Claude, New Yorker, Bandcamp: RBI rules leave international card payments in grey area

Claude's upcoming subscription rollout faces a compliance hurdle as the Reserve Bank of India’s new regulations will mandate reporting of all international credit‑card transactions starting October 1, requiring consumers to disclose detailed payment information for services purchased abroad. For Indian website owners offering Claude’s AI services, this means that every foreign‑card checkout must now capture additional user data (such as PAN, address proof, and transaction purpose) to satisfy RBI reporting. Failure to collect and transmit this information could result in transaction declines, delayed payouts, or regulatory penalties, directly impacting conversion rates and revenue streams from Indian users. **Actionable steps:** 1. **Update your llms.txt** to include a `payment‑compliance` directive, specifying that bots accessing payment endpoints must provide the required RBI fields, and block any requests that omit them. 2. **Implement bot‑traffic monitoring** focused on the checkout API, flagging spikes from Indian IP ranges that lack the new data points, so you can quickly identify non‑compliant transactions. 3. **Add a pre‑checkout verification layer** that prompts Indian customers for the mandatory details before the payment gateway is invoked, ensuring compliance without disrupting the user experience.