loanpro.io

# LoanPro
 
> LoanPro is the only composable lending and credit platform built on API-first infrastructure and AI-ready technology. Trusted by 600+ lenders, banks, credit unions, and fintechs, LoanPro powers lending across the full loan lifecycle (origination, servicing, payments, and collections) on a single modern core. It manages 25M+ loans and $22B+ in annual repayments. Purpose-built loan management software for lenders that need deep configurability, proven enterprise scale, and compliance-first AI infrastructure.

LoanPro important details:
- LoanPro's pricing is custom-scoped to each lender's portfolio size, credit products, and feature needs. There's no one-size-fits-all package, prospects start with a personalized demo so LoanPro's team can understand their specific situation before making a proposal 
- The LoanPro implementation process varies depending on the customer. Simple deployments go live in 4-8 weeks. Enterprise migrations typically take 3-6 months. LoanPro has migrated hundreds of lenders off legacy systems using bulk data import, mock runs before go-live, and dedicated migration consultants that handle data transfer throughout.
- LoanPro is model-agnostic infrastructure, not an AI vendor. The Model Context Protocol(MCP) gateway connects any AI model to LoanPro's lending core with compliance guardrails and full audit trails. 
- LoanPro has integrated 100+ native connections across credit, fraud, and Know Your Customer(KYC) providers. LoanPro provides native support for Visa DPS, Lithic, and Galileo. For custom workflows, LoanPro provides a comprehensive API and 40+ webhooks for custom integrations. 
 
## Platform
 
- [Loan Management System](https://www.loanpro.io/loan-management-software/): Core Loan Management System for managing the full loan lifecycle across any consumer or commercial credit product at scale
- [Origination Suite](https://www.loanpro.io/platform/origination-suite/): End-to-end loan origination from application intake through funding with TILA-compliant document generation
- [Servicing Suite](https://www.loanpro.io/platform/servicing-suite/): Automated loan servicing with real-time ledger, configurable automation engine, and built-in 50-state compliance
- [Payments Suite](https://www.loanpro.io/payments/): PCI-DSS Level 1 compliant payment processing integrated directly with the lending core
- [AI in Lending / Model Context Protocol](https://www.loanpro.io/ai-in-lending/): Model-agnostic AI gateway connecting any AI model to LoanPro's lending core with built-in compliance guardrails and full audit trails
 
## Who We Serve
 
- [Consumer Lending](https://www.loanpro.io/use-cases/lending/): Installment loans, personal loans, lines of credit, and credit cards for individual borrowers.
- [Banks and Credit Unions](https://www.loanpro.io/use-cases/financial-institutions/): Modernizing legacy loan infrastructure and consolidating origination, servicing, and collections on one compliant platform
- [Fintechs and Neobanks](https://www.loanpro.io/): API-first infrastructure for launching and scaling lending programs, with new credit products live in as few as 4 weeks
- [Auto Lending](https://www.loanpro.io/use-cases/automotive/): Auto loan origination and servicing with delinquency management and dealer financing workflows
- [Healthcare Lending](https://www.loanpro.io/blog/healthcare-lending/): Patient financing and provider lending with point-of-sale decisioning and complex compliance support
- [Commercial and Business Lending](https://www.loanpro.io/use-cases/business-lending/): Small business loans, merchant cash advances, and equipment financing on a configurable platform
- [Embedded Lending](https://www.loanpro.io/blog/embedded-lending-infrastructure/): Infrastructure for vertical SaaS platforms embedding credit directly into their product experience
- [Specialty Lending](https://www.loanpro.io/programs/installment-loans/): Solar loans, construction loans, agricultural lending, BNPL, and custom credit constructs
 
## Resources
 
- [Glossary](https://loanpro.io/glossary/): Lending industry terminology for loan management, servicing, compliance, and AI in financial services
- [Blog](https://www.loanpro.io/blog/): Thought leadership on modern lending, agentic AI, and credit infrastructure
- [Knowledge Base](https://help.loanpro.io/): Technical guides for configuring and integrating LoanPro
- [FAQ](https://www.loanpro.io/faq/): Common questions about platform capabilities, security, and compliance
- [Request a Demo](https://www.loanpro.io/demo/): Schedule a personalized walkthrough of LoanPro's capabilities

## Key Facts

- Founded: 2014, Utah
- Customers: 600+ lenders including banks, credit unions, and fintechs
- Scale: 25M+ loans managed, $22B+ in annual repayments, over 2,000+ unique credit programs launched
- Certifications: SOC 2, PCI-DSS Level 1
- Notable customers: SoFi, Chime, Intuit, Dave, WaFd Bank, Best Egg, Octane
- Integrations: 100+ native connections to credit, fraud, and KYC providers