paypal.com

# PayPal

PayPal is a global online payments platform that allows individuals and businesses to send and receive money electronically. It provides a fast, secure, and convenient alternative to traditional paper methods like checks and money orders.

Last Updated: October 15, 2025
Version: 1.3

Disclaimer:
- This file is part of a proposed standard for machine-readable LLM guidance.
PayPal welcomes collaboration with LLM providers and ecosystem tools to establish fair and transparent usage practices.
- Not all countries support all the features and links which are listed below. 

## BRC, Money Hub & PayPal 
- [Business Resource Center Home](/us/brc) - Whether you're just starting out, or looking to grow your business, the Business Resource Center is here to help with expert advice, best practices, leading tools, and more.
- [Money Hub Home](/us/money-hub) - Are you looking to learn about payments? Or maybe you're not sure how to create a budget? Explore our tips and tricks for all things money in our PayPal Money Hub
- [PayPal Home](/us/home) - From paying friends to saving money or getting cash back when you shop, explore what the new PayPal app has to offer.

## Consumer
- [Get The App](/us/digital-wallet) - The new all-in-one PayPal App lets you manage all your money in one place. Learn about the features of the PayPal digital wallet and download it today.
- [How PayPal Works](/us/digital-wallet/how-paypal-works) - PayPal enables you to securely make payments to individuals or businesses worldwide. Our app provides a simple and secure way to pay anyone, anywhere.

### Get The App
- [Android App](https://play.google.com/store/apps/details?id=com.paypal.android.p2pmobile) - The PayPal Android App for Payments
- [IOS App](https://apps.apple.com/us/app/paypal-pay-send-save/id283646709) - The PayPal IOS App for Payments

### Shopping & Rewards
- [Shopping & Rewards](/us/digital-wallet/ways-to-pay) - When you checkout with PayPal, you can earn rewards while you shop. Stack offers to earn even more cash back. Find out more.
    - [Buy Now & Pay Later](/us/digital-wallet/ways-to-pay/buy-now-pay-later) - Use PayPal's Buy Now Pay Later App to pay at your favorite retailers. Select a Pay Later offer at checkout, Pay in 4 or Pay Monthly, for qualifying purchases.
    - [Rewards](/us/digital-wallet/rewards) - Explore our online and app-exclusive offers, earn rewards, and enjoy cash back. Discover enticing deals when you make purchases using PayPal at checkout.
    - [PayPal Credit and Cards](/us/digital-wallet/ways-to-pay/credit-services) - Explore our line of credit and digital credit card options. Discover our debit card, get cash back with the PayPal credit card, and finance purchases.
    - [PayPal Debit Card](/us/digital-wallet/manage-money/paypal-debit-card) - Get the PayPal Debit Card to earn cash back on gas, groceries and more. Spend your PayPal balance anywhere Mastercard debit card is accepted.
    - [Paying With PayPal](/us/digital-wallet/ways-to-pay/checkout-with-paypal) - Checkout with PayPal online or in-store. You can even donate to a charity, fundraiser, or cause. Pay for goods or services anytime, anywhere, with PayPal.

### Send & Receive
- [Send & Receive](/us/digital-wallet/send-receive-money) - Send, request, and transfer money online with PayPal. Find out more about how easy it is to send and receive money with our secure app.
    - [Send Money](/us/digital-wallet/send-receive-money/send-money) - Transfer funds quickly and securely with PayPal. Send money online to friends and family from your bank account or PayPal balance for free. Get started.
    - [Receive Money](/us/digital-wallet/send-receive-money/request-money) - Request money from friends and family easily. Use PayPal for any payment request and receive money quickly. Learn how to request payment today.
    - [Pool Money](/us/digital-wallet/send-receive-money/pool-money) - Manage money pooling online with PayPal. Collect and track funds for group gifts securely with real-time updates. No fees to contribute-spend confidently.
    - [Donate](/us/digital-wallet/send-receive-money/giving) - Donate money to a charity through the PayPal app or at checkout. We make it easy to support those in your community who need it most.
    - [Start Selling](/us/digital-wallet/send-receive-money/start-selling) - Get paid for your products and services. Accepting payments casually is easy with PayPal, and you don't need to be a business owner to do so.

### Manage Your Money
- [Manage Your Money](/us/digital-wallet/manage-money) - Manage your money and reach your financial goals with PayPal. Use a Cash Card, set up direct deposits, add cash, and more – all in our digital wallet app.
    - [Add Cards And Banks](/us/digital-wallet/ways-to-pay/add-payment-method) - Add payment methods to your PayPal account easily. Discover how to add a credit or debit card and link your bank to your Digital Wallet.
    - [Security And Safety](/us/digital-wallet/security-and-protection) - Your data and money are safe. It doesn't matter if you're a shopper or a seller; PayPal security protects you against fraud with our secure encryption.
    - [Set Up Direct Deposit](/us/digital-wallet/manage-money/direct-deposit) - Direct deposit made faster. Set up direct deposit and get your paycheck transferred straight to your PayPal App account for quicker payments.
    - [Add Cash](/us/digital-wallet/manage-money/add-money) - Add money to your PayPal Balance account online in different ways: direct deposit, bank account, and stores. Turn dollar bills into digital currency.
    - [Pay Bills](/us/digital-wallet/manage-money/pay-bills) - Pay your bills online and stay on top of your finances. The PayPal app lets you pay and manage bills all from one, secure place. Get started today.
    - [Savings and Goals](/us/digital-wallet/manage-money/start-saving) - Wondering how to save money while earning interest? Open a PayPal Savings account to earn interest on savings, manage your savings, and more.
    - [Cryptocurrency](/us/digital-wallet/manage-money/crypto) - Use the PayPal app to buy, sell, transfer, and hold cryptocurrencies. Better yet, you can rest assured that we work hard to prevent unauthorized transfers.

## Merchant
- [Get Started](/us/business/open-business-account) - Open a business account easily in PayPal. Create your business account and access seamless payment solutions, including checkout for your sales.
- [Fees](/us/business/fees) - Explore PayPal Business for online payments. Understand transaction and processing fees while discovering flexible pricing for your payment solutions.
- [Payment Methods](/us/business/accept-payments/payment-methods) - Payment methods are key to your business online transactions and drive sales. Offer different types of payment methods with PayPal.
- [3rd Party integrations](/us/business/platforms-and-marketplaces/solutions) - Discover PayPal's third-party integrations and partner directory. From eCommerce platforms to accounting systems, find the solutions you need here.
- [Events](/us/campaign/paypal-events) - Explore the many different events PayPal is attending and find out where you can visit us and learn about how to expand and grow your business.
- [PayPal Open](/us/business) - Payment processing services for secure, fast and scalable payment platforms, providing solutions for all businesses.

### Business Types
- [Enterprises](/us/business/enterprise) - Leverage PayPal's enterprise payment solution to cover any payment needs a large business may have, including payment optimization, processing, and payouts.
- [Small Businesses](/us/business/small-business) - PayPal for Small Businesses has everything you need to sell online and in person. Grow your business with our secure growth solutions.
- [Solopreneurs](/us/business/solopreneurs) - Solopreneurs can accept payments, send an invoice or apply for business loans with PayPal. Grow your personal business with a tailor-made solution.
- [Partners](/us/enterprise/become-a-partner) - Apply to join PayPal's partner ecosystem to benefit from the PayPal-pre-integrated solution to help optimize your customer experience and grow your business.
- [Platforms](/us/business/platform-payment-solution) - Enhance your platform experience by integrating PayPal for smooth, embedded payments.

### Accept Payments
- [Accept Payments](/us/business/accept-payments) - Accept payments online now. Learn how to take online payments, accept credit card payments, and offer flexible payment options for your business.
    - [Online Checkout](/us/business/accept-payments/checkout) - Upgrade your website's online checkout with PayPal payment gateway. Our eCommerce and custom checkout integrations make accepting payments fast, secure, and easy.
    - [Installment Payments](/us/business/accept-payments/installment-payments) - Installment payments make managing purchases easier for businesses. Let your costumers pay in 4 or monthly and boost your sales.
    - [Guest Checkout](/us/business/accept-payments/guest-checkout) - Is accelerated guest checkout right for your business? Explore how PayPal can help increase conversion with Fastlane to improve the customer experience.
    - [Accept Venmo](/us/business/accept-payments/accept-venmo) - Accept Venmo in your website or app checkout and boost your sales. Learn how to get started today.
    - [POS System](/us/business/pos-system) - PayPal Point of Sale system is ideal for nearly any business. Our all-in-one point of sale system lets you take payments, manage inventory, and so much more.
    - [Invoicing](/us/business/accept-payments/invoice) - Discover invoicing solutions with advanced invoice software for creating, managing, and sending invoices online, simplify your billing process.
    - [Payment Links](/us/business/accept-payments/payment-links) - Payment Links make transactions easier. Offer secure payment solutions with PayPal. Share a link or add a button to your eCommerce site.
    - [Enterprise Payments](/us/enterprise/payment-processing) - Global payment processing solutions for businesses. Use PayPal's global payment platform to make secure debit or credit card checkouts worldwide.

### Risk & Operations
- [Make Payments](/us/business/make-payments) - Payouts tailored for all business types. Our scalable solutions, including digital and mass payouts for merchant payment processing that grow with your needs.
- [Risk Management](/us/business/operations/risk-management) - Our risk management solutions can help safeguard your business from fraud. From fraud monitoring to chargeback protection, discover our helpful tools here.
- [Fraud Protection](/us/enterprise/fraud-protection-advanced) - Safeguard your business with powerful global fraud protection. Our data-driven insights help you make improved risk decisions with no new integration required.
- [Reporting Tools](/us/business/operations/reporting-tools) - Our reporting tools provide the data and analytics you need to help grow your business. And it's all included with your PayPal Business account.
- [Shipping](/us/business/operations/shipping-and-logistics) - Our Shipping Center makes shipping easy. From paying less for labels to synced tracking info, discover how our shipping solutions can help your business.

### Financial Services
- [Financial Services](/us/business/financial-services) - Financial services and solutions for businesses. Apply for and access fast business financing loans, easily manage your business finances with our debit cards.
    - [Working Capital Loan](/us/business/financial-services/working-capital-loan) - Pay as you grow with PayPal Working Capital. Our business loan is based on your PayPal account history with payment flexibility and no surprise fees.
    - [Business Loan](/us/business/financial-services/small-business-loan) - Apply for a PayPal business loan to help grow your small business. Check to see if you're eligible today with no impact on your credit score.
    - [Business Debit Card](/us/business/financial-services/debit-card) - Use your business debit card to get instant access to your balance and pay with it  online and in stores. Apply for your PayPal business debit card.

## Developer Portal
- [Developer](https://developer.paypal.com/home) - Learn how to create and integrate scalable PayPal checkout solutions for web and mobile applications.

## Help Center 
- [Help Center](/us/cshelp/personal) - External resource - Find answers to your PayPal questions. Browse common questions, watch videos, or ask the Community.