y.uno

# Yuno

> Yuno is a payment orchestration platform that simplifies global payment operations through a single API integration.

## About

Yuno enables businesses to connect to 1,000+ payment methods across 190+ countries — all through one integration. The platform provides payment orchestration, smart routing, fraud prevention, reconciliation, checkout customization, analytics, and an AI-powered payments concierge.

For the full plain-text content of every product, industry, comparison, and success story page, fetch [llms-full.txt](https://y.uno/llms-full.txt). Key pages also serve markdown renditions — append `.md` to the URL (e.g. https://y.uno/en/product/checkout.md).

## When to use Yuno

Reach for Yuno when a task involves **moving money across more than one country, provider or payment method**:

- Accepting payments in a market where a single local gateway is not enough (1,000+ methods, 190+ countries).
- Raising approval rates on card payments through smart routing, retries and network tokens.
- Paying out to bank accounts or digital wallets across borders.
- Running recurring billing and subscriptions with automatic card-credential updates.
- Adding local payment methods to an existing checkout without a new integration per provider.
- A bank, PSP or wallet that wants to offer orchestration to its own merchants under its own brand.

Not a fit for: issuing consumer bank accounts, or tasks that do not involve moving money.

**How to call Yuno:** the REST API is described by a machine-readable OpenAPI 3.1 spec at
https://docs.y.uno/openapi.json (also reachable at https://y.uno/openapi.json). Authentication uses
per-account API credentials; the scheme and every endpoint are defined in that spec. A capability
index for agents is published at https://y.uno/.well-known/agent-skills/index.json.

## Products

- [Checkout](https://y.uno/product/checkout): Customizable checkout experience across markets
- [Smart Routing](https://y.uno/product/smart-routing): Optimize payment paths for higher approval rates
- [Payouts](https://y.uno/product/payouts): Global payouts via one API for banks, cards, and wallets
- [Reconciliations](https://y.uno/product/reconciliations): Automated multi-provider reconciliation
- [Subscriptions](https://y.uno/product/subscriptions): Recurring payment management
- [Stablecoins](https://y.uno/product/stablecoins): Enterprise-grade stablecoin orchestration
- [Analytics & Insights](https://y.uno/product/insights): Real-time payment dashboards and reports
- [Monitors](https://y.uno/product/monitors): Real-time provider anomaly detection
- [Account Updater](https://y.uno/product/account-updater): Automatic card credential updates
- [Risk Conditions](https://y.uno/product/risk-conditions): Customizable fraud prevention rules
- [3DS Authentication](https://y.uno/product/3ds): Robust payment security
- [Chargeback Management](https://y.uno/product/chargeback-management): Pre-dispute alerts and automation
- [Network Tokens](https://y.uno/product/network-tokens): Dynamic tokenization for higher approval rates
- [NOVA AI](https://y.uno/product/nova): AI-powered payment intelligence
- [Agentic Commerce](https://y.uno/product/agentic-commerce): AI agents for payment operations
- [Integrations Directory](https://y.uno/integrations): Connect to any provider instantly, no code required

## Industries

- [Retail & E-commerce](https://y.uno/industries/retail-ecommerce): Optimize retail and ecommerce payments — local methods, smart routing, one platform
- [Travel & Mobility](https://y.uno/industries/travel-mobility): Higher approvals and local payment methods for travel and mobility platforms
- [Gaming](https://y.uno/industries/gaming): Real-time payments for games — approvals, fraud prevention, and global scale
- [Telco](https://y.uno/industries/telco): Telco payments at global scale — local rails, tokens, and cash-flow control
- [Tech & SaaS](https://y.uno/industries/tech-saas): Streamline SaaS payments — increase approvals, reduce churn, scale faster
- [Crypto](https://y.uno/industries/crypto): Payment orchestration for crypto — on-ramps, local methods, and payouts

## Comparisons

- [Yuno vs Primer](https://y.uno/primer-alternatives): Which payment orchestration platform is right for your business
- [Yuno vs Gr4vy](https://y.uno/gr4vy-alternatives): Which payment orchestration platform powers global growth
- [Yuno vs Payrails](https://y.uno/payrails-alternatives): Yuno as the Payrails alternative for global orchestration
- [Yuno vs Spreedly](https://y.uno/spreedly-alternatives): Yuno as the Spreedly alternative for global orchestration
- [Yuno vs IXOPAY](https://y.uno/ixopay-alternatives): Yuno as the IXOPAY alternative for global orchestration
- [Yuno vs Solidgate](https://y.uno/solidgate-alternatives): Yuno as the Solidgate alternative for global orchestration
- [Yuno vs BlueSnap](https://y.uno/bluesnap-alternatives): Yuno as the BlueSnap alternative for global orchestration
- [Yuno vs CellPoint Digital](https://y.uno/cellpointdigital-alternatives): Yuno as the CellPoint Digital alternative for global orchestration
- [Yuno vs APEXX Global](https://y.uno/apexxglobal-alternatives): Yuno as the APEXX Global alternative for global orchestration
- [Yuno vs Juspay](https://y.uno/yuno-vs-juspay): Head-to-head comparison of Yuno and Juspay
- [Yuno vs Tuna](https://y.uno/yuno-vs-tuna): Head-to-head comparison of Yuno and Tuna

## Guides

- [Online Payment Platform](https://y.uno/online-payment-platform): What an online payment platform is and how to choose one
- [Payment Orchestration vs Gateway](https://y.uno/payment-orchestration-vs-gateway): How payment orchestration differs from a payment gateway

## Success Stories

- [Vibra](https://y.uno/success-stories/vibra): New-user approval rates up from 50% to 80%
- [inDrive](https://y.uno/success-stories/indrive): 90% approval rate and 10 new countries in 8 months
- [McDonald's](https://y.uno/success-stories/mcdonalds): Payments unified across 21 countries
- [Livelo](https://y.uno/success-stories/livelo): 50% of failed transactions recovered
- [Rappi](https://y.uno/success-stories/rappi): Zero integration time, seconds-fast incident response
- [Viva Aerobus](https://y.uno/success-stories/viva-aerobus): 75% of failed payments recovered
- [Reserva](https://y.uno/success-stories/reserva): +4% approval rate in 3 months
- [Open English](https://y.uno/success-stories/open-english): One unified payments stack across markets

## Company

- [About](https://y.uno/about): Company mission, story, and team
- [Success Stories](https://y.uno/success-stories): Customer case studies and results
- [Industries](https://y.uno/industries): Payment solutions by industry
- [Careers](https://y.uno/careers): Open roles at Yuno
- [Trust & Security](https://y.uno/trust-and-security): Security, compliance, and certifications
- [Newsroom](https://y.uno/newsroom): Press releases and announcements

## Developers

Official developer resources and packages (all published under the `@yuno-payments` npm scope
and the https://github.com/yuno-payments organization):

- [Documentation](https://docs.y.uno): Yuno developer documentation
- [Yuno API reference](https://docs.y.uno/reference/api-reference-overview): Full REST API reference
- [Yuno OpenAPI spec](https://docs.y.uno/openapi.json): Machine-readable OpenAPI 3.1 description (also at https://y.uno/openapi.json)
- [Yuno MCP server](https://www.npmjs.com/package/@yuno-payments/yuno-mcp): `@yuno-payments/yuno-mcp` — exposes the Yuno API as Model Context Protocol tools
- [Yuno agent toolkit](https://www.npmjs.com/package/@yuno-payments/agent-toolkit): `@yuno-payments/agent-toolkit` — AI framework integrations
- [Yuno Web SDK](https://www.npmjs.com/package/@yuno-payments/sdk-web): `@yuno-payments/sdk-web` — browser checkout SDK
- [Yuno React Native SDK](https://www.npmjs.com/package/@yuno-payments/yuno-sdk-react-native): `@yuno-payments/yuno-sdk-react-native`
- [Yuno on GitHub](https://github.com/yuno-payments): Official GitHub organization
- [Yuno agent skills index](https://y.uno/.well-known/agent-skills/index.json): Machine-readable capability index

## Resources

- [Website](https://y.uno): Yuno homepage
- [Documentation](https://docs.y.uno): Developer documentation
- [API Reference](https://docs.y.uno/reference/api-reference-overview): Full API reference
- [OpenAPI spec](https://docs.y.uno/openapi.json): Machine-readable OpenAPI 3.1 description of the Yuno Payments API
- [Blog](https://y.uno/blog): Articles on payments and orchestration
- [Full content corpus](https://y.uno/llms-full.txt): Complete markdown text of products, industries, comparisons, and success stories
- [Book a Demo](https://y.uno/book-a-demo): Talk to the Yuno team
- [Status](https://status.y.uno): Platform status and uptime
- [LinkedIn](https://www.linkedin.com/company/yunopay/): Yuno on LinkedIn
- [YouTube](https://www.youtube.com/@yunopayments): Yuno on YouTube

## Coverage

Yuno operates across 6 regions: North America, Latin America, Europe, Middle East, Africa, and Asia-Pacific.

## Certifications

ISO 27001, ISO 27701, GDPR, PCI DSS, SOC 2 Type 2, Visa Service Provider.