, Michel Barnier and EBF in online Q&As about banks, 8-9 October](https://www.finance-watch.org/press/join-finance-watch-michel-barnier-and-ebf-in-online-qas-about-banks-8-9-october/)
- [Senior bank debt must be bail-in-able, Sheila Bair tells Finance Watch conference](https://www.finance-watch.org/press/senior-bank-debt-must-be-bail-in-able-sheila-bair-tells-finance-watch-conference/)
- [Finance Watch welcomes Parliament vote on protecting retail investors, calls for KID proposal to be fast-tracked](https://www.finance-watch.org/press/finance-watch-welcomes-parliament-vote-on-protecting-retail-investors-calls-for-kid-proposal-to-be-fast-tracked/)
- [Finance Watch welcomes MiFID II agreement, calls for strong Level 2 to realise the benefits](https://www.finance-watch.org/press/finance-watch-welcomes-mifid-ii-agreement-calls-for-strong-level-2-to-realise-the-benefits/)
- [Bank structure proposal has right objectives but fragile mechanism, unlikely to reduce too-big-to-fail banking unless strengthened](https://www.finance-watch.org/press/bank-structure-proposal-has-right-objectives-but-fragile-mechanism-unlikely-to-reduce-too-big-to-fail-banking-unless-strengthened/)
- [Finance Watch comments on the agreement for a Single Resolution Mechanism](https://www.finance-watch.org/press/finance-watch-comments-on-the-agreement-for-a-single-resolution-mechanism/)
- [Finance Watch announces governance changes](https://www.finance-watch.org/press/finance-watch-announces-governance-changes/)
- [The financial sector has become more “expensive” since deregulation, new study finds](https://www.finance-watch.org/press/the-financial-sector-has-become-more-expensive-since-deregulation-new-study-finds/)
- [EU bank stress tests and AQR show the need for a binding leverage ratio, says Finance Watch](https://www.finance-watch.org/press/eu-bank-stress-tests-and-aqr-show-the-need-for-a-binding-leverage-ratio-says-finance-watch/)
- [Finance Watch announces Christophe Nijdam as new Secretary General](https://www.finance-watch.org/press/finance-watch-announces-christophe-nijdam-as-new-secretary-general/)
- [Draft ECON report would make bank structure reform ineffective, says Finance Watch](https://www.finance-watch.org/press/draft-econ-report-would-make-bank-structure-reform-ineffective-says-finance-watch/)
- [Finance Watch sceptical about key parts of Capital Markets Union plan for sustainable growth](https://www.finance-watch.org/press/finance-watch-sceptical-about-key-parts-of-capital-markets-union-plan-for-sustainable-growth/)
- [Better Markets and Finance Watch Joint Statement on the SEC’s Proposal to Enhance Oversight of HFT Traders](https://www.finance-watch.org/press/better-markets-and-finance-watch-joint-statement-on-the-secs-proposal-to-enhance-oversight-of-hft-traders/)
- [Finance Watch publishes annual report 2014](https://www.finance-watch.org/press/finance-watch-publishes-annual-report-2014/)
- [Capital Markets Union is not a cure-all for SME jobs and growth, may generate new risks](https://www.finance-watch.org/press/capital-markets-union-is-not-a-cure-all-for-sme-jobs-and-growth-may-generate-new-risks/)
- [Finance Watch appoints Marc Roche and Eric De Keuleneer as independent Board Directors](https://www.finance-watch.org/press/finance-watch-appoints-marc-roche-and-eric-de-keuleneer-as-independent-board-directors/)
- [Finance Watch comments on Capital Markets Union Action Plan](https://www.finance-watch.org/press/finance-watch-comments-on-capital-markets-union-action-plan/)
- [A coalition of civil society groups led by Finance Watch launches a new tool to measure the financial system’s impact on society](https://www.finance-watch.org/press/a-coalition-of-civil-society-groups-led-by-finance-watch-launches-a-new-tool-to-measure-the-financial-systems-impact-on-society/)
- [Finance Watch comments on publication of EC Green Paper on retail financial services](https://www.finance-watch.org/press/finance-watch-comments-on-publication-of-ec-green-paper-on-retail-financial-services/)
- [Robust regulation is not an impediment for jobs and growth, consultation raises concerns, says Finance Watch](https://www.finance-watch.org/press/robust-regulation-is-not-an-impediment-for-jobs-and-growth-consultation-raises-concerns-says-finance-watch/)
- [Member States’ push-back threatens to undermine already fragile bank bail-in standards](https://www.finance-watch.org/press/member-states-push-back-threatens-to-undermine-already-fragile-bank-bail-in-standards/)
- [Finance Watch welcomes Commission decision to review MiFID II commodity position limit rules](https://www.finance-watch.org/press/finance-watch-welcomes-commission-decision-to-review-mifid-ii-commodity-position-limit-rules/)
- [Finance Watch publishes annual report 2015](https://www.finance-watch.org/press/finance-watch-publishes-annual-report-2015/)
- [Flaws in regime for dealing with failing banks put EU economy at risk, say Sir Paul Tucker and Avinash D. Persaud](https://www.finance-watch.org/press/flaws-in-regime-for-dealing-with-failing-banks-put-eu-economy-at-risk-say-sir-paul-tucker-and-avinash-d-persaud/)
- [Civil society groups welcome UNEP plans to measure green finance](https://www.finance-watch.org/press/civil-society-groups-welcome-unep-plans-to-measure-green-finance/)
- [Commission should present ambitious plans to help consumers navigate capital markets](https://www.finance-watch.org/press/commission-should-present-ambitious-plans-to-help-consumers-navigate-capital-markets/)
- [EU Banking Reform: The worrying “sotto voce” of the European Commission](https://www.finance-watch.org/press/eu-banking-reform-the-worrying-sotto-voce-of-the-european-commission/)
- [Commission’s changes to MiFID position limits regime are not good enough](https://www.finance-watch.org/press/commissions-changes-to-mifid-position-limits-regime-are-not-good-enough/)
- [New report: “Representation of the public interest in banking”](https://www.finance-watch.org/press/new-report-representation-of-the-public-interest-in-banking/)
- [Finance Watch appoints Benoît Lallemand as Acting Secretary General](https://www.finance-watch.org/press/finance-watch-appoints-benoit-lallemand-as-acting-secretary-general/)
- [STS Securitisation is not simple and will need careful monitoring to avoid past mistakes](https://www.finance-watch.org/press/sts-securitisation-is-not-simple-and-will-need-careful-monitoring-to-avoid-past-mistakes/)
- [Too-big-to-regulate: The EU’s bank structural reform proposal failed](https://www.finance-watch.org/press/too-big-to-regulate-the-eus-bank-structural-reform-proposal-failed/)
- [Finance Watch and BETTER FINANCE comment on Corporate Bond report by EC Expert Group](https://www.finance-watch.org/press/finance-watch-and-better-finance-comment-on-corporate-bond-report-by-ec-expert-group/)
- [Glass half full – ECON reaches agreement on securitisation](https://www.finance-watch.org/press/glass-half-full-econ-reaches-agreement-on-securitisation/)
- [Sustainable Finance: EU becomes a global leader, but trillions unlikely to shift](https://www.finance-watch.org/press/sustainable-finance-eu-becomes-a-global-leader-but-trillions-unlikely-to-shift/)
- [Global Green Finance Index launched today, Western Europe outperforms other regions](https://www.finance-watch.org/press/global-green-finance-index-launched-today-western-europe-outperforms-other-regions/)
- [Cross-border payments: Missed opportunity to put a cap on money-transfer fees and help tackle inequality worldwide](https://www.finance-watch.org/press/cross-border-payments-missed-opportunity-to-put-a-cap-on-money-transfer-fees-and-help-tackle-inequality-worldwide/)
- [Non-performing loans plan: EU must protect taxpayers and vulnerable borrowers](https://www.finance-watch.org/press/non-performing-loans-plan-eu-must-protect-taxpayers-and-vulnerable-borrowers/)
- [Finance Watch boosts team with seasoned finance industry expert](https://www.finance-watch.org/press/finance-watch-boosts-team-with-seasoned-finance-industry-expert/) - Announces it has recruited Julia Symon as a Senior Research and Advocacy Officer and James Pieper as Senior Editorial and Press Officer.
- [Early Christmas for European banks:  Public bailouts to become the norm again](https://www.finance-watch.org/press/early-christmas-for-european-banks-public-bailouts-to-become-the-norm-again/)
- [The EU can reduce irresponsible consumer lending and data misuse](https://www.finance-watch.org/press/the-eu-can-reduce-irresponsible-consumer-lending-and-data-misuse/)
- [Finance Watch publishes “10 Principles for a Sustainable Recovery” to strengthen the EU’s Recovery and Resilience Facility](https://www.finance-watch.org/press/finance-watch-publishes-10-principles-for-a-sustainable-recovery-to-strengthen-the-eus-recovery-and-resilience-facility/)
- [Improved capital markets must finance a sustainable economy without harming financial stability and consumer protection](https://www.finance-watch.org/press/improved-capital-markets-must-finance-a-sustainable-economy-without-harming-financial-stability-and-consumer-protection/)
- [Finance Watch strengthens its inhouse expertise in insurance, capital markets and sustainable finance](https://www.finance-watch.org/press/finance-watch-strengthens-its-inhouse-expertise-in-insurance-capital-markets-and-sustainable-finance/)
- [From cash to insurance: All citizens should have access to a set of basic financial services](https://www.finance-watch.org/press/from-cash-to-insurance-all-citizens-should-have-access-to-a-set-of-basic-financial-services/)
- [EU has the tools to break the climate-finance doom loop](https://www.finance-watch.org/press/eu-has-the-tools-to-break-the-climate-finance-doom-loop/)
- [Finance Watch welcomes EU Biodiversity Strategy 2030, calls for strong public funding and governance frameworks](https://www.finance-watch.org/press/finance-watch-welcomes-eu-biodiversity-strategy-2030-calls-for-strong-public-funding-and-governance-frameworks/)
- [EU has opportunity to align financing with biodiversity and nature, new Finance Watch report](https://www.finance-watch.org/press/eu-has-opportunity-to-align-financing-with-biodiversity-and-nature-new-finance-watch-report/)
- [Coronavirus: Easing bank regulation and supervision would further increase the risk of a financial crisis on top of a health crisis](https://www.finance-watch.org/press/coronavirus-easing-bank-regulation-and-supervision-would-further-increase-the-risk-of-a-financial-crisis-on-top-of-a-health-crisis/)
- [Consumers still shoulder the burden of debt to fuel economic growth without proper debtor protection](https://www.finance-watch.org/press/consumers-still-shoulder-the-burden-of-debt-to-fuel-economic-growth-without-proper-debtor-protection/)
- [Finance Watch appelle les députés français à ne pas voter la proposition de résolution visant à bloquer la finalisation des accords de Bâle III](https://www.finance-watch.org/press/finance-watch-appelle-les-deputes-francais-a-ne-pas-voter-la-proposition-de-resolution-visant-a-bloquer-la-finalisation-des-accords-de-bale-iii/)
- [Taxonomy for green investments: EU shows leadership on sustainable finance](https://www.finance-watch.org/press/taxonomy-for-green-investments-eu-shows-leadership-on-sustainable-finance/)
- [Finance Watch challenges bank lobby arguments for lowering capital requirements](https://www.finance-watch.org/press/finance-watch-challenges-bank-lobby-arguments-for-lowering-capital-requirements/)
- [Promoting synthetic securitisation will only increase financial systemic risk with no benefit to the economy](https://www.finance-watch.org/press/promoting-synthetic-securitisation-will-only-increase-financial-systemic-risk-with-no-benefit-to-the-economy/)
- [Finance Watch appoints Thierry Philipponnat as Head of Research and Advocacy](https://www.finance-watch.org/press/finance-watch-appoints-thierry-philipponnat-as-head-of-research-and-advocacy/)
- [Finance Watch writes to the EBA on top official’s alleged move to lobbying organisation](https://www.finance-watch.org/press/finance-watch-writes-to-the-eba-on-top-officials-alleged-move-to-lobbying-organisation/)
- [Ten reasons why Facebook’s Libra is a bad idea – and we should stop it now](https://www.finance-watch.org/press/ten-reasons-why-facebooks-libra-is-a-bad-idea-and-we-should-stop-it-now/)
- [Dealing with exploitative consumer credit](https://www.finance-watch.org/press/dealing-with-exploitative-consumer-credit/)
- [Deeper financial reforms need more popular support](https://www.finance-watch.org/press/deeper-financial-reforms-need-more-popular-support/)
- [Bold steps needed to bail out nature](https://www.finance-watch.org/press/bold-steps-needed-to-bail-out-nature/)
- [How to vote for a financial system that serves society](https://www.finance-watch.org/press/how-to-vote-for-a-financial-system-that-serves-society/)
- [Between timid progress and resolute backsliding](https://www.finance-watch.org/press/between-timid-progress-and-resolute-backsliding-eu-parliament-adopts-banking-package/)
- [Towards inclusive, safe and sustainable financial services for consumers](https://www.finance-watch.org/press/towards-inclusive-safe-and-sustainable-financial-services-for-consumers/)
- [European Parliament shies away from pushing finance to redirect the majority of its investments to a sustainable economy](https://www.finance-watch.org/press/european-parliament-shies-away-from-pushing-finance-to-redirect-the-majority-of-its-investments-to-a-sustainable-economy/)
- [EU citizens need insurance against discrimination](https://www.finance-watch.org/press/eu-citizens-need-insurance-against-discrimination/)
- [Private pension solutions can not solve a public pension crisis](https://www.finance-watch.org/press/private-pension-solutions-can-not-solve-a-public-pension-crisis/)
- [Financial supervisors need even more power to protect consumers, taxpayers and society](https://www.finance-watch.org/press/financial-supervisors-need-even-more-power-to-protect-consumers-taxpayers-and-society/)
- [Climate-friendly benchmark rules will help fight against greenwashing](https://www.finance-watch.org/press/climate-friendly-benchmark-rules-will-help-fight-against-greenwashing/)
- [Transparency is a first step to more sustainable investments, more needed](https://www.finance-watch.org/press/transparency-is-a-first-step-to-more-sustainable-investments-more-needed/)
- [“The New Trade Deals threaten financial stability”](https://www.finance-watch.org/press/the-new-trade-deals-threaten-financial-stability/)
- [Amsterdam, London, Copenhagen, and Paris are ranked top global centres for green finance](https://www.finance-watch.org/press/amsterdam-london-copenhagen-and-paris-are-ranked-top-global-centres-for-green-finance/)
- [500 candidates for the European elections pledge to curb the power of the financial lobby](https://www.finance-watch.org/press/500-candidates-for-the-european-elections-pledge-to-curb-the-power-of-the-financial-lobby/)
- [New data on consumer credit mis-selling, poor lending practices expose EU Consumer Credit Directive (CCD) shortfalls](https://www.finance-watch.org/press/new-data-on-consumer-credit-mis-selling-poor-lending-practices-expose-eu-consumer-credit-directive-shortfalls/)
- [Crumbling consensus on international banking regulation risks financial stability](https://www.finance-watch.org/press/crumbling-consensus-on-international-banking-regulation/)
- [Finance Watch Urges ECON to Stand Firm and Advance EDIS](https://www.finance-watch.org/press/finance-watch-urges-econ-to-stand-firm-and-advance-edis/)
- [Finance Watch Challenges Draghi Report on Funding and Financial Stability](https://www.finance-watch.org/press/finance-watch-draghi-report/)
- [The EU is heading for an investment crisis](https://www.finance-watch.org/press/the-eu-is-heading-for-an-investment-crisis/)
- [New Finance Watch report reveals vulnerable consumers face barriers to basic payment accounts](https://www.finance-watch.org/press/new-finance-watch-report-reveals-vulnerable-consumers-face-barriers-to-basic-payment-accounts/)
- [Neuer Bericht von Finance Watch zeigt, dass schutzbedürftige Verbraucher mit Hindernissen beim Zugang zu Basiskonten konfrontiert sind](https://www.finance-watch.org/press/neuer-bericht-von-finance-watch-zeigt-dass-schutzbedurftige-verbraucher-mit-hindernissen-beim-zugang-zu-basiskonten-konfrontiert-sind/)
- [Un nuevo informe de Finance Watch pone de manifiesto las barreras a las que se enfrentan los consumidores vulnerables a la hora de contratar cuentas de pago básicas](https://www.finance-watch.org/press/un-nuevo-informe-de-finance-watch-pone-de-manifiesto-las-barreras-a-las-que-se-enfrentan-los-consumidores-vulnerables-a-la-hora-de-contratar-cuentas-de-pago-basicas/)
- [Un raport recent al Finance Watch prezintă obstacolele pe care le întâmpină consumatorii vulnerabili atunci când încearcă să acceseze conturile de plăți de bază](https://www.finance-watch.org/press/un-raport-recent-al-finance-watch-prezinta-obstacolele-pe-care-le-intampina-consumatorii-vulnerabili-atunci-cand-incearca-sa-acceseze-conturile-de-plati-de-baza/)
- [Un nouveau rapport de Finance Watch révèle les difficultés rencontrées par les consommateurs vulnérables pour accéder à des comptes de paiement de base](https://www.finance-watch.org/press/un-nouveau-rapport-de-finance-watch-revele-les-difficultes-rencontrees-par-les-consommateurs-vulnerables-pour-acceder-a-des-comptes-de-paiement-de-base/)
- [New Finance Watch report clarifies ingredients for impactful transition plans for insurers](https://www.finance-watch.org/press/new-finance-watch-report-clarifies-ingredients-for-impactful-transition-plans-for-insurers/)
- [Finance Watch statement following ECON vote on open finance framework (FIDA)](https://www.finance-watch.org/press/finance-watch-statement-following-econ-vote-on-open-finance-framework-fida/)
- [European Parliament ECON Committee passes Crisis Management and Deposit Insurance (CMDI) package](https://www.finance-watch.org/press/european-parliament-econ-committee-passes-crisis-management-and-deposit-insurance-cmdi-package/)
- [New mystery shopping unveils concerns on credit products currently not in scope of EU regulation](https://www.finance-watch.org/press/new-mystery-shopping-unveils-concerns-credit-products-not-in-scope-of-eu-regulation/) - Conducted across four EU Member States, new report reveals these credit products are highly risky if not brought into scope of EU regulation.
- [New survey: Majority of Europeans back flexibility on fiscal rules post-pandemic](https://www.finance-watch.org/press/survey-europeans-back-flexibility-fiscal-rules-post-pandemic/)
- [Commission bends to lobby pressure on Sustainable Corporate Governance](https://www.finance-watch.org/press/eu-commission-bends-to-lobby-pressure-watering-down-proposals-on-directors-duties-and-remuneration-mandatory-corporate-sustainability-due-diligence-is-welcome-but-too-limited-in-scope/)
- [Finance Watch evolution: New roles for Julia Symon and Thierry Philipponnat](https://www.finance-watch.org/press/finance-watch-evolution-new-roles-for-julia-symon-and-thierry-philipponnat/)
- [Europe’s over-indebted households at risk of modern-day debtor’s ‘prison’](https://www.finance-watch.org/press/europes-over-indebted-households-at-risk-of-modern-day-debtors-prison/)
- [Minimum capital requirements: the cornerstone to tackling climate risk](https://www.finance-watch.org/press/minimum-capital-requirements-the-cornerstone-to-tackling-climate-risk/)
- [EU Banking Package 2021: Finance Watch comments](https://www.finance-watch.org/press/finance-watch-comments-on-the-eus-banking-package-2021/)
- [Call for “one-for-one” prudential capital requirements on fossil fuel financing to prevent an economic crisis](https://www.finance-watch.org/press/joint-press-release-call-for-one-for-one-prudential-capital-requirements-on-fossil-fuel-financing-to-prevent-an-economic-crisis/)
- [Sustainable public debt hinges on a sustainable world](https://www.finance-watch.org/press/sustainable-public-debt-hinges-on-a-sustainable-world/)
- [Cryptocurrencies: International framework needed now](https://www.finance-watch.org/press/cryptocurrencies-international-framework-needed-now/)
- [Grounded in paradox: EU Commission proposals for insurance sector prudential rules review](https://www.finance-watch.org/press/grounded-in-paradox-eu-commission-proposals-for-insurance-sector-prudential-rules-review/)
- [New EU fiscal framework needed for a new world](https://www.finance-watch.org/press/new-eu-fiscal-framework-needed-for-a-new-world/)
- [Don’t believe the myths: EU fiscal rules need serious reboot](https://www.finance-watch.org/press/dont-believe-the-myths-eu-fiscal-rules-need-serious-reboot/) - Eurogroup meeting today should focus on sustainability and resilience, not inflation and debt levels.
- [Insuring the uninsurable: Renewed sustainable finance strategy requires focus on risk prevention](https://www.finance-watch.org/press/insuring-the-uninsurable-renewed-sustainable-finance-strategy-requires-focus-on-risk-prevention/)
- [Europe needs a more ambitious sustainable finance strategy](https://www.finance-watch.org/press/europe-needs-a-more-ambitious-sustainable-finance-strategy/) - From a clear leader three years ago, the EU is moving to the middle of the pack on sustainable finance, says a just-released Finance Watch statement.
- [Commission CCD review proposal: A much-needed, significant improvement with room for more](https://www.finance-watch.org/press/commission-ccd-review-proposal-a-much-needed-significant-improvement-with-room-for-more/)
- [EU recovery plans: Don’t rush back to business as usual](https://www.finance-watch.org/press/eu-recovery-plans-dont-rush-back-to-business-as-usual/)
- [EU leaders at risk of letting down taxpayers if ‘climate-finance doom loop’  left unbroken](https://www.finance-watch.org/press/eu-leaders-at-risk-of-letting-down-taxpayers-if-climate-finance-doom-loop-left-unbroken/)
- [Statement on European Commission sustainable finance package](https://www.finance-watch.org/press/statement-on-european-commission-sustainable-finance-package/)
- [Big wrinkle appears for older people in Europe seeking financial access](https://www.finance-watch.org/press/big-wrinkle-appears-for-older-people-in-europe-seeking-financial-access/)
- [Finance Watch calls on policymakers to ensure banks and insurers account for climate risk](https://www.finance-watch.org/press/finance-watch-calls-on-policymakers-to-ensure-banks-and-insurers-account-for-climate-risk/)
- [Finance Watch launches landmark net-zero report](https://www.finance-watch.org/press/finance-watch-launches-landmark-net-zero-report/)
- [Media alert: Agreement on the Corporate Sustainability Reporting Directive](https://www.finance-watch.org/press/media-alert-agreement-on-the-corporate-sustainability-reporting-directive/)
- [DMFSD legislative proposal contains much-needed, significant improvements but more is required](https://www.finance-watch.org/press/dmfsd-legislative-proposal-contains-much-needed-significant-improvements-but-more-is-required/)
- [EU Taxonomy framework must evolve to support the transition towards a sustainable economy](https://www.finance-watch.org/press/eu-taxonomy-framework-must-evolve-to-support-the-transition-towards-a-sustainable-economy/)
- [Media alert: ECB publishes climate risk stress test results](https://www.finance-watch.org/press/media-alert-ecb-publishes-climate-risk-stress-test-results/)
- [Media alert: European Parliament IMCO committee votes on Consumer Credit Directive review](https://www.finance-watch.org/press/media-alert-european-parliament-imco-committee-votes-on-consumer-credit-directive-review/)
- [New study shows barriers to financing for MSMEs in developing and emerging countries](https://www.finance-watch.org/press/new-study-shows-barriers-to-financing-for-msmes-in-developing-and-emerging-countries/) - Finance Watch proposes eight evidence-based recommendations to address key challenges and help MSMEs contribute to the sustainable transition.
- [Nuevas investigaciones apuntan a que los 60 bancos más grandes del mundo tienen 1,35 billones USD expuestos a combustibles fósiles](https://www.finance-watch.org/press/nuevas-investigaciones-apuntan-a-que-los-60-bancos-mas-grandes-del-mundo-tienen-135-billones-usd-expuestos-a-combustibles-fosiles/) - El aumento de capital necesario para reflejar el riesgo equivale a 3-5 meses de beneficios bancarios
- [Una nuova ricerca mostra che le 60 banche più grandi al mondo hanno un’esposizione di 1,35 trilioni di dollari in asset legati ai combustibili fossili](https://www.finance-watch.org/press/una-nuova-ricerca-mostra-che-le-60-banche-piu-grandi-al-mondo-hanno-unesposizione-di-135-trilioni-di-dollari-in-asset-legati-ai-combustibili-fossili/) - L’aumento di capitale necessario per coprire il rischio di questa esposizione è equivalente a 3-5 mesi di utili bancari
- [Neue Studie zeigt: die 60 weltweit größten Banken haben 1,35 Billionen USD in Kohle, Öl und Gas investiert](https://www.finance-watch.org/press/neue-studie-zeigt-die-60-weltweit-grosten-banken-haben-135-billionen-usd-in-kohle-ol-und-gas-investiert/) - Die zur Abdeckung des Risikos nötige Kapitalerhöhung entspricht 3-5 Monatsgewinnen von Banken
- [New research shows world’s 60 biggest banks have $1.35 trillion USD of exposures to fossil fuel assets](https://www.finance-watch.org/press/new-research-shows-worlds-60-biggest-banks-have-1-35-trillion-usd-of-exposures-to-fossil-fuel-assets/) - Capital increase needed to reflect risk is equivalent to 3-5 months of bank profits
- [Une nouvelle étude montre que les 60 plus grandes banques du monde sont exposées à des « actifs fossiles » d’une valeur de 1 350 milliards de dollars](https://www.finance-watch.org/press/une-nouvelle-etude-montre-que-les-60-plus-grandes-banques-du-monde-sont-exposees-a-des-actifs-fossiles-dune-valeur-de-1-350-milliards-de-dollars/) - L'augmentation des fonds propres nécessaire pour tenir compte de ces risques équivaut à 3 à 5 mois de bénéfices d’une banque
- [180 unions, civil society, think tanks and academics call for democratic reform of EU fiscal rules](https://www.finance-watch.org/press/180-unions-civil-society-think-tanks-and-academics-call-for-democratic-reform-of-eu-fiscal-rules/) - We need need a European fiscal framework that prioritises long-term environmental and social sustainability
- [Reaction: Council adopts its position on Banking Package](https://www.finance-watch.org/press/reaction-council-adopts-its-position-on-banking-package/)
- [Reaction: European Commission proposes approach to fiscal rules review](https://www.finance-watch.org/press/reaction-european-commission-proposes-approach-to-fiscal-rules-review/)
- [Economists, banks and investors say G20 leaders must intervene to prevent global financial collapse caused by fossil fuel investments](https://www.finance-watch.org/press/economists-banks-and-investors-say-g20-leaders-must-intervene-to-prevent-global-financial-collapse-caused-by-fossil-fuel-investments/)
- [Thierry Philipponnat appointed to EFRAG’s Sustainability Reporting Board](https://www.finance-watch.org/press/thierry-philipponnat-appointed-to-efrags-sustainability-reporting-board/)
- [Reaction: Council adopts common position on corporate sustainability due diligence directive](https://www.finance-watch.org/press/reaction-council-adopts-common-position-on-corporate-sustainability-due-diligence-directive/)
- [Joint letter warns MEPs that abandoning capital requirements for climate risk will shift costs to taxpayers](https://www.finance-watch.org/press/open-letter-warns-meps-that-abandoning-capital-requirements-for-climate-risk-will-shift-costs-to-taxpayers/) - #post_contentFinance Watch issues final warning to MEPs in joint letter ahead of vote on 24 January
- [ECON Committee Puts Interest of Banks Above European Citizen](https://www.finance-watch.org/press/econ-committee-puts-interest-of-banks-above-european-citizen/)
- [Vincent Vandeloise joins Finance Watch](https://www.finance-watch.org/press/vincent-vandeloise-joins-finance-watch/) - Vincent Vandeloise joins the Research and Advocacy Department at Finance Watch, enhancing the organisation’s sustainable finance capabilities.
- [Reaction: European Commission Issue Fiscal Policy Guidance for 2024](https://www.finance-watch.org/press/reaction-european-commission-issue-fiscal-policy-guidance-for-2024/)
- [EU Policymakers, Don’t Shrug Off SVB Collapse](https://www.finance-watch.org/press/eu-policymakers-dont-shrug-off-svb-collapse/) - The collapse of SVB sent shockwaves through the banking sector. Finance Watch believes legislators and regulators have become complacent about systemic risk.
- [Credit Suisse: When Trust Disappears](https://www.finance-watch.org/press/credit-suisse-when-trust-disappears/) - Swiss National Bank injects SFr50bn into Credit Suisse, raising questions on public funds for private bailouts. Finance Watch warns of moral hazard.
- [Finance Watch Calls on EU Policymakers to Ban Finfluencer Promotion of Risky Financial Services](https://www.finance-watch.org/press/finance-watch-calls-on-eu-policymakers-to-ban-finfluencer-promotion-of-risky-financial-services/)
- [Finance Watch reaction on the EU crisis management framework for banks](https://www.finance-watch.org/press/finance-watch-reaction-on-the-eu-crisis-management-framework-for-banks/)
- [Finance Watch reacts to European Parliament JURI committee vote on CSDDD](https://www.finance-watch.org/press/finance-watch-reacts-to-european-parliament-juri-committee-vote-on-csddd/)
- [European Commission proposes reform of European economic governance framework](https://www.finance-watch.org/press/european-commission-proposes-reform-of-european-economic-governance-framework/) - Finance Watch finds the Commission proposal balanced and believes significant progress can be made in the details over the coming months.
- [Better rules and supervision will make ESG ratings reliable](https://www.finance-watch.org/press/better-rules-and-supervision-will-make-esg-ratings-reliable/) - Finance Watch recommends ESG rating agencies analyse environment, social and governance separately to help end confusion in ESG investing.
- [Une réglementation européenne pour des notations ESG fiables](https://www.finance-watch.org/press/une-reglementation-europeenne-pour-des-notations-esg-fiables/) - Les notations ESG sont actuellement source de confusion. Dans une note récente, Finance Watch a recensé les principales causes de cette confusion.
- [Finance Watch Reacts to European Commission’s New Retail Investment Strategy](https://www.finance-watch.org/press/finance-watch-reacts-to-european-commissions-new-retail-investment-strategy/) - Finance Watch believes the strategy can provide better protection for retail investors but its overall effectiveness will be limited without full inducement ban
- [Finance Watch reacts to European Parliament plenary vote on CSDDD](https://www.finance-watch.org/press/finance-watch-reacts-to-european-parliament-plenary-vote-on-csddd/) - Finance Watch, welcomes the Parliament’s vote to preserve the core of the JURI committee compromise
- [Finance Watch Statement on New EU Commission Sustainable Finance Package](https://www.finance-watch.org/press/finance-watch-statement-on-new-eu-commission-sustainable-finance-package/)
- [Finance Watch Statement on Basel 3 Trilogue](https://www.finance-watch.org/press/finance-watch-statement-on-basel-3-trilogue/)
- [Finance Watch Statement on EU Commission Open Finance and Digital Euro Proposals](https://www.finance-watch.org/press/finance-watch-statement-on-eu-commission-open-finance-and-digital-euro-proposals/)
- [Research reveals that fear of financial markets impedes EU fiscal reform](https://www.finance-watch.org/press/research-reveals-that-fear-of-financial-markets-impedes-eu-fiscal-reform/) - New research by pan-European NGO Finance Watch debunks the fear-driven argument that financial markets will react negatively to more public debt
- [European Parliament’s Committee on Economic and Monetary Affairs Agrees Position on Solvency II](https://www.finance-watch.org/press/european-parliaments-committee-on-economic-and-monetary-affairs-agrees-position-on-solvency-ii/)
- [Finance Watch statement on EBA EU-wide stress test results](https://www.finance-watch.org/press/finance-watch-statement-on-eba-eu-wide-stress-test-results/) - Finance Watch welcomes the findings regarding the resilience of the banking sector overall, but calls for a cautious interpretation of the results.
- [European Sustainability Reporting Standards remain largely unchanged](https://www.finance-watch.org/press/european-sustainability-reporting-standards-remain-largely-unchanged/) - Finance Watch welcomes the adoption of the long-awaited standards but concerns of civil society and the financial sector remain generally unaddressed.
- [Finance Watch avverte che il divario tra scienza climatica e modelli economici favorisce l’inazione sul clima](https://www.finance-watch.org/press/finance-watch-avverte-che-il-divario-tra-scienza-climatica-e-modelli-economici-favorisce-linazione-sul-clima/)
- [Finance Watch met en garde contre le décalage entre la recherche climatique et les prévisions économiques, qui favorise l’inaction climatique](https://www.finance-watch.org/press/finance-watch-met-en-garde-contre-le-decalage-entre-la-recherche-climatique-et-les-previsions-economiques-qui-favorise-linaction-climatique/)
- [Finance Watch warnt, dass die Kluft zwischen Klimawissenschaft und ökonomischer Modellierung zur Klima-Inaktivität beiträgt](https://www.finance-watch.org/press/finance-watch-warnt-dass-die-kluft-zwischen-klimawissenschaft-und-okonomischer-modellierung-zur-klima-inaktivitat-beitragt/)
- [Finance Watch warns that disconnect between climate science and economic modelling feeds climate inaction](https://www.finance-watch.org/press/finance-watch-warns-that-disconnect-between-climate-science-and-economic-modelling-feeds-climate-inaction/)
- [Finance Watch advierte que la desconexión entre la climatología y la modelización económica fomenta la inacción en cuanto al clima](https://www.finance-watch.org/press/finance-watch-advierte-que-la-desconexion-entre-la-climatologia-y-la-modelizacion-economica-fomenta-la-inaccion-en-cuanto-al-clima/)
- [Finance Watch statement following ECON vote on ESG ratings](https://www.finance-watch.org/press/finance-watch-statement-following-econ-vote-on-esg-ratings/)
- [Finance Watch statement: EU co-legislators reach agreement on Basel III](https://www.finance-watch.org/press/finance-watch-statement-eu-co-legislators-reach-agreement-on-basel-iii/)
- [Finance Watch statement: Political agreement reached on EU solvency II rules](https://www.finance-watch.org/press/finance-watch-statement-political-agreement-reached-on-eu-solvency-ii-rules/)
- [Finance Watch statement on European Parliament fiscal rules vote](https://www.finance-watch.org/press/finance-watch-statement-on-european-parliament-fiscal-rules-vote/)
- [Finance Watch releases expert guide to the EU sustainable finance framework](https://www.finance-watch.org/press/finance-watch-releases-expert-guide-to-the-eu-sustainable-finance-framework/)
- [EU agrees new rules for ESG ratings](https://www.finance-watch.org/press/eu-agrees-new-rules-for-esg-ratings/)
- [Reaction: New EU consumer credit rules mean significant improvement for consumer protection](https://www.finance-watch.org/press/reaction-new-eu-consumer-credit-rules-mean-significant-improvement-for-consumer-protection/)
- [Finance Watch response to shadow banking consultation](https://www.finance-watch.org/press/finance-watch-response-to-shadow-banking-consultation/)
- [Finance Watch release position paper on sovereign CDS](https://www.finance-watch.org/press/finance-watch-release-position-paper-on-sovereign-cds-2/)
- [Finance Watch publishes Annual Report 2017](https://www.finance-watch.org/press/finance-watch-publishes-annual-report-2017/)
- [Citizens can join a new German movement to make finance serve people again](https://www.finance-watch.org/press/burgerbewegung-finanzwende-finance-watch-deutschland-citizens-can-join-a-new-german-movement-to-make-finance-serve-people-again/)
- [Hundreds of MEP candidates pledge to challenge the financial lobby](https://www.finance-watch.org/press/hundreds-of-mep-candidates-pledge-to-challenge-the-financial-lobby/)
- [Rethink the Recovery: Leading EU economies set to waste two thirds of pandemic recovery funding plans](https://www.finance-watch.org/press/rethink-the-recovery-leading-eu-economies-set-to-waste-two-thirds-of-pandemic-recovery-funding-plans/)
- [« Les nouveaux accords de commerce menacent la stabilité financière »](https://www.finance-watch.org/press/les-nouveaux-accords-de-commerce-menacent-la-stabilite-financiere/)
- [500 candidat.e.s aux élections européennes s’engagent à brider le pouvoir du lobby financier](https://www.finance-watch.org/press/500-candidat-e-s-aux-elections-europeennes-sengagent-a-brider-le-pouvoir-du-lobby-financier/)
- [Une vraie réforme de la finance nécessite un soutien populaire massif](https://www.finance-watch.org/press/une-vraie-reforme-de-la-finance-necessite-un-soutien-populaire-massif/)
- [Dix raisons pour lesquelles le Libra de Facebook est une mauvaise idée – et pour lesquelles nous devrions le stopper maintenant](https://www.finance-watch.org/press/dix-raisons-pour-lesquelles-le-libra-de-facebook-est-une-mauvaise-idee-et-pour-lesquelles-nous-devrions-le-stopper-maintenant/)
- [Finance Watch nomme Thierry Philipponnat comme Directeur de la Recherche et du Plaidoyer](https://www.finance-watch.org/press/finance-watch-nomme-thierry-philipponnat-comme-directeur-de-la-recherche-et-du-plaidoyer/)
- [Finance Watch démonte les arguments du lobby bancaire en faveur d’une baisse des réserves en capital](https://www.finance-watch.org/press/finance-watch-demonte-les-arguments-du-lobby-bancaire-en-faveur-dune-baisse-des-reserves-en-capital/)
- [L’Union européenne dispose des outils pour briser le cercle vicieux entre changement climatique et instabilité financière](https://www.finance-watch.org/press/lunion-europeenne-dispose-des-outils-pour-briser-le-cercle-vicieux-entre-changement-climatique-et-instabilite-financiere/)
- [#Europawahl2019: Welche Parteien wollen ein gerechtes Finanzsystem?](https://www.finance-watch.org/press/europawahl2019-welche-parteien-wollen-ein-gerechtes-finanzsystem/)
- [Hunderte EU-Kandidat*innen wollen die Macht der Finanzlobby einschränken](https://www.finance-watch.org/press/hunderte-eu-kandidatinnen-wollen-die-macht-der-finanzlobby-einschranken/)
- [Über 500 Kandidat*innen für die Europawahl verpflichten sich, die Macht der Finanzlobby zu reduzieren](https://www.finance-watch.org/press/uber-500-kandidatinnen-fur-die-europawahl-verpflichten-sich-die-macht-der-finanzlobby-zu-reduzieren/)
- [Klimawandel und Finanzinstabilität – ein Teufelskreis: Die EU hat Mittel ihn zu stoppen](https://www.finance-watch.org/press/klimawandel-und-finanzinstabilitat-ein-teufelskreis-die-eu-hat-mittel-ihn-zu-stoppen/)
- [Vorgezogene Weihnachten für europäische Banken: Staatliche Rettungsaktionen sollen wieder die Norm werden](https://www.finance-watch.org/press/vorgezogene-weihnachten-fur-europaische-banken-staatliche-rettungsaktionen-sollen-wieder-die-norm-werden/)
- [500 candidatos a las elecciones europeas para confrontar el poder del lobby financiero](https://www.finance-watch.org/press/500-candidatos-a-las-elecciones-europeas-para-confrontar-el-poder-del-lobby-financiero/)
- [Cientos de candidatos al Parlamento Europeo se comprometen a plantar cara a los lobbies financieros](https://www.finance-watch.org/press/cientos-de-candidatos-al-parlamento-europeo-se-comprometen-a-plantar-cara-a-los-lobbies-financieros/)
- [500 kandidaten voor de Europese verkiezingen beloven de macht van de financiële lobby te beteugelen](https://www.finance-watch.org/press/500-kandidaten-voor-de-europese-verkiezingen-beloven-de-macht-van-de-financiele-lobby-te-beteugelen/)
- [Debt sustainability and a sustainable COVID recovery](https://www.finance-watch.org/press/debt-sustainability-and-a-sustainable-covid-recovery/)
- [Finance Watch denounces the incoherence of the selection of BlackRock by the European Commission to integrate ESG factors into EU banking frameworks](https://www.finance-watch.org/press/finance-watch-denounces-the-incoherence-of-the-selection-of-blackrock-by-the-european-commission-to-integrate-esg-factors-into-eu-banking-frameworks/)
- [Financial Exclusion: Making the invisible visible](https://www.finance-watch.org/press/financial-exclusion-making-the-invisible-visible/)
- [Finance Watch disappointed at EBA’s weak conditions for Adam Farkas move to lobby group](https://www.finance-watch.org/press/finance-watch-disappointed-at-ebas-weak-conditions-for-adam-farkas-move-to-lobby-group/)
- [Honderden EP-kandidaten hebben al beloofd de financiële lobby aan te vechten](https://www.finance-watch.org/press/honderden-ep-kandidaten-hebben-al-beloofd-de-financiele-lobby-aan-te-vechten/)
- [European Centres Lead The Green Finance Index, Spotlight On Fossil Fuels](https://www.finance-watch.org/press/european-centres-lead-the-green-finance-index-spotlight-on-fossil-fuels/)
- [Ten Years After: Report and Global Day of Action against Business as Usual](https://www.finance-watch.org/press/ten-years-after-report-and-global-day-of-action-against-business-as-usual/) - Ten Years After: Report and Global Day of Action against Business as Usual
- [Sustainable finance package needs strengthening and expanding to reorient capital](https://www.finance-watch.org/press/sustainable-finance-package-needs-strengthening-and-expanding-to-reorient-capital/)
- [Sustainable finance: The tool box is taking shape, but where is the project?](https://www.finance-watch.org/press/sustainable-finance-the-tool-box-is-taking-shape-but-where-is-the-project/)
- [Banks and civil society outline sustainable finance reforms](https://www.finance-watch.org/press/banks-and-civil-society-outline-sustainable-finance-reforms/)
- [Building a sustainable future means overhauling the financial system](https://www.finance-watch.org/press/building-a-sustainable-future-means-overhauling-the-financial-system/)
- [Sustainable finance: Mireille Martini will join Finance Watch](https://www.finance-watch.org/press/sustainable-finance-mireille-martini-will-join-finance-watch/)
- [Finance Watch comments on Pan-European Personal Pension proposal](https://www.finance-watch.org/press/finance-watch-comments-on-pan-european-personal-pension-proposal/)
- [Risk of old age poverty means bold thinking on pensions required – new report](https://www.finance-watch.org/press/risk-of-old-age-poverty-means-bold-thinking-on-pensions-required-new-report/)
- [With the right regulatory support, FinTech can reshape the financial sector](https://www.finance-watch.org/press/with-the-right-regulatory-support-fintech-can-reshape-the-financial-sector/)
- [CMU mid-term review: Commission should resist deregulation, be bold on sustainability](https://www.finance-watch.org/press/cmu-mid-term-review-commission-should-resist-deregulation-be-bold-on-sustainability/)
- [Banco Popular rescue shows why EU Banking Package needs strengthening – New Policy Brief](https://www.finance-watch.org/press/banco-popular-rescue-shows-why-eu-banking-package-needs-strengthening-new-policy-brief/)
- [Finance Watch publishes Annual Report 2016](https://www.finance-watch.org/press/finance-watch-publishes-annual-report-2016/)
- [Consumer protection must come before financial innovation](https://www.finance-watch.org/press/consumer-protection-must-come-before-financial-innovation/)
- [Finance Watch elects new chair, three new board directors](https://www.finance-watch.org/press/finance-watch-elects-new-chair-three-new-board-directors/)
- [Securitisation – the lessons from the crisis have not been learned](https://www.finance-watch.org/press/securitisation-the-lessons-from-the-crisis-have-not-been-learned/)
- [New chance to get bank structure reform right, says Finance Watch](https://www.finance-watch.org/press/new-chance-to-get-bank-structure-reform-right-says-finance-watch/)
- [Civil society groups form ‘Better Regulation’ Watchdog to protect citizen, worker and consumer rights](https://www.finance-watch.org/press/civil-society-groups-form-better-regulation-watchdog-to-protect-citizen-worker-and-consumer-rights/)
- [ESMA should revise its proposal on commodity derivatives](https://www.finance-watch.org/press/esma-should-revise-its-proposal-on-commodity-derivatives/)
- [Finance Watch calls on Commission to ignore industry-biased ESMA advice on inducements in MiFID II](https://www.finance-watch.org/press/finance-watch-calls-on-commission-to-ignore-industry-biased-esma-advice-on-inducements-in-mifid-ii/)
- [Finance Watch releases position paper on long term financing, securitisation and securities financing](https://www.finance-watch.org/press/finance-watch-releases-position-paper-on-long-term-financing-securitisation-and-securities-financing/)
- [Finance Watch announces governance and Board changes](https://www.finance-watch.org/press/finance-watch-announces-governance-and-board-changes/)
- [ECB stress tests – why taxpayers are still at risk and what can be done to protect them](https://www.finance-watch.org/press/ecb-stress-tests-why-taxpayers-are-still-at-risk-and-what-can-be-done-to-protect-them/)
- [Finance Watch supports ESMA commitment to reduce conflicts of interest, increase choice for consumers seeking financial advice](https://www.finance-watch.org/press/finance-watch-supports-esma-commitment-to-reduce-conflicts-of-interest-increase-choice-for-consumers-seeking-financial-advice/)
- [PRIPs agreement should help to reduce mis-selling of financial products to consumers, says Finance Watch](https://www.finance-watch.org/press/prips-agreement-should-help-to-reduce-mis-selling-of-financial-products-to-consumers-says-finance-watch/)
- [Finance Watch says there is no proven case for including financial services in TTIP](https://www.finance-watch.org/press/finance-watch-says-there-is-no-proven-case-for-including-financial-services-in-ttip/)
- [Structural reform makes bank recovery plans stronger, Erkki Liikanen tells Finance Watch Members](https://www.finance-watch.org/press/structural-reform-makes-bank-recovery-plans-stronger-erkki-liikanen-tells-finance-watch-members/)
- [Liikanen proposals are the minimum needed, structural reform would boost growth](https://www.finance-watch.org/press/liikanen-proposals-are-the-minimum-needed-structural-reform-would-boost-growth/)
- [Structural bank reform is essential for Banking Union to succeed](https://www.finance-watch.org/press/structural-bank-reform-is-essential-for-banking-union-to-succeed/)
- [Finance Watch consultation response on UCITS](https://www.finance-watch.org/press/finance-watch-consultation-response-on-ucits/)
- [Finance Watch gives evidence to Parliament on LIBOR/EURIBOR](https://www.finance-watch.org/press/finance-watch-gives-evidence-to-parliament-on-libor-euribor/)
- [HFT – why legislative action is needed now](https://www.finance-watch.org/press/hft-why-legislative-action-is-needed-now/)
- [House of Lords report on MiFID](https://www.finance-watch.org/press/house-of-lords-report-on-mifid/)
- [Finance Watch response to Liikanen Consultation](https://www.finance-watch.org/press/finance-watch-response-to-liikanen-consultation/)
- [Club of Rome presents new report to Finance Watch](https://www.finance-watch.org/press/club-of-rome-presents-new-report-to-finance-watch/)
- [New publication – Basel 3 explained](https://www.finance-watch.org/press/new-publication-basel-3-explained/)
- [Liikanen Expert Group – Finance Watch evidence](https://www.finance-watch.org/press/liikanen-expert-group-finance-watch-evidence/)
- [Finance Watch addresses ECB conference “Financial integration and stability”](https://www.finance-watch.org/press/finance-watch-addresses-ecb-conference-financial-integration-and-stability/)
- [“Investing not betting” download Finance Watch’s position paper on MiFID II](https://www.finance-watch.org/press/investing-not-betting-download-finance-watchs-position-paper-on-mifid-ii/)
- [Finance Watch urges U.S. Congress not to give in to unfounded competitiveness arguments](https://www.finance-watch.org/press/finance-watch-urges-u-s-congress-not-to-give-in-to-unfounded-competitiveness-arguments/)
- [“To end all crises?” download Finance Watch’s position paper on CRD IV / CRR](https://www.finance-watch.org/press/to-end-all-crises-download-finance-watchs-position-paper-on-crd-iv-crr/)
- [A proposal for reforming credit ratings agencies (ECON)](https://www.finance-watch.org/press/a-proposal-for-reforming-credit-ratings-agencies-econ/)
- [Finance Watch responds to MiFID questionnaire](https://www.finance-watch.org/press/finance-watch-responds-to-mifid-questionnaire/)
- [ECON evidence on High Frequency Trading and MiFID](https://www.finance-watch.org/press/econ-evidence-on-high-frequency-trading-and-mifid/)
- [EESC hearing on civil society and financial regulation](https://www.finance-watch.org/press/eesc-hearing-on-civil-society-and-financial-regulation/)
- [Finance Watch welcomes supervision of bank deleveraging](https://www.finance-watch.org/press/finance-watch-welcomes-supervision-of-bank-deleveraging/)
- [Open letter to EU leaders – supervise bank deleveraging](https://www.finance-watch.org/press/open-letter-to-eu-leaders-supervise-bank-deleveraging/)
- [Comment on EU permanent ban on use of naked CDS](https://www.finance-watch.org/press/comment-on-eu-permanent-ban-on-use-of-naked-cds/)
- [Finance Watch supports EC call for higher bank equity](https://www.finance-watch.org/press/finance-watch-supports-ec-call-for-higher-bank-equity/)
- [ECON Committee – Finance Watch evidence on CRD4](https://www.finance-watch.org/press/econ-committee-finance-watch-evidence-on-crd4/)
- [Finance Watch’s first staff appointments](https://www.finance-watch.org/press/finance-watchs-first-staff-appointments/)
- [Finance Watch appoints Board, Chair, and Secretary General](https://www.finance-watch.org/press/finance-watch-appoints-board-chair-and-secretary-general/)
- [Founding General Meeting of Finance Watch](https://www.finance-watch.org/press/founding-general-meeting-of-finance-watch/)
- [They support us](https://www.finance-watch.org/press/they-support-us/)
- [Signatories](https://www.finance-watch.org/press/signatories/)

## Authors

- [Vereniging Milieudefensie](https://milieudefensie.nl/)
- [Thomas Larible](https://www.finance-watch.org/author/thomas-larible/)
- [The Finance Watch team](https://www.finance-watch.org/author/the-finance-watch-team/)
- [Benoît Lallemand](https://www.finance-watch.org/author/benoit-lallemand/)
- [Greentervention](https://greentervention.wordpress.com/)
- [Positive Money](http://positivemoney.org/)
- [Tom Massart](https://www.finance-watch.org/author/tom-massart/)
- [Ilaria Ballarini](https://www.finance-watch.org/author/ilaria-ballarini/)
- [Isabelle Buscke](https://www.finance-watch.org/author/isabelle-buscke/)
- [Stichting Onderzoek Multinationale Ondernemingen (SOMO)](https://www.somo.nl/)
- [revo Prosperidad Sostenible](https://www.revoprosper.org/)
- [Martijn Jeroen van der Linden](https://www.finance-watch.org/author/martijn-jeroen-van-der-linden/)
- [Elena Brolis](https://www.finance-watch.org/author/elena-brolis/)
- [Cliodhna Carthy](https://www.finance-watch.org/author/cliodhna-carthy/)
- [European Youth Forum](https://www.youthforum.org/)
- [Michelle van Weeren](https://www.finance-watch.org/author/michelle-van-weeren/)
- [Emily Glantz](https://www.finance-watch.org/author/emily-glantz/)
- [Stanislas Jourdan](https://www.finance-watch.org/author/stanislas-jourdan/)
- [Karine Jegiazarjana](https://www.finance-watch.org/author/karine-jegiazarjana/)
- [The Other Economy](https://theothereconomy.com/)
- [Robert Nosker](https://www.finance-watch.org/author/robert-nosker/)
- [Thierry Philipponnat](https://www.finance-watch.org/author/thierry-philipponnat/)
- [Jérôme Crugnola-Humbert](https://www.finance-watch.org/author/jerome-crugnola-humbert/)
- [Anastasios Pappas](https://www.finance-watch.org/author/78690/)
- [Federazione Italiana Reti dei Servizi del Terziario (FIRST CISL)](http://www.firstcisl.it/)
- [Florina Draghici](https://www.finance-watch.org/author/florina-draghici/)
- [Ögmundur Jónasson](https://www.finance-watch.org/author/ogmundur-jonasson/)
- [Myriam Vander Stichele](https://www.finance-watch.org/author/myriam-vander-stichele/)
- [Heinrich Schwarte](https://www.finance-watch.org/author/heinrich-schwarte/)
- [Stefano Fassina](https://www.finance-watch.org/author/stefano-fassina/)
- [Heinrich Böll Stiftung](http://eu.boell.org/)
- [Attac France](https://france.attac.org/)
- [Housing Europe](http://www.housingeurope.eu/)
- [Secours Catholique-réseau mondial Caritas Paris](https://www.secours-catholique.org/)
- [Axelle Van Wynsberghe](https://www.finance-watch.org/author/axelle-van-wynsberghe/)
- [Greg Ford](https://www.finance-watch.org/author/greg-ford/)
- [Peter Norwood](https://www.finance-watch.org/author/peter-norwood/)
- [institut für finanzdienstleistungen e.V. (iff)](https://www.iff-hamburg.de/startseite/)
- [Christian M. Stiefmüller](https://www.finance-watch.org/author/christian-stiefmuller/)
- [Christophe Gilson](https://www.finance-watch.org/author/christophe-gilson/)
- [Max Kretschmer](https://www.finance-watch.org/author/max-kretschmer/)
- [Pablo Grandjean](https://www.finance-watch.org/author/pablo-grandjean/)
- [Vincent Vandeloise](https://www.finance-watch.org/author/vincent-vandeloise/)
- [Farie Krypi](https://www.finance-watch.org/author/farie-krypi/)
- [Paul Fox](https://www.finance-watch.org/author/paul-fox/)
- [Samuel Bossart](https://www.finance-watch.org/author/samuel-bossart/)
- [Grigoris Zarotiadis](https://www.finance-watch.org/author/grigoris-zarotiadis/)
- [Manolis Tzouvelekas](https://www.finance-watch.org/author/manolis-tzouvelekas/)
- [Fredrik Tjulander](https://www.finance-watch.org/author/fredrik-tjulander/)
- [Camila Dubois](https://www.finance-watch.org/author/camila-dubois/)
- [Julia Symon](https://www.finance-watch.org/author/julia-symon/)
- [AK EUROPA](https://www.akeuropa.eu/en/filters/news)
- [Alain Grandjean](https://www.finance-watch.org/author/alain-grandjean/)
- [Ollivier Bodin](https://www.finance-watch.org/author/ollivier-bodin/)
- [Positive Money Europe](https://www.positivemoney.eu/)
- [Nicholas Dorn](https://www.finance-watch.org/author/nicholas-dorn/)
- [Nikolas Geirnaert](https://www.finance-watch.org/author/nikolas-geirnaert/)
- [ASUFIN](https://www.asufin.com/en/international/)
- [Ludovic Suttor-Sorel](https://www.finance-watch.org/author/ludovic-suttor-sorel/)
- [Press team](https://www.finance-watch.org/author/press-team/)
- [Étienne Lebeau](https://www.finance-watch.org/author/etienne-lebeau/)
- [Leonard Mallett](https://www.finance-watch.org/author/leonard-mallett/)
- [Laurène Collard](https://www.finance-watch.org/author/laurene-collard/)
- [Sorcha Edwards](https://www.finance-watch.org/author/sorcha-edwards/)
- [Marek Hudon](https://www.finance-watch.org/author/marek-hudon/)
- [Foreningen Gode Penge](https://www.godepenge.dk/)
- [Denys Feshchuk](https://www.finance-watch.org/author/denys-feshchuk/)
- [Christel Dumas](https://www.finance-watch.org/author/christel-dumas/)
- [Transparency International EU](https://transparency.eu/)
- [Weltwirtschaft, Ökologie & Entwicklung - WEED e.V.](https://www.weed-online.org/)
- [Alison Burns](https://www.finance-watch.org/author/alison-burns/)
- [Rainer Geiger](https://www.finance-watch.org/author/rainer-geiger-2/)
- [Duygu Damar-Blanken](https://www.finance-watch.org/author/duygu-damar-blanken/)
- [Yamina Tadjeddine Fourneyron](https://www.finance-watch.org/author/yamina-tadjeddine-fourneyron/)
- [Stuart Stamp](https://www.finance-watch.org/author/stuart-stamp/)
- [Richard Ahlström](https://www.finance-watch.org/author/richard-ahlstrom/)
- [Jean-Benoît Laithier](https://lu.linkedin.com/in/jean-benoît-laithier-80a27370)
- [Iskra Christova-Balkanska](https://www.finance-watch.org/author/iskra-christova-balkanska/)
- [Catarina Frade](https://www.finance-watch.org/author/catarina-frade/)
- [André Peters](https://www.finance-watch.org/author/andre-peters/)
- [Jens van ‘t Klooster](https://www.finance-watch.org/author/jens-van-t-klooster/)
- [Andrea Fejős](https://www.finance-watch.org/author/andrea-fejos/)
- [Nadine Strauss](https://www.finance-watch.org/author/nadine-strauss/)
- [Andrea Baranes](https://www.finance-watch.org/author/andrea-baranes/)
- [Fabien Hassan](https://www.finance-watch.org/author/fabien-hassan/)
- [Confederation of Christian Trade Unions of Belgium (ACV-CSC)](https://www.lacsc.be/)
- [SÜDWIND e.V. – Institut für Ökonomie und Ökumene](https://www.suedwind-institut.de/home.html)
- [Genossenschaft für Gemeinwohl](https://www.gemeinwohl.coop/)
- [Fondation pour la Nature et l’Homme (FNH)](https://www.fnh.org/)
- [Movimento Consumatori](https://www.movimentoconsumatori.it/)
- [Monica Calu](https://www.finance-watch.org/author/monica-calu/)
- [International Movement for Monetary Reform](https://internationalmoneyreform.org/)
- [Credere](https://credere.ro/)
- [Duncan Lindo](https://www.finance-watch.org/author/duncan-lindo/)
- [Kathryn Carlson](https://www.linkedin.com/in/kathryn-carlson-16732513b/)
- [Mathilde Dupré](https://www.linkedin.com/in/mathilde-dupré-028b776b/)
- [Rainer Geiger](https://www.finance-watch.org/author/rainer-geiger/)
- [Isabelle Pérignon](https://www.finance-watch.org/author/isabelle-perignon/)
- [Barbara Brandl](https://lasst.uni-frankfurt.de/people/barbara-brandl/)
- [Bruno Dunkel](https://www.finance-watch.org/author/bruno-dunkel/)
- [Marianne Walpert](https://www.finance-watch.org/author/marianne-walpert/)
- [Caroline Wellemans](https://www.finance-watch.org/author/caroline-wellemans/)
- [Daniela Vandone](https://www.finance-watch.org/author/daniela-vandone/)
- [Anne Perrault](https://www.finance-watch.org/author/anne-perrault/)
- [Olav Jones](https://www.finance-watch.org/author/olav-jones/)
- [Hanne van Voorden](https://www.finance-watch.org/author/hanne-van-voorden/)
- [Stephanie Schmelz](https://www.finance-watch.org/author/stephanie-schmelz/)
- [Marina Kodric](https://www.finance-watch.org/author/marina-kodric/)
- [Matt Scott](https://www.finance-watch.org/author/matt-scott/)
- [Fausto Parente](https://www.finance-watch.org/author/fausto-parente/)
- [Vassiliki Yiatrou](https://www.finance-watch.org/author/vassiliki-yiatrou/)
- [Aleksandra Palinska](https://www.finance-watch.org/author/aleksandra-palinska-2/)
- [Robert Hintze](https://www.finance-watch.org/author/robert-hintze/)
- [Seraina Grünewald](https://www.finance-watch.org/author/seraina-grunewald/)
- [Götz Treber](https://www.finance-watch.org/author/gotz-treber/)
- [Mirko Kraft](https://www.finance-watch.org/author/mirko-kraft/)
- [Torsten Jäger](https://www.finance-watch.org/author/torsten-jager/)
- [José Manuel Campa](https://www.finance-watch.org/author/jose-manuel-campa/)
- [Karen Braun-Munzinger](https://www.finance-watch.org/author/karen-braun-munzinger/)
- [Ingo Liebach](https://www.finance-watch.org/author/ingo-liebach/)
- [Katharina Beck](https://www.finance-watch.org/author/katharina-beck/)
- [Marcel Haag](https://www.finance-watch.org/author/marcel-haag/)
- [Vince Chadwick](https://www.finance-watch.org/author/vince-chadwick/)
- [Enrique Madereel](https://www.finance-watch.org/author/enrique-madereel/)
- [Laurent Biddiscombe](https://www.finance-watch.org/author/laurent-biddiscombe/)
- [Karim Karaki](https://www.finance-watch.org/author/karim-karaki/)
- [Laure Blanchard-Brunac](https://www.finance-watch.org/author/laure-blanchard-brunac/)
- [Hugues Kamewe Tsafack](https://www.finance-watch.org/author/hugues-kamewe-tsafack/)
- [Michael Franz](https://www.finance-watch.org/author/michael-franz/)
- [Stuart Worsley](https://www.finance-watch.org/author/stuart-worsley/)
- [Hanne Louise Knaepen](https://www.finance-watch.org/author/hanne-louise-knaepen/)
- [Ulrich Volz](https://www.finance-watch.org/author/ulrich-volz/)
- [Nicole Leotaud](https://www.finance-watch.org/author/nicole-leotaud/)
- [Chantal Marijnissen](https://www.finance-watch.org/author/chantal-marijnissen/)
- [Rasmus Andresen](https://www.finance-watch.org/author/rasmus-andresen/)
- [Marco Buti](https://www.finance-watch.org/author/marco-buti/)
- [Peter Stein](https://www.finance-watch.org/author/peter-stein/)
- [Agnès Bénassy-Quéré](https://www.finance-watch.org/author/agnes-benassy-quere/)
- [Rita Antar](https://www.linkedin.com/in/ritaantar/)
- [Giulia Porino](https://www.finance-watch.org/author/giulia-porino/)
- [CLCV](http://www.clcv.org/)
- [Agustin Reyna](https://www.finance-watch.org/author/agustin-reyna/)
- [Elie Beyrouthy](https://www.finance-watch.org/author/elie-beyrouthy/)
- [Gabriel Söderberg](https://www.finance-watch.org/author/gabriel-soderberg/)
- [Anne-Sophie Parent](https://www.finance-watch.org/author/anne-sophie-parent/)
- [Jürgen Schaaf](https://www.linkedin.com/in/jürgen-schaaf-b1b3bbb3/)
- [Jan Ceyssens](https://www.linkedin.com/in/jan-ceyssens-92250a3/)
- [Deepa Govindarajan Driver](https://www.finance-watch.org/author/deepa-govindarajan-driver/)
- [Nina Lazic](https://www.linkedin.com/in/nina-lazic-80579a27/)
- [Till Ehrmann](https://www.finance-watch.org/author/till-ehrmann/)
- [Daniel Lockwood](https://www.finance-watch.org/author/daniel-lockwood/)
- [Fiscal Matters](https://fiscalmatters.eu/)
- [Ivan Allegranti](https://www.finance-watch.org/author/ivan-allegranti/)
- [Guillaume Lepecq](https://www.finance-watch.org/author/guillaume-lepecq/)
- [Dominic Caddick](https://neweconomics.org/profile/dominic-caddick)
- [Sebastian Mang](https://neweconomics.org/profile/sebastian-mang)
- [Frank van Lerven](https://neweconomics.org/profile/frank-van-lerven)
- [Nicolas Solonakis](https://www.finance-watch.org/author/nicolas-solonakis/)
- [Laurent Dicale](https://laurent-dicale.fr/qui-suis-je-2/)
- [Christian Nicol](https://www.linkedin.com/in/christian-nicol-877500183/)
- [Martin Aehling](https://www.finance-watch.org/author/martin-aehling/)
- [Ben Cuzzupe](https://www.finance-watch.org/author/ben-cuzzupe/)
- [Isabelle Brachet](https://www.finance-watch.org/author/isabelle-brachet/)
- [Reclaim Finance](https://reclaimfinance.org/site/en/home/)
- [Greenpeace France](https://www.greenpeace.fr/)
- [Finance Innovation Lab (FIL)](https://financeinnovationlab.org/)
- [Thomas Desdouits](https://www.youthforum.org/secretariat)
- [Alessandro Molinari](https://www.linkedin.com/in/alessandro-molinari/)
- [Emilie Johann](https://www.finance-watch.org/author/emilie-johann/)
- [Virgile Perret](https://virgileperret.ch/)
- [Wolf-Georg Ringe](https://www.jura.uni-hamburg.de/die-fakultaet/personenverzeichnis/ringe-georg.html)
- [Ondrej Kovarík](https://www.europarl.europa.eu/meps/en/118949/ONDREJ_KOVARIK/home)
- [Jean-Marc Vittori](https://www.lesechos.fr/@jean-marc-vittori)
- [Morgan Després](https://www.linkedin.com/in/morgan-després-3a7554a7/?originalSubdomain=fr)
- [Martina Tazzioli](https://www.gold.ac.uk/politics-and-international-relations/staff/tazzioli-martina/)
- [Freyja Theaker](https://uk.linkedin.com/in/joannetheaker)
- [Nick Robins](http://www.lse.ac.uk/GranthamInstitute/profile/nick-robins/)
- [Pilita Clark](https://www.ft.com/pilita-clark)
- [Kingsmill Bond](https://carbontracker.org/about/team/kingsmill-bond/)
- [Isabelle Schömann](https://www.etuc.org/en/user/profile/11086)
- [Antje Schneeweiß](https://www.suedwind-institut.de/team.html)
- [Elia Trippel](https://www.linkedin.com/in/elia-trippel-58a22973/)
- [Johnna Montgomerie](https://www.kcl.ac.uk/people/dr-johnna-montgomerie)
- [Didier Babin](https://www.4post2020bd.net)
- [Luc Bas](https://www.linkedin.com/in/lucbas/)
- [Leslie Kapin-Royere](https://www.linkedin.com/in/leslie-kapin-royere-45931516/)
- [Josh Ryan-Collins](https://www.ucl.ac.uk/bartlett/public-purpose/people/academics-and-research-fellows/josh-ryan-collins)
- [Martin Spolc](https://op.europa.eu/en/web/who-is-who/person/-/person/FISMA/COM-CRF_246704-000037F33D-0000066D67--)
- [Simon Zadek](https://www.linkedin.com/in/simon-zadek-b3024826/)
- [Sven Giegold](https://sven-giegold.de/ueber-mich/)
- [Mariana Mazzucato](https://marianamazzucato.com/)
- [Ronan Uhel](https://www.eea.europa.eu/about-us/governance/senior-management-team)
- [Markus Schulte](https://www.linkedin.com/in/markus-schulte-99766b4/)
- [Sara Reis](https://www.linkedin.com/in/sara-reis-35a2514a/?originalSubdomain=uk)
- [Caroline Metz](http://speri.dept.shef.ac.uk/authors/caroline-metz/)
- [Tracey Cumming](https://www.finance-watch.org/author/tracey-cumming/)
- [Dublin South Money Advice and Budgeting Service (MABS)](https://www.mabs.ie/en/)
- [Greg Van Elsen](https://www.finance-watch.org/author/greg-van-elsen/)
- [Nicolas Hercelin](https://www.finance-watch.org/author/nicolas-hercelin/)
- [Age Platform](https://www.age-platform.eu/)
- [Union of Working Consumers of Greece (EEKE)](https://eeke.gr/en/)
- [Sandrine Dixson-Declѐve](https://www.clubofrome.org/member/dixson-decleve-sandrine/)
- [Aleksandra Palinska –](https://www.linkedin.com/in/aleksandra-palinska-0a88ba25/)
- [Burçak Inel Martenczuk](https://www.linkedin.com/in/burçak-inel-martenczuk-1b78885/)
- [Rens van Tilburg](https://sustainablefinancelab.nl/en/persoon/rens-van-tilburg/)
- [Dominique Laboureix](https://srb.europa.eu/en/board/dominique-laboureix)
- [Mario Nava](https://www.linkedin.com/in/mario-nava-849794172/)
- [Emanuele Campiglio](https://www.wu.ac.at/ecolecon/institute/team/campiglio-emanuele-dr)
- [Martin Hellwig](https://www.coll.mpg.de/martin-hellwig)
- [Finanzwende – Recherche](https://finanzwende-recherche.de/)
- [Helmut von Glasenapp](https://www.eltia.eu/contacts)
- [Paul Tang](http://www.europarl.europa.eu/meps/en/125020/PAUL_TANG/home)
- [Fabrice Demarigny](https://www.linkedin.com/in/fabrice-demarigny-3a073872/)
- [Francesco Gaetano](https://op.europa.eu/en/web/who-is-who/person/-/person/COM_0000373604)
- [Iain Ramsay](https://www.kent.ac.uk/law/people/1384/ramsay-iain)
- [Martin Schmalzried](http://www.coface-eu.org/about-2/secretariat/)
- [Eric Ducoulombier](https://op.europa.eu/en/web/who-is-who/person/-/person/COM_000033D4DF)
- [Philippe Lamberts](https://www.philippelamberts.eu/)
- [Open positions](https://www.finance-watch.org/author/open-positions/)
- [Erwan Malary](https://www.finance-watch.org/author/erwan-malary/)
- [Simone Siliani](https://www.finance-watch.org/author/simone-siliani/)
- [Rachel Oliver](https://www.finance-watch.org/author/rachel-oliver/)
- [Tuan Nguyen](https://www.finance-watch.org/author/tuan-nguyen/)
- [Sonja Schneeweiss, for AK Europa](https://www.linkedin.com/in/sonja-schneeweiss-88178663/)
- [Michel Crinetz](https://blogs.mediapart.fr/michel-crinetz/blog)
- [National Institute for Family Finance Information (NIBUD)](https://www.nibud.nl/consumenten/het-nibud/organisatie/nibud/)
- [Asociacion de Comunidades Autofinanciadas (ACAF)](http://www.winkomun.org/es/content/sobre-nosotros)
- [National Institute for Consumer Research (SIFO)](http://www.hioa.no/eng/About-HiOA/Centre-for-Welfare-and-Labour-Research/SIFO/Presenting-SIFO)
- [Centre for Co-operative Studies – University College Cork](https://www.ucc.ie/en/ccs/)
- [Les Economistes Atterrés](http://www.atterres.org/)
- [Fondation Crésus](https://www.cresusalsace.org/cresus-en-action/fondation-cresus.html)
- [COFACE Families Europe](http://www.coface-eu.org/)
- [Poradna pri financni tisni (Poradna)](https://www.financnitisen.cz/english_resume.php)
- [Centre d’Appui des Services de Médiation de dettes de la Région de Bruxelles-Capitale (Centre d’Appui)](http://mediationdedettes.be/?lang=fr)
- [ASB Schuldnerberatungen (ASB)](https://www.schuldenberatung.at/)
- [VZBV (Verbraucherzentrale Bundesverband)](https://www.vzbv.de/)
- [VERDI (Vereinte Dienstleistungsgewerkschaft)](https://www.verdi.de/)
- [MONNETA](https://monneta.org/)
- [ShareAction](http://www.shareaction.org/)
- [New Economics Foundation](https://neweconomics.org/)
- [Fondazione Finanza Etica](http://finanzaetica.info/)
- [Federazione Autonoma Bancari Italiani (F.A.B.I.)](http://www.fabi.it/)
- [Deutscher Gewerkschaftsbund (DGB)](http://www.dgb.de/)
- [Shonan Kothari](https://www.finance-watch.org/author/shonan-kothari/)
- [UNSA Banques et Assurances](http://banques-assurances.unsa.org/)
- [Institut Veblen pour les réformes économiques](https://www.veblen-institute.org/)
- [Fédération nationale de la finance et de la banque (FFB CFE-CGC)](http://www.cfecgc.org/)
- [Fédération Européenne des Cadres des Etablissements de Crédit (FECEC)](https://www.fecec.eu/)
- [Confédération Générale du Travail (CGT)](http://www.cgt.fr/)
- [Maria Aluchna](https://www.finance-watch.org/author/maria-aluchna/)
- [Rym Ayadi](https://www.finance-watch.org/author/rym-ayadi/)
- [Centre des Jeunes Dirigeants d’Entreprise (CJD)](http://www.cjd.net/)
- [Christian Chavagneux](https://www.finance-watch.org/author/christian-chavagneux/)
- [Gregori Colin](https://www.finance-watch.org/author/gregori-colin/)
- [Markus Duscha](https://www.finance-watch.org/author/markus-duscha/)
- [Stephany Griffith-Jones](https://www.finance-watch.org/author/stephany-griffith-jones/)
- [Donald MacKenzie](https://www.finance-watch.org/author/donald-mackenzie/)
- [Dominique Perrut](https://www.finance-watch.org/author/dominique-perrut/)
- [Udo Philipp](https://www.finance-watch.org/author/udo-philipp/)
- [Suleika Reiners](https://www.finance-watch.org/author/suleika-reiners/)
- [Michel Santi](https://www.finance-watch.org/author/michel-santi/)
- [Financité](https://www.financite.be/fr)
- [Hans-Joachim Schwabe](https://www.finance-watch.org/author/hans-joachim-schwabe/)
- [Laurence Scialom](https://www.finance-watch.org/author/laurence-scialom/)
- [Centrale Nationale des Employés (CNE)](https://cne.csc-en-ligne.be/default.html)
- [Robert Thys](https://www.finance-watch.org/author/robert-thys/)
- [Oxfam International](https://www.oxfam.org/)
- [European Trade Union Confederation (ETUC)](https://www.etuc.org/en)
- [The European Consumer Organisation (BEUC)](https://www.beuc.eu/)
- [Marie-Jeanne Pasquette](https://www.finance-watch.org/author/marie-jeanne-pasquette/)
- [Robin Jarvis](https://www.finance-watch.org/author/robin-jarvis/)
- [Jérome Cazes](https://www.finance-watch.org/author/jerome-cazes/)
- [Eric de Keuleneer](https://www.finance-watch.org/author/eric-de-keuleneer/)
- [Fran Boait](https://www.finance-watch.org/author/fran-boait/)
- [Morten Clausen](https://www.finance-watch.org/author/morten-clausen/)
- [Austrian Federal Chamber of Labour – Brussels Office](http://www.akeuropa.eu/)
- [Paulina Przewoska](https://www.finance-watch.org/author/paulina-przewoska/)
- [Joost Mulder](https://www.finance-watch.org/author/joost-mulder/)
- [Anne Fily](https://be.linkedin.com/in/anne-fily-8b744926)
- [Olivier Jérusalmy](https://www.finance-watch.org/author/olivier-jerusalmy/)
- [Matthieu Lietaert](https://www.finance-watch.org/author/matthieu-lietaert/)
- [Rainer Lenz](https://www.finance-watch.org/author/rainer-lenz/)
- [Aline Fares](https://www.finance-watch.org/author/aline-fares/)
- [Christophe Nijdam](https://fr.linkedin.com/in/christophe-nijdam-8724111)
- [Frédéric Hache](https://fr.linkedin.com/in/frederic-hache-3b4120a)
- [Katarzyna Hanula-Bobbitt](https://www.linkedin.com/in/khanula/)
- [Robert Jenkins](https://www.finance-watch.org/author/robert-jenkins/)
- [Laurie Mcfarlane](https://www.finance-watch.org/author/laurie-mcfarlane/)
- [Grégoire Niaudet](https://www.finance-watch.org/author/gregoire-niaudet/)
- [Mireille Martini](https://www.finance-watch.org/author/mireille-martini/)
- [Guest author](https://www.finance-watch.org/author/guest-author/)
- [Charlotte Geiger](https://www.finance-watch.org/author/charlotte-geiger/)

## Events

- [Webinar “Will finance save the planet?”](https://www.finance-watch.org/event/webinar-will-finance-save-the-planet/)
- [Workshop: Financing a sustainable agriculture – the role of accounting reform](https://www.finance-watch.org/event/workshop-financing-a-sustainable-agriculture-the-role-of-accounting-reform/)
- [Workshop: “Sustainable investments in the Mediterranean and the role of public & private actors”](https://www.finance-watch.org/event/workshop-sustainable-investments-in-the-mediterranean-and-the-role-of-public-private-actors/)
- [DOLFINS Policy Event “Policy insights from new metrics and models for sustainable finance”](https://www.finance-watch.org/event/dolfins-policy-event-policy-insights-from-new-metrics-and-models-for-sustainable-finance/)
- [Crash-Anniversary](https://www.finance-watch.org/event/crash-birthday/) - RENDEZ-VOUS IN FRONT OF BRUSSELS STOCK EXCHANGE ON SEPTEMBER 15TH AT 4PM for a surprise drink
- [La finance verte en question : focus sur la “taxonomie verte” développée par la Commission européenne](https://www.finance-watch.org/event/la-finance-verte-en-question-focus-sur-la-taxonomie-verte-developpee-par-la-commission-europeenne/)
- [6 & 7 December: 2nd edition of our #ChangeFinance Forum](https://www.finance-watch.org/event/change-finance-forum-2nd-edition/)
- [New Economy & Social Innovation Forum – Málaga](https://www.finance-watch.org/event/new-economy-social-innovation-forum-malaga/)
- [Transición ecológica y reforma de las finanzas: Un debate europeo con la sociedad civil](https://www.finance-watch.org/event/transicion-ecologica-y-reforma-de-las-finanzas-un-debate-europeo-con-la-sociedad-civil/)
- [Workshop “Making Finance serve Nature”](https://www.finance-watch.org/event/workshop-making-finance-serve-nature/)
- [Nordic Europe two-day expert workshop on Financial Inclusion – Copenhagen](https://www.finance-watch.org/event/nordic-europe-regional-two-day-expert-workshop-on-financial-inclusion/)
- [La Libra sonne-t-elle le glas des banques centrales ?](https://www.finance-watch.org/event/la-libra-sonne-t-elle-le-glas-des-banques-centrales/)
- [Eastern Europe two-day expert workshop on Financial Inclusion – Bucharest](https://www.finance-watch.org/event/eastern-europe-regional-two-day-expert-workshop-on-financial-inclusion/)
- [OECD Forum on Green Finance and Investment](https://www.finance-watch.org/event/oecd-forum-on-green-finance-and-investment/)
- [QED 8th Annual EU Financial Regulation Conference](https://www.finance-watch.org/event/qed-8th-annual-eu-financial-regulation-conference/)
- [High-level Conference “Implementing Basel III”](https://www.finance-watch.org/event/high-level-conference-implementing-basel-iii/)
- [Finance Watch Annual Conference 2019](https://www.finance-watch.org/event/finance-watch-annual-conference-2019/)
- [Adapting to survive: climate change and finance](https://www.finance-watch.org/event/adapting-to-survive-climate-change-and-finance/)
- [Webinar: Report launch “Nature’s Return” on finance & biodiversity](https://www.finance-watch.org/event/webinar-natures-return/)
- [Conference: Nature’s Return](https://www.finance-watch.org/event/conference-natures-return/)
- [Finance Watch Dialogue: Towards a Social Taxonomy](https://www.finance-watch.org/event/finance-watch-dialogue-towards-a-social-taxonomy/)
- [Webinar: “Breaking the climate-finance doom loop”](https://www.finance-watch.org/event/webinar-breaking-the-climate-finance-doom-loop/)
- [Virtual workshop on the evaluation of the effects of too-big-to-fail reforms](https://www.finance-watch.org/event/virtual-workshop-on-the-evaluation-of-the-effects-of-too-big-to-fail-reforms/)
- [Webinaire “Briser le cercle vicieux entre changement climatique et instabilité financière”](https://www.finance-watch.org/event/webinaire-briser-le-cercle-vicieux-entre-changement-climatique-et-instabilite-financiere/)
- [Navigating the Brave New World: Cryptoassets, Stablecoins, and CBDCs](https://www.finance-watch.org/event/navigating-the-brave-new-world-cryptoassets-stablecoins-and-cbdcs/)
- [Italian Conference: Society, environment and finance in the era of Covid-19](https://www.finance-watch.org/event/society-environment-and-finance-in-the-era-of-covid-19/)
- [Fiscal Policy: a New Era? Opening Event of the #FiscalMatters Week of Debate](https://www.finance-watch.org/event/conference-fiscalmatters-launch-event-fiscal-policy-a-new-era/)
- [“The EU fiscal framework: Myths & Opportunities” –  A #FiscalMatters Week of Debate Workshop](https://www.finance-watch.org/event/workshop-the-eu-fiscal-framework-myths-opportunities/)
- [“How to reform the EU fiscal framework?” A #FiscalMatters Week of Debate Workshop](https://www.finance-watch.org/event/workshop-how-to-reform-the-eu-fiscal-framework/)
- [Webinar on Sustainable Corporate Governance: Setting the incentives and obligations for companies to transition towards sustainability](https://www.finance-watch.org/event/webinar-on-sustainable-corporate-governance-setting-the-incentives-and-obligations-to-spur-companies-towards-sustainability/)
- [Online Workshop – Gender Perspective in Financial Inclusion. A Finance Watch Dialogue](https://www.finance-watch.org/event/online-workshop-gender-perspective-in-financial-inclusion-a-finance-watch-dialogue/)
- [Webinaire FNH & Finance Watch : “Réforme du Pacte de stabilité et de croissance” – 6 Décembre – 14h30](https://www.finance-watch.org/event/webinaire-fnh-finance-watch-reforme-du-pacte-de-stabilite-et-de-croissance-6-decembre-14h30/)
- [​Webseminar: Shrink Finance – for prosperity](https://www.finance-watch.org/event/webseminar-shrink-finance-for-prosperity/)
- [Webinar – The Digitalisation of Money. A Finance Watch Dialogue](https://www.finance-watch.org/event/webinar-the-digitalisation-of-money-a-finance-watch-dialogue/) - Who stands to benefit from a cashless society? Brett Scott discusses his recent book "Cloud-money: Cash, Cards, Crypto and the War for our Wallets."
- [Webkonferenz – Klimakrise und Finanzsektor: Klimabedingte Risiken und die Transformation zu einer nachhaltigen Wirtschaft](https://www.finance-watch.org/event/webkonferenz-klimakrise-und-finanzsektor-klimabedingte-risiken-und-die-transformation-zu-einer-nachhaltigen-wirtschaft/) - Webkonferenz zur Frage wie sich klimabedingte Risiken entschärfen und die Transformation zu einer nachhaltigen Wirtschaft beschleunigen lassen.
- [Conference | Financing local green enterprises in developing and emerging countries](https://www.finance-watch.org/event/conference-financing-local-green-enterprises-in-developing-and-emerging-countries/)
- [Conference – A new era for European economic governance?](https://www.finance-watch.org/event/conference-a-new-era-for-european-economic-governance/) - Cost of living crisis, ecological emergency and war are some of the new challenges facing Europe. How should the EU economic governance framework change to face these challenges?
- [Finance and Society Conference 2012](https://www.finance-watch.org/event/finance-and-society-conference-2012/)
- [Financial Markets: Serving the Real Economy? Conference 10 Oct 2012](https://www.finance-watch.org/event/financial-markets-serving-the-real-economy-conference-10-oct-2012/)
- [Long Term Investing: What Can the EU Learn from the Kay Review?](https://www.finance-watch.org/event/long-term-investing-what-can-the-eu-learn-from-the-kay-review/)
- [Expert meeting: The European Banking Union – Way out of the Crisis?](https://www.finance-watch.org/event/expert-meeting-the-european-banking-union-way-out-of-the-crisis/)
- [Conference: Funding the real economy today and tomorrow](https://www.finance-watch.org/event/conference-funding-the-real-economy-today-and-tomorrow/)
- [Film screening: “The secret bank bail-out”](https://www.finance-watch.org/event/film-screening-the-secret-bank-bail-out/)
- [Webinar on Lobbying](https://www.finance-watch.org/event/webinar-on-lobbying/)
- [Webinar “Second Finance Watch Anniversary: What have we achieved?”](https://www.finance-watch.org/event/webinar-second-finance-watch-anniversary-what-have-we-achieved/)
- [Special campaign webinars](https://www.finance-watch.org/event/special-campaign-webinars/)
- [Conference: ‘Five years on – What next for the financial reform agenda?’](https://www.finance-watch.org/event/conference-five-years-on-what-next-for-the-financial-reform-agenda/)
- [Webinar on bank separation](https://www.finance-watch.org/event/webinar-on-bank-separation/)
- [Expert Symposium on responsible investment](https://www.finance-watch.org/event/expert-symposium-on-responsible-investment/)
- [Finance Watch Friends’ Day](https://www.finance-watch.org/event/finance-watch-friends-day/)
- [Webinar on ECB stress tests](https://www.finance-watch.org/event/webinar-on-ecb-stress-tests/)
- [Finance Watch event “What finance for what growth?”](https://www.finance-watch.org/event/finance-watch-event-what-finance-for-what-growth/)
- [Conference “Housing Finance: Property Bubbles or Social & Ecological Resilience?”](https://www.finance-watch.org/event/conference-housing-finance-property-bubbles-or-social-ecological-resilience/)
- [1st Change Finance Forum](https://www.finance-watch.org/event/1st-change-finance-forum/)
- [Webinar on Capital Markets Union](https://www.finance-watch.org/event/webinar-on-capital-markets-union/)
- [Webinar on Level 2 rulemaking](https://www.finance-watch.org/event/webinar-on-level-2-rulemaking/)
- [Conference “The long term financing agenda – the way to sustainable growth?”](https://www.finance-watch.org/event/conference-the-long-term-financing-agenda-the-way-to-sustainable-growth/)
- [Conference “Banks and Financial Markets: Safe and Long-Term?”](https://www.finance-watch.org/event/conference-banks-and-financial-markets-safe-and-long-term/)
- [Conference on Over-indebtedness – Brussels, EESC – 12 December 2014](https://www.finance-watch.org/event/conference-on-over-indebtedness-brussels-eesc-12-december-2014/)
- [Webinar “What is investment banking?”](https://www.finance-watch.org/event/webinar-what-is-investment-banking/)
- [Webinar: Financial Regulation challenged by European Trade Policy](https://www.finance-watch.org/event/webinar-financial-regulation-challenged-by-european-trade-policy/)
- [Webinar on securitisation](https://www.finance-watch.org/event/webinar-on-securitisation/)
- [Conference “Finance and Climate”: How to shift the model?](https://www.finance-watch.org/event/conference-finance-and-climate-how-to-shift-the-model/)
- [Webinar on bank resolution](https://www.finance-watch.org/event/webinar-on-bank-resolution/)
- [Conference “Confidence, ethics, and incentives in the financial sector”](https://www.finance-watch.org/event/conference-confidence-ethics-and-incentives-in-the-financial-sector/)
- [Conference “Between a rock and a hard place: The future of traditional banking”](https://www.finance-watch.org/event/conference-between-a-rock-and-a-hard-place-the-future-of-traditional-banking/)
- [Sustainability within the Capital Market Union: ensuring alignment with EU social and environmental commitments](https://www.finance-watch.org/event/sustainability-within-the-capital-market-union-ensuring-alignment-with-eu-social-and-environmental-commitments/)
- [Representation of public interest in banking](https://www.finance-watch.org/event/representation-of-public-interest-in-banking/)
- [Conference on Personal Insolvency – European Parliament – 7 Dec 2016](https://www.finance-watch.org/event/conference-on-personal-insolvency-european-parliament-7-dec-2016/)
- [Roundtable: EU economic governance watchdog](https://www.finance-watch.org/event/roundtable-eu-economic-governance-watchdog/)
- [Conference “A pot of gold at the end of the rainbow? The future of pensions in the EU”](https://www.finance-watch.org/event/conference-a-pot-of-gold-at-the-end-of-the-rainbow-the-future-of-pensions-in-the-eu/)
- [Big data and fintech: a solution for financial exclusion ?](https://www.finance-watch.org/event/big-data-and-fintech-a-solution-for-financial-exclusion/)
- [FinTech Workshop No.1: Blockchain](https://www.finance-watch.org/event/fintech-workshop-no-1-blockchain/)
- [Finance Watch Webinar “10 Years After: Are our banks too-big-to-regulate?”](https://www.finance-watch.org/event/finance-watch-webinar-10-years-after-are-our-banks-too-big-to-regulate/)
- [Webinar “The Capital Food-Chain”](https://www.finance-watch.org/event/webinar-the-capital-food-chain/)
- [Finance Watch Conference on Sustainable Finance](https://www.finance-watch.org/event/finance-watch-conference-on-sustainable-finance/)
- [Finance Watch and NewB event on Ethical Banking](https://www.finance-watch.org/event/finance-watch-and-newb-event-on-ethical-banking/)
- [Unveiling the first edition of the Global Green Finance Index](https://www.finance-watch.org/event/unveiling-the-first-edition-of-the-global-green-finance-index/)
- [Breaking down barriers to basic payment accounts - A Finance Watch webinar](https://www.finance-watch.org/event/breaking-down-barriers-to-basic-payment-accounts/)
- [The Digital Euro: Steps to Success](https://www.finance-watch.org/event/digital-euro/)
- [Personal Insolvency: Does Europe Need Harmonised Rules?](https://www.finance-watch.org/event/personal-insolvency-does-europe-need-harmonised-rules/)
- [[Video Replay] A safe transition for insurers – A Finance Watch webinar](https://www.finance-watch.org/event/a-safe-transition-for-insurers-a-finance-watch-webinar/)

## Campaigns

- [Finance For Society Forum 2025 – Brussels – 4 December](https://www.finance-watch.org/campaign/finance-for-society-forum-2025/)
- [A financial reform agenda for the EU elections](https://www.finance-watch.org/campaign/reset-finance/)
- [Workshop "Supervision matters", Brussels - 29/01/2026](https://www.finance-watch.org/campaign/supervision-matters/)
- [30 years after Maastricht, Finance Watch calls for a change to the EU’s fiscal rules](https://www.finance-watch.org/campaign/maastrichtanniversary/)
- [Make all banks address climate-related financial risks!](https://www.finance-watch.org/campaign/baselconsultation/)
- [Fossil fuel financing is taking the global economy to the point of no return. Sign our letter to prevent a Climate Lehman moment](https://www.finance-watch.org/campaign/fossil-fuel-financing-is-taking-the-global-economy-to-the-point-of-no-return-sign-our-letter-to-prevent-a-climate-lehman-moment/)
- [Sustainable finance: A work in progress](https://www.finance-watch.org/campaign/sustainable-finance-a-work-in-progress/)
- [Key policy reforms and regulatory trends](https://www.finance-watch.org/campaign/key-policy-reforms-and-regulatory-trends/)
- [No Libra – Stop Facebook money!](https://www.finance-watch.org/campaign/libra/)
- [No Libra – Stoppons la monnaie Facebook](https://www.finance-watch.org/campaign/no-libra-stoppons-la-monnaie-facebook/)
- [#NoMoreCrises – The Rules Must Change](https://www.finance-watch.org/campaign/nomorecrises-the-rules-must-change/)
- [What Your Donation Will Achieve](https://www.finance-watch.org/campaign/every-little-helps/)
- [Campaign for a true reform of our financial system](https://www.finance-watch.org/campaign/10yearsafter-support-a-more-ambitious-regulation-of-finance/)
- [Pre-register for the Insurance & Climate Risk Policy Brief](https://www.finance-watch.org/campaign/climaterisk/)
- [Submit your policy reform proposal for the Reset Finance Agenda](https://www.finance-watch.org/campaign/reset-finance-agenda-submit-your-policy-reform-proposal/)
- [Pre-register for the Open Finance Policy Brief](https://www.finance-watch.org/campaign/open-finance/)
- [Agenda partagé [finance-transition]](https://www.finance-watch.org/campaign/agenda-partage-finance-transition/)
- [Plateforme des membres et amis de Finance Watch en France](https://www.finance-watch.org/campaign/france/)
- [Press breakfast](https://www.finance-watch.org/campaign/press-breakfast/)
- [Global Green Finance Index](https://www.finance-watch.org/campaign/survey-disinvestment-ggfi/)
- [Petition “No Libra – Stop Facebook money”](https://www.finance-watch.org/campaign/petition-no-libra-stop-facebook-money/)
- [EXPERT WORKSHOP | Financing local green enterprises in developing and emerging countries](https://www.finance-watch.org/campaign/workshop-financing-local-green-enterprises/)
- [Open letter urging Europe to comply with international banking rules (To sign by 12/04)](https://www.finance-watch.org/campaign/open-letter-urging-europe-to-comply-with-international-banking-rules-sign-by-12-04/)
- [Ihre Stimme für ein gerechtes Finanzsystem](https://www.finance-watch.org/campaign/ihre-stimme-fur-ein-gerechtes-finanzsystem/)
- [Come votare consapevolmente per un settore finanziario al servizio della società](https://www.finance-watch.org/campaign/come-votare-consapevolmente-per-un-settore-finanziario-al-servizio-della-societa/)
- [Comment voter pour une finance au service de la société](https://www.finance-watch.org/campaign/comment-voter-pour-une-finance-au-service-de-la-societe/)
- [How to vote for a fair financial system](https://www.finance-watch.org/campaign/how-to-vote-for-a-fair-financial-system/)
- [Covid economic crisis, a better way out: Let’s rethink the recovery](https://www.finance-watch.org/campaign/covid-economic-crisis-a-better-way-out-lets-rethink-the-recovery/)
- [#FiscalMatters: Join the discussion on Europe’s fiscal future](https://www.finance-watch.org/campaign/fiscalmatters-join-the-discussion-on-europes-fiscal-future/)

## Understand finance

- [Is Finance too powerful to be changed?](https://www.finance-watch.org/understand-finance/video/is-finance-too-powerful-to-be-changed/)
- [A glimpse of the future we’re working towards: a world where finance serves both society and the planet](https://www.finance-watch.org/understand-finance/cartoon/a-glimpse-of-the-future-were-working-towards-a-world-where-finance-serves-both-society-and-the-planet/)
- [Why financial supervision requires a qualitative approach to climate risks and tackling #GreenSwans](https://www.finance-watch.org/understand-finance/cartoon/for-climate-risks-slow-action-no-action-our-cartoon-on-the-impossibility-to-model-greenswan-and-why-financial-supervision-requires-a-qualitative-approach/)
- [Climate change and financial crises: Soft measures will not shield us from the ultimate rainy day. We need hard rules](https://www.finance-watch.org/understand-finance/cartoon/climate-change-and-financial-crises-soft-measures-will-not-shield-us-from-the-ultimate-rainy-day-we-need-hard-rules/)
- [Too-big-to-fail banks](https://www.finance-watch.org/understand-finance/cartoon/too-big-to-fail-banks/)
- [Bad loans: Europe’s measures displace the problem without solving it](https://www.finance-watch.org/understand-finance/cartoon/bad-loans-europes-measures-displace-the-problem-without-solving-it/)
- [Access to cash is a basic financial right (cartoon)](https://www.finance-watch.org/understand-finance/cartoon/access-to-cash-is-a-basic-financial-right-cartoon/)
- [Vulnerable borrowers protection is missing from the NPL package](https://www.finance-watch.org/understand-finance/cartoon/vulnerable-borrowers-protection-is-missing-from-the-npl-package/)
- [Understanding the Climate Loan-To-Value: – a macroprudential tool against the build-up of climate risk](https://www.finance-watch.org/understand-finance/cartoon/understanding-the-climate-loan-to-value-a-macroprudential-tool-against-the-build-up-of-climate-risk/)
- [Auftrag erledigt](https://www.finance-watch.org/understand-finance/cartoon/auftrag-erledigt/)
- [#1 Splitting megabanks?](https://www.finance-watch.org/understand-finance/guides/understanding-finance-1-splitting-megabanks/)
- [#2 Financial services in TTIP?](https://www.finance-watch.org/understand-finance/guides/understanding-finance-2-financial-services-in-ttip/)
- [#3 What kind of financial markets do we need?](https://www.finance-watch.org/understand-finance/guides/understanding-finance-3-what-kind-of-financial-markets-do-we-need/)
- [#4 Bank capital – the return of the myth](https://www.finance-watch.org/understand-finance/guides/understanding-finance-4-bank-capital-the-return-of-the-myth/)
- [Demystify European economic governance](https://www.finance-watch.org/understand-finance/guides/policy-primers-on-european-economic-governance/)
- [Europe must harmonise its patchwork of transition plan requirements (infographic)](https://www.finance-watch.org/understand-finance/cartoon/europe-must-harmonise-its-patchwork-of-transition-plan-requirements/)
- [Public vs. Private Wealth](https://www.finance-watch.org/understand-finance/dashboard/public-vs-private-wealth/)
- [Concentrated Corporate Ownership and Control](https://www.finance-watch.org/understand-finance/dashboard/concentrated-corporate-ownership-and-control/)
- [Passive Investing – “The Market Knows”](https://www.finance-watch.org/understand-finance/dashboard/passive-investing-the-market-knows/)
- [The Financial Lobby Machine](https://www.finance-watch.org/understand-finance/dashboard/the-financial-lobby-machine/)
- [Tax Avoidance](https://www.finance-watch.org/understand-finance/dashboard/tax-avoidance/)
- [Small or Alternative Banks](https://www.finance-watch.org/understand-finance/dashboard/small-or-alternative-banks/)
- [Bank Lending To The Real Economy](https://www.finance-watch.org/understand-finance/dashboard/bank-lending-to-the-real-economy/)
- [Incestuous Finance](https://www.finance-watch.org/understand-finance/dashboard/incestuous-finance/)
- [Financial Instability From Climate Change](https://www.finance-watch.org/understand-finance/dashboard/financial-instability-from-climate-change/)
- [Household Financial Entanglement](https://www.finance-watch.org/understand-finance/dashboard/household-financial-entanglement/)
- [Inequality – Household Wealth](https://www.finance-watch.org/understand-finance/dashboard/inequality-household-wealth/)
- [Too Many Mortgages!](https://www.finance-watch.org/understand-finance/dashboard/too-many-mortgages/)
- [Bank funding of fossil fuels](https://www.finance-watch.org/understand-finance/dashboard/bank-funding-of-fossil-fuels/)
- [Financialisation of Food](https://www.finance-watch.org/understand-finance/dashboard/financialisation-of-food/)
- [Sustainable and Responsible Investing](https://www.finance-watch.org/understand-finance/dashboard/sustainable-and-responsible-investing/)
- [Private Debt Mountain](https://www.finance-watch.org/understand-finance/dashboard/private-debt-mountain/)
- [Shadow Banking](https://www.finance-watch.org/understand-finance/dashboard/shadow-banking/)
- [Still Too Big To Fail: European G-SIBs](https://www.finance-watch.org/understand-finance/dashboard/still-too-big-to-fail-european-g-sibs/)
- [Huge Banks](https://www.finance-watch.org/understand-finance/dashboard/huge-banks/)
- [Cartoon on benchmarks](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-benchmarks/)
- [Cartoon on inducements](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-inducements/)
- [Cartoon sur les incitations](https://www.finance-watch.org/understand-finance/cartoon/cartoon-sur-les-incitations/)
- [Cartoon zu Beraterprovisionen](https://www.finance-watch.org/understand-finance/cartoon/cartoon-zu-beraterprovisionen/)
- [Cartoon zu Benchmarks](https://www.finance-watch.org/understand-finance/cartoon/cartoon-zu-benchmarks/)
- [Cartoon sur les taux de référence](https://www.finance-watch.org/understand-finance/cartoon/cartoon-sur-les-taux-de-reference/)
- [Cartoon on consumer protection (PRIPs)](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-consumer-protection-prips/)
- [Cartoon version of Basel III](https://www.finance-watch.org/understand-finance/cartoon/cartoon-version-of-basel-iii/)
- [Comic über Basel III](https://www.finance-watch.org/understand-finance/cartoon/comic-uber-basel-iii/)
- [Banques Too-big-to-fail](https://www.finance-watch.org/understand-finance/cartoon/banques-too-big-to-fail/)
- [Too-big-to-fail banks DE](https://www.finance-watch.org/understand-finance/cartoon/too-big-to-fail-banks-de/)
- [Cartoon on Long term financing of the real economy](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-long-term-financing-of-the-real-economy/)
- [Cartoon zur langfristigen Finanzierung der Realwirtschaft](https://www.finance-watch.org/understand-finance/cartoon/cartoon-zur-langfristigen-finanzierung-der-realwirtschaft/)
- [Cartoon sur le financement à long terme de l’économie](https://www.finance-watch.org/understand-finance/cartoon/cartoon-sur-le-financement-a-long-terme-de-leconomie/)
- [Cartoon on Capital Markets Union](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-capital-markets-union/)
- [Cartoon on TTIP regulatory cooperation](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-ttip-regulatory-cooperation/)
- [Cartoon on Better Regulation](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-better-regulation/)
- [BD pour une meilleure réglementation](https://www.finance-watch.org/understand-finance/cartoon/bd-pour-une-meilleure-reglementation/)
- [Do you speak Euro-Bubble?](https://www.finance-watch.org/understand-finance/cartoon/do-you-speak-euro-bubble/)
- [Parlez-vous Euro-bulle ?](https://www.finance-watch.org/understand-finance/cartoon/parlez-vous-euro-bulle/)
- [Sprechen Sie EU-Blasisch?](https://www.finance-watch.org/understand-finance/cartoon/sprechen-sie-eu-blasisch/)
- [Who will benefit from a revival of securitisation?](https://www.finance-watch.org/understand-finance/cartoon/who-will-benefit-from-a-revival-of-securitisation/)
- [Fixing Basel III doesn’t make it Basel IV #PlayItFair](https://www.finance-watch.org/understand-finance/cartoon/fixing-basel-iii-doesnt-make-it-basel-iv-playitfair/)
- [Cartoon on COP21](https://www.finance-watch.org/understand-finance/cartoon/cartoon-on-cop21/)
- [Finance Watch’s Season’s Greetings 2015](https://www.finance-watch.org/understand-finance/cartoon/finance-watchs-seasons-greetings-2015/)
- [Weihnachtskarte von Finance Watch](https://www.finance-watch.org/understand-finance/cartoon/weihnachtskarte-von-finance-watch/)
- [Carte de voeux 2016 de Finance Watch](https://www.finance-watch.org/understand-finance/cartoon/carte-de-voeux-2016-de-finance-watch/)
- [BCBS AT LAST LEVELING THE PLAYING FIELD #PLAYITFAIR](https://www.finance-watch.org/understand-finance/cartoon/bcbs-at-last-leveling-the-playing-field-playitfair/)
- [What is investor’s “best interest”?](https://www.finance-watch.org/understand-finance/cartoon/what-is-investors-best-interest/)
- [Qu’est-ce qu’investir dans le meilleur intérêt du client ?](https://www.finance-watch.org/understand-finance/cartoon/quest-ce-quinvestir-dans-le-meilleur-interet-du-client/)
- [Im Interesse des Anlegers](https://www.finance-watch.org/understand-finance/cartoon/im-interesse-des-anlegers/)
- [We could stop money-transfer rip-off](https://www.finance-watch.org/understand-finance/cartoon/we-could-stop-money-transfer-rip-off/)
- [Mission accomplie?](https://www.finance-watch.org/understand-finance/cartoon/mission-accomplie/)
- [Mission accomplished?](https://www.finance-watch.org/understand-finance/cartoon/mission-accomplished/)
- [Banking is on public lifelines once more: Time to reinforce banking rules (Cartoon)](https://www.finance-watch.org/understand-finance/cartoon/banking-is-on-public-lifelines-once-more-time-to-reinforce-banking-rules-cartoon/)
- [Banques à nouveau sous perfusion publique: il est temps de renforcer les règles prudentielles](https://www.finance-watch.org/understand-finance/cartoon/banques-a-nouveau-sous-perfusion-publique-il-est-temps-de-renforcer-les-regles-prudentielles/)
- [Gender Perspective in Financial Inclusion – A Finance Watch Dialogue](https://www.finance-watch.org/understand-finance/video/gender-perspective-in-financial-inclusion-a-finance-watch-dialogue/)
- [Nine economic and financial reforms to stop the collapse of nature](https://www.finance-watch.org/understand-finance/guides/nine-economic-and-financial-reforms-to-stop-the-collapse-of-nature/)
- [Profiling in the insurance sector](https://www.finance-watch.org/understand-finance/video/profiling-in-the-insurance-sector/)
- [Infographic on banking reforms](https://www.finance-watch.org/understand-finance/cartoon/infographic-on-banking-reforms/)
- [Infographic on high frequency trading](https://www.finance-watch.org/understand-finance/cartoon/infographic-on-high-frequency-trading/)
- [9 financial reforms that climate strikers should demand](https://www.finance-watch.org/understand-finance/guides/9-financial-reforms-that-climate-strikers-should-demand/)
- [Comprendre la finance #1 – Séparer les mégabanques ?](https://www.finance-watch.org/understand-finance/guides/comprendre-la-finance-1-separer-les-megabanques/)
- [Comprendre la finance #2 – Exclure les services financiers du TTIP ?](https://www.finance-watch.org/understand-finance/guides/comprendre-la-finance-2-exclure-les-services-financiers-du-ttip/)
- [Comprendre la finance #3 – De quels marchés financiers avons-nous besoin ?](https://www.finance-watch.org/understand-finance/guides/comprendre-la-finance-3-de-quels-marches-financiers-avons-nous-besoin/)
- [Comprendre la finance #4 : Capital bancaire – la résurrection d’un mythe](https://www.finance-watch.org/understand-finance/guides/comprendre-la-finance-4-capital-bancaire-la-resurrection-dun-mythe/)
- [Bande dessinée sur Bâle 3](https://www.finance-watch.org/understand-finance/cartoon/bande-dessinee-sur-bale-3/)
- [Infographie sur les réformes bancaires](https://www.finance-watch.org/understand-finance/cartoon/infographie-sur-les-reformes-bancaires/)
- [Infographie sur le trading à haute fréquence](https://www.finance-watch.org/understand-finance/cartoon/infographie-sur-le-trading-a-haute-frequence/)
- [Neuf réformes de la finance à l’usage des grévistes du climat](https://www.finance-watch.org/understand-finance/guides/neuf-reformes-de-la-finance-a-lusage-des-grevistes-du-climat/)
- [Neuf réformes économiques et financières pour stopper la destruction de la nature](https://www.finance-watch.org/understand-finance/guides/neuf-reformes-economiques-et-financieres-pour-stopper-la-destruction-de-la-nature/)
- [Die Finanzwelt verstehen #1 – Großbanken aufspalten?](https://www.finance-watch.org/understand-finance/guides/die-finanzwelt-verstehen-1-grosbanken-aufspalten/)
- [Die Finanzwelt verstehen #2 – Finanzdienstleistungen in TTIP?](https://www.finance-watch.org/understand-finance/guides/die-finanzwelt-verstehen-2-finanzdienstleistungen-in-ttip/)
- [Die Finanzwelt verstehen #3: Welche Art von Finanzmärkten brauchen wir?](https://www.finance-watch.org/understand-finance/guides/die-finanzwelt-verstehen-3-welche-art-von-finanzmarkten-brauchen-wir/)
- [Die Finanzwelt verstehen #4: Eigenkapital der Banken – die Rückkehr eines Mythos](https://www.finance-watch.org/understand-finance/guides/die-finanzwelt-verstehen-4-eigenkapital-der-banken-die-ruckkehr-eines-mythos/)
- [Infographik zu Bankreformen](https://www.finance-watch.org/understand-finance/cartoon/infographik-zu-bankreformen/)
- [Infographik zum Hochfrequenzhandel](https://www.finance-watch.org/understand-finance/cartoon/infographik-zum-hochfrequenzhandel/)
- [Banken erneut am öffentlichen Tropf:  Zeit die Vorschriften zu verstärken (cartoon)](https://www.finance-watch.org/understand-finance/cartoon/banken-erneut-am-offentlichen-tropf-zeit-die-vorschriften-zu-verstarken-cartoon/)
- [Finance Watch Dialogue: Towards a Social Taxonomy](https://www.finance-watch.org/understand-finance/video/finance-watch-dialogue-towards-a-social-taxonomy/)
- [Webinar: “Breaking the climate-finance doom loop” – Finance Watch and Carbon Tracker Initiative](https://www.finance-watch.org/understand-finance/video/webinar-breaking-the-climate-finance-doom-loop-finance-watch-and-carbon-tracker-initiative/)
- [Webinaire : Briser le cercle vicieux entre changement climatique et instabilité financière](https://www.finance-watch.org/understand-finance/video/webinaire-briser-le-cercle-vicieux-entre-changement-climatique-et-instabilite-financiere/)
- [The climate timebomb puts financial stability in danger. Time to act on climate risks!](https://www.finance-watch.org/understand-finance/cartoon/the-climate-timebomb-puts-financial-stability-in-danger-time-to-act-on-climate-risks/)
- [Webinar on Sustainable Corporate Governance](https://www.finance-watch.org/understand-finance/video/webinar-on-sustainable-corporate-governance/)
- [Dear Banks, address climate risks!](https://www.finance-watch.org/understand-finance/video/dear-banks-address-climate-risks/)
- [Voluntary net-zero pledges are not sufficient. We need mandatory standards](https://www.finance-watch.org/understand-finance/cartoon/voluntary-net-zero-pledges-are-not-sufficient-we-need-mandatory-standards/)
- [How to prevent the cost of climate risk from shifting to insurance policyholders](https://www.finance-watch.org/understand-finance/cartoon/how-to-prevent-the-cost-of-climate-risk-from-shifting-to-insurance-policyholders/)
- [The link between Financial Stability and Climate Change explained in Two Minutes](https://www.finance-watch.org/understand-finance/video/the-link-between-financial-stability-and-climate-change-explained-in-two-minutes/)
- [Webinar: Report launch “Nature’s Return” on finance & biodiversity](https://www.finance-watch.org/understand-finance/video/webinar-report-launch-natures-return-on-finance-biodiversity/)
- [Banques et climat : le Green Supporting Factor n’est pas la bonne solution](https://www.finance-watch.org/understand-finance/video/banques-et-climat-le-green-supporting-factor-nest-pas-la-bonne-solution/)
- [L’hyperliquidité des marchés favorise la finance fossile](https://www.finance-watch.org/understand-finance/video/lhyperliquidite-des-marches-favorise-la-finance-fossile/)
- [9 financial reforms for climate strikers – Infographic](https://www.finance-watch.org/understand-finance/cartoon/9-financial-reforms-for-climate-strikers-infographic/)
- [How to vote for a fair financial system](https://www.finance-watch.org/understand-finance/video/how-to-vote-for-a-fair-financial-system/)
- [Les méthodes des “marchands de doute de la finance” – Laurence Scialom](https://www.finance-watch.org/understand-finance/video/les-methodes-des-marchands-de-doute-de-la-finance-laurence-scialom/)
- [Nous avons besoin d’une police financière européenne](https://www.finance-watch.org/understand-finance/video/nous-avons-besoin-dune-police-financiere-europeenne/)
- [5 priorities to improve our daily financial services](https://www.finance-watch.org/understand-finance/video/5-priorities-to-improve-our-daily-financial-services/)
- [Pourquoi Finance Watch soutient le Pacte Finance Climat](https://www.finance-watch.org/understand-finance/video/pourquoi-finance-watch-soutient-le-pacte-finance-climat/)
- [Sustainable finance: we must change our perception on what “returns” mean](https://www.finance-watch.org/understand-finance/video/sustainable-finance-we-must-change-our-perception-on-what-returns-mean/)
- [Episode 6: A Healthy Business (on financial advice)](https://www.finance-watch.org/understand-finance/video/episode-6-a-healthy-business-on-financial-advice/)
- [Two ways to reduce Brexit impact on citizens](https://www.finance-watch.org/understand-finance/video/two-ways-to-reduce-brexit-impact-on-citizens/)
- [Episode 5: Dispute over the bill (on the real price of the crisis)](https://www.finance-watch.org/understand-finance/video/episode-5-dispute-over-the-bill-on-the-real-price-of-the-crisis/)
- [Episode 4: Heads we win, tails they pay (on traders’ bonuses)](https://www.finance-watch.org/understand-finance/video/episode-4-heads-we-win-tails-they-pay-on-traders-bonuses/)
- [Webinar: Financial Regulation challenged by European Trade Policy](https://www.finance-watch.org/understand-finance/video/webinar-financial-regulation-challenged-by-european-trade-policy/)
- [Episode 3: A toast to populism! (on financial crises & extreme vote)](https://www.finance-watch.org/understand-finance/video/episode-3-a-toast-to-populism-on-financial-crises-extreme-vote/)
- [Episode 2: Make finance great again (on sustainable finance)](https://www.finance-watch.org/understand-finance/video/episode-2-make-finance-great-again-on-sustainable-finance/)
- [Episode 1: Banks on Fire (on capital requirements)](https://www.finance-watch.org/understand-finance/video/episode-1-banks-on-fire-on-capital-requirements/)
- [Fintechs are not all tiny and cute](https://www.finance-watch.org/understand-finance/cartoon/fintechs-are-not-all-tiny-and-cute/)
- [Saving banks from climate risk isn’t enough to finance a 2°C transition](https://www.finance-watch.org/understand-finance/cartoon/saving-banks-from-climate-risk-isnt-enough-to-finance-a-2c-transition/)
- [Sustainable Finance: EU becomes a global leader, but trillions unlikely to shift](https://www.finance-watch.org/understand-finance/cartoon/sustainable-finance-eu-becomes-a-global-leader-but-trillions-unlikely-to-shift/)
- [Undoing financialisation – Join the action on 15th September 2018](https://www.finance-watch.org/understand-finance/video/undoing-financialisation-join-the-action-on-15th-september-2018/)
- [Finance Watch Comic “Long term financing of the real economy”](https://www.finance-watch.org/understand-finance/cartoon/finance-watch-comic-long-term-financing-of-the-real-economy/)
- [Will finance save the planet? A Finance Watch webinar](https://www.finance-watch.org/understand-finance/video/will-finance-save-the-planet-a-finance-watch-webinar/)
- [Finance Forces States to Focus on Short-Term Objectives](https://www.finance-watch.org/understand-finance/video/finance-forces-states-to-focus-on-short-term-objectives/)
- [The Power of Finance is rooted in Ideology – Finance Watch](https://www.finance-watch.org/understand-finance/video/the-power-of-finance-is-rooted-in-ideology-finance-watch/)
- [The capital food-chain: how is capital allocated, by whom and along which criteria?](https://www.finance-watch.org/understand-finance/video/the-capital-food-chain-how-is-capital-allocated-by-whom-and-along-which-criteria/)
- [#10YearsAfter: Are our Banks “Too Big to Regulate”? A Finance Watch Webinar](https://www.finance-watch.org/understand-finance/video/10yearsafter-are-our-banks-too-big-to-regulate-a-finance-watch-webinar/)
- [Peut-on reprendre le contrôle de la finance ?](https://www.finance-watch.org/understand-finance/video/peut-on-reprendre-le-controle-de-la-finance/)
- [Pour une finance au service de la société – Finance Watch](https://www.finance-watch.org/understand-finance/video/pour-une-finance-au-service-de-la-societe-finance-watch/)
- [10 years after the crisis, time to #ChangeFinance](https://www.finance-watch.org/understand-finance/video/10-years-after-the-crisis-time-to-changefinance/)
- [Bank Resolution: a false illusion of safety? – A Finance Watch webinar](https://www.finance-watch.org/understand-finance/video/bank-resolution-a-false-illusion-of-safety-a-finance-watch-webinar/)
- [Intervention humoristique – Christophe Alévêque @ Conférence “Finance et Climat”](https://www.finance-watch.org/understand-finance/video/intervention-humoristique-christophe-aleveque-conference-finance-et-climat/)
- [What is financial market liquidity?](https://www.finance-watch.org/understand-finance/video/what-is-financial-market-liquidity/)
- [Securitisation in Europe: info & concern – a Finance Watch webinar](https://www.finance-watch.org/understand-finance/video/securitisation-in-europe-info-concern-a-finance-watch-webinar/)
- [Understanding “Capital Markets Union” – A Finance Watch Webinar](https://www.finance-watch.org/understand-finance/video/understanding-capital-markets-union-a-finance-watch-webinar/)
- [Level 2 rulemaking – webinar](https://www.finance-watch.org/understand-finance/video/level-2-rulemaking-webinar/)
- [What is investment banking? – A Finance Watch Webinar](https://www.finance-watch.org/understand-finance/video/what-is-investment-banking-a-finance-watch-webinar/)
- [EU Banks stress tests – why taxpayers are at risk? – Finance Watch Webinar](https://www.finance-watch.org/understand-finance/video/eu-banks-stress-tests-why-taxpayers-are-at-risk-finance-watch-webinar/)
- [Warum fürchtet Finance Watch die TTIP?](https://www.finance-watch.org/understand-finance/video/warum-furchtet-finance-watch-die-ttip/)
- [Why is Finance Watch worried about the TTIP?](https://www.finance-watch.org/understand-finance/video/why-is-finance-watch-worried-about-the-ttip/)
- [Pourquoi est-ce que Finance Watch se soucie du TTIP ?](https://www.finance-watch.org/understand-finance/video/pourquoi-est-ce-que-finance-watch-se-soucie-du-ttip/)
- [Was ist eine Universalbank und was ist das Problem?](https://www.finance-watch.org/understand-finance/video/was-ist-eine-universalbank-und-was-ist-das-problem/)
- [What are universal banks and what is the problem?](https://www.finance-watch.org/understand-finance/video/what-are-universal-banks-and-what-is-the-problem/)
- [Qu’est-ce qu’une banque universelle et quel est le problème ?](https://www.finance-watch.org/understand-finance/video/quest-ce-quune-banque-universelle-et-quel-est-le-probleme/)
- [Why separating banking activities? (webinar)](https://www.finance-watch.org/understand-finance/video/why-separating-banking-activities-webinar/)
- [Pourquoi séparer les activités bancaires? ( Webinaire)](https://www.finance-watch.org/understand-finance/video/pourquoi-separer-les-activites-bancaires-webinaire/)
- [Quelles solutions pour remettre la finance au service de la société? 2/2 Wébinaire](https://www.finance-watch.org/understand-finance/video/quelles-solutions-pour-remettre-la-finance-au-service-de-la-societe-2-2-webinaire/)
- [What are the solutions to make finance serve society? 2/2 Webinar](https://www.finance-watch.org/understand-finance/video/what-are-the-solutions-to-make-finance-serve-society-2-2-webinar/)
- [Sommes-nous protégés d’une nouvelle crise financière? 1/2 Wébinaire](https://www.finance-watch.org/understand-finance/video/sommes-nous-proteges-dune-nouvelle-crise-financiere-1-2-webinaire/)
- [Why current regulation will not avoid a future crisis 1/2 – Webinar](https://www.finance-watch.org/understand-finance/video/why-current-regulation-will-not-avoid-a-future-crisis-1-2-webinar/)
- [2nd anniversary of Finance Watch: conversation with Thierry Philipponnat](https://www.finance-watch.org/understand-finance/video/2nd-anniversary-of-finance-watch-conversation-with-thierry-philipponnat/)
- [Après 2 ans de Finance Watch: où en sommes-nous?](https://www.finance-watch.org/understand-finance/video/apres-2-ans-de-finance-watch-ou-en-sommes-nous/)
- [Lobbying in Brussels? ( a webinar by Finance Watch)](https://www.finance-watch.org/understand-finance/video/lobbying-in-brussels-a-webinar-by-finance-watch/)
- [Long Term Financing (interactive video) – Finance Watch](https://www.finance-watch.org/understand-finance/video/long-term-financing-interactive-video-finance-watch/)
- [Investir no es apostar](https://www.finance-watch.org/understand-finance/video/investir-no-es-apostar/)
- [Long Term Financing (explained by kids) – long version](https://www.finance-watch.org/understand-finance/video/long-term-financing-explained-by-kids-long-version/)
- [Long Term Financing (explained by kids) – short version](https://www.finance-watch.org/understand-finance/video/long-term-financing-explained-by-kids-short-version/)
- [Webinar: what do large banks do?](https://www.finance-watch.org/understand-finance/video/webinar-what-do-large-banks-do/)
- [Webinaire : Qu’est-ce qu’une banque universelle?](https://www.finance-watch.org/understand-finance/video/webinaire-quest-ce-quune-banque-universelle/)
- [Thierry Philipponnat sur la réforme bancaire en France](https://www.finance-watch.org/understand-finance/video/thierry-philipponnat-sur-la-reforme-bancaire-en-france/)
- [Webinar : High Frequency Trading](https://www.finance-watch.org/understand-finance/video/webinar-high-frequency-trading/)
- [Webinar: Complex financial products ( PRIPs)](https://www.finance-watch.org/understand-finance/video/webinar-complex-financial-products-prips/)
- [Food speculation and position limit](https://www.finance-watch.org/understand-finance/video/food-speculation-and-position-limit/)
- [Investieren, nicht Spekulieren](https://www.finance-watch.org/understand-finance/video/investieren-nicht-spekulieren/)
- [Dessin animé (3 mn) : Investir ou spéculer ?](https://www.finance-watch.org/understand-finance/video/dessin-anime-3-mn-investir-ou-speculer/)
- [Investing not betting – 3 mn Animated film](https://www.finance-watch.org/understand-finance/video/investing-not-betting-3-mn-animated-film/)
- [“Mise au Point” sur les agences de notation](https://www.finance-watch.org/understand-finance/video/mise-au-point-sur-les-agences-de-notation/)

## Categories

- [Miscellaneous](https://www.finance-watch.org/blog/category/miscellaneous/)
- [Stability & Supervision](https://www.finance-watch.org/blog/category/stability-supervision/)
- [Sustainable Finance](https://www.finance-watch.org/blog/category/sustainable-finance/)
- [Retail & Inclusion](https://www.finance-watch.org/blog/category/retail-inclusion/)
- [Public Finance](https://www.finance-watch.org/blog/category/public-finance/)
- [Digital Finance](https://www.finance-watch.org/blog/category/digital-finance/)

## Tags

- [International finance](https://www.finance-watch.org/blog/related-tag/international-finance/)
- [Offshore financial centers](https://www.finance-watch.org/blog/related-tag/offshore-financial-centers/)
- [Globalisation of finance](https://www.finance-watch.org/blog/related-tag/globalisation-of-finance/)
- [Regulatory capture](https://www.finance-watch.org/blog/related-tag/regulatory-capture/)
- [Financial supervision](https://www.finance-watch.org/blog/related-tag/financial-supervision/)
- [Non-bank financial institution](https://www.finance-watch.org/blog/related-tag/non-bank-financial-institution/)
- [Structured finance](https://www.finance-watch.org/blog/related-tag/structured-finance/)
- [Moral hazard](https://www.finance-watch.org/blog/related-tag/moral-hazard/)
- [Systemic risk](https://www.finance-watch.org/blog/related-tag/systemic-risk/)
- [Capital requirements](https://www.finance-watch.org/blog/related-tag/capital-requirements/)
- [Bail in](https://www.finance-watch.org/blog/related-tag/bail-in/)
- [Market infrastructure](https://www.finance-watch.org/blog/related-tag/market-infrastructure/)
- [Digitalisation of finance](https://www.finance-watch.org/blog/related-tag/digitalisation-of-finance/)
- [Cryptoassets](https://www.finance-watch.org/blog/related-tag/cryptoassets/)
- [Big data in finance](https://www.finance-watch.org/blog/related-tag/big-data-in-finance/)
- [Stablecoins & CBDCs](https://www.finance-watch.org/blog/related-tag/stablecoins-cbdcs/)
- [Responsible investing](https://www.finance-watch.org/blog/related-tag/responsible-investing/)
- [Sustainability risk](https://www.finance-watch.org/blog/related-tag/sustainability-risk/)
- [Sustainability reporting](https://www.finance-watch.org/blog/related-tag/sustainability-reporting/)
- [Transition finance](https://www.finance-watch.org/blog/related-tag/transition-finance/)
- [Financial economics](https://www.finance-watch.org/blog/related-tag/financial-economics/)
- [Short termism](https://www.finance-watch.org/blog/related-tag/short-termism/)
- [Corporate accountability](https://www.finance-watch.org/blog/related-tag/corporate-accountability/)
- [Financialisation](https://www.finance-watch.org/blog/related-tag/financialisation/)
- [Finance and inequalities](https://www.finance-watch.org/blog/related-tag/finance-and-inequalities/)
- [Financial consumer protection](https://www.finance-watch.org/blog/related-tag/financial-consumer-protection/)
- [Financial fraud](https://www.finance-watch.org/blog/related-tag/financial-fraud/)
- [Fiscal rules](https://www.finance-watch.org/blog/related-tag/fiscal-rules/)
- [Monetary policy](https://www.finance-watch.org/blog/related-tag/monetary-policy/)
- [Recovery plans](https://www.finance-watch.org/blog/related-tag/recovery-plans/)
- [About Finance Watch](https://www.finance-watch.org/blog/related-tag/about-finance-watch/)
- [Reforming finance](https://www.finance-watch.org/blog/related-tag/reforming-finance/)
- [Finance explained](https://www.finance-watch.org/blog/related-tag/finance-explained/)
- [Securitisation](https://www.finance-watch.org/blog/related-tag/securitisation/)

## Policy categories

- [Stability & supervision](https://www.finance-watch.org/policy-portal/stability-supervision/) - Safeguard financial stability & protect citizens
- [Digital finance](https://www.finance-watch.org/policy-portal/digital-finance/) - Protect public interest in the age of digitalisation
- [Public finance](https://www.finance-watch.org/policy-portal/public-finance/) - Modernise EU public finance rules for today’s challenges
- [Retail & inclusion](https://www.finance-watch.org/policy-portal/retail-inclusion/) - Address financial exclusion & over-indebtedness
- [Sustainable finance](https://www.finance-watch.org/policy-portal/sustainable-finance/) - Enable a safe transition towards a sustainable economy

## Active legislative files

- [AIFMD](https://www.finance-watch.org/dossier/aifmd/) - Alternative Investment Fund Managers Directive
- [Anti-discrimination directive](https://www.finance-watch.org/dossier/anti-discrimination-directive/)
- [AMLD](https://www.finance-watch.org/dossier/anti-money-laundering-directive-amld/) - Anti-money laundering directive
- [Banking Union](https://www.finance-watch.org/dossier/banking-union/)
- [Brexit](https://www.finance-watch.org/dossier/brexit/)
- [BRRD](https://www.finance-watch.org/dossier/brrd/) - Bank recovery and resolution directive
- [CCD](https://www.finance-watch.org/dossier/ccd/) - Consumer Credit Directive
- [CMDI](https://www.finance-watch.org/dossier/cmdi/)
- [CMU](https://www.finance-watch.org/dossier/cmu/)
- [Credit servicers directive](https://www.finance-watch.org/dossier/credit-servicers-directive/)
- [CSDDD](https://www.finance-watch.org/dossier/csddd/) - Corporate Sustainable Due Diligence Directive
- [DMFSD](https://www.finance-watch.org/dossier/dmfsd/) - Distance Marketing of Financial Services Directive
- [DORA](https://www.finance-watch.org/dossier/dora/) - Digital Operational Resilience Act
- [ESAP](https://www.finance-watch.org/dossier/esap/) - European Single Access Point
- [EU 2030 Biodiversity Strategy](https://www.finance-watch.org/dossier/eu-2030-biodiversity-strategy/)
- [EU Economic Governance](https://www.finance-watch.org/dossier/eu-economic-governance/)
- [Europe 2020 Strategy](https://www.finance-watch.org/dossier/europe-2020-strategy/)
- [IAIS](https://www.finance-watch.org/dossier/iais/)
- [IDD](https://www.finance-watch.org/dossier/idd/) - Insurance Distribution Directive
- [IFRS](https://www.finance-watch.org/dossier/ifrs/) - International Financial Repporting Standards
- [IRRD](https://www.finance-watch.org/dossier/irrd-insurance-recovery-and-resolution-directive/) - Insurance Recovery and Resolution Directive
- [MiCA](https://www.finance-watch.org/dossier/mica/) - Markets in Crypto Assets Regulation
- [MiFID II](https://www.finance-watch.org/dossier/mifid-ii/) - Markets in Financial Instruments Directive
- [MiFIR](https://www.finance-watch.org/dossier/mifir/) - Regulation on markets in financial instruments
- [Non Performing Loans](https://www.finance-watch.org/dossier/non-performing-loans/)
- [Open Finance](https://www.finance-watch.org/dossier/open-finance/)
- [PAD](https://www.finance-watch.org/dossier/payment-accounts-directive-pad/) - Payment accounts directive
- [PEPP](https://www.finance-watch.org/dossier/pepp/) - Pan-European Personal Pension Product Regulation
- [PRIIPS](https://www.finance-watch.org/dossier/priips/) - Packaged retail and insurance-based investment products regulation
- [PSD2](https://www.finance-watch.org/dossier/psd-2/) - Payment Services Directive
- [RRF](https://www.finance-watch.org/dossier/recovery-and-resilience-facility-rrf/) - Recovery and Resilience Facility
- [Solvency II](https://www.finance-watch.org/dossier/solvency-ii/)
- [SRD II](https://www.finance-watch.org/dossier/srd-ii/) - Shareholder Rights Directive
- [Stability and Growth Pact](https://www.finance-watch.org/dossier/stability-and-growth-pact/)
- [Sustainable Corporate Governance](https://www.finance-watch.org/dossier/sustainable-corporate-governance/)
- [SFDR](https://www.finance-watch.org/dossier/sustainable-finance-disclosure-regulation-sfdr/) - Sustainable Finance Disclosure Regulation
- [TTIP](https://www.finance-watch.org/dossier/ttip/) - Transatlantic Trade and Investment Partnership
- [UCITS Directive](https://www.finance-watch.org/dossier/ucits/) - Directive on undertakings for collective investment in transferable securities
- [Bank Structural Reform](https://www.finance-watch.org/dossier/bank-structural-reform/)
- [Basel Framework](https://www.finance-watch.org/dossier/basel-framework/)
- [Benchmark Regulation](https://www.finance-watch.org/dossier/benchmark-regulation/)
- [CBDCs and stablecoins](https://www.finance-watch.org/dossier/cbdcs-and-stablecoins/)
- [Climate Benchmark Regulation](https://www.finance-watch.org/dossier/climate-benchmark-regulation/)
- [Climate risk](https://www.finance-watch.org/dossier/climate-risk/)
- [CRA Regulation](https://www.finance-watch.org/dossier/cra-regulation/) - Credit Rating Agencies Regulation
- [CRR/CRD](https://www.finance-watch.org/dossier/crr-crd/) - Capital Requirements Regulation/Directive
- [Crypto-assets](https://www.finance-watch.org/dossier/crypto-assets/) - Crypto assets
- [CSRD – ESRS](https://www.finance-watch.org/dossier/csrd-esrs/) - Corporate Sustainability Reporting Directive – European Sustainability Reporting Standards
- [Development Finance](https://www.finance-watch.org/dossier/development-finance/)
- [DGS Directive](https://www.finance-watch.org/dossier/dgs-directive/)
- [Digital Euro](https://www.finance-watch.org/dossier/digital-euro/) - Regulation on the establishment of the digital euro
- [Digitalisation](https://www.finance-watch.org/dossier/digitalisation/)
- [Disclosure](https://www.finance-watch.org/dossier/disclosure/)
- [DLT](https://www.finance-watch.org/dossier/dlt/) - Distributed Ledger Technology Regulation
- [EBA Regulation](https://www.finance-watch.org/dossier/eba-regulation/) - European Banking Authority Regulation
- [EIOPA Regulation](https://www.finance-watch.org/dossier/eiopa-regulation/) - European Insurance and Occupational Pensions Authority Regulation
- [ELTIF Regulation](https://www.finance-watch.org/dossier/eltif-regulation/) - Long-Term Investment Fund Regulation
- [Environmental accounting](https://www.finance-watch.org/dossier/environmental-accounting/)
- [ESG Ratings Regulation](https://www.finance-watch.org/dossier/esg-ratings-regulation/) - Environmental, Social, and Corporate Governance Ratings Regulation
- [ESMA Regulation](https://www.finance-watch.org/dossier/esma-regulation/) - European Securities and Markets Authority Regulation
- [EU Ecolabel](https://www.finance-watch.org/dossier/eu-ecolabel/)
- [EU GBS](https://www.finance-watch.org/dossier/eu-gbs/) - EU Green Bond Standard
- [EU Taxonomy](https://www.finance-watch.org/dossier/eu-taxonomy/)
- [FIDA](https://www.finance-watch.org/dossier/fida/) - Regulation on a framework for Financial Data Access (Open Finance)
- [Finance in trade deals](https://www.finance-watch.org/dossier/finance-in-trade-deals/)
- [FinTech Action Plan](https://www.finance-watch.org/dossier/fintech-action-plan/)
- [Greenwashing](https://www.finance-watch.org/dossier/greenwashing/)
- [High frequency trading law](https://www.finance-watch.org/dossier/high-frequency-trading-law/)
- [Insurance Core Principles](https://www.finance-watch.org/dossier/insurance-core-principles/)
- [Insurance regulation](https://www.finance-watch.org/dossier/insurance-regulation/)
- [IORP Directive](https://www.finance-watch.org/dossier/iorp-directive/) - Institutions for occupational retirement provision directive
- [ISSB Standards](https://www.finance-watch.org/dossier/issb-standards/)
- [Lawmaking & democracy](https://www.finance-watch.org/dossier/lawmaking-democracy/)
- [Macroprudential tools](https://www.finance-watch.org/dossier/macroprudential-tools/)
- [MAD/MAR](https://www.finance-watch.org/dossier/mad-mar/) - Market Abuse Directive / Regulation
- [MCD](https://www.finance-watch.org/dossier/mcd/) - Mortgage Credit Directive
- [Monetary policy](https://www.finance-watch.org/dossier/monetary-policy/)
- [NBFI](https://www.finance-watch.org/dossier/nbfi/)
- [Open Banking](https://www.finance-watch.org/dossier/open-banking/)
- [Over-indebtedness](https://www.finance-watch.org/dossier/over-indebtedness/)
- [Payment services](https://www.finance-watch.org/dossier/payment-services/)
- [Pensions Regulation](https://www.finance-watch.org/dossier/pensions-regulation/)
- [Personal Insolvency](https://www.finance-watch.org/dossier/personal-insolvency/)
- [Prospectus Regulation](https://www.finance-watch.org/dossier/prospectus-regulation/) - Regulation on the prospectus for securities offered to the public or traded on a regulated market
- [Prudential regulation](https://www.finance-watch.org/dossier/prudential-regulation/)
- [Recovery and Resolution](https://www.finance-watch.org/dossier/recovery-and-resolution/)
- [Retail Investment Strategy](https://www.finance-watch.org/dossier/retail-investment-strategy/)
- [Securitisation Regulation](https://www.finance-watch.org/dossier/securitisation-regulation/) - Regulation on a general framework for securitisation and transparent and standardised securitisations
- [Social taxonomy](https://www.finance-watch.org/dossier/social-taxonomy/)
- [SRM Regulation](https://www.finance-watch.org/dossier/srm-regulation/) - Single Resolution Mechanism Regulation
- [SSM Regulation](https://www.finance-watch.org/dossier/ssm-regulation/) - Single Supervisory Mechanism Regulation
- [State Aid Communication](https://www.finance-watch.org/dossier/state-aid-communication/)
- [Structured products and derivatives](https://www.finance-watch.org/dossier/structured-products-and-derivatives/)
- [Supervisory convergence & ESFS](https://www.finance-watch.org/dossier/supervisory-convergence-esfs/)
- [Sustainability preferences](https://www.finance-watch.org/dossier/sustainability-preferences/)
- [Sustainable Finance Strategy](https://www.finance-watch.org/dossier/sustainable-finance-strategy/)
- [TBTF](https://www.finance-watch.org/dossier/tbtf/)
- [Transition finance](https://www.finance-watch.org/dossier/transition-finance/)
- [Motor Insurance Directive (MID)](https://www.finance-watch.org/dossier/motor-insurance-directive-mid-2/)
- [EMIR](https://www.finance-watch.org/dossier/emir/)
- [UCPD](https://www.finance-watch.org/dossier/ucpd/)
- [AI Act](https://www.finance-watch.org/dossier/ai-act/)
- [Climate scenario analysis](https://www.finance-watch.org/dossier/climate-scenario-analysis/)
- [Omnibus](https://www.finance-watch.org/dossier/omnibus/)
- [Digital Fairness Act](https://www.finance-watch.org/dossier/digital-fairness-act/)
- [MFF](https://www.finance-watch.org/dossier/mff/)
- [European Semester](https://www.finance-watch.org/dossier/european-semester/)
- [FRTB](https://www.finance-watch.org/dossier/frtb/)

## Categories

- [People](https://www.finance-watch.org/uf_category/people/)
- [Planet](https://www.finance-watch.org/uf_category/planet/)
- [Stability](https://www.finance-watch.org/uf_category/stability/)
- [Democracy](https://www.finance-watch.org/uf_category/democracy/)