lendingpoint.com

Last updated: 7/30/2026valid

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# LendingPoint

> LendingPoint is a direct consumer lender offering fixed-rate personal loans from $1,000 to $36,500 with terms from 24 to 72 months. Get started with a simple application to see your payment options with no impact to your credit score - funds could be in your account as soon as the next business day.

## Personal Loan Products

- [Personal Loans](https://www.lendingpoint.com/personal-loans/): Fixed-rate personal loans, $1,000-$36,500, terms 24-72 months
- [Debt Consolidation Loans](https://www.lendingpoint.com/personal-loans/debt-consolidation-loans/): Consolidate higher-interest debt into one fixed monthly payment
- [Home Improvement Loans](https://www.lendingpoint.com/personal-loans/home-improvement-loans/): Finance home upgrades and repairs without using home equity
- [Emergency Loans](https://www.lendingpoint.com/personal-loans/emergency-loans/): Funding for unexpected expenses
- [Medical Loans](https://www.lendingpoint.com/personal-loans/medical-loans/): Financing for medical, dental, and veterinary expenses
- [Vacation Loans](https://www.lendingpoint.com/personal-loans/vacation-loans/): Fixed-rate financing for travel and vacation expenses
- [Online Loans](https://www.lendingpoint.com/personal-loans/online-loans/): Fully online personal loan application and funding

## Getting a Loan

- [Apply / Check Your Rate](https://customerportal.lendingpoint.com/apply): Prequalify with a soft pull - no impact to credit score
- [Customer Login](https://customerportal.lendingpoint.com/): Existing-customer portal for payments and loan management
- [FAQs](https://www.lendingpoint.com/faqs/): Eligibility, applying, managing a loan, payments, and accounts

## Knowledge Center

- [Knowledge Center Hub](https://www.lendingpoint.com/knowledge-center/): Personal finance articles and guides
- [Personal Loans 101](https://www.lendingpoint.com/knowledge-center/personal-loans-101/): Introduction to how personal loans work
- [Consolidating Debt](https://www.lendingpoint.com/knowledge-center/consolidate-debt/): Strategies and guidance on debt consolidation
- [Credit Health](https://www.lendingpoint.com/knowledge-center/credit-health/): Improving and protecting your credit score
- [Saving & Budgeting](https://www.lendingpoint.com/knowledge-center/saving-budgeting/): Building savings and managing money
- [Planning Your Future](https://www.lendingpoint.com/knowledge-center/planning-your-future/): Long-term financial planning
- [Fund a Major Expense](https://www.lendingpoint.com/knowledge-center/fund-major-expense/): Paying for weddings, taxes, and large purchases
- [Handle an Emergency](https://www.lendingpoint.com/knowledge-center/handle-an-emergency/): Dealing with unexpected expenses
- [Upgrade Your Home](https://www.lendingpoint.com/knowledge-center/upgrade-your-home/): Home improvement and renovation financing

## Company

- [About](https://www.lendingpoint.com/about/): Company story, leadership, and mission
- [Careers](https://www.lendingpoint.com/about/careers/): Open roles and company culture
- [News](https://www.lendingpoint.com/about/news/): Press releases and company news
- [Press Kit](https://www.lendingpoint.com/about/press-kit/): Logos, bios, and brand assets
- [Customer Support](tel:+18889690959): (888) 969-0959 or info@lendingpoint.com

## Legal & Disclosures

- [Privacy Notice](https://www.lendingpoint.com/privacy-notice/): How customer data is collected and used
- [Terms of Use](https://www.lendingpoint.com/terms-of-use/): Website terms and conditions
- [State Licenses](https://www.lendingpoint.com/list-of-state-licenses/): Full list of state lending licenses (NMLS #1424139)
- [California Residents](https://www.lendingpoint.com/california-residents/): California-specific disclosures
- [Ohio Applicants](https://www.lendingpoint.com/ohio-applicants/): Ohio-specific disclosures
- [Wisconsin Notice](https://www.lendingpoint.com/notice-to-married-wisconsin-residents/): Notice to married Wisconsin residents

## Optional

- [Sitemap](https://www.lendingpoint.com/sitemap_index.xml): Full site index
- [Blog RSS](https://www.lendingpoint.com/feed/): Latest Knowledge Center posts
- [iOS App](https://apps.apple.com/us/app/lendingpoint/id1488985079): LendingPoint customer app on the App Store
- [Android App](https://play.google.com/store/apps/details?id=com.lendingpoint.customerportal): LendingPoint customer app on Google Play

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