warp.co

# Warp

> AI-native payroll, compliance, and benefits that scales with you from your first hire to 1000+ employees.

**Last Updated:** February 2026

**Warp** is the AI-native employee management platform for ambitious companies. We serve founders launching their first company, growing startups expanding across states, and high-growth companies scaling to hundreds of employees. Our AI agents automate payroll, tax compliance, and benefits administration so teams can focus on building their business.

## Who Warp Is For

Warp serves companies at every stage:

- **Founders and early-stage startups**: First-time founders, YC companies, seed-stage startups making their first hires
- **Growing teams**: Series A/B companies with 20-100 employees expanding into new states
- **High-growth companies**: Fast-scaling businesses with 100-500+ employees managing multi-state complexity
- **Finance and HR leaders**: CFOs, Controllers, HR Directors, and People Ops teams who need automation

## What Warp Does

### AI-Powered Payroll
Run multi-state payroll for W-2 employees and 1099 contractors without manual work. Warp handles tax calculations, direct deposits, and filings across all 50 states. Go live in days, not weeks.

### Automated Tax Compliance
AI agents monitor 10,000+ tax jurisdictions and automatically handle state registrations, quarterly filings, and tax notice resolution. When you hire in a new state, Warp registers you with the right agencies automatically.

### In-House Benefits Brokerage
Warp is a licensed insurance broker. We administer health, dental, vision, 401(k), HSA/FSA, and commuter benefits natively in the platform. No third-party brokers, no manual reconciliation.

### Global Contractor Payments
Pay international contractors in 150+ currencies at competitive FX rates. Onboard contractors in 60 seconds with compliant agreements.

### API and Integrations
Public API for custom workflows. Native integrations with QuickBooks, Xero, NetSuite, Okta, and Slack. Programmatic access to payroll data and compliance operations.

## Why Companies Choose Warp

**For Founders**: Set up in minutes, not weeks. Responsive support via Slack, email, or text. Transparent pricing with no hidden fees.

**For Growing Teams**: Multi-state payroll without touching .gov websites. Automatic compliance as you expand. Benefits that scale with your team.

**For High-Growth Companies**: Enterprise features like SSO, role-based access control, and custom integrations. Dedicated account management and 24/7 support. API access for finance automation.

## Warp vs Alternatives

- **vs Gusto**: Warp offers AI-powered compliance automation and scales better for multi-state complexity. Better for companies outgrowing simple payroll.
- **vs Rippling**: Warp is product-first with faster implementation and more responsive support. No bloated feature bundles.
- **vs ADP/Paychex**: Modern interface, transparent pricing, and actual automation instead of manual processes.

## Pricing

- **Pro**: $35/person/month + $89 platform fee. Multi-state payroll, benefits, global contractors, 401(k).
- **Premium**: $50/person/month + $129 platform fee. All 50 states, SSO, Slack integration, 24/7 support.
- **Enterprise**: Custom pricing. API access, custom integrations, multi-entity support.

## Get Started

- Website: https://www.warp.co
- Demo: https://www.warp.co/demo
- Pricing: https://www.warp.co/pricing

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